Your browser isn't supported
It looks like you're using an old web browser. To get the most out of the site and to ensure guides display correctly, we suggest upgrading your browser now. Download the latest:

Welcome to the MSE Forums

We're home to a fantastic community of MoneySavers but anyone can post. Please exercise caution & report spam, illegal, offensive or libellous posts/messages: click "report" or email forumteam@.

Search
  • FIRST POST
    • Gemsy81
    • By Gemsy81 6th Jan 18, 9:47 PM
    • 94Posts
    • 264Thanks
    Gemsy81
    Credit files....now I知 confused
    • #1
    • 6th Jan 18, 9:47 PM
    Credit files....now I知 confused 6th Jan 18 at 9:47 PM
    I致e subscribed to Experian for both myself and my partner as we are trying to improve our credit ratings and I thought it would be interesting to see what they say. Also get the free reports from Noddle, which are really low compared to the Experian ones.....

    My question really is, is there any point in subscribing, as reading this forum it seems they are all pretty meaningless anyway!
Page 1
    • Gary_Dexter
    • By Gary_Dexter 6th Jan 18, 9:53 PM
    • 1,281 Posts
    • 732 Thanks
    Gary_Dexter
    • #2
    • 6th Jan 18, 9:53 PM
    • #2
    • 6th Jan 18, 9:53 PM
    Scores and ratings are meaningless.

    Don稚 pay for anything.

    All that matters is your history and the data on your files
    • YorkshireBoy
    • By YorkshireBoy 6th Jan 18, 9:55 PM
    • 30,157 Posts
    • 18,015 Thanks
    YorkshireBoy
    • #3
    • 6th Jan 18, 9:55 PM
    • #3
    • 6th Jan 18, 9:55 PM
    I!!!8217;ve subscribed to Experian for both myself and my partner as we are trying to improve our credit ratings and I thought it would be interesting to see what they say. Also get the free reports from Noddle, which are really low compared to the Experian ones.....

    My question really is, is there any point in subscribing, as reading this forum it seems they are all pretty meaningless anyway!
    Originally posted by Gemsy81
    」30 a month! That's 」360 a year you're planning to spend!

    You can get your free Experian credit report from this very site here...

    https://www.moneysavingexpert.com/creditclub?utm_expid=._bZIeKhmRDa46QyEs6jZjw.0&utm _referrer=https%3A%2F%2Fwww.moneysavingexpert.com% 2Feligibility%2Fcredit-cards%2F

    Perhaps you don't know that Experian scores out of 1000 and Noddle out of 700 and something?
    • zx81
    • By zx81 6th Jan 18, 10:02 PM
    • 17,216 Posts
    • 18,295 Thanks
    zx81
    • #4
    • 6th Jan 18, 10:02 PM
    • #4
    • 6th Jan 18, 10:02 PM
    Choose the number you like the best.
    • Gemsy81
    • By Gemsy81 6th Jan 18, 10:04 PM
    • 94 Posts
    • 264 Thanks
    Gemsy81
    • #5
    • 6th Jan 18, 10:04 PM
    • #5
    • 6th Jan 18, 10:04 PM
    Thanks guys, I!!!8217;ll be cancelling those subscriptions!
Welcome to our new Forum!

Our aim is to save you money quickly and easily. We hope you like it!

Forum Team Contact us

Live Stats

217Posts Today

2,363Users online

Martin's Twitter
  • We all knew we'd win in the end. Never in doubt! ....walks away whistling

  • Yeeesss. Phew. Wow. Uh. Oy yoy yoy

  • It's interesting that 80% of the crowd are young women... According to the close ups we keep seeing anyway.

  • Follow Martin