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    • benbenandme
    • By benbenandme 29th Dec 17, 5:01 PM
    • 10,656Posts
    • 27,951Thanks
    benbenandme
    2018 Benbenandme's Next Battle
    • #1
    • 29th Dec 17, 5:01 PM
    2018 Benbenandme's Next Battle 29th Dec 17 at 5:01 PM
    Hello It's that time of year for another new diary ... I'm not a newbie, I've been around these parts for years, never quite knowing whether I should be on here or the Mortgage Free boards, but after much consideration I have decided to return here for my next diary installment.

    I have previous chapters of my journey on here, but a brief history of my last ten years is as follows: I am a single parent to a 14 year old boy with ASD. I love him to bits, he is my whole world, but causes me a great deal of stress and worry too We have been living in a flat for the last 10 years and I have worked hard to clear my mortgage on it. In March this year we finally moved into a small house, which is lovely, and near my Mum. My brother lent me 30k to help get the house which is my 'debt' that I am paying back. The monthly budgets are stupidly tight, partly as I want to get it paid asap even though he is in no hurry for it back.

    Looking further ahead ds is in year ten so only has 18 months until his GCSE's. After this he wants to do an apprenticeship which, from a financial point of view, means my child benefit, tax credits and child maintenance will stop , meaning a drop in total income from approx 1900 to approx 1200 So, this year could potentially be my last one with this extra income, so I need to maximise the potential ...

    My next post will list my SOA and my plans for 2018, please stick around for the ride, all help, support and thoughts are appreciated and very much welcome
    Mortgage Total: 75,000 71,174 Mortgage End Date: May 2040
    Brother's loan: 13,884 / 30,000
    2018 Fund 563
Page 28
    • Pooky
    • By Pooky 9th Sep 18, 6:58 AM
    • 6,903 Posts
    • 43,975 Thanks
    Pooky
    Cloths are your friend at table top sales like that, use the boxes you bring stuff in, upside down, sideways on etc and cover with a cloth. Themes work well too so maybe add some boxes wrapped in Christmas paper to prop up some Christmas cards, a few baubles on the table too. The same for birthday cards with some added streamers or table confetti. Maybe look in charity shops for a few wicker baskets, always great for different shapes and heights.
    "Start every day off with a smile and get it over with" - W. C. Field.
    • benbenandme
    • By benbenandme 9th Sep 18, 7:34 AM
    • 10,656 Posts
    • 27,951 Thanks
    benbenandme
    Morning Pooky, glad I'm not the only one up super early this morning

    I posted on facebook last night that I am holding an open house in a couple of weeks - it's a fundraiser for the Alzheimers Society; Flamingo Paperie support three main charities (Alzheimers Society, Macmilland and Short Lives). Lots of people will be holding Macmillan coffee mornings soon but as I will be at work, and as dementia is sadly more relevant for my family, I have chosen to do an event for them instead. So I've invited people to come round, either after school for coffee and cake or later in the evening for wine and nibbles, and 10% of sales on the night will be donated to the Alzheimers Society.

    For me this is quite a big thing as I very rarely have people in my home, I'm really quite funny about it, not intentionally it's just how I am. Lots of people that I've invited are work colleagues so it does feel strange thinking they may come round but it'll do me good to get out of my comfort zone a bit, and it also means I need to give the place the clean of it's life Currently 5 have replied, 3 are yes's and 2 maybes

    Today I woke up stupidly early, dreaming that ds was going to school tomorrow and his shirts were in the wash Anyway, I got up and have put the washing machine on (did some yesterday), so we will all have lots of clean clothes

    I also need to do the food shopping, a trip to the tip with some cardboard boxes and buy my nephew a birthday present. There will probably be some ironing to be done later too
    Mortgage Total: 75,000 71,174 Mortgage End Date: May 2040
    Brother's loan: 13,884 / 30,000
    2018 Fund 563
    • benbenandme
    • By benbenandme 9th Sep 18, 8:30 AM
    • 10,656 Posts
    • 27,951 Thanks
    benbenandme
    9 profit on a matched bet
    Mortgage Total: 75,000 71,174 Mortgage End Date: May 2040
    Brother's loan: 13,884 / 30,000
    2018 Fund 563
    • benbenandme
    • By benbenandme 10th Sep 18, 4:35 PM
    • 10,656 Posts
    • 27,951 Thanks
    benbenandme
    Another 15 from ebay
    Mortgage Total: 75,000 71,174 Mortgage End Date: May 2040
    Brother's loan: 13,884 / 30,000
    2018 Fund 563
    • benbenandme
    • By benbenandme 15th Sep 18, 7:27 AM
    • 10,656 Posts
    • 27,951 Thanks
    benbenandme
    And so it's the weekend again

    This week I had a letter from the CSA, they have re-assessed him and he should be paying me another 120 a month Clearly he's had a promotion at some point but not bothered to report it, so has got away with not paying the right amount for a while, (they do't do back payments ). Hopefully I will get the new amount each month without a hitch but let's see

    In other news I have organised an open house next friday for my cards - currently I have 13 definites and quite a lot more hopefully. I will be spending this weekend on a mammoth cleaning mission so I don't have too much to do as the week goes on
    Mortgage Total: 75,000 71,174 Mortgage End Date: May 2040
    Brother's loan: 13,884 / 30,000
    2018 Fund 563
    • benbenandme
    • By benbenandme 16th Sep 18, 1:14 PM
    • 10,656 Posts
    • 27,951 Thanks
    benbenandme
    A great result for Bournemouth yesterday
    Today I have been and done the food shopping and treated myself to a new pair of boots for the winter. They were only 28 and I had to return some school shirts that were no good (16) so all in all not too bad

    Roast pork today, lots of pottering and housework bits to get on with this afternoon; the car needs cleaning, the drive needs a sweep, the weedkiller needs spraying on the paving slabs ...
    Then indoors the conservatory needs a good clean, the windows and doors need a clean, a hoover through, the kitchen needs blitzing ...

    I did do the washing and ironing yesterday though so at least that doesn't need tackling today.

    Later on I want to sit down and look at what events I've got booked in for my cards and see how else to promote them online. Never enough hours in the day
    Mortgage Total: 75,000 71,174 Mortgage End Date: May 2040
    Brother's loan: 13,884 / 30,000
    2018 Fund 563
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