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  • FIRST POST
    • hrj2922
    • By hrj2922 5th Jan 18, 8:55 AM
    • 12Posts
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    hrj2922
    Correct tax code but no tax coming out?
    • #1
    • 5th Jan 18, 8:55 AM
    Correct tax code but no tax coming out? 5th Jan 18 at 8:55 AM
    Iím in a new job and my tax code on payslips is correct (1150L) Iím having correct amount of national insurance deducted however Iím not being taxed. Is this because my employer is not doing something right? I am earning over 1150 and have always been taxed at previous roles with similar pay, Iíve been at this one for 3 months now. Any ideas on why Iím not being taxed? Surely if itís my employers fault I shouldnít have to pay t back? I only just realised!
Page 1
    • glentoran99
    • By glentoran99 5th Jan 18, 8:56 AM
    • 5,328 Posts
    • 4,512 Thanks
    glentoran99
    • #2
    • 5th Jan 18, 8:56 AM
    • #2
    • 5th Jan 18, 8:56 AM
    I!!!8217;m in a new job and my tax code on payslips is correct (1150L) I!!!8217;m having correct amount of national insurance deducted however I!!!8217;m not being taxed. Is this because my employer is not doing something right? I am earning over 1150 and have always been taxed at previous roles with similar pay, I!!!8217;ve been at this one for 3 months now. Any ideas on why I!!!8217;m not being taxed? Surely if it!!!8217;s my employers fault I shouldn!!!8217;t have to pay t back? I only just realised!
    Originally posted by hrj2922


    No idea why you arent being taxed, but you will have to pay it back if you aren't paying tax due


    are you earning over £958 a month?
    • spadoosh
    • By spadoosh 5th Jan 18, 9:08 AM
    • 5,190 Posts
    • 6,994 Thanks
    spadoosh
    • #3
    • 5th Jan 18, 9:08 AM
    • #3
    • 5th Jan 18, 9:08 AM
    At a guess im assuming theyve ticked a box that states that you are new employee and that the current job is the only one youve had this tax year.

    Im also guessing a p45 has not been used.

    Your tax liability is just that, YOUR tax liability. One of the only times youll be given the benefit of the doubt is if your employer is taking tax off you (they arent) and not relaying it to HMRC. Basically stealing from HMRC.

    Speak to HR/payroll and ask what information they used for you as a new starter. Also worth speaking to HMRC to highlight the issue. After 3 months they shouldve really noticed and amended it.
    Don't be angry!
    • badmemory
    • By badmemory 5th Jan 18, 9:45 AM
    • 1,706 Posts
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    badmemory
    • #4
    • 5th Jan 18, 9:45 AM
    • #4
    • 5th Jan 18, 9:45 AM
    Have you had any income earlier in this tax year or any JSA? Even if JSA it is possible that no tax is due yet. Did you give them a CURRENT P45? Please bear in mind that if you provided a P45 from JSA after being signed on for a only short time with a previous employment then it is likely to be incorrect (they have a history of not including previous employments in the current tax year). However, this should have been put right by a code from HMRC to your employer (copy to you) within 3 months.

    If you let us know your earnings incl JSA for this tax year we can help, but to the end of December you could earn £8625 tax free.

    NI is calculated per pay period and is not cumulative like tax.
    Last edited by badmemory; 05-01-2018 at 9:48 AM.
    • chrisbur
    • By chrisbur 5th Jan 18, 12:34 PM
    • 2,920 Posts
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    chrisbur
    • #5
    • 5th Jan 18, 12:34 PM
    • #5
    • 5th Jan 18, 12:34 PM
    The only way to accurately check your tax and see what is actually happening is if you provide figures.
    Same details as last time you queried this will do to start with.
    http://forums.moneysavingexpert.com/showthread.php?t=5752827
    • hrj2922
    • By hrj2922 5th Jan 18, 1:04 PM
    • 12 Posts
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    hrj2922
    • #6
    • 5th Jan 18, 1:04 PM
    • #6
    • 5th Jan 18, 1:04 PM
    I have been earning all year, around £1200-£1400 a month until my new job where I!!!8217;m on £1580-£1650 before tax (I do shifts and sleep in shifts so it varies)
    • chrisbur
    • By chrisbur 5th Jan 18, 1:26 PM
    • 2,920 Posts
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    chrisbur
    • #7
    • 5th Jan 18, 1:26 PM
    • #7
    • 5th Jan 18, 1:26 PM
    I have been earning all year, around £1200-£1400 a month until my new job where I!!!8217;m on £1580-£1650 before tax (I do shifts and sleep in shifts so it varies)
    Originally posted by hrj2922
    Without figures cannot say what exactly has happened but definitely something gone wrong. Best guess is that your PAYE records with your new employer are missing previous pay and tax details. Check your payslip for a taxable gross to date figure does this include earnings from last employment or just earnings in current employment.
    • spadoosh
    • By spadoosh 5th Jan 18, 1:38 PM
    • 5,190 Posts
    • 6,994 Thanks
    spadoosh
    • #8
    • 5th Jan 18, 1:38 PM
    • #8
    • 5th Jan 18, 1:38 PM
    Without figures cannot say what exactly has happened but definitely something gone wrong. Best guess is that your PAYE records with your new employer are missing previous pay and tax details. Check your payslip for a taxable gross to date figure does this include earnings from last employment or just earnings in current employment.
    Originally posted by chrisbur
    Youre asking for stuff thats not needed. The OP needs to get in touch with payroll and ask why they arent paying tax.

    The only way to see what is happening is to get in touch with their payroll department, anything else is wasting time and energy.

    Your probably right with your suspicions, that can only be confirmed by speaking with the payroll department though.
    Don't be angry!
    • chrisbur
    • By chrisbur 5th Jan 18, 2:20 PM
    • 2,920 Posts
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    chrisbur
    • #9
    • 5th Jan 18, 2:20 PM
    • #9
    • 5th Jan 18, 2:20 PM
    Youre asking for stuff thats not needed. The OP needs to get in touch with payroll and ask why they arent paying tax.

    The only way to see what is happening is to get in touch with their payroll department, anything else is wasting time and energy.

    Your probably right with your suspicions, that can only be confirmed by speaking with the payroll department though.
    Originally posted by spadoosh
    My apologies for asking unnecessary questions but my aim is always to help posters to understand their tax NI etc and if something has gone wrong to tell them what has happened; hopefully improving their chances of getting it sorted.
    • spadoosh
    • By spadoosh 5th Jan 18, 2:46 PM
    • 5,190 Posts
    • 6,994 Thanks
    spadoosh
    My apologies for asking unnecessary questions but my aim is always to help posters to understand their tax NI etc and if something has gone wrong to tell them what has happened; hopefully improving their chances of getting it sorted.
    Originally posted by chrisbur
    Probably should be me apologising.

    Im sticking with the only resolution to this is speaking to payroll and or HMRC though.

    Sorry for being a douche.
    Don't be angry!
    • hrj2922
    • By hrj2922 29th Jan 18, 1:02 PM
    • 12 Posts
    • 0 Thanks
    hrj2922
    Hi, thanks for all your advice. I!!!8217;ve just had a thought and wondering if this is effecting my pay - my previous job which I worked in from February - October I only earned £8372. So for the tax year starting April 2017 I would have only earned around £6000-£7000? My tax code is 1150L so I get a tax free allowance of £11,500 right? (Correct me if that!!!8217;s wrong I don!!!8217;t know much about this!)

    So could this be why I haven!!!8217;t been taxed in my new job? (I started in October)
    • Mahsroh
    • By Mahsroh 29th Jan 18, 1:18 PM
    • 339 Posts
    • 330 Thanks
    Mahsroh
    Hi, thanks for all your advice. Iíve just had a thought and wondering if this is effecting my pay - my previous job which I worked in from February - October I only earned £8372. So for the tax year starting April 2017 I would have only earned around £6000-£7000? My tax code is 1150L so I get a tax free allowance of £11,500 right? (Correct me if thatís wrong I donít know much about this!)

    So could this be why I havenít been taxed in my new job? (I started in October)
    Originally posted by hrj2922

    How much did you pay in tax during this tax year in your previous employment? Do you have this info from your P45 or last payslip?


    Based on the figures you've given (and it is very 'rough figures') I reckon your total income for the year will be £14,500 - £15,000. If we work on the midway point £14750 then your tax liability is £650.00. If you've paid this amount already then it may be that HMRC have calculated that you don't owe anymore. There is a lot of guesswork here though. Best query with your employer and if they cant answer it, contact HMRC (for your own sanity you may want to wait until Thursday for that - they'll be a bit busy answering calls between now and then!)
    • chrisbur
    • By chrisbur 29th Jan 18, 2:04 PM
    • 2,920 Posts
    • 1,566 Thanks
    chrisbur
    Hi, thanks for all your advice. Iíve just had a thought and wondering if this is effecting my pay - my previous job which I worked in from February - October I only earned £8372. So for the tax year starting April 2017 I would have only earned around £6000-£7000? My tax code is 1150L so I get a tax free allowance of £11,500 right? (Correct me if thatís wrong I donít know much about this!)

    So could this be why I havenít been taxed in my new job? (I started in October)
    Originally posted by hrj2922
    The tax free allowance of £11500 is only yours at the end of the tax year, as the tax year progresses you get a proportion of this.
    If you really want advice here then you have to give the figures required.
    Have you checked your taxable gross to date as I suggested to see if it includes earnings from last employment?
    • hrj2922
    • By hrj2922 29th Jan 18, 3:38 PM
    • 12 Posts
    • 0 Thanks
    hrj2922
    Photo
    This is from my last payslip. I havenít paid much st all? I wasnít earning a huge amount at the last job so wasnít being taxed much I guess

    Total gross pay td £8372
    Gross for tax td £7964
    Tax paid td £250
    • hrj2922
    • By hrj2922 29th Jan 18, 3:42 PM
    • 12 Posts
    • 0 Thanks
    hrj2922
    Just worked out my earnings for the tax year so far are around £13000 (not more)
    • Mahsroh
    • By Mahsroh 29th Jan 18, 4:32 PM
    • 339 Posts
    • 330 Thanks
    Mahsroh
    Based on those last two posts then, it looks like error. Speak to your employer first and if they cant resolve it, call HMRC.


    You will 100% need to repay this tax though so put it to one side when you get paid.


    You're on course to earn £16k plus in this tax year (assuming you've been paid for January already) meaning you'll pay circa £900 in tax for the year. So far you've paid £250 according to your figures above.
    • xylophone
    • By xylophone 29th Jan 18, 5:03 PM
    • 25,555 Posts
    • 15,091 Thanks
    xylophone
    Have you looked at your personal tax account?

    https://www.gov.uk/personal-tax-account
    • molerat
    • By molerat 29th Jan 18, 5:10 PM
    • 18,776 Posts
    • 12,901 Thanks
    molerat
    Did you hand a P45 to the new employer ? It sounds like they did not use it. What does your latest payslip state for YTD earnings ?
    £250 is the correct tax for £7964 at October. You should have been paying around £128 tax per month on £1600 so at the end of Jan you owe around £385.
    Last edited by molerat; 29-01-2018 at 5:14 PM.
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    • badmemory
    • By badmemory 29th Jan 18, 6:10 PM
    • 1,706 Posts
    • 2,300 Thanks
    badmemory
    Is that your last payslip from your previous job or is it Dec or Jan at your new job.

    Do you have your copy of the P45 from your previous job?
    • chrisbur
    • By chrisbur 29th Jan 18, 7:09 PM
    • 2,920 Posts
    • 1,566 Thanks
    chrisbur
    This is from my last payslip. I havenít paid much st all? I wasnít earning a huge amount at the last job so wasnít being taxed much I guess

    Total gross pay td £8372
    Gross for tax td £7964
    Tax paid td £250
    Originally posted by hrj2922
    These figures suggest that this is the pay for month 7 (paid between 6 Oct to 5 Nov) on 1150L accumulative tax code. I would also assume that they do not include pay and tax from last employment.
    If these assumptions are correct then you have under-paid tax. The amount under-paid will be 20% of the taxable gross from your old employment less any tax paid in that employment. So from part 1A of your P45 divide the gross figure by 5 and from that deduct the tax figure.
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