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    • Westie983
    • By Westie983 3rd Jan 18, 9:24 PM
    • 4,355 Posts
    • 14,911 Thanks
    Westie983
    Of course
    Originally posted by pinkfluffybabe
    Great thanks for that Pinkfluffybabe.

    I hope you are all going to be successful in this challenge I will be with you every step of the way...

    Westie983
    Save 12k in 2018 #10 Total (£25,000)+£10,000/£12,000 = 83.33%
    Sealed Pot Challenge ~ 11 #97 Total (£410) + £40/£500 = 8.00% ( x 11)
    Xmas 2018 £1 a Day #2 Total £62.59/£365 = 17.14%
    Virtual Sealed Pot #1 Total £900/£1,000 = 90.00%
    £2 Savers Club 2018 #16 Total (£1,500)+-480/£2,000 = 51.00%

    Total £12,022.59/£15,865 = 75.78%

    I'm a Board Guide on Budgeting & Bank Accounts, Debt-Free Wannabe, Disability Money Matters, and Savings & Investments. I'm a volunteer helping the boards run smoothly, but I'm not a moderator, and do not read all posts. If you see an inappropriate/illegal post then email forumteam@moneysavingexpert.com
    • RhiBi
    • By RhiBi 3rd Jan 18, 11:00 PM
    • 581 Posts
    • 1,715 Thanks
    RhiBi
    Hi RhiBi, Its totally upto you, some people link to send the form as soon as they make the payments so they dont have to check the bank account again at the end of the month to send in monthly amount.

    If you want to send a combined total at the end of the month that is fine.

    I dont mind either way as long as its before the end of the month and not declaring for the previous month in the next month as this causes some admin problems.

    Hope this clears up your worries and it will become easier and clearer as you continue through the months.

    Other retro challengers will be with you to keep you going and follow their lead if you wish

    Westie983
    Originally posted by Westie983
    Thatís great, Iíll be transferring it from my Nationwide current account to my virtually dormant nationwide cash builder account (which had a balance of 29p!) so it should be easy for me to see what Iím doing, Iíll give it a go by filling the form in every Friday initially and see how it goes!

    Thanks for your help
    Virtual Sealed Pot 2018 #7 £173.69/£250
    • simplelivingislandlife
    • By simplelivingislandlife 4th Jan 18, 11:54 AM
    • 32 Posts
    • 355 Thanks
    simplelivingislandlife
    Hello, can I join??

    I didn't really think about it but I've been doing this already. I check our bank accounts daily and anything that is over goes into our savings. I've already potted over £5
    Frugal Living Challenge, Household £0/5,000 Personal £0/3,000 Starting on the 25th Jan.
    January 2018 Grocery Challenge - £42.88/280 20p Savers - £5.20p Virtual Sealed Pot No. 14 - £19.04/£260 Mortgage Overpayments - £0/£1,200 Sealed Pot No 37
    • Westie983
    • By Westie983 4th Jan 18, 2:21 PM
    • 4,355 Posts
    • 14,911 Thanks
    Westie983
    Hello, can I join??

    I didn't really think about it but I've been doing this already. I check our bank accounts daily and anything that is over goes into our savings. I've already potted over £5
    Originally posted by simplelivingislandlife
    Hi, Simplelivingislandlife

    Of course you can join welcome to the challenge, what do you want your target to be?

    Your number is #14

    Please add this to your signature.

    Look forward to getting your update forms,

    Good Luck

    Westie983
    Save 12k in 2018 #10 Total (£25,000)+£10,000/£12,000 = 83.33%
    Sealed Pot Challenge ~ 11 #97 Total (£410) + £40/£500 = 8.00% ( x 11)
    Xmas 2018 £1 a Day #2 Total £62.59/£365 = 17.14%
    Virtual Sealed Pot #1 Total £900/£1,000 = 90.00%
    £2 Savers Club 2018 #16 Total (£1,500)+-480/£2,000 = 51.00%

    Total £12,022.59/£15,865 = 75.78%

    I'm a Board Guide on Budgeting & Bank Accounts, Debt-Free Wannabe, Disability Money Matters, and Savings & Investments. I'm a volunteer helping the boards run smoothly, but I'm not a moderator, and do not read all posts. If you see an inappropriate/illegal post then email forumteam@moneysavingexpert.com
    • Kim_13
    • By Kim_13 4th Jan 18, 2:25 PM
    • 1,901 Posts
    • 2,035 Thanks
    Kim_13
    Hi Kim_13

    Thanks for this, I think I have been able to change it to 2018. Can you please check again for me.

    I have changed the title and the year in one of the questions.

    Thanks also for explaining the challenge to AWPTheo.

    Westie983
    Originally posted by Westie983
    No problem.

    The update form does indeed now say 2018.

    I've just had another look at the spreadsheet and have noticed that the little sheet tab says VSP2017. Not as noticeable as the update form one as I didn't notice the first time.

    Can I set a target of £180 for 2018 please. I may increase it via the update form later in the year, depending on how I get on.

    Thanks
    Sealed Pot 11 #520 ~ /£100
    VSP 2018 #9 ~ £19.55/£180.00
    CCCC 2018 #1 ~ £20.75/£180.00
    • simplelivingislandlife
    • By simplelivingislandlife 4th Jan 18, 3:50 PM
    • 32 Posts
    • 355 Thanks
    simplelivingislandlife
    Hi, Simplelivingislandlife

    Of course you can join welcome to the challenge, what do you want your target to be?

    Your number is #14

    Please add this to your signature.

    Look forward to getting your update forms,

    Good Luck

    Westie983
    Originally posted by Westie983
    Woop Woop, thank you!

    On the fence about an amount as I've never done this type of savings so I just wouldn't know how much to put down. Do I need a target????
    Frugal Living Challenge, Household £0/5,000 Personal £0/3,000 Starting on the 25th Jan.
    January 2018 Grocery Challenge - £42.88/280 20p Savers - £5.20p Virtual Sealed Pot No. 14 - £19.04/£260 Mortgage Overpayments - £0/£1,200 Sealed Pot No 37
    • crimson.addict
    • By crimson.addict 4th Jan 18, 5:19 PM
    • 1,193 Posts
    • 9,529 Thanks
    crimson.addict
    Hi Crimson.addict.
    I will give you #4 for now,

    Pinkfluffybabe

    Are you okay to move to #12 so Crimson.Addict can have #4 as this is the number she has had in this challenge for a long time,

    Welcome to the challenge (again)

    Westie983
    Originally posted by Westie983
    Of course
    Originally posted by pinkfluffybabe
    You're the best thank you both.

    I'm so excited for 2018!! We're already on day 4!!!
    Sealed Pot Challenge member #071 VSP #4
    £723.44(SPC5) - £753.77(SPC6) - £857.19(SPC7) - £1,632.19(SPC8) - £2,707.15(SPC9) - £2,950.30(SPC10) - £0(SPC11)...so far

    I love LC2 and Jakes-Mum
    Star's from Sue x28
    CC Debt
    - £2,927.14 Savings - EF - £4,797.21/£5,000 - H2B - £4,691.03/£12,000
    • klbooth
    • By klbooth 4th Jan 18, 11:55 PM
    • 207 Posts
    • 769 Thanks
    klbooth
    Hi, I would like to join please, I really like this idea as it will encourage me looking at my online account regularly as well. I have no idea what my target will be but my aim is to do it weekly so will try for £200, may adjust later in year if I am wildly out.
    • twigletsmum
    • By twigletsmum 5th Jan 18, 1:11 AM
    • 17 Posts
    • 49 Thanks
    twigletsmum
    Hello, please can I join? I!!!8217;m fairly new (joined forum quite some time ago but never post!) and this will be my first challenge but I!!!8217;ve been (bordering on obsessively) looking at the forums recently and doing my own budgets and spreadsheets, determined to manage finances and get a savings pot going! I would like to be conservative and aim for a £200 target please initially.

    Thank you!
    Last edited by twigletsmum; 05-01-2018 at 1:18 AM.
    • lightbulb0811
    • By lightbulb0811 5th Jan 18, 9:03 AM
    • 75 Posts
    • 351 Thanks
    lightbulb0811
    Morning,

    #10 reporting £9.79 for this week. I've sent the update but then pressed the back arrow, doh! Westie983, let me know if I need to send again. Thanks.
    Save £12k in 2018 #90 £3818.48.03/£6000
    Sealed pot challenge #10 £115.16/200
    Weight Loss 14.5/60 lb challenge
    • RhiBi
    • By RhiBi 5th Jan 18, 10:02 AM
    • 581 Posts
    • 1,715 Thanks
    RhiBi
    £12.55 transferred and form completed and sent!
    Virtual Sealed Pot 2018 #7 £173.69/£250
    • Westie983
    • By Westie983 5th Jan 18, 5:57 PM
    • 4,355 Posts
    • 14,911 Thanks
    Westie983
    No problem.

    The update form does indeed now say 2018.

    I've just had another look at the spreadsheet and have noticed that the little sheet tab says VSP2017. Not as noticeable as the update form one as I didn't notice the first time.

    Can I set a target of £180 for 2018 please. I may increase it via the update form later in the year, depending on how I get on.

    Thanks
    Originally posted by Kim_13
    Great thanks for letting me know, I have changed the tab too, as I just deleted and reused last years spreadsheet.

    Think we are up and rolling now.

    I have updated your target.

    Westie983
    Save 12k in 2018 #10 Total (£25,000)+£10,000/£12,000 = 83.33%
    Sealed Pot Challenge ~ 11 #97 Total (£410) + £40/£500 = 8.00% ( x 11)
    Xmas 2018 £1 a Day #2 Total £62.59/£365 = 17.14%
    Virtual Sealed Pot #1 Total £900/£1,000 = 90.00%
    £2 Savers Club 2018 #16 Total (£1,500)+-480/£2,000 = 51.00%

    Total £12,022.59/£15,865 = 75.78%

    I'm a Board Guide on Budgeting & Bank Accounts, Debt-Free Wannabe, Disability Money Matters, and Savings & Investments. I'm a volunteer helping the boards run smoothly, but I'm not a moderator, and do not read all posts. If you see an inappropriate/illegal post then email forumteam@moneysavingexpert.com
    • Westie983
    • By Westie983 5th Jan 18, 5:59 PM
    • 4,355 Posts
    • 14,911 Thanks
    Westie983
    Woop Woop, thank you!

    On the fence about an amount as I've never done this type of savings so I just wouldn't know how much to put down. Do I need a target????
    Originally posted by simplelivingislandlife
    Yes please, as it allows me to see how much we have saved as a group and I do like to set mini challenges over the year, dont worry if you dont know just a ballpark figure it can be changed over the year if you want, just let me know in the update form.

    Look forward to getting your target and seeing how you progress over the next few months.

    Westie983
    Save 12k in 2018 #10 Total (£25,000)+£10,000/£12,000 = 83.33%
    Sealed Pot Challenge ~ 11 #97 Total (£410) + £40/£500 = 8.00% ( x 11)
    Xmas 2018 £1 a Day #2 Total £62.59/£365 = 17.14%
    Virtual Sealed Pot #1 Total £900/£1,000 = 90.00%
    £2 Savers Club 2018 #16 Total (£1,500)+-480/£2,000 = 51.00%

    Total £12,022.59/£15,865 = 75.78%

    I'm a Board Guide on Budgeting & Bank Accounts, Debt-Free Wannabe, Disability Money Matters, and Savings & Investments. I'm a volunteer helping the boards run smoothly, but I'm not a moderator, and do not read all posts. If you see an inappropriate/illegal post then email forumteam@moneysavingexpert.com
    • Westie983
    • By Westie983 5th Jan 18, 6:01 PM
    • 4,355 Posts
    • 14,911 Thanks
    Westie983
    Hi, I would like to join please, I really like this idea as it will encourage me looking at my online account regularly as well. I have no idea what my target will be but my aim is to do it weekly so will try for £200, may adjust later in year if I am wildly out.
    Originally posted by klbooth
    Welcome to the challenge klbooth,

    Your number is #15.

    Please add this to your signature and have a read of the first few posts which tells you how the challenge works and more importantly the update forms, and the link to the spreadsheet so you can see how everyone is doing.

    Welcome and look forward to receiving your update forms.

    Westie983
    Save 12k in 2018 #10 Total (£25,000)+£10,000/£12,000 = 83.33%
    Sealed Pot Challenge ~ 11 #97 Total (£410) + £40/£500 = 8.00% ( x 11)
    Xmas 2018 £1 a Day #2 Total £62.59/£365 = 17.14%
    Virtual Sealed Pot #1 Total £900/£1,000 = 90.00%
    £2 Savers Club 2018 #16 Total (£1,500)+-480/£2,000 = 51.00%

    Total £12,022.59/£15,865 = 75.78%

    I'm a Board Guide on Budgeting & Bank Accounts, Debt-Free Wannabe, Disability Money Matters, and Savings & Investments. I'm a volunteer helping the boards run smoothly, but I'm not a moderator, and do not read all posts. If you see an inappropriate/illegal post then email forumteam@moneysavingexpert.com
    • Westie983
    • By Westie983 5th Jan 18, 6:05 PM
    • 4,355 Posts
    • 14,911 Thanks
    Westie983
    Hello, please can I join? Iím fairly new (joined forum quite some time ago but never post!) and this will be my first challenge but Iíve been (bordering on obsessively) looking at the forums recently and doing my own budgets and spreadsheets, determined to manage finances and get a savings pot going! I would like to be conservative and aim for a £200 target please initially.

    Thank you!
    Originally posted by twigletsmum
    Welcome to your first of probably many challenges.

    Your number is #16 please add this to your signature and have a read of the first page and take in the links to the update form and spreadsheet.

    Please don't worry I am online most days as im a board guide so I do check this challenge and I can help.

    Good Luck and welcome again

    Westie983
    Save 12k in 2018 #10 Total (£25,000)+£10,000/£12,000 = 83.33%
    Sealed Pot Challenge ~ 11 #97 Total (£410) + £40/£500 = 8.00% ( x 11)
    Xmas 2018 £1 a Day #2 Total £62.59/£365 = 17.14%
    Virtual Sealed Pot #1 Total £900/£1,000 = 90.00%
    £2 Savers Club 2018 #16 Total (£1,500)+-480/£2,000 = 51.00%

    Total £12,022.59/£15,865 = 75.78%

    I'm a Board Guide on Budgeting & Bank Accounts, Debt-Free Wannabe, Disability Money Matters, and Savings & Investments. I'm a volunteer helping the boards run smoothly, but I'm not a moderator, and do not read all posts. If you see an inappropriate/illegal post then email forumteam@moneysavingexpert.com
    • Westie983
    • By Westie983 5th Jan 18, 6:06 PM
    • 4,355 Posts
    • 14,911 Thanks
    Westie983
    Morning,

    #10 reporting £9.79 for this week. I've sent the update but then pressed the back arrow, doh! Westie983, let me know if I need to send again. Thanks.
    Originally posted by lightbulb0811
    I got it don't worry, I have updated the spreadsheet

    Westie983
    Save 12k in 2018 #10 Total (£25,000)+£10,000/£12,000 = 83.33%
    Sealed Pot Challenge ~ 11 #97 Total (£410) + £40/£500 = 8.00% ( x 11)
    Xmas 2018 £1 a Day #2 Total £62.59/£365 = 17.14%
    Virtual Sealed Pot #1 Total £900/£1,000 = 90.00%
    £2 Savers Club 2018 #16 Total (£1,500)+-480/£2,000 = 51.00%

    Total £12,022.59/£15,865 = 75.78%

    I'm a Board Guide on Budgeting & Bank Accounts, Debt-Free Wannabe, Disability Money Matters, and Savings & Investments. I'm a volunteer helping the boards run smoothly, but I'm not a moderator, and do not read all posts. If you see an inappropriate/illegal post then email forumteam@moneysavingexpert.com
    • Westie983
    • By Westie983 5th Jan 18, 6:08 PM
    • 4,355 Posts
    • 14,911 Thanks
    Westie983
    Spreadsheet updated

    Well done to RhiBi and Lightbulb0811

    for being the first two to update this year YAY go you!!!

    Westie983
    Save 12k in 2018 #10 Total (£25,000)+£10,000/£12,000 = 83.33%
    Sealed Pot Challenge ~ 11 #97 Total (£410) + £40/£500 = 8.00% ( x 11)
    Xmas 2018 £1 a Day #2 Total £62.59/£365 = 17.14%
    Virtual Sealed Pot #1 Total £900/£1,000 = 90.00%
    £2 Savers Club 2018 #16 Total (£1,500)+-480/£2,000 = 51.00%

    Total £12,022.59/£15,865 = 75.78%

    I'm a Board Guide on Budgeting & Bank Accounts, Debt-Free Wannabe, Disability Money Matters, and Savings & Investments. I'm a volunteer helping the boards run smoothly, but I'm not a moderator, and do not read all posts. If you see an inappropriate/illegal post then email forumteam@moneysavingexpert.com
    • twigletsmum
    • By twigletsmum 5th Jan 18, 6:41 PM
    • 17 Posts
    • 49 Thanks
    twigletsmum
    Welcome to your first of probably many challenges.

    Your number is #16 please add this to your signature and have a read of the first page and take in the links to the update form and spreadsheet.

    Please don't worry I am online most days as im a board guide so I do check this challenge and I can help.

    Good Luck and welcome again

    Westie983
    Originally posted by Westie983
    Thank you very much! Iím hoping Iíve managed to change my signature thank you!
    Virtual Sealed Pot #16 Total £148.44/£200 = 74.22%

    SPC11 - #045
    • CavendishWobble
    • By CavendishWobble 5th Jan 18, 6:44 PM
    • 36 Posts
    • 75 Thanks
    CavendishWobble
    First Friday of the year! £6.88 moved into a separate account.

    Out of interest do people just round down their main current account or multiple accounts for this challenge?
    Save £12k in 2018 = £8,747/£15,000 (58.31%) #36
    Virtual Sealed Pot = £132.57/£200 #11
    Sealed Pot Challenge 2018 #19
    £1 a Day Challenge = £352.18/£668

    Starting: Jan'17: £33,729
    • Westie983
    • By Westie983 5th Jan 18, 8:11 PM
    • 4,355 Posts
    • 14,911 Thanks
    Westie983
    First Friday of the year! £6.88 moved into a separate account.

    Out of interest do people just round down their main current account or multiple accounts for this challenge?
    Originally posted by CavendishWobble
    Its totally up to you, if you use multiple accounts, if you have the time to log on and transfer, I suppose it will mean the account builds up nicely.

    Westie983
    Save 12k in 2018 #10 Total (£25,000)+£10,000/£12,000 = 83.33%
    Sealed Pot Challenge ~ 11 #97 Total (£410) + £40/£500 = 8.00% ( x 11)
    Xmas 2018 £1 a Day #2 Total £62.59/£365 = 17.14%
    Virtual Sealed Pot #1 Total £900/£1,000 = 90.00%
    £2 Savers Club 2018 #16 Total (£1,500)+-480/£2,000 = 51.00%

    Total £12,022.59/£15,865 = 75.78%

    I'm a Board Guide on Budgeting & Bank Accounts, Debt-Free Wannabe, Disability Money Matters, and Savings & Investments. I'm a volunteer helping the boards run smoothly, but I'm not a moderator, and do not read all posts. If you see an inappropriate/illegal post then email forumteam@moneysavingexpert.com
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