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  • FIRST POST
    • Jaywood89
    • By Jaywood89 8th Jan 18, 9:13 PM
    • 160Posts
    • 72Thanks
    Jaywood89
    Difference between Soft and Hard credit check
    • #1
    • 8th Jan 18, 9:13 PM
    Difference between Soft and Hard credit check 8th Jan 18 at 9:13 PM
    So my Equifax is showing an enquiry made by Natwest. Iíve already been agreed an AIP but my question is. Have they done a hard or soft check on my file? Iím worried if itís just a soft check will I be declined later for late payments on my accounts last year. I have quiet a few late payments on the 10 years Equifax is showing , no defaults or anything more untoward but they are there non the less. But every form of credit Iíve taken out (20+ accounts including car loans, credit card etc have all been paid off in full and most repeated early) I digress.

    Iím wondering if Iím still in danger of failing a credit check even after a AIP. Strangley there are 2 searches in one day on the file donít know whether thatís a typo? Iím
    Not good with Equifax

    Any input would be helpful thanks guys
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