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  • FIRST POST
    • slowlyfading
    • By slowlyfading 5th Dec 17, 9:10 PM
    • 12,992Posts
    • 74,769Thanks
    slowlyfading
    The "Save 12k in 2018" Thread!
    • #1
    • 5th Dec 17, 9:10 PM
    The "Save 12k in 2018" Thread! 5th Dec 17 at 9:10 PM
    So, the title is pretty self explanatory, but this is the place to be in 2018 it's that time of year, again!

    In 2018, the aim is to save £12k (or, any other amount if you like) from 1st January 2018 til 31st December 2018. I know it's early, but it gives you the time to plan for how you are going to do it.


    2012 thread:http://forums.moneysavingexpert.com/showthread.php?t=3547675
    2013 thread: http://forums.moneysavingexpert.com/showthread.php?t=4315923
    2014 thread: http://forums.moneysavingexpert.com/showthread.php?t=4844519
    2015 thread: http://forums.moneysavingexpert.com/showthread.php?t=5122817
    2016 thread: http://forums.moneysavingexpert.com/showthread.php?t=5369493
    2017 thread: http://forums.moneysavingexpert.com/showthread.php?t=5568097


    RULES:

    - This challenge starts on 1st January 2018 00:00 and finishes on 31st December 2018 23:59.
    - Everything saved MUST be done between these two dates.
    - Any interest gained during this challenge on your savings can be counted!


    Feel free to sign up but, please only sign up if you intend to go the distance - the thread tends to start off great and then people disappear

    Challenger List:
    001. slowlyfading - £10,000
    002. geoffers4 - £24,000
    003. Clare43 - £12,000
    004. george4064 - £12,000
    005. Dolly Rocker - £12,000
    006. ryath - £6,000
    007. Puddylove - £12,000
    008. bobobski - £14,000
    009. ToiletLicker - £20,000
    010. Westie983 - £12,000
    011. Lomcevak - £30,000
    012. Wanna Bee Free - £12,000
    013. tara747 - £12,000
    014. BBH123 - £10,000
    015. cathybird - £12,000
    016. fiisch - £6,000
    017. pearl123 - £1,600
    018. thewildrabbit - £12,000
    019. StarShapedPeg - £8,000
    020. CrabbitDutchie - £18,000
    021. itslulu - £12,000
    022. jessy-eve - £3,000
    023. try harder - £12,000
    024. Lolly88 - £12,000
    025. laurenturner - £7,000
    026. List Maker - £12,000
    027. letiss7 - £12,000
    028. fllsion - £12,000
    029. kindanice - £12,000
    030. _Amaryllis_ - £20,000
    031. darkidoe - £15,000
    032. vintagebrighton - £6,000


    CLICK HERE for the easy update form:
    https://docs.google.com/forms/d/e/1FAIpQLScO6GEcckTv1UKWIRgeRHXGddzp5OLED1jugdxOLZSq PMay0g/viewform
    CLICK HERE to see the total amounts so far:
    https://docs.google.com/spreadsheets/d/1HQ1v_cB_jreLxknL0KT-OyIM_PpmoUyI1Ucu_q565Dc/edit?usp=sharing
    Last edited by Westie983; 31-01-2018 at 9:15 PM.
    Be who you are and say what you feel because those who mind don't matter and those who matter don't mind - Dr Seuss
    Personal Finance Blogger / Jan NSD - 9 / In pursuit of FIRE
Page 44
    • Elle1267
    • By Elle1267 9th Nov 18, 6:44 AM
    • 157 Posts
    • 1,293 Thanks
    Elle1267
    Hello, could I join for 2019 please? I’ve been able to save and stick to a budget for years but I think it’s time to up my game a little. I’m aiming for £10,000.
    #19 Save £12K in 2019 challenge. Target = £10,000. Progress = £0/10,000
    #51 Make £2019 in 2019 challenge. Progress = £29.99/£2019.00 (1.48%)
    • kev2009
    • By kev2009 9th Nov 18, 9:17 AM
    • 318 Posts
    • 432 Thanks
    kev2009
    Hi,

    #65 declaring £500 for November. Form has been submitted also.

    Many thanks!

    Kev
    • Wentthedaywell?
    • By Wentthedaywell? 9th Nov 18, 7:10 PM
    • 495 Posts
    • 2,759 Thanks
    Wentthedaywell?
    Hello, could I join for 2019 please? Iíve been able to save and stick to a budget for years but I think itís time to up my game a little. Iím aiming for £10,000.
    Originally posted by Elle1267
    Welcome to the thread, Elle! SlowlyFading usually puts a call out late Dec to join the next year's challenge, and we all pitch in then with our targets. We'll then get our number for the year
    Save £15k in 2019 # 4
    • slowlyfading
    • By slowlyfading 9th Nov 18, 8:07 PM
    • 12,992 Posts
    • 74,769 Thanks
    slowlyfading
    Hello, could I join for 2019 please? Iíve been able to save and stick to a budget for years but I think itís time to up my game a little. Iím aiming for £10,000.
    Originally posted by Elle1267
    Hi I'll start the thread for 2019 in December sometime, so people who want to join can post on there
    Be who you are and say what you feel because those who mind don't matter and those who matter don't mind - Dr Seuss
    Personal Finance Blogger / Jan NSD - 9 / In pursuit of FIRE
    • TomPucci85
    • By TomPucci85 12th Nov 18, 9:02 AM
    • 31 Posts
    • 12 Thanks
    TomPucci85
    Just checking in to say I love the idea of this, and will get on board in 2019!
    • MastG
    • By MastG 17th Nov 18, 5:35 PM
    • 73 Posts
    • 58 Thanks
    MastG
    #106 declared £2100 for November and reaching my saving aim for the year !
    With additional £8,000 into company pension it has been tough going,

    Next year will be harder as I intend changing my car.

    For those interested (AsgardFI) I am looking to FIRE (2.5 years to retirement, hopefully)

    Gary
    • Cottage Economy
    • By Cottage Economy 19th Nov 18, 8:58 AM
    • 990 Posts
    • 4,111 Thanks
    Cottage Economy
    Private 102, reporting for savings duty.

    Declaring £500 savings for October and £500 for November - completely forgot to come back in October and update.

    I am now one £500 payment away from achieving my goal of £6,000 this year. Bring it on! Whoop whoop!
    'Save £12k in 2016' £4,000/£4,000 (100%)
    'Save £12k in 2017' £6,000/£6,000 (100%)
    'Save £12k in 2018' £0/£7,000 (0%)

    "...success in personal finance isn't about mastering the technicalities. It is about mastering yourself."
    • Dot Cotton
    • By Dot Cotton 19th Nov 18, 10:13 PM
    • 15 Posts
    • 71 Thanks
    Dot Cotton
    Another €1k saved for November! 11k saved so far :-)
    • CavendishWobble
    • By CavendishWobble 20th Nov 18, 6:10 PM
    • 56 Posts
    • 128 Thanks
    CavendishWobble
    £1073 saved taking me to £16,005 for the year! Targetted reached and really pleased to have done so with a month to go!
    Save £12k in 2019 = £0/£15,000 (0%) #92
    Virtual Sealed Pot = £133.01/£200 #11
    £1 a Day Challenge = £730.18/£730

    Starting: Jan'17: £33,729: Jan'18: £50,918
    Save £12k in 2018 = £17,189.12/£15,000 (115%) #36
    • Twiggy_34
    • By Twiggy_34 20th Nov 18, 7:43 PM
    • 668 Posts
    • 2,113 Thanks
    Twiggy_34
    Hi all, I've been AWOL for a while for various reasons (mostly a trying time at home - loved ones suffering with mental health issues sucks big time).

    Still been saving away though and just updated for the last 3 months. Lovely to see new people already looking to sign up for 2019! I'm on track to meet target (can't remember what I set but know I'm on track for what I expected to achieve).

    Well done to everyone who has stuck at it again this year
    £12k in 2019 #084 £250/£3000
    £2 Savers Club 2019 ### TOTAL:£28 (2013-2018 = £1542)
    • KeepOnKnitting
    • By KeepOnKnitting 21st Nov 18, 10:41 AM
    • 180 Posts
    • 291 Thanks
    KeepOnKnitting
    Really happy to hear all about the savings targets being hit or within touching distance.

    Mine are going to be a bigger stretch than expected. I took some time off work for my mental wellbeing, and decided to book a holiday as well. Then the MOT was more than expected. I am owed about £700 between my brother and the tax man, so that might help if it appears, but otherwise it is looking like I might miss my target.
    Save £12k in 2019 #43
    • slowlyfading
    • By slowlyfading 21st Nov 18, 9:05 PM
    • 12,992 Posts
    • 74,769 Thanks
    slowlyfading
    Spreadsheet updated



    Just to let you that my popular Reduce Your Food Spend course is 70% in the Black Friday sale - if you want the link and discount code, then just send me a DM
    Be who you are and say what you feel because those who mind don't matter and those who matter don't mind - Dr Seuss
    Personal Finance Blogger / Jan NSD - 9 / In pursuit of FIRE
    • vintagebrighton
    • By vintagebrighton 26th Nov 18, 12:08 PM
    • 560 Posts
    • 1,709 Thanks
    vintagebrighton
    Just dropping by to say that I don't think I'll be able to save any more than I have. I'm not disappointed though! I have a chunk of savings to carry forward and we've had to have work done to our home which we benefit from. If I hadn't had a grip on the finances we wouldn't have been able to do that

    See you all in 2019 with renewed enthusiasm!

    VB x
    • *little.squirrel*
    • By *little.squirrel* 27th Nov 18, 7:55 AM
    • 74 Posts
    • 133 Thanks
    *little.squirrel*
    #112 posting £350 for November. I'm definitely not going to meet my £6000 target but I will sneak over the £5000 mark. This is what I realistically thought we could save this year but I wanted to try for 6k. I don't feel too disappointed because we ended up with a few bigger expenses than we anticipated at the beginning of 2018. I am positive for next year though. We have a much better grasp on our finances now than we did this time last year.
    #112 Save 12k in 2018: 5000/6000
    #35 Save 12k in 2019: 0/7000
    • allie23
    • By allie23 27th Nov 18, 11:00 AM
    • 1,319 Posts
    • 14,364 Thanks
    allie23
    Number 33 declaring £1400 for November. Slightly less this month due to various other expenses but I am quite happy with it.
    February 2019 Grocery Challenge
    Frugal Living Challenge 2019
    Save £12k in 2019 - Challenger No 69 - £3530/£40,000
    • excelwizard
    • By excelwizard 27th Nov 18, 6:37 PM
    • 49 Posts
    • 204 Thanks
    excelwizard
    #113 declaring £706.82 saved this month - YTD total is £6,922.91

    My save 12K in 2018 challenge is £7,500 - I will need to save £577.09 to hit that target. My personal finance goal is to hit £21,000 by the end of the year - I will need to save £574.38 to hit that target so there's only a couple of quid in it really.

    I'm determined to reach both despite December being a heavy spending month - good luck to all in the final stretch
    Save 12K 2019 #37 - £0 / £9,000
    Save £2,019 in 2019 #9 - £0 / £2,019
    Save 12K 2018 #113 £7,755.49 / £7,500
    Save £12k 2017 #186 £8,507.30 / £10,000
    • allie23
    • By allie23 28th Nov 18, 9:57 AM
    • 1,319 Posts
    • 14,364 Thanks
    allie23
    Just realised that my £1400 for November will take me just over my £25k goal

    Delighted with that result, but I will still aim to add to the pot at the end of December to finish off the year.

    Been doing this challenge for a while now and so glad at the focus it has given me on my finances. I am, for the most part, saving for retirement so that I don't need to work until I am 70! I am 46 just now and hoping to be able to start winding down towards retirement in 10 years.

    I will be signing up in 2019 and trying to beat this years savings. Best of luck everyone for the last month of the challenge.
    February 2019 Grocery Challenge
    Frugal Living Challenge 2019
    Save £12k in 2019 - Challenger No 69 - £3530/£40,000
    • Murielson
    • By Murielson 28th Nov 18, 1:58 PM
    • 210 Posts
    • 104 Thanks
    Murielson
    Sorry to go off topic but where are you all putting this saved cash to get best benefit?

    really interested in getting involved next year but also interested in where you are putting it to maximise or a link to the thread you might use for this.
    • Zola.
    • By Zola. 28th Nov 18, 2:44 PM
    • 1,389 Posts
    • 630 Thanks
    Zola.
    I have only been counting my saving into investments in stock market... I am now at £10510 for 2018, made up of £5200 into pension and £5310 into my S&S ISA. I have one final investment contribution to go in early December (£400), which will take me to £10910, falling a little short of the target, but I plan to ramp it up for next year!!
    • RebeccaAnn
    • By RebeccaAnn 28th Nov 18, 3:23 PM
    • 71 Posts
    • 673 Thanks
    RebeccaAnn
    Hello, I am hoping to join you for 2019 if that would be ok? Think we would be looking at 16k which would be pretty difficult to near impossible but I'd rather aim big and fall short. Most of our savings will come from just cutting back and being thrifty. I can definitely pick up extra hours at work, just need some encouragement to take them at the moment.
    If you make extra money how do you do it? I have some shares but these are long term investments. I have looked into matched betting and although I understand the process etc I just haven't ever got round to it, is it worth it?
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