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  • FIRST POST
    • Pippilongstocking
    • By Pippilongstocking 22nd Dec 17, 11:01 AM
    • 15,009Posts
    • 99,155Thanks
    Pippilongstocking
    Time to mend and make do, beg, borrow and barter.
    • #1
    • 22nd Dec 17, 11:01 AM
    Time to mend and make do, beg, borrow and barter. 22nd Dec 17 at 11:01 AM
    Hello lovely MSE angels.

    I've been around for a while and know the small MSE ways lead to big changes in lifestyle. I'm so lucky I found you all when I did way back in the beginning of time!

    I had started a new 'adventure' diary but this years events have shifted the focus from those for now to a bit more of a 'primal' focus on living very frugally, to accommodate unexpected and unavoidable shifts in expenses for the foreseeable.

    As today is 'housekeeping budget day' I figured its a good a day as any to start this month afresh and try and move my mindset.

    I have a fair bit of debt still but the main issues for me are pesky over drafts and a credit card which crept up whilst I was otherwise occupied. Its in the signature below.

    This diary is to focus and hone my rusty MSE skills to the front and really live with what we have, make do with what we can, borrow or beg favours where needed, and barter ourselves where we can, there's no shame in asking for help once in a while!

    We've two in our household both working f/t, plus two grown up flown the coup for now younglings - off adventuring (uni and gap year type shennanigans), a lovely DH, two pesky mutts (one quite unexpectedly terminally poorly) and a severe lack of chickens in our lives right now. Must sort that in the new year. My mother is quite poorly with an unexpected, terminal diagnosis, so I'm looking to juggle my very accommodating job with helping with her care and treatment.

    We live well, but we could live a whole lot better with less, and support others more in the process.


    Last edited by Pippilongstocking; 22-12-2017 at 11:38 AM.
    Overdraft 1 1000/0, Overdraft 2 1000/1000 , Cancelled
    Credit Card 1 = 0, Credit Card 2 2710.57/925
    Total Debt as of 6/8/2017 5755.40 eek:
    Total debt 26/4/18 <1925
Page 17
    • Pippilongstocking
    • By Pippilongstocking 30th Jul 18, 8:37 PM
    • 15,009 Posts
    • 99,155 Thanks
    Pippilongstocking
    Popping into Pip's virtual kitchen to pass the broom round, put out some cookies & the kettle on for a cuppa.
    Originally posted by rtandon27
    Thank.you. much needed xx
    Overdraft 1 1000/0, Overdraft 2 1000/1000 , Cancelled
    Credit Card 1 = 0, Credit Card 2 2710.57/925
    Total Debt as of 6/8/2017 5755.40 eek:
    Total debt 26/4/18 <1925
    • beanielou
    • By beanielou 30th Jul 18, 9:06 PM
    • 58,896 Posts
    • 244,413 Thanks
    beanielou
    So very sorry to read the news about dearest P.
    Sending you love xx
    Lou~ Debt free Wanabe No 55 DF 03/03/14.
    **Credit card debt free 30/06/10~** **Weight loss 2 stone 12 lbs **

    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    It starts with you, it starts from now. *** It is ok to be me.***
    ***Keep plodding***
    Out of debt, out of danger. ***Be the difference.***
    • starnac
    • By starnac 31st Jul 18, 11:45 AM
    • 5,344 Posts
    • 25,218 Thanks
    starnac
    Thank you for the biscuits and tea. I love this kitchen
    Savings 2235.59
    Overpayments #182 made 467.13/1208.15
    Make 2018 in 2018 #70 688.42/2018
    • rtandon27
    • By rtandon27 31st Jul 18, 4:15 PM
    • 2,329 Posts
    • 14,955 Thanks
    rtandon27
    Hey Pips hope you are all holding up xoxox
    2 YEARS DEBT FREE!!! (24 OCT 2016)
    (With heartfelt thanks to those who have gone before us & their indubitable generosity.)
    Working hard to keep all the balls in the air and juggle the budget!
    • UncannyScot
    • By UncannyScot 1st Aug 18, 5:31 PM
    • 1,712 Posts
    • 9,450 Thanks
    UncannyScot
    Thank you Pippi for making me and the wee dug so welcome
    It was a real pleasure to meet you (and the wee pup) today and we hope to be back again soon
    (((((HUGS)))))
    BUGGRITMILLENIUMHANDANDSHRIMP I TOLD EM! - Foul Ole Ron
    It is important that we know where we come from, because if you do not know where you come from, then you do not know where you are, and if you don't know where you are, then you don't know where you are going. If you don't know where you're going, you're probably going wrong.
    R.I.P. T.P.
    • Pippilongstocking
    • By Pippilongstocking 11th Aug 18, 12:50 PM
    • 15,009 Posts
    • 99,155 Thanks
    Pippilongstocking
    Dear kind humans, thank you so very much for your kind words, thoughts and messages. I'm truly blessed. XOXOXOX

    What a mixed few weeks - in many ways and financially.

    Must do some updates and fathom out a bit more order and calm in my life.

    I guess it starts with banks......

    Hello to you all dear friends thanks for the patience. Loss is so devastating, in every way. He's home and nestled safely in the garden, chasing birds in his dreams no doubt. Every time I pass him I say hello, throw the odd bonio and apologise for all the mud on his wee scruffy head.........
    Last edited by Pippilongstocking; 11-08-2018 at 12:53 PM.
    Overdraft 1 1000/0, Overdraft 2 1000/1000 , Cancelled
    Credit Card 1 = 0, Credit Card 2 2710.57/925
    Total Debt as of 6/8/2017 5755.40 eek:
    Total debt 26/4/18 <1925
    • rtandon27
    • By rtandon27 11th Aug 18, 3:39 PM
    • 2,329 Posts
    • 14,955 Thanks
    rtandon27
    2 YEARS DEBT FREE!!! (24 OCT 2016)
    (With heartfelt thanks to those who have gone before us & their indubitable generosity.)
    Working hard to keep all the balls in the air and juggle the budget!
    • Cheery Daff
    • By Cheery Daff 11th Aug 18, 3:51 PM
    • 8,349 Posts
    • 41,900 Thanks
    Cheery Daff
    Aw, how lovely that he's in the garden with you lots of love to you stripey pal xxx
    Mortgage over payments since Feb 2018 = 619.25
    • starnac
    • By starnac 16th Aug 18, 2:11 PM
    • 5,344 Posts
    • 25,218 Thanks
    starnac
    I love that he's in the garden with you xx
    Savings 2235.59
    Overpayments #182 made 467.13/1208.15
    Make 2018 in 2018 #70 688.42/2018
    • troglodyte
    • By troglodyte 8th Oct 18, 2:14 PM
    • 633 Posts
    • 3,881 Thanks
    troglodyte
    helloooooo?
    Hello everyone, hope you are all OK. It's rather quiet around here and I'm missig the chat. Just putting the virtual kettle on, no cake but plenty of tomatoes
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