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  • FIRST POST
    • siren1972
    • By siren1972 12th Dec 17, 12:32 AM
    • 2Posts
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    siren1972
    Shared ownership but I'm registered as sole proprietor and I have a charging order
    • #1
    • 12th Dec 17, 12:32 AM
    Shared ownership but I'm registered as sole proprietor and I have a charging order 12th Dec 17 at 12:32 AM
    With regards to the 'Charging Order, Myth?' thread..

    I own 50% of the value of my property, the other 50% is with a Housing Association. I figured this was joint ownership but on checking with Land Registry, I am listed as the only 'registered proprietor'. I pay Mortgage for my half and rent for the other, to the HA.

    I have two Intrim Charging Orders on the property. As I understand it (re. the afformentioned thread) if I was the joint owner, I could sell or re-mortgage the property without the debtors making any claim to the equity/profit released.

    I figured I was ok, thinking I had joint ownership. It appears I may not. Anyone have any clarification on this? Is it simply a 'pecking order' of who gets the profit from sale? Cheers
Page 1
    • 00ec25
    • By 00ec25 12th Dec 17, 1:30 AM
    • 6,828 Posts
    • 6,441 Thanks
    00ec25
    • #2
    • 12th Dec 17, 1:30 AM
    • #2
    • 12th Dec 17, 1:30 AM
    please provide a link to the aforementioned thread so we have a slim chance of finding out what you are asking about
    • silvercar
    • By silvercar 12th Dec 17, 9:52 AM
    • 37,558 Posts
    • 158,083 Thanks
    silvercar
    • #3
    • 12th Dec 17, 9:52 AM
    • #3
    • 12th Dec 17, 9:52 AM
    'Charging Order? The Myth' thread can be found here.
    I'm a Board Guide on the Debate House Prices & the Economy, House Buying, Renting & Selling, Mortgages and Endowments, In My Home incl DIY, Overseas Holidays & Student boards.
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    Board guides are not moderators and don't read every post. If you spot an abusive or illegal post then please report it to forumteam@moneysavingexpert.com. Any views are mine and not the official line of moneysavingexpert.com.
    • siren1972
    • By siren1972 16th Apr 18, 2:25 AM
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    • 0 Thanks
    siren1972
    • #4
    • 16th Apr 18, 2:25 AM
    • #4
    • 16th Apr 18, 2:25 AM
    Just checked the northern rock thread, still no mention of joint ownership re housing association. Please help mee
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