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    • MoneySaver123
    • By MoneySaver123 2nd Jan 18, 8:39 PM
    • 42Posts
    • 4Thanks
    MoneySaver123
    Debenhams Credit Card
    • #1
    • 2nd Jan 18, 8:39 PM
    Debenhams Credit Card 2nd Jan 18 at 8:39 PM
    Has anyone recently applied for the Debenhams credit card?

    I've just applied and been accepted as I wanted to take advantage of the 12 months interest free balance transfer - just wondered what your credit limit started at, as I'm still waiting for confirmation through the post?

    Also a nice bonus with the points that you get in store!
Page 1
    • john1002
    • By john1002 2nd Jan 18, 8:51 PM
    • 910 Posts
    • 379 Thanks
    john1002
    • #2
    • 2nd Jan 18, 8:51 PM
    • #2
    • 2nd Jan 18, 8:51 PM
    Don!!!8217;t forget you won!!!8217;t get points on balance transfers, also you don!!!8217;t want to spend if you have a balance on there.

    Credit limit will vary but expect anything from 500 to 1500 initially.

    John
    • MoneySaver123
    • By MoneySaver123 2nd Jan 18, 8:53 PM
    • 42 Posts
    • 4 Thanks
    MoneySaver123
    • #3
    • 2nd Jan 18, 8:53 PM
    • #3
    • 2nd Jan 18, 8:53 PM
    Ah yes, that's true! Forgot you can't mix the two...oh well, I'm happy with 12 months BT.

    Thanks - hopefully it will be over the 1k mark.
    • MoneySaver123
    • By MoneySaver123 7th Jan 18, 8:40 PM
    • 42 Posts
    • 4 Thanks
    MoneySaver123
    • #4
    • 7th Jan 18, 8:40 PM
    • #4
    • 7th Jan 18, 8:40 PM
    Just as an update, I did this and the BT, and they're treated as two different 'baskets' so you can spend at the same time as having the BT on there.
    • john1002
    • By john1002 8th Jan 18, 11:22 AM
    • 910 Posts
    • 379 Thanks
    john1002
    • #5
    • 8th Jan 18, 11:22 AM
    • #5
    • 8th Jan 18, 11:22 AM
    I!!!8217;d be careful as you will not have had the statement yet so yes they will seperate out the transactions but I assume on statement two you will see interest added but happy to be proven wrong, you may even find interest added on your first statement but the first statement is normally issued quite soon to card opening so any BT or purchases may not post in time.

    Do keep the thread updated as it will be of interest to others if they class the purchases totally seperate and allow you to pay it off without incurring interest as well as part paying off BT.

    John
    • UnionGirl
    • By UnionGirl 8th Jan 18, 11:53 AM
    • 172 Posts
    • 506 Thanks
    UnionGirl
    • #6
    • 8th Jan 18, 11:53 AM
    • #6
    • 8th Jan 18, 11:53 AM
    I applied for it in-store about 3-4 months ago and was given a 4k limit.
    As my Mum always said "Look after the pennies and the pounds will look after themselves"
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