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    • belfastgirl23
    • By belfastgirl23 29th Dec 17, 12:19 PM
    • 7,692Posts
    • 15,472Thanks
    belfastgirl23
    Return to this thread December 2018
    • #1
    • 29th Dec 17, 12:19 PM
    Return to this thread December 2018 29th Dec 17 at 12:19 PM
    Following on from our December 2017 resolutions thread this is your chance to set your intentions for 2018.

    Well done to everyone who achieved some of their goals in 2017 - remember if you don't fail occasionally you aren't reaching high enough!

    I will come back and post mine when I've had a chance to think but I know some people are better organised than me and might want to start sooner!

Page 1
    • 166million
    • By 166million 29th Dec 17, 2:16 PM
    • 1,206 Posts
    • 5,061 Thanks
    166million
    • #2
    • 29th Dec 17, 2:16 PM
    • #2
    • 29th Dec 17, 2:16 PM
    lose three stone
    still have a job
    get cats
    go to cornwall
    go to france
    build savings rather than depleting them (currently £4,200)

    not lofty goals
    **Debt Free as of 15:55 on Friday 23rd March 2012**And I am staying that way
    377 166million Sealed Pot Challenge 2018 No. 90: Emergency fund £637
    My debt free diary http://http://forums.moneysavingexpert.com/showthread.php?t=3630099
    • PeacefulWaters
    • By PeacefulWaters 29th Dec 17, 2:20 PM
    • 8,318 Posts
    • 10,656 Thanks
    PeacefulWaters
    • #3
    • 29th Dec 17, 2:20 PM
    • #3
    • 29th Dec 17, 2:20 PM
    To still be alive. The odd are against it.
    • keepcalmandstayoutofdebt
    • By keepcalmandstayoutofdebt 29th Dec 17, 2:21 PM
    • 3,236 Posts
    • 1,697 Thanks
    keepcalmandstayoutofdebt
    • #4
    • 29th Dec 17, 2:21 PM
    • #4
    • 29th Dec 17, 2:21 PM
    Thanks for the thread

    Mine are

    Long term:
    To lose weight
    To get out more socially
    To join gym or really toying with joining a running club
    Supporting a charity - for 2018 I've already signed up for sponsor a guide dog
    To make new memories

    Short term:
    For first time in 3 years - Get hair cut and fancy radical new colour!
    Dry January (again) ?
    Pay extra toward credit card balance

    Mid short to long term to the inbetween
    Open a real savings account
    Hope to start new job and commit to the fixed term of 9 months
    Just for once see something through
    If an ex employer comes along, well out comes Katie Hopkins book chapter on the subject.!!
    "If you are caught in a rainstorm, once you accept that you'll receive a soaking, the only thing left to do is enjoy the walk"
    • Amanda65
    • By Amanda65 29th Dec 17, 2:33 PM
    • 1,999 Posts
    • 3,710 Thanks
    Amanda65
    • #5
    • 29th Dec 17, 2:33 PM
    • #5
    • 29th Dec 17, 2:33 PM
    Oh this sounds fun

    Here's mine

    End of first quarter

    To have finally found an IFA to sort OH's pensions (he has about 10!)
    Stuck to first quarter budget
    Agree bank account every month and adjust accordingly, not just for the first month as usual
    Booked two holidays for me and OH
    Have re-committed to my yoga classes
    Stopped ordering so much from Amazon - it's too easy!

    End of half year

    Have paid off two of three 0% credit cards
    Have lost one stone
    Have had at least one long weekend away with O

    End of year

    Paid off an extra £10k on mortgage
    Changed mortgage provider
    Maintained weight loss
    Not spent so much on Christmas 2018 as I did on 2017!
    • hannh
    • By hannh 29th Dec 17, 4:46 PM
    • 62 Posts
    • 241 Thanks
    hannh
    • #6
    • 29th Dec 17, 4:46 PM
    • #6
    • 29th Dec 17, 4:46 PM
    My goals for 2018:
    To start to save again - bought a house this year which changed my mindset from a saving one to a spending one it has been expensive to make the house livable but i hope most of the big costs are done now and I can concentrate on getting my emergency fund back up to where i would like it, and get ahead on yearly expenses such as car insurance.
    Ive recently started exercising again and would like to keep this up, id like to be able to comfortably swim a mile and be confident to go out on my bike by myself.
    Sort my wardrobe out - this Sort of goes against the first goal but I really need to Sort it out, I have clothes I hate and no sense of style so I need a big Sort out and try and build a wardrobe im happy with. I buy only ethical clothing so this is not as easy to do cheaply but even one piece a month would be a decent wardrobe by the end of the year

    Good luck in your goals and heres to a happy and healthy 2018
    • Lolly88
    • By Lolly88 29th Dec 17, 7:51 PM
    • 311 Posts
    • 830 Thanks
    Lolly88
    • #7
    • 29th Dec 17, 7:51 PM
    • #7
    • 29th Dec 17, 7:51 PM
    I like to make my goals very specific so I know exactly what I'm aiming for and can measure my progress...but I'll just post the lofty versions of my goals here and keep the specifics more private

    1; Lose weight and improve general fitness and diet
    2; Get more sleep - no more than 4 all nighters all year (fun ones not included)
    3; Take better care of my mental health
    4; Buy a house
    5; Build up £2000 emergency fund after buying said house
    6; Complete the course I've started and then continue to work towards accreditation
    7; Get a better work life balance and invest more time in personal relationships
    8; Do something fabulous for my 30th

    I've had several really crappy, difficult years - 2018 I'm turning it round.
    House Fund - £35078.21
    Currently buying a house
    • silvercar
    • By silvercar 30th Dec 17, 1:12 PM
    • 37,303 Posts
    • 157,152 Thanks
    silvercar
    • #8
    • 30th Dec 17, 1:12 PM
    • #8
    • 30th Dec 17, 1:12 PM
    To still be alive. The odd are against it.
    Originally posted by PeacefulWaters
    I wish you well.

    Also wanted to say I found your blog (OH is on another forum and I caught sight of the link) an interesting read. Obviously sorry that you have been through the mill to generate such a blog.
    • Gavin83
    • By Gavin83 30th Dec 17, 9:51 PM
    • 5,157 Posts
    • 8,383 Thanks
    Gavin83
    • #9
    • 30th Dec 17, 9:51 PM
    • #9
    • 30th Dec 17, 9:51 PM
    1) Lose 5 kilos
    2) Exercise at least 3 times a week
    3) Pay off some debt and increase savings. I!!!8217;ve got more specific targets to reach.
    4) Start a blog in relation to what I do for work and post at least once a week to it.
    5) Get married and have no debt from it by the end of the year.

    That!!!8217;ll do for now.
    • jackieblack
    • By jackieblack 1st Jan 18, 7:21 AM
    • 7,775 Posts
    • 11,367 Thanks
    jackieblack
    Lose weight - daughter getting married in the spring, would love to feel fitter and healthier

    Job - have been in the same job for 16 years, however this is part time and low paid - I took this job when my daughter was at school as it fitted well with my family responsibilities and just stayed as it is local and convenient. I can manage fine on the pay as I live fairly simply but regularly wonder if I ought to be working full time/more hours. This is not possible in my current job. Changing jobs would likely necessitate commuting to the nearest town, incurring significant travel costs (I currently have none). I don't want to end up working more hours but be no better off financially. Job security is also a big factor as I live alone now. I have been going around in circles with this for the last couple of years, but I'm not qualified (except experientially) to do anything much and looking at job adverts just makes me retreat back into my comfort zone. I feel like I need to make a decision about this and stop unsettling myself.

    Finances - continue to make small overpayments to my mortgage in order to reduce the term. Aiming for an average of £50 a month

    Travel - unlikely to be possible in 2018 but save and plan for an adventure in 2019
    Last edited by jackieblack; 01-01-2018 at 7:28 AM.
    2.22kWp Solar PV system installed Oct 2010, Fronius IG20 Inverter,
    south facing (-5 deg), 30 degree pitch, no shading

    Quidquid Latine dictum sit altum videtur
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    • xXMessedUpXx
    • By xXMessedUpXx 2nd Jan 18, 7:55 PM
    • 17,137 Posts
    • 45,089 Thanks
    xXMessedUpXx
    1. Pay off debt to boyfriend (estimate i'll do this by march)
    2. pay off some of my overdraft
    3. drink green tea religiously
    4. Exercise once a week (swimming/zumba or gym)
    5. Lose 5st by december

    Ready for another year, lets do this!
    "Life Is Like A Beautiful Melody Only The Lyrics Are Messed Up"
    To see the rainbow you need both the sun and the rain to make its colours appear
    "I just need to be alone right now, i just wanna take a little breather"
    • belfastgirl23
    • By belfastgirl23 7th Jan 18, 10:35 AM
    • 7,692 Posts
    • 15,472 Thanks
    belfastgirl23
    Better late than never, I always like to take a bit of time after New Year to think about my resolutions as that's when it's quiet. So here they are:

    One off resolutions:
    • Make a will
    • Review my pension information and update it
    • Sort out a bit of building work re damp
    • Finalise changeover of finances
    • Read a book in another language
    • Systematise routine admin
    • Change electric supplier
    Ongoing resolutions:
    I want to feel fitter and better mentally and physically this time next year. So these are the things I'm going to do to make it happen:

    Health
    • Focus on the positive
    • Walk in nature where possible
    • Be aware of eating and alcohol consumption
    • Go to all exercise classes I can attend (signed up between now and Easter)
    • Be organised before bed
    • Have a good sleep routine
    • Make a point of seeing friends and family regularly
    • Be ok with spending money and time on my own good health

    Work
    • Be ok with handing over responsibility to other people and continue to work on finding support
    • Say no at work, especially to travelling
    • Have a monthly planning and organising/admin day
    • Spend time on the important rather than urgent stuff

    Finances
    • Have a monthly financial admin day
    • Continue to save into ISA (£600)
    • Continue to overpay mortgage (£2k)
    • Change electric supplier

    Other
    • Read 52 books
    • See older relatives as much as I can

    Peaceful Waters, your post puts a lot of things into perspective! I guess I've almost made some of mine based on also being the healthiest and best I can manage and you really encouraged me to think about that properly.

    ***I reserve the right to come back and edit though, feels like a work in progress this year****

    • CattyCatX
    • By CattyCatX 8th Jan 18, 2:35 PM
    • 76 Posts
    • 448 Thanks
    CattyCatX
    Ooh, mine are:
    1. Lose a stone
    2. Run regularly, including a 5K parkrun
    3. Improve my knowledge of the foreign language I'm learning
    4. Go on a (really) long walk
    5. Get a pet
    6. Increase number of clients/bring more money in
    7. Do more of my hobby/possibly sell some of the output
    8. Read more books/keep a list of the ones read
    9. Try new recipes/continue healthy eating
    10. Be less self-critical
    • masonsmum
    • By masonsmum 8th Jan 18, 3:37 PM
    • 826 Posts
    • 1,471 Thanks
    masonsmum
    I like this thread, thank OP for posting:


    My goals for 2018 are:


    1. No expensive holidays abroad as we have ploughed all our money into Florida holidays for the past few years - we are hoping to get more use out of our camping gear and get back to basics.
    2. Pay off our Credit Cards (5K)
    3. Be a better parent, spend more time with my kids, less screen time and listen to them more and give them the communication they deserve.
    4. Look after myself and my mental health instead of absorbing myself in my families problems.
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