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  • FIRST POST
    • Mooloo
    • By Mooloo 31st Dec 17, 7:35 PM
    • 9,890Posts
    • 48,731Thanks
    Mooloo
    Mooloo’s Managing it in 2018
    • #1
    • 31st Dec 17, 7:35 PM
    Mooloo’s Managing it in 2018 31st Dec 17 at 7:35 PM
    My previous threads here have been about my struggles etc bringing up my family and now my Granddaughter, building a business on little funds and a lot of faith.
    Titles suggested often are linked to my sewing, but this year I want to be different. No more Struggle!

    This year is all about Managing it!
    Getting on top of the hiccups and the pitfalls.
    Managing to say NO more often.
    Managing to cut my Debts.
    Managing to raise my Income levels.
    Managing to make my Business even better.
    Managing to block time for the things I want to do.
    Managing to create a better home life.
    Managing to raise above the fire fighting and being ready to tackle issues before the fire.

    So here is the start.
    I am due to go out celebrating the New Year this evening with my BF, and Welcome Home my DGD tomorrow.
    I will expand on my goals and plans over the next few days, and follow through the next 12 months.
    See you along the way.
    Without my fellow MSE!!!8217;ers I probably would have had a much tougher ride than I had.

    This Forum tip was included in MoneySavingExpert.com's weekly email!
    Last edited by MSE Andrea; 08-05-2018 at 10:27 AM.
    When I die I will know that I have lived, loved, mattered and made a difference, even if in a small way.
Page 61
    • Savvy_Sue
    • By Savvy_Sue 1st Aug 18, 1:44 PM
    • 38,868 Posts
    • 35,689 Thanks
    Savvy_Sue
    I thought you had your FB and blog in your profile mooloo? Had to do a search for you on FB, shoes are indeed awesome.
    Still knitting!
    Completed: 1 adult cardigan, 3 baby jumpers, 3 shawls, 1 sweat band, 3 pairs baby bootees,
    1 Wise Man Knitivity figure + 1 sheep, 2 pairs socks, 2 hats 2 balaclavas for seamen, 1 balaclava for myself ...
    Current projects: Poppies, mohair cardigan pattern arrived and going strong!
    • Mooloo
    • By Mooloo 2nd Aug 18, 5:59 AM
    • 9,890 Posts
    • 48,731 Thanks
    Mooloo
    I used to have Sue but I was contacted by the board moderator and it was suggested I didn't, same as my Avatar used to be a picture of me.

    Probably because of the stuff I talk about making it too easy to identify me. Although I think that's rather too late now!

    Thankyou for taking the time to search and find me!
    When I die I will know that I have lived, loved, mattered and made a difference, even if in a small way.
    • BrassicWoman
    • By BrassicWoman 2nd Aug 18, 9:17 AM
    • 1,693 Posts
    • 6,975 Thanks
    BrassicWoman
    Mooloo,

    she is 29

    You cannot "make" someone be proactive

    Are you quite sure that's who most deserves your energy? What about Mooloo?
    Jan 18 grocery challenge £105.13/ £150
    • annandale
    • By annandale 2nd Aug 18, 11:15 AM
    • 928 Posts
    • 2,046 Thanks
    annandale
    She is 29 but if she needs extra support managing her finances then she will have to be steered in that direction while being on uc.

    The consequences of not being able to manage on uc could be an extended sanction. Even missing a meeting can lead to a referral to a decision maker.

    If she!!!8217;s going to struggle she!!!8217;ll need extra support from someone.

    I know of people much older than 29 who need an advocate to help them with their job search and to get them to meetings.
    • bellabella
    • By bellabella 2nd Aug 18, 12:51 PM
    • 74 Posts
    • 1,154 Thanks
    bellabella
    All very confusing and many mixed messages which makes you wonder what the truth is supposedly special needs cant remember appointments cant manage money has no idea how to budget but is being actively encouraged to set up a soap making business where the minimum you need is time management and financial savy without this there will at best be unhappy customers with bad reviews at worst CCJ's and no liveable wage.
    Before the fan girls appear i have an aspergers adult who runs his own business but he lives with us and we do his books and take him to where he needs to be so I do know what living with special needs is about i have done it for over 23 years
    • BrassicWoman
    • By BrassicWoman 2nd Aug 18, 2:50 PM
    • 1,693 Posts
    • 6,975 Thanks
    BrassicWoman

    I know of people much older than 29 who need an advocate to help them with their job search and to get them to meetings.
    Originally posted by annandale
    And there is no reason why that advocate needs to be Mooloo. Other services are available!
    Jan 18 grocery challenge £105.13/ £150
    • Mooloo
    • By Mooloo 2nd Aug 18, 9:54 PM
    • 9,890 Posts
    • 48,731 Thanks
    Mooloo
    She may indeed fail with her soap making, if she ever gets started properly. But unless she tries who knows. The people on the course that she did, are supposed to be supporting her etc.
    Unfortunately I am too far away to do it, and far too busy with everything else going on as well.

    If I know about meetings etc I can remind her that she has to be somewhere, but financially I cannot help her even if I wanted to.
    She is slow, she needs guidance but that doesn't mean she can't try to work, I certainly can't discourage her on the grounds that she might fail. If the people on the course do their job then she should be guided as necessary.
    I hope that enthusiasm and support can help her but if she has not raised the funds it's not happening anytime soon
    When I die I will know that I have lived, loved, mattered and made a difference, even if in a small way.
    • Mooloo
    • By Mooloo 3rd Aug 18, 8:00 AM
    • 9,890 Posts
    • 48,731 Thanks
    Mooloo
    Morning. Nightmares prevailed! So feel rather jaded this morning. I am on my own in the shop again today. Always slows me down but it can be good talking to the customers. I am beginning to remember more people's names now, because I don't have a receptionist in the mix.
    Dgd is not the best at getting up which is a stressful time of the day. But once I get her to the school club then I put positive thoughts through my head and sing in my head, so by the time I get to work I manage to overcome the stress I start with.
    The heat is a little much when having to repair coats, but it all helps with my joints and my depression so this has helped me be so much more positive on the whole.
    When I die I will know that I have lived, loved, mattered and made a difference, even if in a small way.
    • beanielou
    • By beanielou 3rd Aug 18, 8:21 AM
    • 56,147 Posts
    • 226,942 Thanks
    beanielou
    Have a good day
    Lou~ Debt free Wanabe No 55 DF 03/03/14.
    **Credit card debt free 30/06/10~** **Weight loss 2 stone 11 lbs **

    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    It starts with you, it starts from now. *** It is ok to be me.***
    ***Keep plodding***
    Out of debt, out of danger. MFW 2018. No 144
    • beanielou
    • By beanielou 3rd Aug 18, 7:28 PM
    • 56,147 Posts
    • 226,942 Thanks
    beanielou
    Mooloo~~a programme for you to watch on the TV.
    ITV on Tuesday.
    10k holiday homes.
    Find out if it is possible to buy & rennovate a house for 10k in Portugal.
    Lou~ Debt free Wanabe No 55 DF 03/03/14.
    **Credit card debt free 30/06/10~** **Weight loss 2 stone 11 lbs **

    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    It starts with you, it starts from now. *** It is ok to be me.***
    ***Keep plodding***
    Out of debt, out of danger. MFW 2018. No 144
    • Mooloo
    • By Mooloo 4th Aug 18, 8:10 AM
    • 9,890 Posts
    • 48,731 Thanks
    Mooloo
    I did see one for £10,000 last year that was not too bad but only seeing ruins at that price at the moment. But that is only on Rightmove and zoopla.
    When Mum and I go at Christmas time we are going sight seeing around the area. We're going to drive around the towns and villages I have been looking at, and start to get a feel for the area and although I expect estate agents might be closed for the holidays see what signs are up and get details etc.
    But I will watch the program with interest!
    Currently the house I like is £33.000 I think it was. But that comes fully furnished.
    I have also seen a really big property that needs attention at £55,000 that has 5 bedrooms and all living space is upstairs and the downstairs needs renovation as it was for animals and storage etc
    To me that is a workshop. Who knows one day!

    Mind you I have a lot to do here first.
    I still have 14 months on my current lease.

    Yesterday two women came in asking when I was closing down. I said I am not. That was the Shop next door that closed. So then one said oh good I will bring my curtains in then!

    I am going to have to get a local advert done if it starts to rumour.

    On the Twin2 front she asked for £20 for Food yesterday. So I said what food I would send a mr T order.
    That cost me £30 with delivery charge and excess charge because it was under £40. But I know what food she has then.
    And can't spend the money on something else
    When I die I will know that I have lived, loved, mattered and made a difference, even if in a small way.
    • BrassicWoman
    • By BrassicWoman 5th Aug 18, 10:12 AM
    • 1,693 Posts
    • 6,975 Thanks
    BrassicWoman
    I don't mean to be mean, but what happened to stopping handouts, because YOUR DREAM MATTERS?


    You can tell her how foodbanks work....
    Jan 18 grocery challenge £105.13/ £150
    • ognum
    • By ognum 5th Aug 18, 10:42 AM
    • 4,584 Posts
    • 7,142 Thanks
    ognum
    I don't mean to be mean, but what happened to stopping handouts, because YOUR DREAM MATTERS?


    You can tell her how foodbanks work....
    Originally posted by BrassicWoman
    Hmm, I don’t want to get into an argument but I completely disagree, whatever my dream was I would not see my child (whatever age) hungry.

    I don’t know of any foodbank that does not require referral from a person in authority, that takes time, meanwhile your child is hungry while you save.

    I am of course aware that Mooloo isn’t flush with money, the reason for that is she is kind hearted and helps others. Did she need new fancy shoes? No but she was helping someone. Many of Mooloo gratuitous purchases and holidays I question to myself but handouts to her family I don’t.

    Just my opinion!
    • marliepanda
    • By marliepanda 5th Aug 18, 12:46 PM
    • 6,259 Posts
    • 13,366 Thanks
    marliepanda
    I don't mean to be mean, but what happened to stopping handouts, because YOUR DREAM MATTERS?


    You can tell her how foodbanks work....
    Originally posted by BrassicWoman
    Dreams are nice, but, being practical it’s going to need a pretty huge change of circumstances for this to come true, so helping our family is necessary.

    Her daughter being hungry is something that can be sorted and achieved. £30 isn’t going to make a difference in the long run. No parent is going to allow their child to go hungry. This is the same child that got a ‘handout’ to start a soap business? That would be more wasteful IMo than a Tesco order.
    • BrassicWoman
    • By BrassicWoman 5th Aug 18, 1:41 PM
    • 1,693 Posts
    • 6,975 Thanks
    BrassicWoman
    Dreams are nice, but, being practical it’s going to need a pretty huge change of circumstances for this to come true, so helping our family is necessary.

    Her daughter being hungry is something that can be sorted and achieved. £30 isn’t going to make a difference in the long run. No parent is going to allow their child to go hungry. This is the same child that got a ‘handout’ to start a soap business? That would be more wasteful IMo than a Tesco order.
    Originally posted by marliepanda

    But the message is still that you don't need to be self sufficient; a bail out will always be here. Which does not lead to a change in behaviour.



    We're not going to agree on this though!
    Jan 18 grocery challenge £105.13/ £150
    • Mooloo
    • By Mooloo 5th Aug 18, 1:50 PM
    • 9,890 Posts
    • 48,731 Thanks
    Mooloo
    The food bank needs a referral voucher and is not open every day either.
    I am not thrilled that I have handed out funds once more, but as her ESA has stopped and Universal Credits have not started I don't really feel that I have much of a choice.
    It is not because she has been reckless with her benefits after all.
    I will get my Dreams eventually. I just have to wait a bit longer.
    Before I can reach my Dreams I have to refine my goals.
    You can't expect a dream to materialise over night. It takes work and determination.
    I have that in abundance.
    When I die I will know that I have lived, loved, mattered and made a difference, even if in a small way.
    • Mooloo
    • By Mooloo 5th Aug 18, 7:26 PM
    • 9,890 Posts
    • 48,731 Thanks
    Mooloo
    Just back from an afternoon at the Cinema with Dgd. Mama Mia 2
    We thoroughly enjoyed it, and the drive to town with the roof down and the wind in our hair. Even better that I got to use my nectar points.
    To round up the day it's a Meal Deal for us.
    When I die I will know that I have lived, loved, mattered and made a difference, even if in a small way.
    • Mooloo
    • By Mooloo 6th Aug 18, 7:50 AM
    • 9,890 Posts
    • 48,731 Thanks
    Mooloo
    Work day. I better get a move on. I am sitting in my dressing gown on the garden swing seat, just finished my cup of tea.
    It's lovely listening to the birds and soaking up the sun. But I need to get Dgd up and ready for school club and me for work. I have a lot to try to do today while I have the Seamstress I need to use the top floor work space to cut out a costume and do some curtains.
    Window is going to have to be opened and the air conditioner on up there.
    Time to move!
    When I die I will know that I have lived, loved, mattered and made a difference, even if in a small way.
    • Mooloo
    • By Mooloo 6th Aug 18, 6:27 PM
    • 9,890 Posts
    • 48,731 Thanks
    Mooloo
    Social are arranging for the boys to come here for their visit with their parents, on Wednesday. So I will get to see my grandsons soon.
    X
    When I die I will know that I have lived, loved, mattered and made a difference, even if in a small way.
    • beanielou
    • By beanielou 6th Aug 18, 6:38 PM
    • 56,147 Posts
    • 226,942 Thanks
    beanielou
    That's good
    Lou~ Debt free Wanabe No 55 DF 03/03/14.
    **Credit card debt free 30/06/10~** **Weight loss 2 stone 11 lbs **

    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    It starts with you, it starts from now. *** It is ok to be me.***
    ***Keep plodding***
    Out of debt, out of danger. MFW 2018. No 144
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