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  • FIRST POST
    • Mooloo
    • By Mooloo 31st Dec 17, 7:35 PM
    • 9,830Posts
    • 48,158Thanks
    Mooloo
    Mooloo’s Managing it in 2018
    • #1
    • 31st Dec 17, 7:35 PM
    Mooloo’s Managing it in 2018 31st Dec 17 at 7:35 PM
    My previous threads here have been about my struggles etc bringing up my family and now my Granddaughter, building a business on little funds and a lot of faith.
    Titles suggested often are linked to my sewing, but this year I want to be different. No more Struggle!

    This year is all about Managing it!
    Getting on top of the hiccups and the pitfalls.
    Managing to say NO more often.
    Managing to cut my Debts.
    Managing to raise my Income levels.
    Managing to make my Business even better.
    Managing to block time for the things I want to do.
    Managing to create a better home life.
    Managing to raise above the fire fighting and being ready to tackle issues before the fire.

    So here is the start.
    I am due to go out celebrating the New Year this evening with my BF, and Welcome Home my DGD tomorrow.
    I will expand on my goals and plans over the next few days, and follow through the next 12 months.
    See you along the way.
    Without my fellow MSE!!!8217;ers I probably would have had a much tougher ride than I had.

    This Forum tip was included in MoneySavingExpert.com's weekly email!
    Last edited by MSE Andrea; 08-05-2018 at 10:27 AM.
    When I die I will know that I have lived, loved, mattered and made a difference, even if in a small way.
Page 35
    • ivyleaf
    • By ivyleaf 10th May 18, 10:47 AM
    • 5,606 Posts
    • 60,514 Thanks
    ivyleaf
    That does sound a good idea Imagnu.

    Mooloo I do hope you will block "ex"BF's number, because he seems to have done nothing to give you moral support in this situation and has simply added to your stress
    • Mooloo
    • By Mooloo 10th May 18, 1:46 PM
    • 9,830 Posts
    • 48,158 Thanks
    Mooloo
    I am going to try to do it myself at the moment.
    See how things go.
    It's lunchtime so I have stopped to have a sandwich etc that I brought with me. Want to save the funds.
    Dgds School have booked the circus again next month so I bought tickets for that this morning.
    Next week the children are having their own Wedding and Dgd has to go as a bridesmaid and take flowers. Luckily she can wear her Christening dress!
    Then they are camping in the school field soon so needs a tent etc etc.
    All fun and games.
    I haven't blocked him yet. But after the message I gave him this morning I don't think he will be rushing to pester me. But if he does then yes I will block him.
    Although I still want to finish the babies blanket for his daughter.

    dGS3 and 6 seem to be settling down at Biggests a bit better now. It's trying to get his last feed into a more normal time that is the only real problem. The rest is about logistics and military timing for them all.
    DS has not answered me so far today.
    Work has been busy serving in the shop and fittings. Not much sewing has been done. But I am back on track after my weekend sewing.
    Still plenty of work coming in through the door. So now my sandwich is finished time to get back to work.
    When I die I will know that I have lived, loved, mattered and made a difference, even if in a small way.
    • jackieblack
    • By jackieblack 10th May 18, 2:04 PM
    • 7,819 Posts
    • 11,462 Thanks
    jackieblack
    Good to hear you sounding much more positive in your last few posts Mooloo
    2.22kWp Solar PV system installed Oct 2010, Fronius IG20 Inverter,
    south facing (-5 deg), 30 degree pitch, no shading

    Quidquid Latine dictum sit altum videtur
    (Revera linguam latinam vix cognovi )
    • beanielou
    • By beanielou 10th May 18, 2:12 PM
    • 55,443 Posts
    • 222,364 Thanks
    beanielou
    Glad that the DGS's are settling down.
    One less thing to worry about.
    Lou~ Debt free Wanabe No 55 DF 03/03/14.
    **Credit card debt free 30/06/10~** **Weight loss 2 stone 11 lbs **

    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    It starts with you, it starts from now. *** It is ok to be me.***
    ***Keep plodding***
    Out of debt, out of danger.
    • whiteguineapig
    • By whiteguineapig 10th May 18, 2:42 PM
    • 1,178 Posts
    • 6,088 Thanks
    whiteguineapig
    Instead of blocking him could you just sort of take longer and longer to reply, and be non committal , one word replies etc, so that in the end it just peters out anyway?
    • Chrystal
    • By Chrystal 10th May 18, 3:02 PM
    • 307 Posts
    • 1,981 Thanks
    Chrystal
    Mooloo can I ask why you are giving up the shop at the end of your lease. It sounds as though you have a real money maker there, so you must be fulfilling a need in your community, which to be honest is a massive plus for you to earn money.
    If you can commit to stay longer you should be able to make a good profit and save towards Portugal, as long as you keep your money locked away in the bank and don't give any away.
    Sending positive thoughts and (((hugs))) your way. X
    GC. Oct.17 = £261.18/ £300 = + £38.82 NSDs 20/31
    GC. Sept.17 = £354.89/£300 = - £54.39

    • Brighton belle
    • By Brighton belle 10th May 18, 4:48 PM
    • 5,116 Posts
    • 25,195 Thanks
    Brighton belle
    Mooloo can I ask why you are giving up the shop at the end of your lease. It sounds as though you have a real money maker there, so you must be fulfilling a need in your community, which to be honest is a massive plus for you to earn money.
    If you can commit to stay longer you should be able to make a good profit and save towards Portugal, as long as you keep your money locked away in the bank and don't give any away.
    Sending positive thoughts and (((hugs))) your way. X
    Originally posted by Chrystal
    It hasn't been though for 2.5 years. Mooloo hasn't been able to pay herself a wage.
    I try to take one day at a time, but sometimes several days attack me at once
    • Mooloo
    • By Mooloo 10th May 18, 6:13 PM
    • 9,830 Posts
    • 48,158 Thanks
    Mooloo
    It's been a hard slog for little return. I did manage around £8,000 profit in the second year, but then escalating costs and wages increases the last financial year I only made £1,000 profit.
    I do expect to make a bit more this year now I don't have so many wages to pay, but the running costs have been so high and I know that the landlord wants more money.
    I think that the majority of my customers will happily come to my house and that will cut my expenses by £12,000 and even if I only have 50% of my work I would make a reasonable wage instead.
    £12,000 is a lot of £10 hems!
    I think that I would have more flexibility if I am at home, and won't have to work every Saturday.

    I am trying to stay upbeat.
    I don't have to worry about the boys, and Biggest is adjusting so I don't need to stress about her.
    Yes I continue to worry about DS and I am calling him daily but I cannot fight his demons for him.
    The BF spent the week keeping his distance when perhaps the offer to come over even just for a shoulder to cry on at the time, didn't happen.
    With him asking to be told if I had another BF in the future seemed very strange and a little unnerving. Then he said he was interested in possibly investing in my business ideas in Portugal yet until now he wasn't listening.
    I realised that he left it all too late and actually what I had been waiting for for so long I actually no longer want or need. I am actually stronger than I expected.
    Yes I will get Sad moments no doubt as 14 years is a long time. But if I read back through all these threads I just keep repeating the same mistakes again and again.
    I realise that I actually want to break the cycle now and be free to do what I want when I want. ( within reasons obviously).
    When I die I will know that I have lived, loved, mattered and made a difference, even if in a small way.
    • ivyleaf
    • By ivyleaf 10th May 18, 6:48 PM
    • 5,606 Posts
    • 60,514 Thanks
    ivyleaf
    Well Mooloo, we shall all be rooting for you
    • Mooloo
    • By Mooloo 10th May 18, 10:23 PM
    • 9,830 Posts
    • 48,158 Thanks
    Mooloo
    To night I have been at a Community Meeting at a local private school that is celebrating 100 years in the town.
    Obviously I wasn't sure I should go or if I would stand out like a sore thumb but actually I enjoy it. I saw a few faces I knew and was introduced to others.
    I actually was told by several other businesses that I was an asset to the town.
    After the week from hell. It was probably the best thing I did .

    See I can face a garden full of strangers and stand tall!
    Who knew!!
    Do it Scared!!!
    When I die I will know that I have lived, loved, mattered and made a difference, even if in a small way.
    • beanielou
    • By beanielou 10th May 18, 10:32 PM
    • 55,443 Posts
    • 222,364 Thanks
    beanielou
    Well done
    Lou~ Debt free Wanabe No 55 DF 03/03/14.
    **Credit card debt free 30/06/10~** **Weight loss 2 stone 11 lbs **

    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    It starts with you, it starts from now. *** It is ok to be me.***
    ***Keep plodding***
    Out of debt, out of danger.
    • thorsoak
    • By thorsoak 10th May 18, 10:51 PM
    • 5,675 Posts
    • 25,967 Thanks
    thorsoak
    Well done Mooloo - and remember what has been said to you "you are an asset to the town! You need to make a cushion for your chair with those words embroidered on them! Be proud!
    • beanielou
    • By beanielou 10th May 18, 11:12 PM
    • 55,443 Posts
    • 222,364 Thanks
    beanielou
    Well done Mooloo - and remember what has been said to you "you are an asset to the town! You need to make a cushion for your chair with those words embroidered on them! Be proud!
    Originally posted by thorsoak
    Great idea.
    Lou~ Debt free Wanabe No 55 DF 03/03/14.
    **Credit card debt free 30/06/10~** **Weight loss 2 stone 11 lbs **

    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    It starts with you, it starts from now. *** It is ok to be me.***
    ***Keep plodding***
    Out of debt, out of danger.
    • Mooloo
    • By Mooloo 11th May 18, 8:25 AM
    • 9,830 Posts
    • 48,158 Thanks
    Mooloo
    I am hoping DS and his GF get their act together and turn up for a meeting with Biggest and the boys at the library this morning.
    My friends seem to be behind me all the time at the moment, helping me out with Dgd, and getting us to go out etc. Looks like Friday night has become dinner in the pub night!
    I have started designing clothes for the artist chap and I expect to work on his clothes range over the weekend. He needs samples by Monday.
    When I die I will know that I have lived, loved, mattered and made a difference, even if in a small way.
    • thorsoak
    • By thorsoak 11th May 18, 8:31 AM
    • 5,675 Posts
    • 25,967 Thanks
    thorsoak
    Don't forget to charge him for the samples! He won't be giving samples of his work away for free! A baker will give you a mouthful of a cake - not a whole cake! And don't forget to quote him BIG for his clothes - he certainly will!

    Remember - you are a Business Woman and an Asset to the Town! Be Proud of your work and be prepared to charge well for it :-D
    • beanielou
    • By beanielou 11th May 18, 1:26 PM
    • 55,443 Posts
    • 222,364 Thanks
    beanielou
    Happy Friday
    Lou~ Debt free Wanabe No 55 DF 03/03/14.
    **Credit card debt free 30/06/10~** **Weight loss 2 stone 11 lbs **

    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    It starts with you, it starts from now. *** It is ok to be me.***
    ***Keep plodding***
    Out of debt, out of danger.
    • ivyleaf
    • By ivyleaf 11th May 18, 6:05 PM
    • 5,606 Posts
    • 60,514 Thanks
    ivyleaf
    To night I have been at a Community Meeting at a local private school that is celebrating 100 years in the town.
    Obviously I wasn't sure I should go or if I would stand out like a sore thumb but actually I enjoy it. I saw a few faces I knew and was introduced to others.
    I actually was told by several other businesses that I was an asset to the town.
    After the week from hell. It was probably the best thing I did .

    See I can face a garden full of strangers and stand tall!
    Who knew!!
    Do it Scared!!!
    Originally posted by Mooloo
    Brilliant, Mooloo

    ETA As Thorsoak said, you must charge him for the samples.
    Last edited by ivyleaf; 11-05-2018 at 6:10 PM.
    • Mooloo
    • By Mooloo 11th May 18, 6:26 PM
    • 9,830 Posts
    • 48,158 Thanks
    Mooloo
    Well I have had a day today, a good one for a change.
    Although I didn't manage to actually Sew very much. I have been busy with fittings and serving. Had to nip out at Lunchtime to take Mum to move her money around. Got back to a shop full of people.
    We managed to bank £220 and take £153 on the card machines
    I had a new customer from my networking last night, with two dresses to alter.
    Then I am in the local newspaper online for supporting the football colours in the Shop window and today I had a phone call from the BBC to be interviewed on local radio on Monday morning!
    Wow! What a huge boost to my morale that is. (And free advertising obviously!)
    ExBF has decided that he won't collect his stuff today now as he wants to collect when I am home. Which is fine by me as I am not sure if I want him to go in when I am not there. He was originally going to get his stuff, and leave the key.
    When I die I will know that I have lived, loved, mattered and made a difference, even if in a small way.
    • Chrystal
    • By Chrystal 11th May 18, 6:43 PM
    • 307 Posts
    • 1,981 Thanks
    Chrystal
    Congratulations Mooloo! It sounds as though you've had a lovely day. Long may the positive things continue for you

    Re XBF Don't let him put you on a guilt trip when he comes round for his things..it's his loss and he probably knows it so may try to worm his way back in. You're worth a lot more than he was offering. XX
    GC. Oct.17 = £261.18/ £300 = + £38.82 NSDs 20/31
    GC. Sept.17 = £354.89/£300 = - £54.39

    • Feral Moon
    • By Feral Moon 11th May 18, 6:47 PM
    • 2,790 Posts
    • 4,377 Thanks
    Feral Moon
    Congratulations Mooloo! It sounds as though you've had a lovely day. Long may the positive things continue for you

    Re XBF Don't let him put you on a guilt trip when he comes round for his things..it's his loss and he probably knows it so may try to worm his way back in. You're worth a lot more than he was offering. XX
    Originally posted by Chrystal
    Exactly! Mooloo, you don't need him in your life hun, he was dragging you down. Look what you've achieved alone today, and on top of all the stresses of the past week or two. Strong women often don't appreciate their own strength....take it from someone who also struggles with that.....you are an incredibly strong woman. Today you are the Phoenix arising from the ashes xxx
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