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    • Jpc1187
    • By Jpc1187 6th Jan 18, 3:29 PM
    • 12Posts
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    Jpc1187
    Mortgage help?
    • #1
    • 6th Jan 18, 3:29 PM
    Mortgage help? 6th Jan 18 at 3:29 PM
    Hi all I'm new to this so bare with me, I have recently applied for a mortgage with my current bank to which was accepted until I was told yesterday that I have a unpaid credit card default back from 2009 which I had totally for got about, the credit card provider was also my current bank which I applied to would this still cause me problems if I was to apply with another lender with it being nearly 10 years old?

    Originally posted!by!Jpc1187
Page 1
    • ACG
    • By ACG 6th Jan 18, 3:38 PM
    • 17,029 Posts
    • 8,917 Thanks
    ACG
    • #2
    • 6th Jan 18, 3:38 PM
    • #2
    • 6th Jan 18, 3:38 PM
    It should be fine with other lenders. But check your credit reports first.

    Also bare in mind that some banks are linked - ie RBS/Natwest, HSBC/First Direct.
    I am a Mortgage Adviser
    You should note that this site doesn't check my status as a mortgage adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
    • Jpc1187
    • By Jpc1187 7th Jan 18, 10:50 PM
    • 12 Posts
    • 1 Thanks
    Jpc1187
    • #3
    • 7th Jan 18, 10:50 PM
    • #3
    • 7th Jan 18, 10:50 PM
    Thank you for your swift reply this is just as I thought it's my stupid fault for applying to the same bank, would this now effect my chances with another lender as I have had a hard check done on my credit records from there mortgage department?
    Cheers
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