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  • FIRST POST
    • owen.hewett
    • By owen.hewett 7th Jan 18, 8:59 PM
    • 1Posts
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    owen.hewett
    Cash Withdrawals abroad
    • #1
    • 7th Jan 18, 8:59 PM
    Cash Withdrawals abroad 7th Jan 18 at 8:59 PM
    I am going to Greece for 6 months in the summer to work, and need a cheap way of withdrawing cash. It won't be very much, around 400 a month.

    I have the money so I don't necessarily need a credit card, but wondered whether I could "preload" one of those travel credit cards.

    I am only 20 and have only had a credit card for 6 months or so, so i would guess my credit score is average, although I have paid the balance in full every month.

    Thanks
Page 1
    • zx81
    • By zx81 7th Jan 18, 9:02 PM
    • 17,287 Posts
    • 18,403 Thanks
    zx81
    • #2
    • 7th Jan 18, 9:02 PM
    • #2
    • 7th Jan 18, 9:02 PM
    You're unlikely to get a decent forex free card with a thin credit file, but you may be able to get one of the aqua cards which don't charge.
    • YorkshireBoy
    • By YorkshireBoy 7th Jan 18, 9:03 PM
    • 30,157 Posts
    • 18,015 Thanks
    YorkshireBoy
    • #3
    • 7th Jan 18, 9:03 PM
    • #3
    • 7th Jan 18, 9:03 PM
    I am going to Greece for 6 months in the summer to work, and need a cheap way of withdrawing cash. It won't be very much, around 400 a month.

    I have the money so I don't necessarily need a credit card, but wondered whether I could "preload" one of those travel credit cards.

    I am only 20 and have only had a credit card for 6 months or so, so i would guess my credit score is average, although I have paid the balance in full every month.

    Thanks
    Originally posted by owen.hewett
    Both Halifax and Santander prohibit pre-loading in the T&Cs. I expect the others do too. Have you checked?

    How about a bank account instead? Metro Bank for example.

    Others will be along to tell you about other pre-paid card options.
    • Kim_13
    • By Kim_13 7th Jan 18, 9:13 PM
    • 1,901 Posts
    • 2,035 Thanks
    Kim_13
    • #4
    • 7th Jan 18, 9:13 PM
    • #4
    • 7th Jan 18, 9:13 PM
    You're unlikely to get a decent forex free card with a thin credit file, but you may be able to get one of the aqua cards which don't charge.
    Originally posted by zx81
    Aqua (Reward) doesn't charge for purchases, but it does for Atm withdrawals.

    OP, you may find the MSE article on travel credit cards of interest, if you haven't seen it already: https://www.moneysavingexpert.com/credit-cards/travel-credit-cards . It has a section with some debit cards also.
    Sealed Pot 11 #520 ~ /100
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    • eDicky
    • By eDicky 8th Jan 18, 3:24 AM
    • 3,520 Posts
    • 1,702 Thanks
    eDicky
    • #5
    • 8th Jan 18, 3:24 AM
    • #5
    • 8th Jan 18, 3:24 AM
    No need to consider credit cards and 'preloading', your cost free solutions are Metro Bank (Southeast England branch application), Starling Bank (mobile only) and Loot prepaid account and MasterCard https://loot.io/

    Don't rely on only one card, all three would be best for six months, there's also Revolut which has monthly 200 limit of fee-free ATM withdrawals.
    • J B
    • By J B 8th Jan 18, 9:59 AM
    • 2,813 Posts
    • 998 Thanks
    J B
    • #6
    • 8th Jan 18, 9:59 AM
    • #6
    • 8th Jan 18, 9:59 AM
    I am going to Greece for 6 months in the summer to work.........
    Originally posted by owen.hewett
    Will the work be paid?
    If so, what will you do with the ?
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