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    • claire2018
    • By claire2018 11th Jan 18, 2:50 PM
    • 2Posts
    • 0Thanks
    Credit Rating
    • #1
    • 11th Jan 18, 2:50 PM
    Credit Rating 11th Jan 18 at 2:50 PM
    I would like to take out a loan in the next few months for the first time. I have switched recently my internet, gas/electric, bank so therefore assume I have been credit scored which may reduce my score. Any ideas how long before I should attempt to apply?
Page 1
    • zx81
    • By zx81 11th Jan 18, 2:54 PM
    • 17,288 Posts
    • 18,403 Thanks
    • #2
    • 11th Jan 18, 2:54 PM
    • #2
    • 11th Jan 18, 2:54 PM
    Your score is fictional so can be thoroughly ignored.

    Utility searches tend to be ID checks and will not show to lenders. I would not let it deter you from applying for a loan.
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