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    • RhiBi
    • By RhiBi 14th Sep 18, 8:20 PM
    • 613 Posts
    • 1,768 Thanks
    RhiBi
    6.54 paid into the vsp, form completed!
    Virtual Sealed Pot 2018 #7 352.26/350

    1 debt vs 100 days 673.72/1000
    • lightbulb0811
    • By lightbulb0811 21st Sep 18, 8:45 AM
    • 79 Posts
    • 357 Thanks
    lightbulb0811
    3.75 updated for me this week. Update sent - thanks.
    Save 12k in 2018 #90 5400/6000
    Sealed pot challenge #10 188.31/200
    Weight Loss 18/60 lb challenge
    • RhiBi
    • By RhiBi 28th Sep 18, 6:52 PM
    • 613 Posts
    • 1,768 Thanks
    RhiBi
    10.88 added to the cap today, form completed
    Virtual Sealed Pot 2018 #7 352.26/350

    1 debt vs 100 days 673.72/1000
    • pinkfluffybabe
    • By pinkfluffybabe 28th Sep 18, 9:30 PM
    • 2,537 Posts
    • 8,075 Thanks
    pinkfluffybabe
    6 total for September, update form done
    Not buying unnecessary toiletries 2018 - 73/162 UU, 40 IN
    Mortgage Free Wannabe 2018 No.180 765/2000
    1% challenge No.15 - 17% 2 savers No.12 - 98 5p Savers No.3 - 4.75
    Virtual Sealed Pot No.12 - 110.47/150 1p a day Challenge 584.43/667.95
    • Westie983
    • By Westie983 28th Sep 18, 11:28 PM
    • 4,608 Posts
    • 15,143 Thanks
    Westie983
    Spreadsheet updated.

    I cant believe on Monday it will be October, where did September go?

    Im not sure how many of you are planing to open the pot/spend savings in October, let me know so we can have a final reveal.

    I am continuing till November/December, as I am buying presents via Amazon and will use the payment in my VSP, to pay of the bill when It appears after christmas.

    What is everyone else's plan.

    We are thin on the ground this year, I wonder how many of you will still be with me on this journey next year?

    Westie983
    Save 12k in 2019 #10 Total (16000)+0/12000 = 0.0%
    Sealed Pot Challenge ~ 12 #97 Total (450)+1/500 = 0.20% ( x 11)
    Xmas 2018 1 a Day #2 Total (165)+0/365 = 0.00%
    Virtual Sealed Pot #1 Total (1300)+0/1000 = 0.00%
    2 Savers Club 2018 #16 Total (1030)+0/2000 = 0.0%

    Total 1.00/15865 = 2.00%
    I'm a Board Guide on Budgeting & Bank Accounts, Debt-Free Wannabe, Disability Money Matters, and Savings & Investments. I'm a volunteer helping the boards run smoothly, but I'm not a moderator, and do not read all posts. If you see an inappropriate/illegal post then email forumteam@moneysavingexpert.com
    • pinkfluffybabe
    • By pinkfluffybabe 29th Sep 18, 4:56 AM
    • 2,537 Posts
    • 8,075 Thanks
    pinkfluffybabe
    Thanks Westie.

    I'm carrying through to December. My virtual pot is for additional food shopping at Christmas.

    I'm hoping to do the same next year.
    Not buying unnecessary toiletries 2018 - 73/162 UU, 40 IN
    Mortgage Free Wannabe 2018 No.180 765/2000
    1% challenge No.15 - 17% 2 savers No.12 - 98 5p Savers No.3 - 4.75
    Virtual Sealed Pot No.12 - 110.47/150 1p a day Challenge 584.43/667.95
    • twigletsmum
    • By twigletsmum 29th Sep 18, 6:48 AM
    • 32 Posts
    • 119 Thanks
    twigletsmum
    Update form sent for September :-) I’ll hopefully be saving mine until December, I actually need a new cooker so depending on how much I’ve got between this and my sealed pot challenge, it may go towards that :-)
    Virtual Sealed Pot #16 Total 303.74/350 = 86.78%

    SPC #45
    SPC 11 - 283.75
    • tearsandrain
    • By tearsandrain 30th Sep 18, 11:00 PM
    • 3 Posts
    • 2 Thanks
    tearsandrain
    Hiya,

    I hope that it is ok to post. I wondered if it was possible for me to join (totally understand if not).

    If I am allowed to join I am aiming to save 35 by the 30th November as I would like to treat my family to a takeaway in Christmas Eve. I won’t bore you but it has been a tough year and my employment status has changed dramatically for health reasons and want to show my appreciation.

    I have got 3.05 so far.

    As I said before totally understand if I am to late.

    Tears xx
    • Westie983
    • By Westie983 1st Oct 18, 8:13 PM
    • 4,608 Posts
    • 15,143 Thanks
    Westie983
    Save 12k in 2019 #10 Total (16000)+0/12000 = 0.0%
    Sealed Pot Challenge ~ 12 #97 Total (450)+1/500 = 0.20% ( x 11)
    Xmas 2018 1 a Day #2 Total (165)+0/365 = 0.00%
    Virtual Sealed Pot #1 Total (1300)+0/1000 = 0.00%
    2 Savers Club 2018 #16 Total (1030)+0/2000 = 0.0%

    Total 1.00/15865 = 2.00%
    I'm a Board Guide on Budgeting & Bank Accounts, Debt-Free Wannabe, Disability Money Matters, and Savings & Investments. I'm a volunteer helping the boards run smoothly, but I'm not a moderator, and do not read all posts. If you see an inappropriate/illegal post then email forumteam@moneysavingexpert.com
    • Westie983
    • By Westie983 1st Oct 18, 8:14 PM
    • 4,608 Posts
    • 15,143 Thanks
    Westie983
    Hiya,

    I hope that it is ok to post. I wondered if it was possible for me to join (totally understand if not).

    If I am allowed to join I am aiming to save 35 by the 30th November as I would like to treat my family to a takeaway in Christmas Eve. I won’t bore you but it has been a tough year and my employment status has changed dramatically for health reasons and want to show my appreciation.

    I have got 3.05 so far.

    As I said before totally understand if I am to late.

    Tears xx
    Originally posted by tearsandrain
    Hi Tears,

    Of course you can join your number is #28 please could you put it on your signature and familiarise yourself with the update forms on page 1, maybe send me the update form with your total so far as a practice.

    Welcome to the VSP group

    Westie983
    Last edited by Westie983; 01-10-2018 at 8:18 PM.
    Save 12k in 2019 #10 Total (16000)+0/12000 = 0.0%
    Sealed Pot Challenge ~ 12 #97 Total (450)+1/500 = 0.20% ( x 11)
    Xmas 2018 1 a Day #2 Total (165)+0/365 = 0.00%
    Virtual Sealed Pot #1 Total (1300)+0/1000 = 0.00%
    2 Savers Club 2018 #16 Total (1030)+0/2000 = 0.0%

    Total 1.00/15865 = 2.00%
    I'm a Board Guide on Budgeting & Bank Accounts, Debt-Free Wannabe, Disability Money Matters, and Savings & Investments. I'm a volunteer helping the boards run smoothly, but I'm not a moderator, and do not read all posts. If you see an inappropriate/illegal post then email forumteam@moneysavingexpert.com
    • tearsandrain
    • By tearsandrain 2nd Oct 18, 6:34 PM
    • 3 Posts
    • 2 Thanks
    tearsandrain
    Hi Westie,

    Thank you so much! I have submitted the form and updated my signature, hopefully I have done them right!

    Looking forward to chatting with you all!

    Tears xx
    Virtual Sealed Pot Challenge 2018 #28 = Saved 11.13 // Target 35.00
    • Westie983
    • By Westie983 6th Oct 18, 1:05 AM
    • 4,608 Posts
    • 15,143 Thanks
    Westie983
    Hi Westie,

    Thank you so much! I have submitted the form and updated my signature, hopefully I have done them right!

    Looking forward to chatting with you all!

    Tears xx
    Originally posted by tearsandrain
    Well done on both parts - I have updated the spreadsheet.

    Welcome to the group

    Westie983
    Save 12k in 2019 #10 Total (16000)+0/12000 = 0.0%
    Sealed Pot Challenge ~ 12 #97 Total (450)+1/500 = 0.20% ( x 11)
    Xmas 2018 1 a Day #2 Total (165)+0/365 = 0.00%
    Virtual Sealed Pot #1 Total (1300)+0/1000 = 0.00%
    2 Savers Club 2018 #16 Total (1030)+0/2000 = 0.0%

    Total 1.00/15865 = 2.00%
    I'm a Board Guide on Budgeting & Bank Accounts, Debt-Free Wannabe, Disability Money Matters, and Savings & Investments. I'm a volunteer helping the boards run smoothly, but I'm not a moderator, and do not read all posts. If you see an inappropriate/illegal post then email forumteam@moneysavingexpert.com
    • Westie983
    • By Westie983 8th Oct 18, 8:40 PM
    • 4,608 Posts
    • 15,143 Thanks
    Westie983
    Spreadsheet updated

    Westie983
    Save 12k in 2019 #10 Total (16000)+0/12000 = 0.0%
    Sealed Pot Challenge ~ 12 #97 Total (450)+1/500 = 0.20% ( x 11)
    Xmas 2018 1 a Day #2 Total (165)+0/365 = 0.00%
    Virtual Sealed Pot #1 Total (1300)+0/1000 = 0.00%
    2 Savers Club 2018 #16 Total (1030)+0/2000 = 0.0%

    Total 1.00/15865 = 2.00%
    I'm a Board Guide on Budgeting & Bank Accounts, Debt-Free Wannabe, Disability Money Matters, and Savings & Investments. I'm a volunteer helping the boards run smoothly, but I'm not a moderator, and do not read all posts. If you see an inappropriate/illegal post then email forumteam@moneysavingexpert.com
    • RhiBi
    • By RhiBi 31st Oct 18, 9:30 AM
    • 613 Posts
    • 1,768 Thanks
    RhiBi
    Hi, I have just sent a form in for October. I'm so sorry I have been lax of late with this challenge. Life has been busy, but thats no excuse, I'm back and continuing to save. According to my account, my balance is 252.26, hopefully, I've submitted the forms correctly and the total here is the same. This means I've exceeded my target, so I'll just keep adding what I can each week for the rest of the year.

    Thanks again Westie for organising this challenge, its really made me realise that the little amounts really do add up
    Virtual Sealed Pot 2018 #7 352.26/350

    1 debt vs 100 days 673.72/1000
    • Westie983
    • By Westie983 1st Nov 18, 6:38 AM
    • 4,608 Posts
    • 15,143 Thanks
    Westie983
    Save 12k in 2019 #10 Total (16000)+0/12000 = 0.0%
    Sealed Pot Challenge ~ 12 #97 Total (450)+1/500 = 0.20% ( x 11)
    Xmas 2018 1 a Day #2 Total (165)+0/365 = 0.00%
    Virtual Sealed Pot #1 Total (1300)+0/1000 = 0.00%
    2 Savers Club 2018 #16 Total (1030)+0/2000 = 0.0%

    Total 1.00/15865 = 2.00%
    I'm a Board Guide on Budgeting & Bank Accounts, Debt-Free Wannabe, Disability Money Matters, and Savings & Investments. I'm a volunteer helping the boards run smoothly, but I'm not a moderator, and do not read all posts. If you see an inappropriate/illegal post then email forumteam@moneysavingexpert.com
    • Westie983
    • By Westie983 1st Nov 18, 6:53 AM
    • 4,608 Posts
    • 15,143 Thanks
    Westie983
    Hi, I have just sent a form in for October. I'm so sorry I have been lax of late with this challenge. Life has been busy, but thats no excuse, I'm back and continuing to save. According to my account, my balance is 252.26, hopefully, I've submitted the forms correctly and the total here is the same. This means I've exceeded my target, so I'll just keep adding what I can each week for the rest of the year.

    Thanks again Westie for organising this challenge, its really made me realise that the little amounts really do add up
    Originally posted by RhiBi
    I have updated your October payment, but I have a total of 341.99 giving you 97.71% year to date, as in July you increased your target to 350.00

    Jan - 12.55/9.35/9.45/6.54/5.05
    Feb - 6.07/8.64/8.15/9.50/9.91
    Mar - 7.02/11.44/7.93/8.59/7.35/6.67
    Apr - 6.05/5.73/6.92/11.81/9.07
    May - 9.50/7.52/8.87/12.28/5.10
    Jun - 9.22/6.99/10.70/8.09
    Jul - 6.60
    Aug - 19.13/10.05/9.74
    Sept - 7.76/6.54/10.88
    Oct - 19.33

    Look forward to seeing what you save this month.

    Westie983
    Last edited by Westie983; 01-11-2018 at 9:12 AM.
    Save 12k in 2019 #10 Total (16000)+0/12000 = 0.0%
    Sealed Pot Challenge ~ 12 #97 Total (450)+1/500 = 0.20% ( x 11)
    Xmas 2018 1 a Day #2 Total (165)+0/365 = 0.00%
    Virtual Sealed Pot #1 Total (1300)+0/1000 = 0.00%
    2 Savers Club 2018 #16 Total (1030)+0/2000 = 0.0%

    Total 1.00/15865 = 2.00%
    I'm a Board Guide on Budgeting & Bank Accounts, Debt-Free Wannabe, Disability Money Matters, and Savings & Investments. I'm a volunteer helping the boards run smoothly, but I'm not a moderator, and do not read all posts. If you see an inappropriate/illegal post then email forumteam@moneysavingexpert.com
    • Westie983
    • By Westie983 1st Nov 18, 7:01 AM
    • 4,608 Posts
    • 15,143 Thanks
    Westie983
    Spreadsheet updated for October.

    Who is still here? only a few declarations received in October...

    The ones that are still declaring are mostly green which is good which means we are near or have exceeded our targets, some are nearly there and hope you get to 100% this month.

    Keep declaring and keep potting each penny counts, don't forget to save after you have paid of any high interest debts.

    Westie983
    Save 12k in 2019 #10 Total (16000)+0/12000 = 0.0%
    Sealed Pot Challenge ~ 12 #97 Total (450)+1/500 = 0.20% ( x 11)
    Xmas 2018 1 a Day #2 Total (165)+0/365 = 0.00%
    Virtual Sealed Pot #1 Total (1300)+0/1000 = 0.00%
    2 Savers Club 2018 #16 Total (1030)+0/2000 = 0.0%

    Total 1.00/15865 = 2.00%
    I'm a Board Guide on Budgeting & Bank Accounts, Debt-Free Wannabe, Disability Money Matters, and Savings & Investments. I'm a volunteer helping the boards run smoothly, but I'm not a moderator, and do not read all posts. If you see an inappropriate/illegal post then email forumteam@moneysavingexpert.com
    • RhiBi
    • By RhiBi 1st Nov 18, 7:58 AM
    • 613 Posts
    • 1,768 Thanks
    RhiBi
    I have updated your October payment, but I have a total of 341.99 giving you 97.71% year to date, as in July you increased your target to 350.00

    Jan - 12.55/9.35/9.45/6.54/5.05
    Feb - 6.07/8.64/8.15/9.50/9.91
    Mar - 7.02/11.44/7.93/8.59/7.35/6.67
    Apr - 6.05/5.73/6.92/11.81/9.07
    May - 9.50/7.52/8.87/12.28/5.10
    Jun - 9.22/6.99/10.70/8.09
    Jul - 6.60
    Aug - 19.13/10.05/9.74
    Sept - 7.76/6.54/10.88
    Oct - 19.33

    Look forward to seeing what you save this month.

    Westie983
    Originally posted by Westie983
    Thanks for going through it all Westie, I can see I did a typing error in my post yesterday and I meant to type 352.26. On looking at my account online, I can see I did a transfer of 10.27 on the 5th October. I obviously forgot to submit a form for this hence the discrepancy in the maths. I'm sorry for causing you more work with both the errors, I'll submit a form with the updated amount now.

    Thanks again for sorting this challenge, I've really enjoyed it!
    Last edited by Westie983; 01-11-2018 at 9:12 AM.
    Virtual Sealed Pot 2018 #7 352.26/350

    1 debt vs 100 days 673.72/1000
    • Westie983
    • By Westie983 1st Nov 18, 9:17 AM
    • 4,608 Posts
    • 15,143 Thanks
    Westie983
    Thanks for going through it all Westie, I can see I did a typing error in my post yesterday and I meant to type 352.26. On looking at my account online, I can see I did a transfer of 10.27 on the 5th October. I obviously forgot to submit a form for this hence the discrepancy in the maths. I'm sorry for causing you more work with both the errors, I'll submit a form with the updated amount now.

    Thanks again for sorting this challenge, I've really enjoyed it!
    Originally posted by RhiBi
    I have got the update form and updated October so now I have a total of 29.60 for October and total year to date of 352.26.

    Westie983
    Save 12k in 2019 #10 Total (16000)+0/12000 = 0.0%
    Sealed Pot Challenge ~ 12 #97 Total (450)+1/500 = 0.20% ( x 11)
    Xmas 2018 1 a Day #2 Total (165)+0/365 = 0.00%
    Virtual Sealed Pot #1 Total (1300)+0/1000 = 0.00%
    2 Savers Club 2018 #16 Total (1030)+0/2000 = 0.0%

    Total 1.00/15865 = 2.00%
    I'm a Board Guide on Budgeting & Bank Accounts, Debt-Free Wannabe, Disability Money Matters, and Savings & Investments. I'm a volunteer helping the boards run smoothly, but I'm not a moderator, and do not read all posts. If you see an inappropriate/illegal post then email forumteam@moneysavingexpert.com
    • RhiBi
    • By RhiBi 1st Nov 18, 2:46 PM
    • 613 Posts
    • 1,768 Thanks
    RhiBi
    I have got the update form and updated October so now I have a total of 29.60 for October and total year to date of 352.26.

    Westie983
    Originally posted by Westie983
    Perfect, thank you
    Virtual Sealed Pot 2018 #7 352.26/350

    1 debt vs 100 days 673.72/1000
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