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  • FIRST POST
    • Squawky
    • By Squawky 6th Jan 18, 7:27 AM
    • 94Posts
    • 33Thanks
    Squawky
    Credit card to bank transfer with account in credit
    • #1
    • 6th Jan 18, 7:27 AM
    Credit card to bank transfer with account in credit 6th Jan 18 at 7:27 AM
    I've ended up in credit with one of my credit cards.

    Will I still be charged a transfer fee to transfer the credit amount back to my bank account?
Page 1
    • Nebulous2
    • By Nebulous2 6th Jan 18, 7:45 AM
    • 1,890 Posts
    • 1,132 Thanks
    Nebulous2
    • #2
    • 6th Jan 18, 7:45 AM
    • #2
    • 6th Jan 18, 7:45 AM
    Phone them explain the situation and ask for it to be transferred back.

    If you just initiate a cash transfer yourself then you will almost certainly be charged.
    • stevenhp1987
    • By stevenhp1987 6th Jan 18, 10:57 AM
    • 648 Posts
    • 521 Thanks
    stevenhp1987
    • #3
    • 6th Jan 18, 10:57 AM
    • #3
    • 6th Jan 18, 10:57 AM
    I've ended up in credit with one of my credit cards.

    Will I still be charged a transfer fee to transfer the credit amount back to my bank account?
    Originally posted by Squawky
    Whys is the account in credit?

    If it's because of a refund, they should just refund you if you ring them.

    If you did a balance transfer that put it in credit, they may just refund the balance transfer.
    • Squawky
    • By Squawky 6th Jan 18, 1:24 PM
    • 94 Posts
    • 33 Thanks
    Squawky
    • #4
    • 6th Jan 18, 1:24 PM
    • #4
    • 6th Jan 18, 1:24 PM
    Whys is the account in credit?

    If it's because of a refund, they should just refund you if you ring them.

    If you did a balance transfer that put it in credit, they may just refund the balance transfer.
    Originally posted by stevenhp1987
    Bought furniture with credit card, transferred to zero percent card, then they couldn't deliver furniture so got full refund.

    So now got total amount in second card. So need to transfer credit balance to bank, then pay off second card.

    I know if I try to do a balance transfer back to first card I will definitely be charged.
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