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  • FIRST POST
    • AlexLK
    • By AlexLK 30th Dec 17, 5:01 PM
    • 6,105Posts
    • 32,352Thanks
    AlexLK
    Renovations and Repayments II: New Year, New Start, New Diary.
    • #1
    • 30th Dec 17, 5:01 PM
    Renovations and Repayments II: New Year, New Start, New Diary. 30th Dec 17 at 5:01 PM
    2018 is almost upon us and is set to be the year I get my finances in order.

    So, what's changed since the start, middle, end of my last diary?
    - Regular income is up
    - Gained some knowledge of how to use a spreadsheet to budget
    - In a much better position to make steps towards positive change
    - My wife and I are working as a team
    - Unless anything drastically changes our son is staying at the local school

    What do I want to achieve?
    - Regular and realistic amounts to savings each month
    - Make the mortgage payment up to 1,000 each month
    - Get a better rate on our mortgage
    - Get rid of a lot of things we don't need ... OK that's business as usual
    - Finish the house and consider our options (staying in current house or using the equity to move somewhere new - not to my childhood home and if I mention this, please feel free to point me to this starting post)
    - Monthly targets for both financial and personal goals
    2018 totals:
    Savings 11,200
    Mortgage Overpayments 5,500
Page 15
    • Bluefire
    • By Bluefire 2nd Apr 18, 12:29 PM
    • 470 Posts
    • 2,977 Thanks
    Bluefire
    After son is in bed my parents call, I work on things which need doing (project, this house, issues with tenants, dealing with my son's fish etc. etc.) and Mrs. K. goes to bed at 10pm each evening. She gets up early and goes to work before my son and I get up. Apparently, she likes to arrive at work early because there's no traffic, so we don't really see each other at all from Monday - Friday.
    Originally posted by AlexLK
    I can only speak for myself, but if my husband spent so much time in an evening talking to his parents, continuing to work and dealing with fish that he couldn't even spare an hour to spend some time with me I wouldn't be happy. Obviously there are perhaps phone calls that need to be made early in the evening outside of working hours, but if Mrs K goes to bed earlier than you do could some of it not be put off until then?

    It's important to make time for each other in any relationship outside that spent with a child. I don't think in any way that sending your son away is the solution to how Mrs K is feeling, but it seems something needs to change. Barely seeing each other Mon-Fri is no good for anyone.
    Mortgage: 08/13 28,896.49 01/18 0

    • wishingthemortgaheaway
    • By wishingthemortgaheaway 2nd Apr 18, 2:00 PM
    • 1,574 Posts
    • 7,743 Thanks
    wishingthemortgaheaway

    My son goes to bed at 8pm each evening and I read to him for 30 minutes. Before bedtime we walk our dog together, I listen to him read, work on maths, music theory, piano and violin each day. Not sure how he could work on this independently? My wife and I used to cook together years ago, now she just expects dinner or we go out.

    After son is in bed my parents call, I work on things which need doing (project, this house, issues with tenants, dealing with my son's fish etc. etc.) and Mrs. K. goes to bed at 10pm each evening. She gets up early and goes to work before my son and I get up. Apparently, she likes to arrive at work early because there's no traffic, so we don't really see each other at all from Monday - Friday.
    Originally posted by AlexLK
    Hi Alex,
    Here are my thoughts on this, please feel free to ignore, I hope you don't feel like I'm criticizing, but trying to offer some potential solutions. I'll try and explain my experience, background & 'qualifications' for each idea:

    8pm bedtime plus 30minutes being read to. This is quite late for a 7 year old. I would say 7:30 bed, lights out by 8 is late enough. Obviously every child is different, but shifting bed time (and potentially getting up time) by 30minutes could be win win all round (he may get to see his mum before she goes to work) I taught lower key stage 2 for years, those with an 8pm bedtime or later generally struggled more with energy levels. For those who found learning difficult it affected learning, for those who found social interaction more effort this was affected more.

    As he gets older supporting his reading changes. You are no longer needing to listen to the mechanics of reading, but there to support comprehension, especially inference and deduction. School reading schemes can be dull dull dull, so focus on reading and discussing books together. Have a search for 'comprehension keys' (pretty sure that's what it's called) lots of question starters for the different reading skills. This means much more discussion over books at, for example meal times. By 7 I was sat on the kitchen step reading my book to mum while she cooked dinner. If I did this (with dull as ditch water school book) she would have longer to read to me at bedtime, if I didn't half of bedtime reading was taken up with me reading boring school books.

    The most effective 'extras' for maths (in my experience as a primary school teacher) is mental agility (easily covered on the school journey), times table recall, mental calculations and other aural maths type questions. Another huge benefit outside of school is application, so using maths in real life contexts with all your driving working our mpg, cost per mile, depreciation (or appreciation) of vehicles etc. as well as journey times, distance over a specified time are all good skills of application and combining mathematical operations.

    Finally: violin/piano/music theory practice. By 8, I was 'on my own' for my music practice. I had instrumental lessons once a week and one theory lesson a week. In between times I had to practice on my own as I surpassed the musical skills of both my parents. I don't feel I suffered musically because of this, my instrumental teachers taught me how to practice effectively and independently and gave me notes during my lesson on what to work on. At 7 I played in town wide bands & orchestras, 11 I joined the county ensembles at at 14 national youth ensembles. I successfully auditioned for places at 3 music colleges at 17 (the fact I chose not to take up the places is irrelevant here)


    You do so much with your son, it is admirable, would I have liked all of that from my parents? Would I like to give all that to my son? Yes I would, but not at the expense of my other relationships. When my son (hopefully) starts instrumental lessons will I want to guide his practice every time, of course, and when he starts, I will, but I will also (hopefully) teach him how to make progress independently, for I will not always be there to point out his next steps.
    The 100 payment countdown (each payment = 400) 2018 Starts at 13/100 o/s 34,750.
    Jan 18 14/100 Feb 15/100 March 18/100 April 19/100 May 20/100 June 21/100
    Term Mortgage free date: October 2029 Current mortgage free date: April 2025 March 2024 Jan 2024
    MFW 2018 Challenge Member #162 1600ish/2,500
    • pinknsparkly
    • By pinknsparkly 2nd Apr 18, 3:03 PM
    • 81 Posts
    • 235 Thanks
    pinknsparkly
    Hi Alex,

    I've been away from the boards for a couple of months and am only now catching up. In terms of the issues you've been having with your wife, I would echo other people's comments and suggest that you combine the things you spend time on. So for example, listening to your son reading whilst cooking dinner will allow him to feel a little more "grownup" and (trust me!) you will still pick up his mistakes and anything he is struggling with! Similarly, perhaps you and he can look after his fish together (which apart from anything else will help teach him the importance of caring for others) whilst doing some basic, age appropriate mental maths.

    If freeing up time during the working week seems a step too complex at this moment in time, then have you considered carving out some family time and also some couple time (when your son spends a few hours with your parents for example). My relationship with my husband has been through a real strain recently with me undergoing a PhD whilst struggling with immense mental health issues alongside a number of close family members deaths and prolonged illnesses. Carving out this sort of respite time for the two of us was absolutely 100% essential for the health of our relationship and also our sanity!! We were completely broke (as in, last weekend after my first payday in two years we finally went and spent 50 on new clothes for us as we were looking incredibly raggedy round the edges!) so would go for walks along the canal, use vouchers for super cheap dinners out, make a couple of pints each last hours in a sunny beer garden. Though you are not in the same financial boat at all, it really is the thought that counts (as cliche as that sounds!!).

    I wish the three of you the best of luck, but most of all: please do talk to each other and do something, anything. the worst thing you can do is stick your head in the sand and hope it goes away! xxx
    Plan: buy a house in summer 2018

    Realistic savings goal: 10% house deposit. DONE
    Super ambitious savings goal: 15% house deposit. DONE


    Currently on 13.2% (2nd Apr '18) | 14.1% (2nd Jul '18) | 15.6% (31st Jul '18)
    • AlexLK
    • By AlexLK 2nd Apr 18, 3:28 PM
    • 6,105 Posts
    • 32,352 Thanks
    AlexLK
    Not done a lot this bank holiday Monday. Woke to snow and decided we didn't really want to go out / do a lot with the day. Afraid to say we spent the morning in our sitting room watching a film.

    Just getting a chance to formulate some targets for April after a disastrous March so far as targets are concerned. So far I have:

    Financial
    Book appointments with accountant, tax advisor and IFA
    Mortgage overpayment /1,000
    Personal savings /1,500
    Sell /5,000

    Household
    Finalise kitchen designs
    Quotes for materials
    Clear kitchen of anything unnecessary

    Food / Drink
    Eating out /4 - want to try to cook a bit more this month rather than eating out numerous times per week.
    Grocery budget /450
    Meat free days /10
    Alcohol free days /15

    Work / Business
    Look for another project if offer not accepted
    Book holiday time from work (Mrs. K. and I are going away for a few days together this month for her birthday)
    Organise what I'm doing for the coming month

    Life
    Read a book not related to my work
    2018 totals:
    Savings 11,200
    Mortgage Overpayments 5,500
    • AlexLK
    • By AlexLK 2nd Apr 18, 4:42 PM
    • 6,105 Posts
    • 32,352 Thanks
    AlexLK
    Alex, I'm glad I haven't offended you. Turns out Wishing has asked a really important question ... Little K needs to see the two of you together, and if absolutely **all** your energy is going into him and his development, he doesn't get that, and nor does he get the chance to just "be". You're such a loving dad, anyone with half an ear can tell that, but it might be time to dial it back just a tad. I can see how your wife's attitudes are heartbreaking to you, and I'm so sorry its reached this pitch - but honestly, there's some rebalancing needed. Have a think about her underlying agenda in wanting your son away at boarding school - is she really asking for more attention from you, for example? I have no idea if its true, and I'd never "diagnose over the web", but I'm just saying, look underneath whats going on.

    HTH. I'll delete this if you want, just let me know.
    Originally posted by Karmacat
    Karmacat, you have not offended me at all.

    I suppose all my energy does go into parenting. It's important to me that I make an effort to be the best parent I can be. I've put being a father before my marriage.

    Would certainly say that's one of the reasons my wife wants our son away for a good proportion of the year.

    I can only speak for myself, but if my husband spent so much time in an evening talking to his parents, continuing to work and dealing with fish that he couldn't even spare an hour to spend some time with me I wouldn't be happy. Obviously there are perhaps phone calls that need to be made early in the evening outside of working hours, but if Mrs K goes to bed earlier than you do could some of it not be put off until then?

    It's important to make time for each other in any relationship outside that spent with a child. I don't think in any way that sending your son away is the solution to how Mrs K is feeling, but it seems something needs to change. Barely seeing each other Mon-Fri is no good for anyone.
    Originally posted by Bluefire
    I hadn't really considered I was not making time for her, to be honest. Certainly not intentional but I do perhaps need to see if some things can be moved around / change. I suppose I'm happy for our time together to be spent with our son but she isn't.

    Hi Alex,
    Here are my thoughts on this, please feel free to ignore, I hope you don't feel like I'm criticizing, but trying to offer some potential solutions. I'll try and explain my experience, background & 'qualifications' for each idea:

    8pm bedtime plus 30minutes being read to. This is quite late for a 7 year old. I would say 7:30 bed, lights out by 8 is late enough. Obviously every child is different, but shifting bed time (and potentially getting up time) by 30minutes could be win win all round (he may get to see his mum before she goes to work) I taught lower key stage 2 for years, those with an 8pm bedtime or later generally struggled more with energy levels. For those who found learning difficult it affected learning, for those who found social interaction more effort this was affected more.

    As he gets older supporting his reading changes. You are no longer needing to listen to the mechanics of reading, but there to support comprehension, especially inference and deduction. School reading schemes can be dull dull dull, so focus on reading and discussing books together. Have a search for 'comprehension keys' (pretty sure that's what it's called) lots of question starters for the different reading skills. This means much more discussion over books at, for example meal times. By 7 I was sat on the kitchen step reading my book to mum while she cooked dinner. If I did this (with dull as ditch water school book) she would have longer to read to me at bedtime, if I didn't half of bedtime reading was taken up with me reading boring school books.

    The most effective 'extras' for maths (in my experience as a primary school teacher) is mental agility (easily covered on the school journey), times table recall, mental calculations and other aural maths type questions. Another huge benefit outside of school is application, so using maths in real life contexts with all your driving working our mpg, cost per mile, depreciation (or appreciation) of vehicles etc. as well as journey times, distance over a specified time are all good skills of application and combining mathematical operations.

    Finally: violin/piano/music theory practice. By 8, I was 'on my own' for my music practice. I had instrumental lessons once a week and one theory lesson a week. In between times I had to practice on my own as I surpassed the musical skills of both my parents. I don't feel I suffered musically because of this, my instrumental teachers taught me how to practice effectively and independently and gave me notes during my lesson on what to work on. At 7 I played in town wide bands & orchestras, 11 I joined the county ensembles at at 14 national youth ensembles. I successfully auditioned for places at 3 music colleges at 17 (the fact I chose not to take up the places is irrelevant here)


    You do so much with your son, it is admirable, would I have liked all of that from my parents? Would I like to give all that to my son? Yes I would, but not at the expense of my other relationships. When my son (hopefully) starts instrumental lessons will I want to guide his practice every time, of course, and when he starts, I will, but I will also (hopefully) teach him how to make progress independently, for I will not always be there to point out his next steps.
    Originally posted by wishingthemortgaheaway
    We couldn't fit everything in if my son went to bed earlier. Currently he gets up at 7.45am which suits me. Glad he's not an early riser, to be honest. Also do not think his energy levels suffer, he's doing well in school. My wife gets up at 6.00am and leaves just before 7.00am. There is no need for her to leave this early but she chooses to be in work early.

    So far as reading is concerned we spend 20 minutes reading and 20 minutes either talking about the book or I set questions for him to write answers to. At bedtime I read to him, he does not read to me.

    I ask lots of mental arithmetic questions but in a designated time slot rather than when out with our dog / going to school / other journeys. Thanks for that as I wouldn't have thought about that and think that will be a step forward. We also cover some KS2 maths curriculum each evening as it allows him to get ahead (he's in year 2 at the moment).

    What's your instrument? My son is in a bit of a different position with his music as I teach him as well as supervise practise. I had lessons once per week and was supervised during practise time by a specialist. He leaves school at 3.30pm and goes to my cousin's three days per week until I pick him up from there so apart from when he goes to orchestra, I am the only specialist he sees.
    2018 totals:
    Savings 11,200
    Mortgage Overpayments 5,500
    • AlexLK
    • By AlexLK 2nd Apr 18, 4:57 PM
    • 6,105 Posts
    • 32,352 Thanks
    AlexLK
    Hi Alex,

    I've been away from the boards for a couple of months and am only now catching up. In terms of the issues you've been having with your wife, I would echo other people's comments and suggest that you combine the things you spend time on. So for example, listening to your son reading whilst cooking dinner will allow him to feel a little more "grownup" and (trust me!) you will still pick up his mistakes and anything he is struggling with! Similarly, perhaps you and he can look after his fish together (which apart from anything else will help teach him the importance of caring for others) whilst doing some basic, age appropriate mental maths.

    If freeing up time during the working week seems a step too complex at this moment in time, then have you considered carving out some family time and also some couple time (when your son spends a few hours with your parents for example). My relationship with my husband has been through a real strain recently with me undergoing a PhD whilst struggling with immense mental health issues alongside a number of close family members deaths and prolonged illnesses. Carving out this sort of respite time for the two of us was absolutely 100% essential for the health of our relationship and also our sanity!! We were completely broke (as in, last weekend after my first payday in two years we finally went and spent 50 on new clothes for us as we were looking incredibly raggedy round the edges!) so would go for walks along the canal, use vouchers for super cheap dinners out, make a couple of pints each last hours in a sunny beer garden. Though you are not in the same financial boat at all, it really is the thought that counts (as cliche as that sounds!!).

    I wish the three of you the best of luck, but most of all: please do talk to each other and do something, anything. the worst thing you can do is stick your head in the sand and hope it goes away! xxx
    Originally posted by pinknsparkly
    Not sure I could concentrate on listening to him read and cooking at the same time. To be honest, I like to do one thing at a time. With regard to the fish, he feeds them but I do the tests / water change etc. He helps during his time off from school.

    Don't really want my son to be with others anymore than he currently is as my cousin picks him up from school three days per week already. Do rather enjoy doing things that cost little. One of our favourite things to do is dog walking followed by a picnic in the LR.

    We do need to talk to each other more. She's my best friend but we haven't had a great marriage. I wonder if we've been through too much together sometimes.
    2018 totals:
    Savings 11,200
    Mortgage Overpayments 5,500
    • AlexLK
    • By AlexLK 11th Apr 18, 6:45 PM
    • 6,105 Posts
    • 32,352 Thanks
    AlexLK
    So much for making good plans this month ...

    Financial

    Book appointments with accountant, tax advisor and IFA At least I have something to tick off the list
    Mortgage overpayment /1,000
    Personal savings /1,500
    Sell /5,000 Not even considered this so far

    Household
    Finalise kitchen designs Another thing I've not thought about
    Quotes for materials
    Clear kitchen of anything unnecessary

    Food / Drink
    Eating out /4 - want to try to cook a bit more this month rather than eating out numerous times per week. This has been a complete disaster
    Grocery budget /450 Double may cover it if we are careful (eating v. cheaply for the rest of the month and cooking)
    Meat free days /10
    Alcohol free days /15

    Work / Business
    Look for another project if offer not accepted Been looking not found
    Book holiday time from work (Mrs. K. and I are going away for a few days together this month for her birthday) Done and going to be away next week, so more to spend on meals out, entertainment etc. etc.
    Organise what I'm doing for the coming month

    Life
    Read a book not related to my work
    2018 totals:
    Savings 11,200
    Mortgage Overpayments 5,500
    • beanielou
    • By beanielou 11th Apr 18, 7:29 PM
    • 56,185 Posts
    • 227,130 Thanks
    beanielou

    Sorry!

    Enjoy your break.
    Lou~ Debt free Wanabe No 55 DF 03/03/14.
    **Credit card debt free 30/06/10~** **Weight loss 2 stone 11 lbs **

    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    It starts with you, it starts from now. *** It is ok to be me.***
    ***Keep plodding***
    Out of debt, out of danger. MFW 2018. No 144
    • AlexLK
    • By AlexLK 12th Apr 18, 11:11 PM
    • 6,105 Posts
    • 32,352 Thanks
    AlexLK
    Managed to be sensible for the past two evenings and cook. Really enjoyed the food and hope its not going to be the disaster it has been when my wife and I get back. We are going away for the coming working week and our son is staying with my cousin. He's looking forward to it but I'm starting to feel rather guilty. Mrs. K. can't wait to get away for a week.

    Going to start thinking about the kitchen situation when we get back.
    2018 totals:
    Savings 11,200
    Mortgage Overpayments 5,500
    • kelpie35
    • By kelpie35 13th Apr 18, 1:28 AM
    • 1,553 Posts
    • 5,027 Thanks
    kelpie35
    Hope you both have a lovely time away.

    Don't feel guilty, you both deserve time alone.

    Take care
    • Karmacat
    • By Karmacat 13th Apr 18, 10:11 AM
    • 29,582 Posts
    • 170,248 Thanks
    Karmacat
    Enjoy the holiday
    Retired August 2016
    • beanielou
    • By beanielou 13th Apr 18, 8:20 PM
    • 56,185 Posts
    • 227,130 Thanks
    beanielou
    Have a good time.
    Lou~ Debt free Wanabe No 55 DF 03/03/14.
    **Credit card debt free 30/06/10~** **Weight loss 2 stone 11 lbs **

    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    It starts with you, it starts from now. *** It is ok to be me.***
    ***Keep plodding***
    Out of debt, out of danger. MFW 2018. No 144
    • AlexLK
    • By AlexLK 14th Apr 18, 12:36 AM
    • 6,105 Posts
    • 32,352 Thanks
    AlexLK
    Thanks all. We don't go until Monday. Son is excited about staying with my cousin for 4 nights next week. Think he sees it as a "holiday" and I suppose it plays into his current mindset of wanting to be seen as being more "grown up" / independent. Bizarre to see as a parent for this is a relatively recent development.

    Had an interesting conversation with my father today. He's had / got a few serious / potentially serious health problems which really took over his life to the point of him being terrified to do anything in case of needing medical help / fear of death. Chose instead to sit in the house and wallow in the past because he believed he could do nothing else. It dawned on me that I was there not so long ago but over mental health fears. I think a lot of us can fall to living in the past due to guilt / fear of the future or wishing away our present because we believe we have a better future. Definitely applies to finances too, I think.

    Cooked again tonight. My wife and I are feeling a lot better for it too. Checking in to MSE is certainly good for me; check my targets and sort my bad habits out. Speaking of which I've sent our mortgage OP early. Not feeling quite so stupid over the fact we have a mortgage on the house as I think someone said on here its the cheapest loan going and money not tied up there can be utilised elsewhere. Father amused me today when I spoke to him about it and he told me if he were me and with rates as low as they are he'd buy hundreds of properties, get the capital paid, rinse and repeat for as long as the rates are low and it makes sense... going to look at a potential project / BTL tomorrow. After being long disappointed of my lack of financial discipline, now have my parents asking why I'm spending cash on places. I suppose in a strange why though I was aware my parents' financial standing was rather precarious during the majority of their working lives, I've never quite been able to think of them as owing money to anyone. Much like I can not imagine them being "young" or even my age.
    2018 totals:
    Savings 11,200
    Mortgage Overpayments 5,500
    • AlexLK
    • By AlexLK 14th Apr 18, 12:41 AM
    • 6,105 Posts
    • 32,352 Thanks
    AlexLK
    This may be looking a little more rosy today.

    Financial

    Book appointments with accountant, tax advisor and IFA Done
    Mortgage overpayment 1,000/1,000
    Personal savings /1,500
    Sell /5,000

    Household
    Finalise kitchen designs
    Quotes for materials
    Clear kitchen of anything unnecessary

    Food / Drink
    Eating out /4 - want to try to cook a bit more this month rather than eating out numerous times per week. This has been a complete disaster
    Grocery budget /450 Double may cover it if we are careful (eating v. cheaply for the rest of the month and cooking)
    Meat free days 2/10
    Alcohol free days 2/15

    Work / Business
    Look for another project if offer not accepted Been to see one unsuitable today and going to see one tomorrow.
    Book holiday time from work (Mrs. K. and I are going away for a few days together this month for her birthday) Done
    Organise what I'm doing for the coming month

    Life
    Read a book not related to my work Picked one to read when away / travelling etc.
    2018 totals:
    Savings 11,200
    Mortgage Overpayments 5,500
    • Red-Squirrel
    • By Red-Squirrel 14th Apr 18, 10:19 AM
    • 3,030 Posts
    • 7,994 Thanks
    Red-Squirrel
    What book have you picked Alex? Enjoy your break, sounds like things are going well at the moment.
    • Karmacat
    • By Karmacat 14th Apr 18, 4:47 PM
    • 29,582 Posts
    • 170,248 Thanks
    Karmacat
    Have a lovely holiday, Alex - time to tackle the grocery bill when you get back
    Retired August 2016
    • AlexLK
    • By AlexLK 14th Apr 18, 11:39 PM
    • 6,105 Posts
    • 32,352 Thanks
    AlexLK
    What book have you picked Alex? Enjoy your break, sounds like things are going well at the moment.
    Originally posted by Red-Squirrel
    Diane Ackerman's The Zookeeper's Wife. Mrs. K. read it a while back.

    Things are going generally well at the moment, red squirrel. Could say it's been a long time coming.

    Have a lovely holiday, Alex - time to tackle the grocery bill when you get back
    Originally posted by Karmacat
    Yes, definitely need to get that sorted.

    Had a bad day so far as food / spending is concerned but a brilliant family day out so not sorry about it, to be honest.
    2018 totals:
    Savings 11,200
    Mortgage Overpayments 5,500
    • Suffolk lass
    • By Suffolk lass 15th Apr 18, 8:36 AM
    • 2,012 Posts
    • 21,310 Thanks
    Suffolk lass
    All sounding a bit more positive Alex - have a great holiday
    MFiT T4 #2 update 88.72% after Q9 tiny bit ahead of where I should be
    Save 12k in 2018 #53 - after June 55.17% 5,517.10/10,000
    OS Grocery Challenge 2018 spent 1,288.55/3,000 including stores so far 42.95% of my annual budget at the end of June
    My DFD is here
    • AlexLK
    • By AlexLK 22nd Apr 18, 10:46 PM
    • 6,105 Posts
    • 32,352 Thanks
    AlexLK
    Well, we're back. Much money spent, food eaten and drinks consumed. Had a great time and could have stayed a while longer, to be honest. Only not so good points were having a rather difficult discussion with Mrs. K. re. son and a really bad hangover on the last day. Don't have the tolerance for alcohol anymore, a good thing considering I used to drink an awful lot I suppose.

    Son had a great time with cousin but was ready to come home when we picked him up yesterday. Managed to have a good weekend as a family but another expensive one.

    This coming week I plan to have a better one so far as food, wine and finances are concerned.

    Not long to go until friend's wedding which is definitely sans parents who refuse to acknowledge he is even part of the family. On a lighter note, why anyone would entrust me with getting someone to be somewhere on time and wedding rings, I've no idea.
    2018 totals:
    Savings 11,200
    Mortgage Overpayments 5,500
    • kelpie35
    • By kelpie35 22nd Apr 18, 10:52 PM
    • 1,553 Posts
    • 5,027 Thanks
    kelpie35
    So pleased to hear you and Mrs K had a lovely time together.

    I am sure your son missed you both when you were away, but good to hear he enjoyed his time with your cousins.

    Take care.
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  • Ta ta... for now. This August, as I try and do every few yrs, I'm lucky enough to be taking a sabbatical. No work,? https://t.co/Xx4R3eLhFG

  • RT @lethalbrignull: @MartinSLewis I've been sitting here for a good while trying to decide my answer to this, feeling grateful for living i?

  • Early days but currently it's exactly 50 50 in liberality v democracy, with younger people more liberal, older more? https://t.co/YwJr4izuIj

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