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  • FIRST POST
    • slowlyfading
    • By slowlyfading 5th Dec 17, 9:10 PM
    • 12,967Posts
    • 74,524Thanks
    slowlyfading
    The "Save 12k in 2018" Thread!
    • #1
    • 5th Dec 17, 9:10 PM
    The "Save 12k in 2018" Thread! 5th Dec 17 at 9:10 PM
    So, the title is pretty self explanatory, but this is the place to be in 2018 it's that time of year, again!

    In 2018, the aim is to save 12k (or, any other amount if you like) from 1st January 2018 til 31st December 2018. I know it's early, but it gives you the time to plan for how you are going to do it.


    2012 thread:http://forums.moneysavingexpert.com/showthread.php?t=3547675
    2013 thread: http://forums.moneysavingexpert.com/showthread.php?t=4315923
    2014 thread: http://forums.moneysavingexpert.com/showthread.php?t=4844519
    2015 thread: http://forums.moneysavingexpert.com/showthread.php?t=5122817
    2016 thread: http://forums.moneysavingexpert.com/showthread.php?t=5369493
    2017 thread: http://forums.moneysavingexpert.com/showthread.php?t=5568097


    RULES:

    - This challenge starts on 1st January 2018 00:00 and finishes on 31st December 2018 23:59.
    - Everything saved MUST be done between these two dates.
    - Any interest gained during this challenge on your savings can be counted!


    Feel free to sign up but, please only sign up if you intend to go the distance - the thread tends to start off great and then people disappear

    Challenger List:
    001. slowlyfading - 10,000
    002. geoffers4 - 24,000
    003. Clare43 - 12,000
    004. george4064 - 12,000
    005. Dolly Rocker - 12,000
    006. ryath - 6,000
    007. Puddylove - 12,000
    008. bobobski - 14,000
    009. ToiletLicker - 20,000
    010. Westie983 - 12,000
    011. Lomcevak - 30,000
    012. Wanna Bee Free - 12,000
    013. tara747 - 12,000
    014. BBH123 - 10,000
    015. cathybird - 12,000
    016. fiisch - 6,000
    017. pearl123 - 1,600
    018. thewildrabbit - 12,000
    019. StarShapedPeg - 8,000
    020. CrabbitDutchie - 18,000
    021. itslulu - 12,000
    022. jessy-eve - 3,000
    023. try harder - 12,000
    024. Lolly88 - 12,000
    025. laurenturner - 7,000
    026. List Maker - 12,000
    027. letiss7 - 12,000
    028. fllsion - 12,000
    029. kindanice - 12,000
    030. _Amaryllis_ - 20,000
    031. darkidoe - 15,000
    032. vintagebrighton - 6,000


    CLICK HERE for the easy update form:
    https://docs.google.com/forms/d/e/1FAIpQLScO6GEcckTv1UKWIRgeRHXGddzp5OLED1jugdxOLZSq PMay0g/viewform
    CLICK HERE to see the total amounts so far:
    https://docs.google.com/spreadsheets/d/1HQ1v_cB_jreLxknL0KT-OyIM_PpmoUyI1Ucu_q565Dc/edit?usp=sharing
    Last edited by Westie983; 31-01-2018 at 9:15 PM.
    Be who you are and say what you feel because those who mind don't matter and those who matter don't mind - Dr Seuss
    Personal Finance Blogger / Nov NSD - 4 / In pursuit of FIRE
Page 40
    • slowlyfading
    • By slowlyfading 14th Sep 18, 9:19 PM
    • 12,967 Posts
    • 74,524 Thanks
    slowlyfading
    Sorry that this has taken me so long spreadsheet is now updated!
    Be who you are and say what you feel because those who mind don't matter and those who matter don't mind - Dr Seuss
    Personal Finance Blogger / Nov NSD - 4 / In pursuit of FIRE
    • Karen's girl
    • By Karen's girl 16th Sep 18, 10:58 AM
    • 68 Posts
    • 309 Thanks
    Karen's girl
    #70 declaring 225 for September. Feels good to see the total amount increasing, albeit at a slower rate than I would have liked. Onwards and upwards....
    _______________________________________________
    Current savings: 19,587.22
    Save 12k in 2016 #87: 6,326/6,000
    Save 12k in 2017 #28: 6,746.34/7,000
    Save 12k in 2018 #70: 3,583.31/7,000
    • Gem-gem
    • By Gem-gem 16th Sep 18, 4:07 PM
    • 2,953 Posts
    • 8,924 Thanks
    Gem-gem
    Had a lovely surprise at work - a bonus.
    Saving for the month 220 + 26 + 2250 = 2496

    4096 + 2496 = 6592 for the year.
    Target exceeded.
    Yay!
    New target 8000
    Last edited by Gem-gem; 16-09-2018 at 4:12 PM.
    2 Savers Club 2018 no 1 - 500 + 220
    Save 12k in 2018 no. 56 - Jan 7342/6,000 + 220
    • excelwizard
    • By excelwizard 23rd Sep 18, 7:13 PM
    • 41 Posts
    • 176 Thanks
    excelwizard
    Four days until payday - anyone else desperately trying to hold on to those last few pounds for the sake of the numbers on their spreadsheets?

    I'm really hoping to have a financially quieter October but when does it ever pan out that way
    Save 12k in 2017 #186 - 8,507.30 / 10,000 Save 12K in 2018 #113 - 6,216.09 / 7,500 (October) 2018 GOAL - 19,718.80 (October) / 21,000 2019 GOAL - 30,000
    • lindez
    • By lindez 24th Sep 18, 4:45 PM
    • 342 Posts
    • 1,198 Thanks
    lindez
    Four days until payday - anyone else desperately trying to hold on to those last few pounds for the sake of the numbers on their spreadsheets?

    I'm really hoping to have a financially quieter October but when does it ever pan out that way
    Originally posted by excelwizard
    Me to its just two days now to pay day, a long wait
    Last edited by lindez; 24-09-2018 at 4:46 PM. Reason: wrong emjoi
    Payment A Day Chapter 18:
    MFWB#44
    • Merlin's Beard
    • By Merlin's Beard 24th Sep 18, 8:39 PM
    • 228 Posts
    • 1,909 Thanks
    Merlin's Beard
    Four days until payday - anyone else desperately trying to hold on to those last few pounds for the sake of the numbers on their spreadsheets?

    I'm really hoping to have a financially quieter October but when does it ever pan out that way
    Originally posted by excelwizard
    Car MOT tomorrow, so end of month declaration all hinges on that!
    • Westie983
    • By Westie983 24th Sep 18, 10:05 PM
    • 4,608 Posts
    • 15,143 Thanks
    Westie983
    500 saved from me,

    I had a few credit cards to pay off, but have some maturing RS due next month.

    Westie983
    Save 12k in 2019 #10 Total (16000)+0/12000 = 0.0%
    Sealed Pot Challenge ~ 12 #97 Total (450)+1/500 = 0.20% ( x 11)
    Xmas 2018 1 a Day #2 Total (165)+0/365 = 0.00%
    Virtual Sealed Pot #1 Total (1300)+0/1000 = 0.00%
    2 Savers Club 2018 #16 Total (1030)+0/2000 = 0.0%

    Total 1.00/15865 = 2.00%
    I'm a Board Guide on Budgeting & Bank Accounts, Debt-Free Wannabe, Disability Money Matters, and Savings & Investments. I'm a volunteer helping the boards run smoothly, but I'm not a moderator, and do not read all posts. If you see an inappropriate/illegal post then email forumteam@moneysavingexpert.com
    • CavendishWobble
    • By CavendishWobble 26th Sep 18, 6:46 PM
    • 48 Posts
    • 96 Thanks
    CavendishWobble
    Been on holidays for a few weeks but luckily a surprise bonus has kept the saving going.

    September declaration = 2,277.20 taking total to 13,797 out of 15,000 target (91.98%)

    Keep going everybody
    Save 12k in 2018 = 14,932.17/15,000 (99.54%) #36
    Virtual Sealed Pot = 133.01/200 #11
    Sealed Pot Challenge 2018 #19
    1 a Day Challenge = 590.18/668

    Starting: Jan'17: 33,729
    • excelwizard
    • By excelwizard 27th Sep 18, 7:55 PM
    • 41 Posts
    • 176 Thanks
    excelwizard
    665.86 saved this month - I'm super happy with this considering it was my birthday last week and I went on a mini-break and bought myself some bits and pieces

    Total for the year so far - 5,598.73
    Last edited by excelwizard; 27-09-2018 at 8:45 PM.
    Save 12k in 2017 #186 - 8,507.30 / 10,000 Save 12K in 2018 #113 - 6,216.09 / 7,500 (October) 2018 GOAL - 19,718.80 (October) / 21,000 2019 GOAL - 30,000
    • ToiletLicker
    • By ToiletLicker 28th Sep 18, 8:26 AM
    • 22 Posts
    • 74 Thanks
    ToiletLicker
    Forgive the delay in updating the sheet.

    I thought my total of 20000 would be easy/effortless to achieve.

    Reason being I do not recall working all the hours god sends to achieve near this last year.

    Well I can say I am exhausted, drained and sometimes moody.
    When I get leave from work all I want to do is sleep.

    Methinks next years challenge I'm.going to stick with 12,000 and anything I make above will be a bonus, which is what happened last year.

    Anyhoo, keep up the good work people.

    Thank you SlowlyFading for making this happen.
    #009
    • Martinslovechild
    • By Martinslovechild 28th Sep 18, 2:33 PM
    • 1,543 Posts
    • 1,641 Thanks
    Martinslovechild
    A lower-than-anticipated 850 from me for September, taking my total to 14,350, which is lower than where I was expecting to be 75% of the way through the year - but then again, I've recently spent a lot of money on holiday bookings & gig tickets for 2019. Hopefully, next month will be higher and by the end of the year, I'm hoping to have blown my target out of the water when I add in 2018's Stocks & Shares ISA profits.

    Spreadsheet updated.
    Mortgage Feb 2001 - 129,000
    Mortgage July 2007 - 0
    Original Mortgage Termination Date - Nov 2018
    Mortgage Interest saved - 63790.60
    ISA Profit since Jan 1st 2015 - 69.6% (updated 17 May 2018)
    Save 12K in 2018 Challenger #111 - 13,500/20,000 (updated 31 August 2018)
    • tara747
    • By tara747 28th Sep 18, 4:52 PM
    • 10,219 Posts
    • 26,854 Thanks
    tara747
    September payday update: I've hit another milestone!

    I saved 1,070 in September, that's 9,189 so far in 2018 and *drumroll* 130,922 overall.



    I'm going to treat myself to a little something to celebrate
    Get to 119lbs! 1/2/09: 135.6lbs 1/5/11: 145.8lbs 30/3/13 150lbs 22/2/14 137lbs 2/6/14 128lbs 29/8/14 124lbs 2/6/17 126lbs
    Save 132,000 by 31 Dec 2018! 2011: 54,342 * 2012: 62,200 * 2013: 74,127 * 2014: 84,839 * 2015: 95,207 * 2016: 109,122 * 2017: 121,733
    eBay sales - 4,559.89 Cashback - 2,309.73
    • Lomcevak
    • By Lomcevak 28th Sep 18, 5:03 PM
    • 743 Posts
    • 4,360 Thanks
    Lomcevak
    #11 declaring 5,270.66 for September, total 35,129.12 for the year so far. It has been a good few months, but i'm not going to be able to save quite this much over the next few months - hope to hit 45k before the year is out though



    Thanks SF, and well done to all
    MFiT-T4#126, 135k to 60k: 70,651/75,000 (94.22%), 2018 MFW#11 14,607.55/15,000 (97.38%)
    30k-in-18#11 42,830.91/30,000 (142.77%)
    • tara747
    • By tara747 28th Sep 18, 5:41 PM
    • 10,219 Posts
    • 26,854 Thanks
    tara747
    #11 declaring 5,270.66 for September, total 35,129.12 for the year so far. It has been a good few months, but i'm not going to be able to save quite this much over the next few months - hope to hit 45k before the year is out though



    Thanks SF, and well done to all
    Originally posted by Lomcevak
    You're an inspiration
    Get to 119lbs! 1/2/09: 135.6lbs 1/5/11: 145.8lbs 30/3/13 150lbs 22/2/14 137lbs 2/6/14 128lbs 29/8/14 124lbs 2/6/17 126lbs
    Save 132,000 by 31 Dec 2018! 2011: 54,342 * 2012: 62,200 * 2013: 74,127 * 2014: 84,839 * 2015: 95,207 * 2016: 109,122 * 2017: 121,733
    eBay sales - 4,559.89 Cashback - 2,309.73
    • Suffolk lass
    • By Suffolk lass 29th Sep 18, 6:29 AM
    • 2,150 Posts
    • 22,325 Thanks
    Suffolk lass
    We have had a good month (for us), but I pinched a lump of the cash savings to chip a bit more away from the mortgage. It saves another couple of pounds a month in interest too (but I don't count this, as it is a reduction in outgoings rather than a saving as such). Just over 2000 in total. I might need to increase our target a bit
    MFiT T4 #2 update 90.89% after Q11 against revised stretch target of 60k balance
    Save 12k in 2018 #53 83.33% 9,999.70/12,000 (after upping my target from 10k to 12k in October)
    OS Grocery Challenge 2018 spent 1,696.43/3,000 including stores 67.14% of my annual budget at the end of Oct.
    My DFD is here
    • Wentthedaywell?
    • By Wentthedaywell? 29th Sep 18, 8:36 AM
    • 481 Posts
    • 2,590 Thanks
    Wentthedaywell?
    2000 for September, a good element of which was my S&S ISA doing well so I can't take all the credit!

    The next couple of months should be more expensive, with Christmas on the horizon and a flight to pay for, but I've already passed my target, so anything else is a bonus.

    Three quarters of the way through the year already!
    Save 12k in 2018#37:
    365 in 365 days 2018
    • imajica37
    • By imajica37 29th Sep 18, 11:56 AM
    • 146 Posts
    • 620 Thanks
    imajica37
    I saved 1,016 this month so now up to 7,408 out of my 6,000 target
    Save 6,000 in 2018 #61: 8,115 / 6,000
    • KeepOnKnitting
    • By KeepOnKnitting 29th Sep 18, 12:06 PM
    • 172 Posts
    • 262 Thanks
    KeepOnKnitting
    Reporting in for September with a huge 805.32, as my student loan installation came through, as well as full time earnings from August. Also put aside some cash for my car insurance in November.

    Form submitted.
    Save 12k in 2018 #62
    • bobobski
    • By bobobski 29th Sep 18, 10:36 PM
    • 720 Posts
    • 1,678 Thanks
    bobobski
    A surprising result of 710 from me this month - apparently my new job pays differently to how I expected them to, but in a good way! I'm now back on track with full budgeting done for next month including medical-type bills, so if I didn't have those I'd be back to saving well over 1,000 per month which is where I want to be


    In other news, rather unexpectedly, we're buying a house! Well, with my experience of trying and failing to purchase property I'm doing my best not to count it as a done deal as we're at such an early stage, so please keep your fingers crossed for us!


    Only three months left of the year - where has it gone?!
    #8: Save 12k in 2018: 6,826.66 / 10,000 (68.26%) | #18: Save 12k in 2017: 12,078.82 / 12,000 (100.65%) | #86: Save 12k in 2016: 8,476.09 / 10,000 (84.76%)
    House deposit by 31/12/2020: 27,167.90 / 60,000 (45.27%) | Emergency fund by 31/12/2020: 2,780 / 5,000 (55.60%) | "New" car fund: 700 / 6,000 (11.66%)
    • HustleGang
    • By HustleGang 30th Sep 18, 1:47 AM
    • 29 Posts
    • 35 Thanks
    HustleGang
    Hi guys,

    0 saved for September, this won't matter as I'll be receiving more money in October which will make up for September

    Number 145 on spreadsheet
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