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    • Seaotter
    • By Seaotter 5th Jan 18, 11:41 PM
    • 195 Posts
    • 1,332 Thanks
    Seaotter
    I!!!8217;ve just posted my first weekend !!!8220;round down!!!8221; of £7.48. Can I have a target of £250 please (as in theory I should average £5 a week).

    Thank you!
    Sealed pot challenge 11 - #104 SPC10 - £526.50 SPC9 - £712.52. SPC8 - £477.50
    Virtual pot challenge 2018 - £155.20 (target £250) 2017 £286.04. 2016 £286.89. 2015 £366.96
    Family declutter in 2018 - 420/2018
    Family declutter in 2017 - 173/2017 - oops, I'm sure we did more than that.
    Family declutter in 2016 - 1469/2016 and about 1,000 books
    • Westie983
    • By Westie983 6th Jan 18, 12:23 AM
    • 4,354 Posts
    • 14,910 Thanks
    Westie983
    No problem,

    I have updated your first payment and your target.

    Westie983
    Save 12k in 2018 #10 Total (£25,000)+£10,000/£12,000 = 83.33%
    Sealed Pot Challenge ~ 11 #97 Total (£410) + £40/£500 = 8.00% ( x 11)
    Xmas 2018 £1 a Day #2 Total £62.59/£365 = 17.14%
    Virtual Sealed Pot #1 Total £900/£1,000 = 90.00%
    £2 Savers Club 2018 #16 Total (£1,500)+-480/£2,000 = 51.00%

    Total £12,022.59/£15,865 = 75.78%

    I'm a Board Guide on Budgeting & Bank Accounts, Debt-Free Wannabe, Disability Money Matters, and Savings & Investments. I'm a volunteer helping the boards run smoothly, but I'm not a moderator, and do not read all posts. If you see an inappropriate/illegal post then email forumteam@moneysavingexpert.com
    • RhiBi
    • By RhiBi 6th Jan 18, 11:00 AM
    • 579 Posts
    • 1,709 Thanks
    RhiBi
    Thank you for your work on this Weston 983, I!!!8217;m looking forward to seeing the progress throughout the year
    Virtual Sealed Pot 2018 #7 £173.69/£250
    • AWPTheo
    • By AWPTheo 6th Jan 18, 1:40 PM
    • 35 Posts
    • 61 Thanks
    AWPTheo
    Just posted my completed weeks savings.

    Managed a decent save despite some issues repaying debts (apparently if you pay finance accounts early, they still take the full amount for the month - woops!). Next week might be a £5 round down whilst I wait for payday thanks to my mistakes this week, but not a bad start
    Debts Jan 2018: £0/£1,200 personal loan, £118.29/£605.71 CC/SC Savings Jan 2018: £450
    2018 Challenges: Save £12k in 2018 #72 - £60/£2,400, Virtual Sealed Pot Challenge #17 £15.61/£100

    • Westie983
    • By Westie983 6th Jan 18, 7:37 PM
    • 4,354 Posts
    • 14,910 Thanks
    Westie983
    Spreadsheet updated

    Well done, for all those that have started, just keep thinking every penny counts, and it all adds up..

    Westie983
    Save 12k in 2018 #10 Total (£25,000)+£10,000/£12,000 = 83.33%
    Sealed Pot Challenge ~ 11 #97 Total (£410) + £40/£500 = 8.00% ( x 11)
    Xmas 2018 £1 a Day #2 Total £62.59/£365 = 17.14%
    Virtual Sealed Pot #1 Total £900/£1,000 = 90.00%
    £2 Savers Club 2018 #16 Total (£1,500)+-480/£2,000 = 51.00%

    Total £12,022.59/£15,865 = 75.78%

    I'm a Board Guide on Budgeting & Bank Accounts, Debt-Free Wannabe, Disability Money Matters, and Savings & Investments. I'm a volunteer helping the boards run smoothly, but I'm not a moderator, and do not read all posts. If you see an inappropriate/illegal post then email forumteam@moneysavingexpert.com
    • A Random Man
    • By A Random Man 7th Jan 18, 12:43 PM
    • 192 Posts
    • 935 Thanks
    A Random Man
    Hi there apologies for the late reply, but number #3 reporting a transfer of £4.37 on friday
    Total Debt 1st Jan £13100/£11423.30 (12.79% Paid)
    Make £10 A Day In April (Matched Betting) £750/£190.87
    Make £10 A Day In April (eBay) £300/£1.85
    Payment A Day total: £444.19
    Halifax Credit Card, Tesco Credit Card, Barclaycard, Hitachi Loan
    • big_satsuma
    • By big_satsuma 7th Jan 18, 2:39 PM
    • 8 Posts
    • 8 Thanks
    big_satsuma
    Hi Westie, please could I sign up?
    I saved £6.83 this week - I'll just put it on the form :-)
    Thanks for doing this!
    • Westie983
    • By Westie983 7th Jan 18, 8:05 PM
    • 4,354 Posts
    • 14,910 Thanks
    Westie983
    Hi Westie, please could I sign up?
    I saved £6.83 this week - I'll just put it on the form :-)
    Thanks for doing this!
    Originally posted by big_satsuma
    Of course you can your number is #18.

    Please put it in your signature and I have updated spreadsheet from your first update form, thanks for that.

    Good luck and welcome to the VSP 2018 challenge

    Westie983
    Save 12k in 2018 #10 Total (£25,000)+£10,000/£12,000 = 83.33%
    Sealed Pot Challenge ~ 11 #97 Total (£410) + £40/£500 = 8.00% ( x 11)
    Xmas 2018 £1 a Day #2 Total £62.59/£365 = 17.14%
    Virtual Sealed Pot #1 Total £900/£1,000 = 90.00%
    £2 Savers Club 2018 #16 Total (£1,500)+-480/£2,000 = 51.00%

    Total £12,022.59/£15,865 = 75.78%

    I'm a Board Guide on Budgeting & Bank Accounts, Debt-Free Wannabe, Disability Money Matters, and Savings & Investments. I'm a volunteer helping the boards run smoothly, but I'm not a moderator, and do not read all posts. If you see an inappropriate/illegal post then email forumteam@moneysavingexpert.com
    • Westie983
    • By Westie983 7th Jan 18, 8:06 PM
    • 4,354 Posts
    • 14,910 Thanks
    Westie983
    Spreadsheet updated....

    Still missing some targets from three of you, Please could you let me know with your first update forms.

    Westie983
    Save 12k in 2018 #10 Total (£25,000)+£10,000/£12,000 = 83.33%
    Sealed Pot Challenge ~ 11 #97 Total (£410) + £40/£500 = 8.00% ( x 11)
    Xmas 2018 £1 a Day #2 Total £62.59/£365 = 17.14%
    Virtual Sealed Pot #1 Total £900/£1,000 = 90.00%
    £2 Savers Club 2018 #16 Total (£1,500)+-480/£2,000 = 51.00%

    Total £12,022.59/£15,865 = 75.78%

    I'm a Board Guide on Budgeting & Bank Accounts, Debt-Free Wannabe, Disability Money Matters, and Savings & Investments. I'm a volunteer helping the boards run smoothly, but I'm not a moderator, and do not read all posts. If you see an inappropriate/illegal post then email forumteam@moneysavingexpert.com
    • big_satsuma
    • By big_satsuma 7th Jan 18, 8:50 PM
    • 8 Posts
    • 8 Thanks
    big_satsuma
    That's great, thank you so much! Signature updated.
    1p a day challenge = £8.20/£667.95, Virtual Sealed Pot Challenge #18 = £17.42/£600
    Other savings during year = target £2732.05, Total = £25.62/£4000 saved
    • simplelivingislandlife
    • By simplelivingislandlife 8th Jan 18, 9:29 AM
    • 32 Posts
    • 355 Thanks
    simplelivingislandlife
    Hello,

    Just updated the spreadsheet now I've managed somehow to pot £11.45 this week! Still cannot believe it but think it's mostly due to being the beginning of the month and I'm checking our bank account a couple of times a day when I should probably only check it one a day! Also found out our bank will do transfers of 4p lol!!!

    Will £260 be ok for a target?? Going on how I've done this week if I aim for £5 a week I think that's fair. Obviously if half way through the year I'm up or down I will re-visit it

    Right of to change my signature
    Frugal Living Challenge, Household £0/5,000 Personal £0/3,000 Starting on the 25th Jan.
    January 2018 Grocery Challenge - £42.88/280 20p Savers - £5.20p Virtual Sealed Pot No. 14 - £19.04/£260 Mortgage Overpayments - £0/£1,200 Sealed Pot No 37
    • klbooth
    • By klbooth 8th Jan 18, 11:09 AM
    • 207 Posts
    • 769 Thanks
    klbooth
    Just checking in, account round down means another £8 in the pot. Form sent.
    1P Challenge #13 £265.41/£667.95;£2 Club #30 £50;50p Club #8 £22;20p Club #100 £26;SPC #39 £?;VSPC #15 £492.30;1 Debt Vs 100 Days #1 £3964/£3964 (100%); PAYDOBX 2018 #118 £8912/£10014 (89%);GC Jan £483.58/£450; Feb £390.32/£430; Mar £260.41/£410; Apr £396.17/£410; May £368.57/£400; Jun 305.57/390
    • Westie983
    • By Westie983 8th Jan 18, 2:26 PM
    • 4,354 Posts
    • 14,910 Thanks
    Westie983
    Hello,

    Just updated the spreadsheet now I've managed somehow to pot £11.45 this week! Still cannot believe it but think it's mostly due to being the beginning of the month and I'm checking our bank account a couple of times a day when I should probably only check it one a day! Also found out our bank will do transfers of 4p lol!!!

    Will £260 be ok for a target?? Going on how I've done this week if I aim for £5 a week I think that's fair. Obviously if half way through the year I'm up or down I will re-visit it

    Right of to change my signature
    Originally posted by simplelivingislandlife
    Hi,

    I got your update form, I have updated the spreadsheet. I dont have a target set for you, what do you want to set? (it can be changed throughout the year)

    Westie983
    Save 12k in 2018 #10 Total (£25,000)+£10,000/£12,000 = 83.33%
    Sealed Pot Challenge ~ 11 #97 Total (£410) + £40/£500 = 8.00% ( x 11)
    Xmas 2018 £1 a Day #2 Total £62.59/£365 = 17.14%
    Virtual Sealed Pot #1 Total £900/£1,000 = 90.00%
    £2 Savers Club 2018 #16 Total (£1,500)+-480/£2,000 = 51.00%

    Total £12,022.59/£15,865 = 75.78%

    I'm a Board Guide on Budgeting & Bank Accounts, Debt-Free Wannabe, Disability Money Matters, and Savings & Investments. I'm a volunteer helping the boards run smoothly, but I'm not a moderator, and do not read all posts. If you see an inappropriate/illegal post then email forumteam@moneysavingexpert.com
    • Westie983
    • By Westie983 8th Jan 18, 2:26 PM
    • 4,354 Posts
    • 14,910 Thanks
    Westie983
    Just checking in, account round down means another £8 in the pot. Form sent.
    Originally posted by klbooth
    Thanks all updated

    Westie983
    Save 12k in 2018 #10 Total (£25,000)+£10,000/£12,000 = 83.33%
    Sealed Pot Challenge ~ 11 #97 Total (£410) + £40/£500 = 8.00% ( x 11)
    Xmas 2018 £1 a Day #2 Total £62.59/£365 = 17.14%
    Virtual Sealed Pot #1 Total £900/£1,000 = 90.00%
    £2 Savers Club 2018 #16 Total (£1,500)+-480/£2,000 = 51.00%

    Total £12,022.59/£15,865 = 75.78%

    I'm a Board Guide on Budgeting & Bank Accounts, Debt-Free Wannabe, Disability Money Matters, and Savings & Investments. I'm a volunteer helping the boards run smoothly, but I'm not a moderator, and do not read all posts. If you see an inappropriate/illegal post then email forumteam@moneysavingexpert.com
    • simplelivingislandlife
    • By simplelivingislandlife 8th Jan 18, 10:23 PM
    • 32 Posts
    • 355 Thanks
    simplelivingislandlife
    Hi,

    I got your update form, I have updated the spreadsheet. I dont have a target set for you, what do you want to set? (it can be changed throughout the year)

    Westie983
    Originally posted by Westie983
    Hello, is £260 an ok target???? Thanks for all your help on this, I'm quite excited to see if I make the target now
    Frugal Living Challenge, Household £0/5,000 Personal £0/3,000 Starting on the 25th Jan.
    January 2018 Grocery Challenge - £42.88/280 20p Savers - £5.20p Virtual Sealed Pot No. 14 - £19.04/£260 Mortgage Overpayments - £0/£1,200 Sealed Pot No 37
    • Westie983
    • By Westie983 9th Jan 18, 5:57 PM
    • 4,354 Posts
    • 14,910 Thanks
    Westie983
    Hello, is £260 an ok target???? Thanks for all your help on this, I'm quite excited to see if I make the target now
    Originally posted by simplelivingislandlife
    Yes of course, I have added it to the front page and the spreadsheet.

    RhiBi I have already got you saving £12.55 this week, updated on Friday, does your new entry mean another £12.55 to add to this?

    Let me know

    Westie983
    Save 12k in 2018 #10 Total (£25,000)+£10,000/£12,000 = 83.33%
    Sealed Pot Challenge ~ 11 #97 Total (£410) + £40/£500 = 8.00% ( x 11)
    Xmas 2018 £1 a Day #2 Total £62.59/£365 = 17.14%
    Virtual Sealed Pot #1 Total £900/£1,000 = 90.00%
    £2 Savers Club 2018 #16 Total (£1,500)+-480/£2,000 = 51.00%

    Total £12,022.59/£15,865 = 75.78%

    I'm a Board Guide on Budgeting & Bank Accounts, Debt-Free Wannabe, Disability Money Matters, and Savings & Investments. I'm a volunteer helping the boards run smoothly, but I'm not a moderator, and do not read all posts. If you see an inappropriate/illegal post then email forumteam@moneysavingexpert.com
    • RhiBi
    • By RhiBi 9th Jan 18, 10:53 PM
    • 579 Posts
    • 1,709 Thanks
    RhiBi
    No, just the one payment! Sorry! I think what happened is I!!!8217;m on my phone and looked through the pages I had open, of which the form was one. When I clicked on the page it refreshed it, I was hoping it wouldn!!!8217;t resend the information but it obviously did!

    I!!!8217;m really sorry and in future, I!!!8217;ll make sure I close the page after submission.
    Virtual Sealed Pot 2018 #7 £173.69/£250
    • Westie983
    • By Westie983 10th Jan 18, 9:06 PM
    • 4,354 Posts
    • 14,910 Thanks
    Westie983
    No, just the one payment! Sorry! I think what happened is Iím on my phone and looked through the pages I had open, of which the form was one. When I clicked on the page it refreshed it, I was hoping it wouldnít resend the information but it obviously did!

    Iím really sorry and in future, Iíll make sure I close the page after submission.
    Originally posted by RhiBi
    Thats okay, I will just confirm here, it happens occasionally when internet drops, or people forget they have already declared.

    Westie983
    Save 12k in 2018 #10 Total (£25,000)+£10,000/£12,000 = 83.33%
    Sealed Pot Challenge ~ 11 #97 Total (£410) + £40/£500 = 8.00% ( x 11)
    Xmas 2018 £1 a Day #2 Total £62.59/£365 = 17.14%
    Virtual Sealed Pot #1 Total £900/£1,000 = 90.00%
    £2 Savers Club 2018 #16 Total (£1,500)+-480/£2,000 = 51.00%

    Total £12,022.59/£15,865 = 75.78%

    I'm a Board Guide on Budgeting & Bank Accounts, Debt-Free Wannabe, Disability Money Matters, and Savings & Investments. I'm a volunteer helping the boards run smoothly, but I'm not a moderator, and do not read all posts. If you see an inappropriate/illegal post then email forumteam@moneysavingexpert.com
    • lightbulb0811
    • By lightbulb0811 12th Jan 18, 7:05 AM
    • 75 Posts
    • 351 Thanks
    lightbulb0811
    Morning, £9.88 added to my pot today. Update form sent. Thanks Westie983
    Save £12k in 2018 #90 £3818.48.03/£6000
    Sealed pot challenge #10 £115.16/200
    Weight Loss 14.5/60 lb challenge
    • Shashwoo
    • By Shashwoo 12th Jan 18, 10:06 AM
    • 204 Posts
    • 344 Thanks
    Shashwoo
    Hello, Can I please join? my target will be £200 which I will monitor in a few months and change if required.


    Thank you
    **1p Challenge 2017 /£667.95** **Virtual Sealed Pot Challenge No# 20 £32.49 /£250**

    1st June 2012 @ 1pm I married the man of my dreams!!!
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