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  • FIRST POST
    • A4445
    • By A4445 23rd Dec 17, 7:43 PM
    • 816Posts
    • 370Thanks
    A4445
    Amazon Credit Builder Card
    • #1
    • 23rd Dec 17, 7:43 PM
    Amazon Credit Builder Card 23rd Dec 17 at 7:43 PM
    Amazon have introduced a new card. Amazon classic 29.9% APR it states credit builder card with 0% on purchases for 3 months. The website says they if you use the card, pay on time and stay within your credit limit, the card with be upgraded to the Platinum card after 12 months.
Page 4
    • dazzaofdagenham
    • By dazzaofdagenham 10th Jan 18, 9:08 AM
    • 1,217 Posts
    • 396 Thanks
    dazzaofdagenham
    it's a credit builder card, there's a reason people are getting them and it's not because they have shown to be a good credit risk in the past, they have either had past problems or they have a sparse file, would you lend £500 to someone who has previously not paid it back or who hasn't shown they can manage debts yet.
    Originally posted by tastyhog

    Yup thatís me.....not proud of my credit past but things more on..

    Lesson learnt and this time all will be good
    • dazzaofdagenham
    • By dazzaofdagenham 26th Feb 18, 11:02 AM
    • 1,217 Posts
    • 396 Thanks
    dazzaofdagenham
    Ok, 500 is a decent start limit.

    It will be just for petrol and shopping online...

    No intention of running a balance
    Originally posted by dazzaofdagenham
    At what stage do they start increasing credit limits ?
    • Gary_Dexter
    • By Gary_Dexter 26th Feb 18, 12:10 PM
    • 2,098 Posts
    • 1,177 Thanks
    Gary_Dexter
    If they operate the same as other New Day cards, then usually after the 4th or 5th statement, subject to status of course
    • dazzaofdagenham
    • By dazzaofdagenham 20th Mar 18, 12:21 PM
    • 1,217 Posts
    • 396 Thanks
    dazzaofdagenham
    Anyone had a limit increase on the amazon card ?

    My interest free period ends on the 24 March and Iím at 500 pounds limit.

    Bit low I know, but wondering if anyone has had a increase
    • A4445
    • By A4445 20th Mar 18, 9:23 PM
    • 816 Posts
    • 370 Thanks
    A4445
    No sign of anything yet, but I expect it will be at least 6 months for any increases.
    • dazzaofdagenham
    • By dazzaofdagenham 17th Apr 18, 11:14 AM
    • 1,217 Posts
    • 396 Thanks
    dazzaofdagenham
    Got a letter today informing of a credit limit increase.

    From 500 to 1400.
    • A4445
    • By A4445 17th Apr 18, 6:59 PM
    • 816 Posts
    • 370 Thanks
    A4445
    Got a letter today informing of a credit limit increase.

    From 500 to 1400.
    Originally posted by dazzaofdagenham
    Iíve not had anything from them but Iíve hardly used the card!
    • dazzaofdagenham
    • By dazzaofdagenham 17th Apr 18, 9:34 PM
    • 1,217 Posts
    • 396 Thanks
    dazzaofdagenham
    Iíve not had anything from them but Iíve hardly used the card!
    Originally posted by A4445
    Use it regular......

    So had 20 pounds amazon voucher to open account
    3 months of interest free shopping.
    Made a little blip and had 3.17 of interest this month.
    And now a increase from 500 to 1400 pounds

    All good so far
    • Gary_Dexter
    • By Gary_Dexter 18th Apr 18, 6:03 PM
    • 2,098 Posts
    • 1,177 Thanks
    Gary_Dexter
    For anyone running iOS, NeeDay have released an app now to manage the card etc.
    • A4445
    • By A4445 18th Apr 18, 7:00 PM
    • 816 Posts
    • 370 Thanks
    A4445
    Use it regular......

    So had 20 pounds amazon voucher to open account
    3 months of interest free shopping.
    Made a little blip and had 3.17 of interest this month.
    And now a increase from 500 to 1400 pounds

    All good so far
    Originally posted by dazzaofdagenham
    I tend to only use my Natwest reward card at the moment for the cashback
    • A4445
    • By A4445 22nd May 18, 2:24 PM
    • 816 Posts
    • 370 Thanks
    A4445
    Iíve had a poor limit increases for £700 to £900 but as Iíve not used the card very much I guess itís understandable.
    • onthefencepost
    • By onthefencepost 24th May 18, 3:58 PM
    • 185 Posts
    • 39 Thanks
    onthefencepost
    I've just had an increase from £800 to £1200.
    I intailly used it for the 3 month interest free around £600 cleared it off and now just put on £50 a month and pay it in full.

    I rang to change my direct debit and the lady said there is an offer on the account for a credit increase so took it. I've only got the classic but hopefully they will upgrade it at the end of the year.
    • A4445
    • By A4445 25th May 18, 8:21 PM
    • 816 Posts
    • 370 Thanks
    A4445
    Iíve had a much bigger increase on a different new day card £700 to £1600 and Iíve used the cards about the same. No idea how they work out limit increases.
    • dazzaofdagenham
    • By dazzaofdagenham 12th Jun 18, 8:54 PM
    • 1,217 Posts
    • 396 Thanks
    dazzaofdagenham
    So just about 6 months after having a classic amazon card, today got a letter saying they are upgrading me to the platinum card and increasing my limit from 1400 pounds to 5000 pounds !!!

    Thatís just plain crazy.....not sure if interest rate will change.....in the 6 statements Iíve had from amazon Iíve paid them 7.25 in interest....

    But quite shocked at the credit limit increase....
    • binaryuniverse
    • By binaryuniverse 12th Jun 18, 10:30 PM
    • 763 Posts
    • 479 Thanks
    binaryuniverse
    Iíve had a much bigger increase on a different new day card £700 to £1600 and Iíve used the cards about the same. No idea how they work out limit increases.
    Originally posted by A4445
    God knows. I've had an Amazon Platinum for about a year now. Constantly make purchases on it. Always pay in full. Sent them a message, the other week, asking for a limit increase from the £500 I have at present. They said no.

    I have cards with very large limits on them, so it's probably not a biggy, really.
    • dazzaofdagenham
    • By dazzaofdagenham 13th Jun 18, 7:28 AM
    • 1,217 Posts
    • 396 Thanks
    dazzaofdagenham
    God knows. I've had an Amazon Platinum for about a year now. Constantly make purchases on it. Always pay in full. Sent them a message, the other week, asking for a limit increase from the £500 I have at present. They said no.

    I have cards with very large limits on them, so it's probably not a biggy, really.
    Originally posted by binaryuniverse
    Platinum card with a 500 limit....isnít that a bit low.....the classic card I had came with a larger limit
    • dazzaofdagenham
    • By dazzaofdagenham 13th Jul 18, 5:40 PM
    • 1,217 Posts
    • 396 Thanks
    dazzaofdagenham
    Newday certainly throwing credit at me

    My Debenhams credit card had a limit of 450 ( ok very low ), letter today increasing to 1350

    I like this card for the points I get shopping in Debenhams
    • A4445
    • By A4445 13th Jul 18, 6:53 PM
    • 816 Posts
    • 370 Thanks
    A4445
    I don!!!8217;t find NewDay that generous. Creation are way more generous.

    I!!!8217;ve gat an opus card with £1600 limit I never use.
    Amazon card with £900 limit I use once a month and House of Fraser Card with £1200 limit. One of my creation cards has £8k limit and the other 7.7k limit
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