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  • FIRST POST
    • Pippilongstocking
    • By Pippilongstocking 22nd Dec 17, 11:01 AM
    • 15,009Posts
    • 99,144Thanks
    Pippilongstocking
    Time to mend and make do, beg, borrow and barter.
    • #1
    • 22nd Dec 17, 11:01 AM
    Time to mend and make do, beg, borrow and barter. 22nd Dec 17 at 11:01 AM
    Hello lovely MSE angels.

    I've been around for a while and know the small MSE ways lead to big changes in lifestyle. I'm so lucky I found you all when I did way back in the beginning of time!

    I had started a new 'adventure' diary but this years events have shifted the focus from those for now to a bit more of a 'primal' focus on living very frugally, to accommodate unexpected and unavoidable shifts in expenses for the foreseeable.

    As today is 'housekeeping budget day' I figured its a good a day as any to start this month afresh and try and move my mindset.

    I have a fair bit of debt still but the main issues for me are pesky over drafts and a credit card which crept up whilst I was otherwise occupied. Its in the signature below.

    This diary is to focus and hone my rusty MSE skills to the front and really live with what we have, make do with what we can, borrow or beg favours where needed, and barter ourselves where we can, there's no shame in asking for help once in a while!

    We've two in our household both working f/t, plus two grown up flown the coup for now younglings - off adventuring (uni and gap year type shennanigans), a lovely DH, two pesky mutts (one quite unexpectedly terminally poorly) and a severe lack of chickens in our lives right now. Must sort that in the new year. My mother is quite poorly with an unexpected, terminal diagnosis, so I'm looking to juggle my very accommodating job with helping with her care and treatment.

    We live well, but we could live a whole lot better with less, and support others more in the process.


    Last edited by Pippilongstocking; 22-12-2017 at 11:38 AM.
    Overdraft 1 1000/0, Overdraft 2 1000/1000 , Cancelled
    Credit Card 1 = 0, Credit Card 2 2710.57/925
    Total Debt as of 6/8/2017 5755.40 eek:
    Total debt 26/4/18 <1925
Page 12
    • rtandon27
    • By rtandon27 7th Apr 18, 3:27 PM
    • 2,272 Posts
    • 14,487 Thanks
    rtandon27
    Yeah to organized expenses - better to have that back in your pocket & turning the 'in the red' to 'in the black'!
    Last edited by rtandon27; 07-04-2018 at 9:02 PM.
    1 YEAR & 10 MONTHS DEBT FREE!!! (24 OCT 2016)
    (With heartfelt thanks to those who have gone before us & their indubitable generosity.)
    STILL - Juggling the pots to keep in the black! - NOT an easy task!
    • HiyaCints
    • By HiyaCints 7th Apr 18, 5:47 PM
    • 2 Posts
    • 9 Thanks
    HiyaCints
    Hello,

    This is a very inspiring thread. I joined this site just so I can subscribe to it.

    • beanielou
    • By beanielou 7th Apr 18, 7:36 PM
    • 56,779 Posts
    • 230,823 Thanks
    beanielou
    Glad you have got the expenses & the parking sorted out.
    How is your wee maw ?
    Lou~ Debt free Wanabe No 55 DF 03/03/14.
    **Credit card debt free 30/06/10~** **Weight loss 2 stone 11 lbs **

    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    It starts with you, it starts from now. *** It is ok to be me.***
    ***Keep plodding***
    Out of debt, out of danger. MFW 2018. No 144
    • Pippilongstocking
    • By Pippilongstocking 17th Apr 18, 11:02 PM
    • 15,009 Posts
    • 99,144 Thanks
    Pippilongstocking
    Waves hello sorry been awol.

    Holibubs time.

    Beanie thank you. Mum is doing ok, no reaction to this treatment so far so fingers crossed.

    Being money mindful on holidays. Easy here as so much is free (water taps) and theres been a big festival on so got given lots of goodies (Clif bars, yum) so weve been doing ok.

    Slight hiccup at hotel as no desk in room and ds is so close to end of MSc hes studying, nicely they moved us two days in when a much bigger room came vacant. Nice folks.

    Portions so big here we are sharing or just having kids/ entrees. Although its very reasonable.

    Loving exploring local supermarkets, i know how to treat myself.

    Boots and skis bought on ebay 12 holidays ago have been well worth the investment even packed one bag each to save extra bag charges.

    hope youre all grand.

    Waves.
    Overdraft 1 1000/0, Overdraft 2 1000/1000 , Cancelled
    Credit Card 1 = 0, Credit Card 2 2710.57/925
    Total Debt as of 6/8/2017 5755.40 eek:
    Total debt 26/4/18 <1925
    • beanielou
    • By beanielou 18th Apr 18, 1:41 PM
    • 56,779 Posts
    • 230,823 Thanks
    beanielou
    Glad all good
    Lou~ Debt free Wanabe No 55 DF 03/03/14.
    **Credit card debt free 30/06/10~** **Weight loss 2 stone 11 lbs **

    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    It starts with you, it starts from now. *** It is ok to be me.***
    ***Keep plodding***
    Out of debt, out of danger. MFW 2018. No 144
    • UncannyScot
    • By UncannyScot 18th Apr 18, 5:21 PM
    • 1,636 Posts
    • 8,938 Thanks
    UncannyScot
    ***waves back***
    Loving your updates on your holibobs
    BUGGRITMILLENIUMHANDANDSHRIMP I TOLD EM! - Foul Ole Ron
    It is important that we know where we come from, because if you do not know where you come from, then you do not know where you are, and if you don't know where you are, then you don't know where you are going. If you don't know where you're going, you're probably going wrong.
    R.I.P. T.P.
    • Pippilongstocking
    • By Pippilongstocking 18th Apr 18, 10:12 PM
    • 15,009 Posts
    • 99,144 Thanks
    Pippilongstocking
    Waves to happy campers.

    Reports from home suggest mutts are doing grand.

    Expenses showed up in the bank today. Not cleared but certainly put me back in the black.

    Very welcome. Paid cleaner (24) and need to move some money about.

    Beanie hope its nice in the kingdom.

    Uncanny love instagram, so easy to just post something bonnie. Loving the mutt photos.

    Lost myself for an hour in some stores looking for good sized maple syrup to take home. Any tips RT?

    Seem to eat so much healthier on holidays, whats that all about? Lots veggie choices out here, which i love even though im an omnivore. Wonder if im just lazy at home?

    Splashed out on some kids (short legs me) salopets in end of season sale.50% off My old ones are falling apart (15 years old, kids). Happy find. Theyll do me well. Will repair the oldies and use in garden.

    Used hotel voucher for free beverage and 15% off dinner. Served by a chap who went to uni in big golf city near our home.

    Small world.

    Glorious day today, making most of the sunshine and lift passes.

    Have a good one.
    Last edited by Pippilongstocking; 18-04-2018 at 10:14 PM.
    Overdraft 1 1000/0, Overdraft 2 1000/1000 , Cancelled
    Credit Card 1 = 0, Credit Card 2 2710.57/925
    Total Debt as of 6/8/2017 5755.40 eek:
    Total debt 26/4/18 <1925
    • beanielou
    • By beanielou 18th Apr 18, 10:15 PM
    • 56,779 Posts
    • 230,823 Thanks
    beanielou
    It is ok today.
    No sun but at least warm.
    Enjoy the rest of your break
    Lou~ Debt free Wanabe No 55 DF 03/03/14.
    **Credit card debt free 30/06/10~** **Weight loss 2 stone 11 lbs **

    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    It starts with you, it starts from now. *** It is ok to be me.***
    ***Keep plodding***
    Out of debt, out of danger. MFW 2018. No 144
    • rtandon27
    • By rtandon27 20th Apr 18, 7:00 PM
    • 2,272 Posts
    • 14,487 Thanks
    rtandon27
    ...Lost myself for an hour in some stores looking for good sized maple syrup to take home. Any tips RT?...
    Originally posted by Pippilongstocking
    Hey Pipster - given that you are "out west" and they are not known for syrup, I'd say look for a can or two of syrup from the central part of the country! Canned syrup keeps on the shelf for a good long time & once opened you can decant into a sterilized jam jar, mason jar or other glass jar & refrigerate...

    See here for an article on my favorite kind...

    Also, lighter syrup (usually in glass bottles) is considered premium as it has not boiled down as long as the dark stuff, but personally I like the dark stuff & it's more frugal being that is sells for cheaper per litre/gallon...

    Hope that's what you were looking for!

    p.s. - We're loving your Rockgod's piccies of snow!!
    1 YEAR & 10 MONTHS DEBT FREE!!! (24 OCT 2016)
    (With heartfelt thanks to those who have gone before us & their indubitable generosity.)
    STILL - Juggling the pots to keep in the black! - NOT an easy task!
    • Pippilongstocking
    • By Pippilongstocking 20th Apr 18, 7:22 PM
    • 15,009 Posts
    • 99,144 Thanks
    Pippilongstocking
    Thank you RT just what we needed yo know.

    Much appreciate it, such a beautiful place. The weather has been kind and the hospitality spectacular.

    Although the portion sizes!

    Beanie hope the warm keeps up!

    Xoxoxo
    Overdraft 1 1000/0, Overdraft 2 1000/1000 , Cancelled
    Credit Card 1 = 0, Credit Card 2 2710.57/925
    Total Debt as of 6/8/2017 5755.40 eek:
    Total debt 26/4/18 <1925
    • beanielou
    • By beanielou 20th Apr 18, 8:39 PM
    • 56,779 Posts
    • 230,823 Thanks
    beanielou
    Keep having a fabarooni time xx
    Lou~ Debt free Wanabe No 55 DF 03/03/14.
    **Credit card debt free 30/06/10~** **Weight loss 2 stone 11 lbs **

    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    It starts with you, it starts from now. *** It is ok to be me.***
    ***Keep plodding***
    Out of debt, out of danger. MFW 2018. No 144
    • rtandon27
    • By rtandon27 20th Apr 18, 9:09 PM
    • 2,272 Posts
    • 14,487 Thanks
    rtandon27
    ...Although the portion sizes!...
    Originally posted by Pippilongstocking
    hunny bunny - it has to be said...

    across the pond "doggy bags" are quite the norm...

    pay for one meal, eat for three - true MSE fashion...

    when my dear OH first came to 'court' me many many years ago, he could not understand why I ordered the largest size of fajitas, and the largest basket of chicken wings & only picked at both (by his reckoning) and then much to his embarrassment asked for the rest to be packed up! as we walked back home he said he finally understood what all those white bags were that everyone was was walking around with

    btw... when I moved this side of the pond, he promptly forbade me to ever order anything more than i could eat, as there was no packing up... ever...

    now the first thing we do every trip home is have a meal somewhere that serves too much & then ask for it to be packed up!

    ...all that to say...

    ...ask for it to be packed up luv...
    1 YEAR & 10 MONTHS DEBT FREE!!! (24 OCT 2016)
    (With heartfelt thanks to those who have gone before us & their indubitable generosity.)
    STILL - Juggling the pots to keep in the black! - NOT an easy task!
    • Pippilongstocking
    • By Pippilongstocking 24th Apr 18, 10:13 AM
    • 15,009 Posts
    • 99,144 Thanks
    Pippilongstocking
    hunny bunny - it has to be said...

    across the pond "doggy bags" are quite the norm...

    pay for one meal, eat for three - true MSE fashion...

    when my dear OH first came to 'court' me many many years ago, he could not understand why I ordered the largest size of fajitas, and the largest basket of chicken wings & only picked at both (by his reckoning) and then much to his embarrassment asked for the rest to be packed up! as we walked back home he said he finally understood what all those white bags were that everyone was was walking around with

    btw... when I moved this side of the pond, he promptly forbade me to ever order anything more than i could eat, as there was no packing up... ever...

    now the first thing we do every trip home is have a meal somewhere that serves too much & then ask for it to be packed up!

    ...all that to say...

    ...ask for it to be packed up luv...
    Originally posted by rtandon27


    This made me giggle so much - thank you for posting it. I've been eating complimentary salads and nibbling from himself's plate most of the week. Although a few things did end up in said doggy bags and got me through my snacking nights when he was studying.



    Home now - feel like it was all a dream.

    Also feels like I've been haemorrhaging money since returning home.

    first child is home for a week, need I say more?

    Waves hello I'm off to see if I can get into the bank today, couldn't get access online yesterday.

    Probably just as well.

    Mixed bag of post on return home, one update from HRMC saying I paid too little two years ago. (??) One private parking fine for local supermarket (???? will chase that up so not going there) need to fathom what's going on.

    Two cards arrived, one with 50 quid in it.

    On reflection, this week might be OK after all................
    Last edited by Pippilongstocking; 24-04-2018 at 10:17 AM.
    Overdraft 1 1000/0, Overdraft 2 1000/1000 , Cancelled
    Credit Card 1 = 0, Credit Card 2 2710.57/925
    Total Debt as of 6/8/2017 5755.40 eek:
    Total debt 26/4/18 <1925
    • rtandon27
    • By rtandon27 24th Apr 18, 10:17 AM
    • 2,272 Posts
    • 14,487 Thanks
    rtandon27
    Welcome Home stranger! You have been missed!


    ...Two cards arrived, one with 50 quid in it. ...
    Originally posted by Pippilongstocking
    ...methinks this means the 'big' BDay is immanent?
    1 YEAR & 10 MONTHS DEBT FREE!!! (24 OCT 2016)
    (With heartfelt thanks to those who have gone before us & their indubitable generosity.)
    STILL - Juggling the pots to keep in the black! - NOT an easy task!
    • Pippilongstocking
    • By Pippilongstocking 24th Apr 18, 10:25 AM
    • 15,009 Posts
    • 99,144 Thanks
    Pippilongstocking
    Keep having a fabarooni time xx
    Originally posted by beanielou
    Thanks me dear blowy round these parts but bright - home now and the washing machine is on overdose.

    Picked up respected hounds from their holibubs yesterday and called into drop off duty free to bro and see chum.

    Scored some free 21st birthday cake. And, made a plan for other birthdays occurring at the weekend. Now sliced and frozen for himself for lunches. I do not care for cake. there I said it.

    Picked up some eggs from local village honesty box in my stripey onzie timed perfectly for the school bus drop off/pick up. Ah holidays. I do like to keep the village entertained.

    Made some bottom of the fridge soup yesterday AM will blitz today, gotta love jet lag.

    Himself is loaded with lunch and two bags are emptied. Although in true style we only took two ski bags with clothes packed in them to save extra baggage. #saves120quid #naesportscharges

    Grass mowed, flowers picked for a chums birthday, all good things.

    Emailed about rescue hens again.
    Overdraft 1 1000/0, Overdraft 2 1000/1000 , Cancelled
    Credit Card 1 = 0, Credit Card 2 2710.57/925
    Total Debt as of 6/8/2017 5755.40 eek:
    Total debt 26/4/18 <1925
    • beanielou
    • By beanielou 24th Apr 18, 10:27 AM
    • 56,779 Posts
    • 230,823 Thanks
    beanielou
    Glad you are home safe & sound

    TS Blooming B I suppose~~still cant get in Got in very briefly this morning.
    Lou~ Debt free Wanabe No 55 DF 03/03/14.
    **Credit card debt free 30/06/10~** **Weight loss 2 stone 11 lbs **

    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    It starts with you, it starts from now. *** It is ok to be me.***
    ***Keep plodding***
    Out of debt, out of danger. MFW 2018. No 144
    • Pippilongstocking
    • By Pippilongstocking 24th Apr 18, 10:28 AM
    • 15,009 Posts
    • 99,144 Thanks
    Pippilongstocking
    Welcome Home stranger! You have been missed!




    ...methinks this means the 'big' BDay is immanent?
    Originally posted by rtandon27

    :bda ycake:

    Indeedy! I've been told I can't keep requesting to go and collect my maple syrup in person. Only on special years.



    Missed you all too. This having fun outside stuff, isn't all its cracked up to be. Thankfully I had so much TOIL I have the rest of the month off.

    Overdraft 1 1000/0, Overdraft 2 1000/1000 , Cancelled
    Credit Card 1 = 0, Credit Card 2 2710.57/925
    Total Debt as of 6/8/2017 5755.40 eek:
    Total debt 26/4/18 <1925
    • beanielou
    • By beanielou 24th Apr 18, 10:29 AM
    • 56,779 Posts
    • 230,823 Thanks
    beanielou
    Go you girl with the rest of the month off
    Enjoy
    Lou~ Debt free Wanabe No 55 DF 03/03/14.
    **Credit card debt free 30/06/10~** **Weight loss 2 stone 11 lbs **

    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    It starts with you, it starts from now. *** It is ok to be me.***
    ***Keep plodding***
    Out of debt, out of danger. MFW 2018. No 144
    • Pippilongstocking
    • By Pippilongstocking 24th Apr 18, 10:29 AM
    • 15,009 Posts
    • 99,144 Thanks
    Pippilongstocking
    Glad you are home safe & sound

    TS Blooming B I suppose~~still cant get in Got in very briefly this morning.
    Originally posted by beanielou
    Thank you and aye - prob best I don't log in and find I've been given a huge bank bonus only to have it snatched away.

    Waves back. I still can't get in.

    Nice to hear Martin on the radio yesterday giving the book of face what for.

    Go
    Overdraft 1 1000/0, Overdraft 2 1000/1000 , Cancelled
    Credit Card 1 = 0, Credit Card 2 2710.57/925
    Total Debt as of 6/8/2017 5755.40 eek:
    Total debt 26/4/18 <1925
    • Pippilongstocking
    • By Pippilongstocking 24th Apr 18, 10:31 AM
    • 15,009 Posts
    • 99,144 Thanks
    Pippilongstocking
    Go you girl with the rest of the month off
    Enjoy
    Originally posted by beanielou
    not sure they believed me when I said I'd be back in May.

    Its been a crazy season so far, so I have decided I shall be at home until May begins.

    Hens to organise, garden to tidy, sunshine to lie in a hammock in.

    Probably with a woolly hat but that's ok.

    Overdraft 1 1000/0, Overdraft 2 1000/1000 , Cancelled
    Credit Card 1 = 0, Credit Card 2 2710.57/925
    Total Debt as of 6/8/2017 5755.40 eek:
    Total debt 26/4/18 <1925
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