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  • FIRST POST
    • Cameron1590
    • By Cameron1590 10th Jan 18, 2:36 PM
    • 117Posts
    • 18Thanks
    Cameron1590
    Nationwide Loan
    • #1
    • 10th Jan 18, 2:36 PM
    Nationwide Loan 10th Jan 18 at 2:36 PM
    Hello,

    Applied to NW for a loan, £11,150 over 3 years at 3.6%. I got a message saying that they would post me a loan agreement to sign and return.

    Any one have expirence of this? Does this mean I have got the monies or can I still be declined?

    Thanks

    Cameron
Page 1
    • zx81
    • By zx81 10th Jan 18, 2:37 PM
    • 17,280 Posts
    • 18,390 Thanks
    zx81
    • #2
    • 10th Jan 18, 2:37 PM
    • #2
    • 10th Jan 18, 2:37 PM
    You could still be declined but it's unlikely.
    • Cameron1590
    • By Cameron1590 10th Jan 18, 2:48 PM
    • 117 Posts
    • 18 Thanks
    Cameron1590
    • #3
    • 10th Jan 18, 2:48 PM
    • #3
    • 10th Jan 18, 2:48 PM
    Thanks for the reply. I bank with them so they should have a good picture on my accounts. I have just accepted a new job with a larger annual salary.

    As such, I have sent them an email just asking if they would like a copy of my new contract - I didn!!!8217;t have to put in any salary details etc.

    Thanks
    • Tarambor
    • By Tarambor 11th Jan 18, 12:18 PM
    • 3,048 Posts
    • 2,212 Thanks
    Tarambor
    • #4
    • 11th Jan 18, 12:18 PM
    • #4
    • 11th Jan 18, 12:18 PM
    Thanks for the reply. I bank with them so they should have a good picture on my accounts. I have just accepted a new job with a larger annual salary.
    Originally posted by Cameron1590
    And are falling into the same trap as most other people do and spending your increase as soon as you've got it so you're no better off.

    You need to sort your finances out so you're not sat there in a year's time wondering how you're worse off than you used to be even though you've had a salary increase.
    • PeacefulWaters
    • By PeacefulWaters 11th Jan 18, 12:44 PM
    • 8,318 Posts
    • 10,656 Thanks
    PeacefulWaters
    • #5
    • 11th Jan 18, 12:44 PM
    • #5
    • 11th Jan 18, 12:44 PM
    I have sent them an email just asking if they would like a copy of my new contract - I didnít have to put in any salary details etc.
    Originally posted by Cameron1590
    Best advice is not to provide anything they don't ask for.
    • Ganga
    • By Ganga 12th Jan 18, 6:45 PM
    • 1,118 Posts
    • 571 Thanks
    Ganga
    • #6
    • 12th Jan 18, 6:45 PM
    • #6
    • 12th Jan 18, 6:45 PM
    Of course you might not get the headline rate.
    ITS NOT EASY TO GET EVERYTHING WRONG ,I HAVE TO WORK HARD TO DO IT!
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