Thank you Lucifa 😊 I love a waffle! I find it good therapy and looking back how the progress is /isn't going. We've got more debt slightly than when I started this diary, but chuffed all works to house and holiday hace been saved and we've now got 1k in the EF. It's weird I treat it as my confession.
Regular saver didn't open as tried to move from savings account and computer said no! Need to contact them.
Today's Update now the bank finally caught up with spending, budget shot but we're still hanging in there!
- joint Balance - £121.69 in credit
- my balance £124.60 saving my monthly pocket money for hubby birthday & Xmas pressies
- EF £1000, going to sort regular saver out and use £300
-no overdrafts in use 😁
-all payments upto date
-credit score gone from 507 to 509 on clear score
Cash due
-Amazon refund 1 £35.22 recd and in balance
-Amazon refund 2 £7.99 outstanding due soon
-Bio oil £20 + p&p outstanding due ???
-Hubby course £150 outstanding due ???
-£15 in old notes still to change, need hubs to do soon!
NSD today - although school pics came home so signed my life away for £17.99 this will come out near pay day fingers crossed

still not didn't it today so bit counting it!
Using store cupboard and freezer supplies, made chicken soup from leftovers from last night's dinner. Normally would have made curry but bird was teeny!
Crossing off the fats until pay day! I still need to sort our budget on my worksheeet, but I have worked out I'll received about £300 sick pay. That's £400 down so need to keep the focus.
Always counting down to pay day, but making baby steps getting life on track! Looking forward to cracking the debt once and for all.
SPC 090 - £69.45 / £500