Your browser isn't supported
It looks like you're using an old web browser. To get the most out of the site and to ensure guides display correctly, we suggest upgrading your browser now. Download the latest:

Welcome to the MSE Forums

We're home to a fantastic community of MoneySavers but anyone can post. Please exercise caution & report spam, illegal, offensive or libellous posts/messages: click "report" or email forumteam@. Skimlinks & other affiliated links are turned on

    • AWPTheo
    • By AWPTheo 6th Jan 18, 6:21 PM
    • 35Posts
    • 61Thanks
    How much did you save before having a child?
    • #1
    • 6th Jan 18, 6:21 PM
    How much did you save before having a child? 6th Jan 18 at 6:21 PM
    So tonight my partner and I were talking about when the right time for children etc would be (a whole long way in the future most likely!)

    Our biggest worry is financial, and by our calculations to live at our current standard, buy all the recommended items and cover expenses, we would need to save 15k just to see us through the first year!

    How much did you all save before having your first child?
    Debts Jan 2018: 0/1,200 personal loan, 118.29/605.71 CC/SC Savings Jan 2018: 450
    2018 Challenges: Save 12k in 2018 #72 - 60/2,400, Virtual Sealed Pot Challenge #17 15.61/100

Page 2
    • jimbo747
    • By jimbo747 8th Apr 18, 11:04 PM
    • 516 Posts
    • 1,410 Thanks
    We didn't save, just cleared our (well my 20k+ post uni) debts first. Would have liked kids earlier (were early 30's when we had 1st) but felt having a child whilst balls deep in debt was irresponsible.
    • sheepy21
    • By sheepy21 8th May 18, 8:45 PM
    • 148 Posts
    • 136 Thanks
    We didn't save anything, I was at uni and just my husband earning, didn't change anything financially tbh. I can't believe you'd need 15k to have a baby, just stop paying for stuff you don't need. We got rid of our cinema memberships for a start, just changes like that
    • 74jax
    • By 74jax 13th May 18, 7:08 PM
    • 4,724 Posts
    • 6,450 Thanks
    We saved my wage as I lost it after the baby came for the 6month leading up to the birth.
    Forty and fabulous, well that's what my cards say....
Welcome to our new Forum!

Our aim is to save you money quickly and easily. We hope you like it!

Forum Team Contact us

Live Stats

2,674Posts Today

8,465Users online

Martin's Twitter
  • Ta ta... for now. This August, as I try and do every few yrs, I'm lucky enough to be taking a sabbatical. No work,?

  • RT @lethalbrignull: @MartinSLewis I've been sitting here for a good while trying to decide my answer to this, feeling grateful for living i?

  • Early days but currently it's exactly 50 50 in liberality v democracy, with younger people more liberal, older more?

  • Follow Martin