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  • FIRST POST
    • fly-catchers
    • By fly-catchers 31st Dec 17, 11:28 AM
    • 179Posts
    • 319Thanks
    fly-catchers
    Best place for cash?
    • #1
    • 31st Dec 17, 11:28 AM
    Best place for cash? 31st Dec 17 at 11:28 AM
    I am getting my AVC in January. It's about 13000 and I intend to put about 9000 in my two TSB and Tesco accounts to earn 3% from that. Not sure where to put the rest. Possible choices are in my existing S&S ISA or perhaps premium bonds? Any other ideas?
    Cheers!
Page 1
    • ColdIron
    • By ColdIron 31st Dec 17, 11:32 AM
    • 4,261 Posts
    • 5,394 Thanks
    ColdIron
    • #2
    • 31st Dec 17, 11:32 AM
    • #2
    • 31st Dec 17, 11:32 AM
    If you want to keep it, or part of it, as cash you could look at Nationwide's FlexDirect, 5% on 2,500 for a year, You would also be eligible for the Flexlusive Regular Saver also at 5%
    • fly-catchers
    • By fly-catchers 31st Dec 17, 12:16 PM
    • 179 Posts
    • 319 Thanks
    fly-catchers
    • #3
    • 31st Dec 17, 12:16 PM
    • #3
    • 31st Dec 17, 12:16 PM
    If you want to keep it, or part of it, as cash you could look at Nationwide's FlexDirect, 5% on 2,500 for a year, You would also be eligible for the Flexlusive Regular Saver also at 5%
    Originally posted by ColdIron
    I do have a Flexdirect though now onto its 1% stage. And have just renewed the Flexlusive regular saver! Typical they drop the amount you can put in it just as I have a bit more spare!
    • capital0ne
    • By capital0ne 31st Dec 17, 5:19 PM
    • 524 Posts
    • 254 Thanks
    capital0ne
    • #4
    • 31st Dec 17, 5:19 PM
    • #4
    • 31st Dec 17, 5:19 PM
    put it all into your S&S ISA
    • economic
    • By economic 31st Dec 17, 5:21 PM
    • 2,940 Posts
    • 1,586 Thanks
    economic
    • #5
    • 31st Dec 17, 5:21 PM
    • #5
    • 31st Dec 17, 5:21 PM
    put it all into your S&S ISA
    Originally posted by capital0ne
    But don't leave it in cash in a S&S ISA!!!
    • pennystretcher
    • By pennystretcher 12th Jan 18, 3:50 PM
    • 389 Posts
    • 1,449 Thanks
    pennystretcher
    • #6
    • 12th Jan 18, 3:50 PM
    • #6
    • 12th Jan 18, 3:50 PM
    How about opening First Direct (as long as you can feed the account)? They still have good rate on their regular savings although it's only 300 pm. Or Club Lloyds pay 2% on up to 5k balances and they have a 3% regular saver for 400pm. (minimum pay in 1500 pm and you'll need two active DDs for Lloyds)
    Last edited by pennystretcher; 12-01-2018 at 3:52 PM.
    Mortgage free
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