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  • FIRST POST
    • benbenandme
    • By benbenandme 29th Dec 17, 5:01 PM
    • 10,558Posts
    • 27,526Thanks
    benbenandme
    2018 Benbenandme's Next Battle
    • #1
    • 29th Dec 17, 5:01 PM
    2018 Benbenandme's Next Battle 29th Dec 17 at 5:01 PM
    Hello It's that time of year for another new diary ... I'm not a newbie, I've been around these parts for years, never quite knowing whether I should be on here or the Mortgage Free boards, but after much consideration I have decided to return here for my next diary installment.

    I have previous chapters of my journey on here, but a brief history of my last ten years is as follows: I am a single parent to a 14 year old boy with ASD. I love him to bits, he is my whole world, but causes me a great deal of stress and worry too We have been living in a flat for the last 10 years and I have worked hard to clear my mortgage on it. In March this year we finally moved into a small house, which is lovely, and near my Mum. My brother lent me 30k to help get the house which is my 'debt' that I am paying back. The monthly budgets are stupidly tight, partly as I want to get it paid asap even though he is in no hurry for it back.

    Looking further ahead ds is in year ten so only has 18 months until his GCSE's. After this he wants to do an apprenticeship which, from a financial point of view, means my child benefit, tax credits and child maintenance will stop , meaning a drop in total income from approx 1900 to approx 1200 So, this year could potentially be my last one with this extra income, so I need to maximise the potential ...

    My next post will list my SOA and my plans for 2018, please stick around for the ride, all help, support and thoughts are appreciated and very much welcome
    Mortgage Total: 75,000 71,605 Mortgage End Date: May 2040
    Brother's loan: 12,825 / 30,000
    2018 Fund 300
Page 21
    • benbenandme
    • By benbenandme 1st Jul 18, 6:49 PM
    • 10,558 Posts
    • 27,526 Thanks
    benbenandme
    2.50 survey just done on prolific, took about 15 minutes
    Time now for the ironing
    Mortgage Total: 75,000 71,605 Mortgage End Date: May 2040
    Brother's loan: 12,825 / 30,000
    2018 Fund 300
    • Eager_Elephant
    • By Eager_Elephant 2nd Jul 18, 6:53 AM
    • 4,433 Posts
    • 25,445 Thanks
    Eager_Elephant
    Yay, glad to have helped EE I got 2466 swagbucks from it Very welcome as I have had a month off from Swagbucks, back on it today and feeling a bit more revitalised again.

    .
    Originally posted by benbenandme
    And there was me thinking 750 points was good

    I had a mini break from SB in May, it didnt help that I knew I was away for a weekend mid month so getitng more than the bonus for 14 days straight was not going to happen so I didnt even try - as a result my bonus was about 15 for the month.

    But for June I have managed 30 days and I seemed to be more invigorated with it, I hope July is the same although I have 2 consecutive days of an event so unlikely to be able to do SB but I will still try as I like how quikcly the points add up
    Ninja Saving Turtle No. 17 for June
    NSD - 8/20
    (up to 16/6/18)
    My Diary is here - http://forums.moneysavingexpert.com/showthread.php?t=2175629 (Eager Elephants Effective Everyday Excursion)
    • benbenandme
    • By benbenandme 2nd Jul 18, 6:54 PM
    • 10,558 Posts
    • 27,526 Thanks
    benbenandme
    Me too EE, I need to try and get my daily streak back up and running this month on Swagbucks, 2/2 days completed so far I have cashed out for a 3 Amazon voucher as I needed to cross that one off my swago board so I could submit it today.

    Tonight will be spent pottering, watering the plants, watching some football and clearing some surveys mainly.
    Mortgage Total: 75,000 71,605 Mortgage End Date: May 2040
    Brother's loan: 12,825 / 30,000
    2018 Fund 300
    • benbenandme
    • By benbenandme 2nd Jul 18, 7:13 PM
    • 10,558 Posts
    • 27,526 Thanks
    benbenandme
    4 from a free bet
    Mortgage Total: 75,000 71,605 Mortgage End Date: May 2040
    Brother's loan: 12,825 / 30,000
    2018 Fund 300
    • benbenandme
    • By benbenandme 7th Jul 18, 10:15 AM
    • 10,558 Posts
    • 27,526 Thanks
    benbenandme
    So it's a footie Saturday again before it's got too hot this morning I have got a few jobs out the way; two loads of washing, watered all the plants, cleaned the car, cleaned the front windows / front door, taken a car load of stuff to the tip from the garage and am now contemplating starting compliling my super duper summer holiday list
    Mortgage Total: 75,000 71,605 Mortgage End Date: May 2040
    Brother's loan: 12,825 / 30,000
    2018 Fund 300
    • Drawingaline
    • By Drawingaline 7th Jul 18, 10:16 AM
    • 445 Posts
    • 1,473 Thanks
    Drawingaline
    Omg, I have just sat on the settee bemoaning how hot it is! You put me to shame. Although I have got washing out.
    • benbenandme
    • By benbenandme 7th Jul 18, 11:49 AM
    • 10,558 Posts
    • 27,526 Thanks
    benbenandme
    I'm pretty much done now for housework, it's too hot now, so will be spending some time on the laptop til the football now

    3 from a free bet, added to signature
    Mortgage Total: 75,000 71,605 Mortgage End Date: May 2040
    Brother's loan: 12,825 / 30,000
    2018 Fund 300
    • benbenandme
    • By benbenandme 8th Jul 18, 3:16 PM
    • 10,558 Posts
    • 27,526 Thanks
    benbenandme
    5 cashed out from Prolific and 5 Amazon voucher from Ipsos
    Mortgage Total: 75,000 71,605 Mortgage End Date: May 2040
    Brother's loan: 12,825 / 30,000
    2018 Fund 300
    • benbenandme
    • By benbenandme 15th Jul 18, 1:27 PM
    • 10,558 Posts
    • 27,526 Thanks
    benbenandme
    Another week gone, yet another very stressful week at work but at least it's done now

    This morning I went car bootying, not to the normal one but a small local one. I managed to pick up a couple of Monsoon summer dresses and a couple of Boden summer dresses, all for 1 each, all 4 are already on eBay

    I've been food shopping (36), about to tackle the ironing and generally avoiding the sun as it's too hot for me.

    Ds is due home in a couple of hours, hopfefully in a good mood as he's been very stroppy this week
    Mortgage Total: 75,000 71,605 Mortgage End Date: May 2040
    Brother's loan: 12,825 / 30,000
    2018 Fund 300
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