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  • FIRST POST
    • Sconeyj
    • By Sconeyj 10th Jan 18, 1:56 PM
    • 10Posts
    • 54Thanks
    Sconeyj
    NatWest £125 switch incentive
    • #1
    • 10th Jan 18, 1:56 PM
    NatWest £125 switch incentive 10th Jan 18 at 1:56 PM
    Just as I thought I'd exhausted every bank...up pops NatWest with a switch offer! £125 for switching, and no direct debits required. All you need to do is:
    • switch a non-NatWest account
    • deposit £1,500
    • log into online or mobile banking
    All before 16 March (although you need to apply for the account by 16 February).


    Happy days!
Page 52
    • adindas
    • By adindas 6th Feb 18, 3:43 PM
    • 3,561 Posts
    • 2,208 Thanks
    adindas
    I just did faster payment £1500 to my Natwest account and back to My Club Lloyds account. It happens within second both ways. Impressive.

    As I have done this to both account previous, I do not even need to use card reader.
    • soulsaver
    • By soulsaver 6th Feb 18, 4:16 PM
    • 1,719 Posts
    • 688 Thanks
    soulsaver
    Same here for my OH, but not mine?
    Her ac is open, her YB switched, test funded & with the £1500 qualifier.. & w/d again.
    I'm just going to shift the remaining £100 or so to avoid it being ransomed for any time...
    Originally posted by soulsaver
    Further to the above, I made the withdrawal to minimise balance last night & cancelled a Tesco DD that carried over from her YB switch...

    Then today I dug out her passport, scanned it, saved it as a Jpeg, registered her email addy for digidocs, logged in and uploaded the file.. et voila - acceptance & confirmed email in... 2 mins!
    ...took longer to find her passport & I knew where it was!
    Last edited by soulsaver; 06-02-2018 at 4:19 PM.
    • harz99
    • By harz99 6th Feb 18, 4:32 PM
    • 2,673 Posts
    • 2,602 Thanks
    harz99
    Further to the above, I made the withdrawal to minimise balance last night & cancelled a Tesco DD that carried over from her YB switch...

    Then today I dug out her passport, scanned it, saved it as a Jpeg, registered her email addy for digidocs, logged in and uploaded the file.. et voila - acceptance & confirmed email in... 2 mins!
    ...took longer to find her passport & I knew where it was!
    Originally posted by soulsaver

    And the irony is.........you're not her.


    So much for digidocs and security.
    • soulsaver
    • By soulsaver 6th Feb 18, 11:23 PM
    • 1,719 Posts
    • 688 Thanks
    soulsaver
    And the irony is.........you're not her.


    So much for digidocs and security.
    Originally posted by harz99
    No irony. There is no security requirement that I know of that says you have to personally upload your passport pic. to digidocs.

    Who does it for gran? Or blind/disabled/arthritic relative...?
    • Zanderman
    • By Zanderman 7th Feb 18, 12:07 PM
    • 1,617 Posts
    • 4,166 Thanks
    Zanderman
    No irony. There is no security requirement that I know of that says you have to personally upload your passport pic. to digidocs.

    Who does it for gran? Or blind/disabled/arthritic relative...?
    Originally posted by soulsaver
    Er, there is a security and t&c requirement that only the account holder accesses the account! Having someone else access the account is a security breach.

    If, as you say, you're logging in, registering for digidocs and uploading id info for your OH's account you are impersonating the account holder.

    Who does it for Gran etc? No-one should, unless they have Power of Attorney.

    Many people do though, including me and Mrs Zanderwoman for each other now and then, but in full awareness that it is against the bank's t&c!
    • ValiantSon
    • By ValiantSon 7th Feb 18, 12:45 PM
    • 2,039 Posts
    • 1,890 Thanks
    ValiantSon
    This is the worst account opening experience I have had. Applied for the account and was approved instantly. No request made for ID. No confirmation e-mail. Two days later an e-mail arrives (actually 2 - duplicates) asking me to upload photo ID, so I upload a copy of my passport that has been accepted elsewhere and is perfectly clear. Next day an e-mail arrives saying that the passport is unclear and I need to submit new ID. I upload perfectly clear pictures of my driving licence (why do they need to see the back; all it shows are the categories of vehicle I can drive?). Get an e-mail today (in incorrect English - use of a double negative) saying that the photo is not clear and it doesn't show all of the information. The photo is completely clear and all information is shown! What on earth do I have to do to meet their arbitrary criteria?

    Also received a letter yesterday duplicating the e-sign document I had already completed, but showing a different branch than shown online. Phoned customer services who didn't really know why I'd received the letter, and couldn't explain why it showed a different (but still local) branch, but said that I must return it.

    I haven't had a NatWest account since I was 10, when I had collected a lovely set of pigs. Having dealt with this nonsense, I won't be sticking around either. What a farce.
    • Consumerist
    • By Consumerist 7th Feb 18, 12:46 PM
    • 4,843 Posts
    • 2,388 Thanks
    Consumerist
    . . . I would switch the account to NatWest but seeing as YB are saying my complaint could take 8 weeks to investigate I will have to move another one. . .
    Originally posted by ColinFFS
    You can switch your account even if you have an outstanding complaint. Indeed you can start a complaint after an account has been closed.
    Warning: In the kingdom of the blind, the one-eyed man is king.
    • EarthBoy
    • By EarthBoy 7th Feb 18, 1:11 PM
    • 1,878 Posts
    • 1,174 Thanks
    EarthBoy
    Is it ok to switch an RBS account? I couldnt see anything on the terms and conditions.
    Originally posted by starM

    Don't make the same mistake as me and try to use RBS as a donor account too many times.

    I'd successfully opened and switched RBS accounts twice in 2015 to get switching bonuses elsewhere. When I heard of the NatWest offer I opened another RBS Select account to use as a donor account. All went OK and I paid money in and even used the debit card a couple of times.

    A week later I applied for a NatWest Select account and opted to switch the RBS account. All seemed to go OK, I received emails confirming the account was open and I downloaded the app, no problems so far. A few days later the debit card arrived. In the same post was a letter from the Application Verification Unit advising me that they'd changed their mind and declined my application and I should ignore the debit card. The next day the PIN no arrived with, in a separate envelope, another copy of the rejection letter that I'd received the previous day, -the only difference being that it was dated one day later.

    Two days after this another letter arrived, from RBS this time, to say they'd decided that they didn't want me banking with them any longer and closing my RBS Select account. They also closed my RBS Instant Saver account. I had to visit a branch to get the small amount of money that was in the accounts.

    Clearly they'd twigged that I only wanted RBS/NatWest for the switching bonus and nothing else. I know it's my fault for trying the same trick too many times. If only I'd opened a donor account with a different bank it might have worked. :-(
    • badger09
    • By badger09 7th Feb 18, 1:20 PM
    • 6,004 Posts
    • 5,362 Thanks
    badger09
    This is the worst account opening experience I have had. Applied for the account and was approved instantly. No request made for ID. No confirmation e-mail. Two days later an e-mail arrives (actually 2 - duplicates) asking me to upload photo ID, so I upload a copy of my passport that has been accepted elsewhere and is perfectly clear. Next day an e-mail arrives saying that the passport is unclear and I need to submit new ID. I upload perfectly clear pictures of my driving licence (why do they need to see the back; all it shows are the categories of vehicle I can drive?). Get an e-mail today (in incorrect English - use of a double negative) saying that the photo is not clear and it doesn't show all of the information. The photo is completely clear and all information is shown! What on earth do I have to do to meet their arbitrary criteria?

    Also received a letter yesterday duplicating the e-sign document I had already completed, but showing a different branch than shown online. Phoned customer services who didn't really know why I'd received the letter, and couldn't explain why it showed a different (but still local) branch, but said that I must return it.

    I haven't had a NatWest account since I was 10, when I had collected a lovely set of pigs. Having dealt with this nonsense, I won't be sticking around either. What a farce.
    Originally posted by ValiantSon
    You are not alone, as even a cursory glance through the 52 pages of this thread will show.

    Just keep that £125 in mind when frustration mounts - as it inevitably will.

    If you still have you little piggies, you might even double that

    http://www.ebay.co.uk/bhp/natwest-pigs
    • Katiehound
    • By Katiehound 7th Feb 18, 2:46 PM
    • 4,444 Posts
    • 38,869 Thanks
    Katiehound
    Ahhh the famous NatWest pigs! My friend's son has a set of these except missing the 5th (and is that the largest?) They are still storing money on his bookshelf- he has long since moved away!

    Switching to NatWest is every bit as exciting as the switch to Yorks bank! Hopefully my switch going thro on 9th.
    and yes I remember the mantra :
    earning £125, earning £125......etc
    Being polite and pleasant doesn't cost anything!
    If you found my posting helpful please hit the "Thanks" button!
    Many thanks

    2018 Wombling : Entrant 8 ..2319 cc+.2205mm (£2.20.5) + RK £5.21= £30.64.5
    • gingercordial
    • By gingercordial 7th Feb 18, 2:54 PM
    • 1,160 Posts
    • 1,199 Thanks
    gingercordial
    You are not alone, as even a cursory glance through the 52 pages of this thread will show.

    Just keep that £125 in mind when frustration mounts - as it inevitably will.

    If you still have you little piggies, you might even double that

    http://www.ebay.co.uk/bhp/natwest-pigs
    Originally posted by badger09

    I hadn't thought about those pigs in years! My brother and I both have full sets somewhere in my parents' loft.
    • ValiantSon
    • By ValiantSon 7th Feb 18, 3:00 PM
    • 2,039 Posts
    • 1,890 Thanks
    ValiantSon
    Ahhh the famous NatWest pigs! My friend's son has a set of these except missing the 5th (and is that the largest?) They are still storing money on his bookshelf- he has long since moved away!

    Switching to NatWest is every bit as exciting as the switch to Yorks bank! Hopefully my switch going thro on 9th.
    and yes I remember the mantra :
    earning £125, earning £125......etc
    Originally posted by Katiehound
    The pigs are in perfect condition and stored at my parents' house, along with my little brother's set. The biggest one was called Sir Nathaniel. You had to save £100 to get him.

    I do keep thinking of the £125, but this is beginning to take more time than it should and if it carries on too much longer then I might just cut my nose off to spite my face. I don't need the hassle.
    • crouchmagic
    • By crouchmagic 7th Feb 18, 3:01 PM
    • 170 Posts
    • 1,491 Thanks
    crouchmagic
    I uploaded my ID 8 days ago and still haven't heard anything. They taken a while with anyone else?
    • twiglet98
    • By twiglet98 7th Feb 18, 3:26 PM
    • 809 Posts
    • 3,808 Thanks
    twiglet98
    I don't have digital ID, passport expired, paper driving licence as I haven't changed my name or address since photocard licences were launched. I made an appointment at my local branch, took the paper driving licence and last year's Council Tax bill, together with the letter I'd received confirming the appointment, and my sort code and account number were issued there and then. Debit card and PIN to follow within 5 working days, switch date confirmed for next week.
    • soulsaver
    • By soulsaver 7th Feb 18, 4:04 PM
    • 1,719 Posts
    • 688 Thanks
    soulsaver
    Er, there is a security and t&c requirement that only the account holder accesses the account! Having someone else access the account is a security breach.

    If, as you say, you're logging in, registering for digidocs and uploading id info for your OH's account you are impersonating the account holder.

    Who does it for Gran etc? No-one should, unless they have Power of Attorney.

    Many people do though, including me and Mrs Zanderwoman for each other now and then, but in full awareness that it is against the bank's t&c!
    Originally posted by Zanderman
    You don't need to login to the ac to access digidocs, nor use the ac password which is/can be different for digidocs.
    And if you read their T&Cs in total you'll find it has a caveats for giving third party access.
    • Katiehound
    • By Katiehound 7th Feb 18, 5:06 PM
    • 4,444 Posts
    • 38,869 Thanks
    Katiehound
    I did a FP from Yorks bank- instant
    FP back from NatWest- clearly the scenic route- hasn't yet appeared. Oh yes, it might take 2 hours!!
    Being polite and pleasant doesn't cost anything!
    If you found my posting helpful please hit the "Thanks" button!
    Many thanks

    2018 Wombling : Entrant 8 ..2319 cc+.2205mm (£2.20.5) + RK £5.21= £30.64.5
    • ValiantSon
    • By ValiantSon 7th Feb 18, 5:44 PM
    • 2,039 Posts
    • 1,890 Thanks
    ValiantSon
    Having now spoken to someone about the ludicrous photo ID issue it turns out that they are only interested in getting a copy of my signature, so the form I have already signed for them is enough and they don't actually need my photo ID despite asking for it and rejecting it for no good reason!

    Hello left hand, let me introduce you to the right hand!
    • tg99
    • By tg99 7th Feb 18, 6:36 PM
    • 658 Posts
    • 257 Thanks
    tg99
    Don't make the same mistake as me and try to use RBS as a donor account too many times.

    I'd successfully opened and switched RBS accounts twice in 2015 to get switching bonuses elsewhere. When I heard of the NatWest offer I opened another RBS Select account to use as a donor account. All went OK and I paid money in and even used the debit card a couple of times.

    A week later I applied for a NatWest Select account and opted to switch the RBS account. All seemed to go OK, I received emails confirming the account was open and I downloaded the app, no problems so far. A few days later the debit card arrived. In the same post was a letter from the Application Verification Unit advising me that they'd changed their mind and declined my application and I should ignore the debit card. The next day the PIN no arrived with, in a separate envelope, another copy of the rejection letter that I'd received the previous day, -the only difference being that it was dated one day later.

    Two days after this another letter arrived, from RBS this time, to say they'd decided that they didn't want me banking with them any longer and closing my RBS Select account. They also closed my RBS Instant Saver account. I had to visit a branch to get the small amount of money that was in the accounts.

    Clearly they'd twigged that I only wanted RBS/NatWest for the switching bonus and nothing else. I know it's my fault for trying the same trick too many times. If only I'd opened a donor account with a different bank it might have worked. :-(
    Originally posted by EarthBoy
    Hmmmm might leave my Natwest Account alone then once the switch has completed albeit wasnít planning on switching it away again given have done all the other bank switch deals. I opened two Natwest Select and one RBS (may have been called Select too) current accounts within a few weeks of each other back in 2015 and switched all not long after. Didnít have any problem though when I returned to Natwest last year to open the Savings Builder and then opening another Select current account a couple of weeks ago to switch into for the £125.
    • schiff
    • By schiff 7th Feb 18, 7:45 PM
    • 17,992 Posts
    • 9,386 Thanks
    schiff
    My switch starts today. What I'm finding odd is not having had a letter from the donor account acknowledging the fact it's about to happen and nothing from Natwest about the starting switch, no letter, no e-mail, no text.

    It got to the stage last night that I wondered if somehow my application to switch with all the details that I know I entered had somehow been ignored or missed the boat. Anyway I've traced the important e-mails confirming things, dated back in January when I applied.

    Nevertheless a bit weird. Needless to say the reader, applied for on 31/1, hasn't arrived.
    • davethorp
    • By davethorp 7th Feb 18, 7:51 PM
    • 1,457 Posts
    • 1,077 Thanks
    davethorp
    Well my experience of this has been far from smooth

    Applied when the offer first was posted here and was accepted online for the select account with a decent sized overdraft.

    Day after I applied I was asked to upload documents to their site which I did immediately. After this radio silence from NatWest.

    I eventually raised a complaint only to be told the account hadn!!!8217;t been opened following their internal checks. Which to me begs the question why offer the account online (with a sizeable overdraft) only to decline it later and why did they not communicate that decision to me

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