Your browser isn't supported
It looks like you're using an old web browser. To get the most out of the site and to ensure guides display correctly, we suggest upgrading your browser now. Download the latest:

Welcome to the MSE Forums

We're home to a fantastic community of MoneySavers but anyone can post. Please exercise caution & report spam, illegal, offensive or libellous posts/messages: click "report" or email forumteam@.

Search
  • FIRST POST
    • The Palmist
    • By The Palmist 7th Jan 18, 5:07 PM
    • 709Posts
    • 291Thanks
    The Palmist
    Dependants
    • #1
    • 7th Jan 18, 5:07 PM
    Dependants 7th Jan 18 at 5:07 PM
    Hi All,

    For the purpose of Mortgage, is a non working spouse considered dependant even if I am not paying any official maintenance just covering the household costs and bills.
    Nothing is more damaging to the adventurous spirit within a man than a secure future. - Alex Supertramp
Page 1
    • ACG
    • By ACG 7th Jan 18, 5:46 PM
    • 17,045 Posts
    • 8,932 Thanks
    ACG
    • #2
    • 7th Jan 18, 5:46 PM
    • #2
    • 7th Jan 18, 5:46 PM
    If you are doing a joint application, no.
    If you are doing a single application, yes.
    I am a Mortgage Adviser
    You should note that this site doesn't check my status as a mortgage adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
    • Thrugelmir
    • By Thrugelmir 7th Jan 18, 6:01 PM
    • 58,964 Posts
    • 52,284 Thanks
    Thrugelmir
    • #3
    • 7th Jan 18, 6:01 PM
    • #3
    • 7th Jan 18, 6:01 PM
    If your wife is a housewife, i.e. staying at home to look after the children and has no guaranteed sources of income. Then she is financially dependent on you. Offical maintenance sounds as if you are seperated which doesn't appear to be the case.
    Financial disasters happen when the last person who can remember what went wrong last time has left the building.
    • The Palmist
    • By The Palmist 7th Jan 18, 8:34 PM
    • 709 Posts
    • 291 Thanks
    The Palmist
    • #4
    • 7th Jan 18, 8:34 PM
    • #4
    • 7th Jan 18, 8:34 PM
    Thanks all makes sense.
    Nothing is more damaging to the adventurous spirit within a man than a secure future. - Alex Supertramp
Welcome to our new Forum!

Our aim is to save you money quickly and easily. We hope you like it!

Forum Team Contact us

Live Stats

68Posts Today

1,884Users online

Martin's Twitter