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  • FIRST POST
    • fly-catchers
    • By fly-catchers 9th Jan 18, 4:46 PM
    • 179Posts
    • 319Thanks
    fly-catchers
    Missing cash back on TSB credit card
    • #1
    • 9th Jan 18, 4:46 PM
    Missing cash back on TSB credit card 9th Jan 18 at 4:46 PM
    It always annoys me a bit that any final amounts on your monthly statement are not included in the cash back! This month again spent overall 650 and got 3.88 cash back. Just because a large chunk of that appeared right at the end. With the TSB promotion finishing in July are their any other good cash back deals or just with American Express.
Page 1
    • A4445
    • By A4445 9th Jan 18, 4:58 PM
    • 769 Posts
    • 354 Thanks
    A4445
    • #2
    • 9th Jan 18, 4:58 PM
    • #2
    • 9th Jan 18, 4:58 PM
    I use either ASDA cashback or Natwest Reward. I used to use Nationwide Select but they cut the cashback to 0.25% so it's not worth using anymore!
    • Inner Zone
    • By Inner Zone 9th Jan 18, 5:03 PM
    • 2,170 Posts
    • 1,225 Thanks
    Inner Zone
    • #3
    • 9th Jan 18, 5:03 PM
    • #3
    • 9th Jan 18, 5:03 PM
    On my TSB CC account cash back is only paid on the first 500 spend per calender month not by by statement dates. Is your differant?
    So I spend upto 500 plus a few pennies then use a Barclaycard Visa for the rest of the month it pay's 0.5% with no limit and by statement dates.
    I also have an Asda CC Mastercard for use mainly in Asda paying 1% in Asda vouchers, 0.5% used elsewhere.
    • molerat
    • By molerat 9th Jan 18, 5:11 PM
    • 18,776 Posts
    • 12,901 Thanks
    molerat
    • #4
    • 9th Jan 18, 5:11 PM
    • #4
    • 9th Jan 18, 5:11 PM
    I spent 506 and got 5. I just make sure it is all spent before the last few days of the month so there is little chance of it being carried over.
    www.helpforheroes.org.uk/donations.html
    • mad_cash_cow
    • By mad_cash_cow 9th Feb 18, 10:36 PM
    • 62 Posts
    • 68 Thanks
    mad_cash_cow
    • #5
    • 9th Feb 18, 10:36 PM
    • #5
    • 9th Feb 18, 10:36 PM
    I've just been caught out by this TSB Advance card with the 1% cashback. That came through fine, but after 3 months it starts charging interest, even if you pay the full balance off before the due date. I'm probably going to close it a th interest last month exceeded the cashback, unless I've just picked the wrong version of the card and can try to get them to move me?
    Last edited by mad_cash_cow; 09-02-2018 at 10:48 PM.
    The cow is of the bovine ilk,
    One end is moo, the other milk.
    • Dobbibill
    • By Dobbibill 10th Feb 18, 11:15 AM
    • 3,142 Posts
    • 4,052 Thanks
    Dobbibill
    • #6
    • 10th Feb 18, 11:15 AM
    • #6
    • 10th Feb 18, 11:15 AM
    The summary box is where you find the information about any interest free period.

    For the Advance it says

    There is no interest-free period on any transaction.
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    • EarthBoy
    • By EarthBoy 10th Feb 18, 11:42 AM
    • 1,878 Posts
    • 1,174 Thanks
    EarthBoy
    • #7
    • 10th Feb 18, 11:42 AM
    • #7
    • 10th Feb 18, 11:42 AM
    I've just been caught out by this TSB Advance card with the 1% cashback. That came through fine, but after 3 months it starts charging interest, even if you pay the full balance off before the due date.
    Originally posted by mad_cash_cow
    The Advance card is intended for people who don't pay off the full balance every month. The interest rate is lower than on most other credit cards, so if you pay interest this is a good card for you. It's no good for anybody who always clears the full balance.
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