Your browser isn't supported
It looks like you're using an old web browser. To get the most out of the site and to ensure guides display correctly, we suggest upgrading your browser now. Download the latest:

Welcome to the MSE Forums

We're home to a fantastic community of MoneySavers but anyone can post. Please exercise caution & report spam, illegal, offensive or libellous posts/messages: click "report" or email forumteam@.

    • martinlewisjunior
    • By martinlewisjunior 7th Dec 17, 1:19 PM
    • 75Posts
    • 12Thanks
    Mortgage Application Submitted- Credit Card Statements
    • #1
    • 7th Dec 17, 1:19 PM
    Mortgage Application Submitted- Credit Card Statements 7th Dec 17 at 1:19 PM

    Been a while since I posted,

    Exciting news, offer accepted on a property and mortgage application submitted.

    However I've got a quick question, I have a credit card that I use for work expenses/my own fuel. The card is payed off in full every month. However looking at my credit report it never shows the card as 0. Even though I pay in full every month.

    My worry is, they'll think I'm over spending! when infact it's work travel/personal travel.

    Will my mortgage lender be bothered by the fact that this card is never showing 0 on my credit report?


Page 1
    • amnblog
    • By amnblog 7th Dec 17, 2:35 PM
    • 10,469 Posts
    • 4,134 Thanks
    • #2
    • 7th Dec 17, 2:35 PM
    • #2
    • 7th Dec 17, 2:35 PM
    It seems very unlikely that they will be interested in this
    I am a Mortgage Broker

    You should note that this site doesn't check my status as a Mortgage Broker, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
Welcome to our new Forum!

Our aim is to save you money quickly and easily. We hope you like it!

Forum Team Contact us

Live Stats

141Posts Today

1,568Users online

Martin's Twitter
  • It's the start of mini MSE's half term. In order to be the best daddy possible, Im stopping work and going off line?

  • RT @shellsince1982: @MartinSLewis thanx to your email I have just saved myself £222 by taking a SIM only deal for £7.50 a month and keeping?

  • Today's Friday twitter poll: An important question, building on yesterday's important discussions: Which is the best bit of the pizza...

  • Follow Martin