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    • Hmsxxxx
    • By Hmsxxxx 8th Jan 18, 1:43 PM
    • 17Posts
    • 1Thanks
    Do we have any chance of getting a mortgage?
    • #1
    • 8th Jan 18, 1:43 PM
    Do we have any chance of getting a mortgage? 8th Jan 18 at 1:43 PM
    Wondering if anyone has been successful in getting a mortgage with arranged payments on their credit report? We have 10% deposit, can go up to 15% if needed but would rather use this to do up the house if able.
    They are 3 years old but know they will be well and truly stuck on my report for at least 6 years. I donít have much hope in managing to get a mortgage but wondering if anyone has Managed it in my position!
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    • Tarambor
    • By Tarambor 8th Jan 18, 1:52 PM
    • 3,064 Posts
    • 2,217 Thanks
    • #2
    • 8th Jan 18, 1:52 PM
    • #2
    • 8th Jan 18, 1:52 PM
    You may need to see a specialist broker and you're likely to be paying a higher interest rate but they're at the point where they're going to have a far lesser effect on your chances if everything else is good.
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