Your browser isn't supported
It looks like you're using an old web browser. To get the most out of the site and to ensure guides display correctly, we suggest upgrading your browser now. Download the latest:

Welcome to the MSE Forums

We're home to a fantastic community of MoneySavers but anyone can post. Please exercise caution & report spam, illegal, offensive or libellous posts/messages: click "report" or email forumteam@.

Search
  • FIRST POST
    • Aaronlm
    • By Aaronlm 7th Jan 18, 2:05 PM
    • 8Posts
    • 0Thanks
    Aaronlm
    Housing help
    • #1
    • 7th Jan 18, 2:05 PM
    Housing help 7th Jan 18 at 2:05 PM
    I'm looking to move in with my grandfather who is in a council house being paid by housing benefits. I am working full time and willing to pay the rent and tax. Will there be any issue with me doing this, will he still keep his pension?. He's getting old now so I wanna be there to help him while I'm single. Also would it cause a d issues if I left in a few years? Would he ba able to keep the home and 're apply for housing benefits? Thanks
Page 1
    • venison
    • By venison 7th Jan 18, 8:32 PM
    • 2,177 Posts
    • 2,325 Thanks
    venison
    • #2
    • 7th Jan 18, 8:32 PM
    • #2
    • 7th Jan 18, 8:32 PM
    Yes he will keep his pension no I see no issues down the line and if you leave he should be able to reclaim HB.
    Does he have care needs? and if so has he considered applying for Attendance Allowance?
    https://www.gov.uk/attendance-allowance
    Ex Board Guide
    • Aaronlm
    • By Aaronlm 7th Jan 18, 9:04 PM
    • 8 Posts
    • 0 Thanks
    Aaronlm
    • #3
    • 7th Jan 18, 9:04 PM
    • #3
    • 7th Jan 18, 9:04 PM
    Thanks venison. No care needs just starting to struggle to get up the stairs and basic household chores so I just wanna be there to help out. I didn't think there would be an issue but he was worrying he'd lose his pension. I've only really decided to do it today, do u know if there is any delay in joining the tenancy or is it straight forward. My current tenancy runs out next month so I'd like to just move in asap. We are in Wales or sure if there's any different rules here to England.
    • t0rt0ise
    • By t0rt0ise 7th Jan 18, 10:15 PM
    • 3,020 Posts
    • 1,891 Thanks
    t0rt0ise
    • #4
    • 7th Jan 18, 10:15 PM
    • #4
    • 7th Jan 18, 10:15 PM
    You wouldn't want to become a joint tenant, not if you're planning on moving out in a couple of years. You would just live there as family. Your grandfather would need to tell the Housing Benefit department of the change in circumstances so his HB would be reviewed.


    Does he actually want you living there?
    • Aaronlm
    • By Aaronlm 8th Jan 18, 8:04 AM
    • 8 Posts
    • 0 Thanks
    Aaronlm
    • #5
    • 8th Jan 18, 8:04 AM
    • #5
    • 8th Jan 18, 8:04 AM
    Yes he does want me there. How do I chose to live there as family and not a joint tenant, and why shouldn't I do it as a joint tenant? I don't know for certain I'm going to leave but if i met a girl and settles down it may happen.
    • _shel
    • By _shel 8th Jan 18, 8:12 AM
    • 1,185 Posts
    • 2,044 Thanks
    _shel
    • #6
    • 8th Jan 18, 8:12 AM
    • #6
    • 8th Jan 18, 8:12 AM
    Yes he does want me there. How do I chose to live there as family and not a joint tenant, and why shouldn't I do it as a joint tenant? I don't know for certain I'm going to leave but if i met a girl and settles down it may happen.
    Originally posted by Aaronlm
    You just move in. No need to be put on the tenancy. If you choose to pay the rent that doesnít require you to be on the tenancy.
    • Aaronlm
    • By Aaronlm 8th Jan 18, 8:22 AM
    • 8 Posts
    • 0 Thanks
    Aaronlm
    • #7
    • 8th Jan 18, 8:22 AM
    • #7
    • 8th Jan 18, 8:22 AM
    Ok thanks. Can u explain why I wouldn't want to be on the tenancy please? Just curious. I really don't know what I want to do in the future. If I wasn't on the tenancy would it mean I'd have to leave of he died.
    • _shel
    • By _shel 8th Jan 18, 8:58 AM
    • 1,185 Posts
    • 2,044 Thanks
    _shel
    • #8
    • 8th Jan 18, 8:58 AM
    • #8
    • 8th Jan 18, 8:58 AM
    Ok thanks. Can u explain why I wouldn't want to be on the tenancy please? Just curious. I really don't know what I want to do in the future. If I wasn't on the tenancy would it mean I'd have to leave of he died.
    Originally posted by Aaronlm
    Not necessarily, the tenancy could transfer to you should he die and you are living there.
    I donít see any reason why you shouldnít go on it now but the housing may not just add you anyway. Itís their decision and not already living there may be a problem for them.
    • pmlindyloo
    • By pmlindyloo 8th Jan 18, 9:49 AM
    • 11,581 Posts
    • 13,486 Thanks
    pmlindyloo
    • #9
    • 8th Jan 18, 9:49 AM
    • #9
    • 8th Jan 18, 9:49 AM
    Your grandfather would need to talk to the council if he wants to add you to the tenancy. They then make a decision as to whether to do so.

    In your circumstances it seems sensible not to be added to the joint tenancy as you may wish to leave in the future and have no need of social housing.
    Also even if you were able to get added to the tenancy and your grandfather died then you would be over occupying (I am presuming there are at least 2 bedrooms) and the council would probably not allow you to remain.

    As already said if you move in you must notify the council about the change of circumstances and your grandfather will have a non dependent deduction made to his HB.

    See this link:https://england.shelter.org.uk/housing_advice/housing_benefit/housing_benefit_deductions_when_living_with_non-dependants

    You can put your grandfather's details into the benefit calculator on www.turn2us.org.uk to find out what he will continue to receive.

    If his CT is being paid for him as well as HB then check he isn't getting a top up to his state pension with Pension Credit.
Welcome to our new Forum!

Our aim is to save you money quickly and easily. We hope you like it!

Forum Team Contact us

Live Stats

3,069Posts Today

5,215Users online

Martin's Twitter
  • Ah these care free days of watching #ENG score 5 goals in the first half of a World Cup match. It reminds me of... Never.

  • Then it should be. It's not some accident. It's deliberate grappling https://t.co/UxVTuUSNio

  • Penalty yes but time someone was sent off for these wrestling moves #WorldCup

  • Follow Martin