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  • FIRST POST
    • slowlyfading
    • By slowlyfading 5th Dec 17, 9:10 PM
    • 12,979Posts
    • 74,606Thanks
    slowlyfading
    The "Save 12k in 2018" Thread!
    • #1
    • 5th Dec 17, 9:10 PM
    The "Save 12k in 2018" Thread! 5th Dec 17 at 9:10 PM
    So, the title is pretty self explanatory, but this is the place to be in 2018 it's that time of year, again!

    In 2018, the aim is to save £12k (or, any other amount if you like) from 1st January 2018 til 31st December 2018. I know it's early, but it gives you the time to plan for how you are going to do it.


    2012 thread:http://forums.moneysavingexpert.com/showthread.php?t=3547675
    2013 thread: http://forums.moneysavingexpert.com/showthread.php?t=4315923
    2014 thread: http://forums.moneysavingexpert.com/showthread.php?t=4844519
    2015 thread: http://forums.moneysavingexpert.com/showthread.php?t=5122817
    2016 thread: http://forums.moneysavingexpert.com/showthread.php?t=5369493
    2017 thread: http://forums.moneysavingexpert.com/showthread.php?t=5568097


    RULES:

    - This challenge starts on 1st January 2018 00:00 and finishes on 31st December 2018 23:59.
    - Everything saved MUST be done between these two dates.
    - Any interest gained during this challenge on your savings can be counted!


    Feel free to sign up but, please only sign up if you intend to go the distance - the thread tends to start off great and then people disappear

    Challenger List:
    001. slowlyfading - £10,000
    002. geoffers4 - £24,000
    003. Clare43 - £12,000
    004. george4064 - £12,000
    005. Dolly Rocker - £12,000
    006. ryath - £6,000
    007. Puddylove - £12,000
    008. bobobski - £14,000
    009. ToiletLicker - £20,000
    010. Westie983 - £12,000
    011. Lomcevak - £30,000
    012. Wanna Bee Free - £12,000
    013. tara747 - £12,000
    014. BBH123 - £10,000
    015. cathybird - £12,000
    016. fiisch - £6,000
    017. pearl123 - £1,600
    018. thewildrabbit - £12,000
    019. StarShapedPeg - £8,000
    020. CrabbitDutchie - £18,000
    021. itslulu - £12,000
    022. jessy-eve - £3,000
    023. try harder - £12,000
    024. Lolly88 - £12,000
    025. laurenturner - £7,000
    026. List Maker - £12,000
    027. letiss7 - £12,000
    028. fllsion - £12,000
    029. kindanice - £12,000
    030. _Amaryllis_ - £20,000
    031. darkidoe - £15,000
    032. vintagebrighton - £6,000


    CLICK HERE for the easy update form:
    https://docs.google.com/forms/d/e/1FAIpQLScO6GEcckTv1UKWIRgeRHXGddzp5OLED1jugdxOLZSq PMay0g/viewform
    CLICK HERE to see the total amounts so far:
    https://docs.google.com/spreadsheets/d/1HQ1v_cB_jreLxknL0KT-OyIM_PpmoUyI1Ucu_q565Dc/edit?usp=sharing
    Last edited by Westie983; 31-01-2018 at 9:15 PM.
    Be who you are and say what you feel because those who mind don't matter and those who matter don't mind - Dr Seuss
    Personal Finance Blogger / Dec NSD - 3 / In pursuit of FIRE
Page 30
    • Suffolk lass
    • By Suffolk lass 4th May 18, 6:35 AM
    • 2,236 Posts
    • 22,946 Thanks
    Suffolk lass
    Poor Simplyfading has got chicken-pox so please hold on - she will be back shortly to update the sheet with April's (sounding very productive) month's totals
    MFiT T4 #2 update 90.89% after Q11 against revised stretch target of £60k balance
    Save £12k in 2018 #53 108.06% £12,967.42/£12,000 (after upping my target from £10k to £12k in October)
    OS Grocery Challenge 2018 spent £2,410.06/£3,000 including stores 80.34% of my annual budget at the start of Dec.
    My DFD is here
    • Wentthedaywell?
    • By Wentthedaywell? 4th May 18, 6:58 AM
    • 484 Posts
    • 2,605 Thanks
    Wentthedaywell?
    Poor Simplyfading has got chicken-pox so please hold on - she will be back shortly to update the sheet with April's (sounding very productive) month's totals
    Originally posted by Suffolk lass
    Poor Simply!

    Get well soon Simply, these childhood illnesses can be really horrible when caught as an adult. Look after yourself.
    Save £12k in 2018 # 37:
    Save £18k in 2019 # 4
    • Wanna Bee Free
    • By Wanna Bee Free 4th May 18, 9:08 AM
    • 1,306 Posts
    • 11,720 Thanks
    Wanna Bee Free
    #12 reporting £1,000 for April, form submitted.

    Get well wishes to Slowly Fading - chicken pox wasn!!!8217;t much fun at all when I got it in my twenties. Hope you feel better soon!
    Last edited by Wanna Bee Free; 04-05-2018 at 9:23 AM.
    Save 12K in 2018 #12 - £9,575/£12,000 79%
    Cutting Down Alcohol: Dec 5/14 Nov 8/10 Oct 5/10 Sep 15/10
    2018 86/150 66% (2017:106|2016:83)
    2018 No clutter to be seen - 210/630 33.3%
    • lindez
    • By lindez 4th May 18, 6:23 PM
    • 409 Posts
    • 1,644 Thanks
    lindez
    sorry for the late response
    #141 £213.00 for April submitted today. Thank you
    Payment A Day Chapter 18:
    MFWB#44
    • SamSam17
    • By SamSam17 4th May 18, 6:53 PM
    • 73 Posts
    • 161 Thanks
    SamSam17
    Haven't posted in a while here but fortunately did continue with the challenge and posted 3month worth update now.

    #46 £6624/£16,000.

    I'm so glad with this I've also met my £5k emergency fund target.

    Well done all!
    • slowlyfading
    • By slowlyfading 5th May 18, 9:13 PM
    • 12,979 Posts
    • 74,606 Thanks
    slowlyfading
    Sorry for the delay in updating the spreadsheet - it should be all up to date now

    It has been a hectic month and then yes, I've had chicken pox which has been awful it's wiped me out for the last week and am only just starting to feel slightly more human again. Now just have to wait for all the spots to disappear, then wait to see if our two boys then get it...

    Ho hum, it's been a bit rough as of late

    Spreadsheet totals looking fab though!
    Be who you are and say what you feel because those who mind don't matter and those who matter don't mind - Dr Seuss
    Personal Finance Blogger / Dec NSD - 3 / In pursuit of FIRE
    • Tales17
    • By Tales17 6th May 18, 9:06 AM
    • 245 Posts
    • 2,436 Thanks
    Tales17
    Finally sorted out my numbers for April, monthly savings transferred, added some cashback and competition winnings, interest, selling totals and grocery savings giving a total of £1312.27 for the month and £5109.01 year to date!

    Just about to update spreadsheet!

    Happy with that!
    Grocery Challenge 2018 YTD-£5747.09/£7200(80%)
    Grocery Challenge Oct - £447.08/£600(75%)
    £12k in 2018 #117: Monthly Saving Accounts £6300, Cashback & Competition Sites £310.95, Shopping Saving £1189.61,Selling £521.07, Interest & Dividends £4030.85, Surveys £25,Tesco Vouchers £140,Save 1p a Day #24 £555.10
    Total Saved - £13013.85/£12000(108%)
    • bobobski
    • By bobobski 6th May 18, 12:41 PM
    • 722 Posts
    • 1,685 Thanks
    bobobski
    Slowly - poor you! I hope you get better soon and that the babies are ok!

    For me, just the monthly £110 into my emergency fund to report this month. It's been a strange month, what with me deciding to take my boyfriend on a surprise all-expenses-paid holiday for his birthday this summer (and incidentally it will also be our first anniversary), but fortunately my would-have-been-monthly-savings plus the LISA bonus pretty much covered the cost for now, meaning that I'm not actually losing money from my savings (just re-allocating to adjust for the sum in the LISA). There's a little bit more to pay off at the end of May but essentially I should be back on track this month

    Looks like we've got some good numbers this month - hopefully the cost of suncream / after-sun / burn cream won't wipe it all out at the end of May
    #8: Save 12k in 2018: £6,826.66 / £10,000 (68.26%) | #18: Save 12k in 2017: £12,078.82 / £12,000 (100.65%) | #86: Save £12k in 2016: £8,476.09 / £10,000 (84.76%)
    House deposit by 31/12/2020: £27,167.90 / £60,000 (45.27%) | Emergency fund by 31/12/2020: £2,780 / £5,000 (55.60%) | "New" car fund: £700 / £6,000 (11.66%)
    • lightbulb0811
    • By lightbulb0811 8th May 18, 2:02 PM
    • 82 Posts
    • 361 Thanks
    lightbulb0811
    #90 - blank month for April for me. Not sure what happened, but hoping for better this month!
    Last edited by lightbulb0811; 09-05-2018 at 8:59 AM. Reason: changed month from May to April!
    Save £12k in 2018 #90 £6199.58/£6000
    Sealed pot challenge #10 £239.55/200
    Weight Loss 28/60 lb challenge
    • black taxi
    • By black taxi 8th May 18, 3:21 PM
    • 1,810 Posts
    • 6,329 Thanks
    black taxi
    £350 saved april

    g/l all
    £48515 interest £181 (2009)debt/mortgage-MFIT/T2/T3
    debt/mortgage free 28/11/14
    vanguard shares index isa £1000
    credit union £400
    emergency fund£500
    #81 save 2018£4200
    • CosmicZebra
    • By CosmicZebra 10th May 18, 9:44 PM
    • 30 Posts
    • 328 Thanks
    CosmicZebra
    Hope you're feeling better, SF.

    917.00 savings for April with 250.00 mtg overpaid on top.
    Savings from frugal & simple living:
    Jan ISA& Save Acc £1600 Mort o/paid £250
    Feb ISA&save acc £1330.89 Mort o/paid£500
    March ISA&save ac£811.35 mort o/paid £250
    • MrsR1234
    • By MrsR1234 11th May 18, 7:01 AM
    • 13 Posts
    • 33 Thanks
    MrsR1234
    Bit late jumping in but my and my hubby are starting to seriously save so would love join you all. We both have LISA'S which we opened in Feb so have a little in it already for the last financial year. I'm aiming for £6k between them from our own money for this current year. We have £600 for April so far!

    Happy saving all.
    • slowlyfading
    • By slowlyfading 15th May 18, 2:20 PM
    • 12,979 Posts
    • 74,606 Thanks
    slowlyfading
    Spreadsheet updated
    Be who you are and say what you feel because those who mind don't matter and those who matter don't mind - Dr Seuss
    Personal Finance Blogger / Dec NSD - 3 / In pursuit of FIRE
    • Martinslovechild
    • By Martinslovechild 17th May 18, 9:41 PM
    • 1,543 Posts
    • 1,641 Thanks
    Martinslovechild
    Rather surprisingly, if I include ISA profits since Jan 1st, then I've today hit my 2018 target!! I haven't yet added my ISA profits to my 2018 total - and a lot can change in the next 7 months which might affect the end result! - but I'm really chuffed with my progress to date.
    Mortgage Feb 2001 - £129,000
    Mortgage July 2007 - £0
    Original Mortgage Termination Date - Nov 2018
    Mortgage Interest saved - £63790.60
    ISA Profit since Jan 1st 2015 - 69.6% (updated 17 May 2018)
    Save £12K in 2018 Challenger #111 - £13,500/£20,000 (updated 31 August 2018)
    • kev2009
    • By kev2009 19th May 18, 12:17 PM
    • 288 Posts
    • 405 Thanks
    kev2009
    Hi,


    #065 declaring £500 for May.


    Form has been submitted also.


    Many thanks


    Kev
    • MERFE
    • By MERFE 19th May 18, 3:27 PM
    • 1,897 Posts
    • 5,933 Thanks
    MERFE
    I am ready to declare for May now, a really good £1145.67
    I think that may be my best month for the year.
    Save 12k in 2018 no 45 £4276.48/£6000
    • CavendishWobble
    • By CavendishWobble 21st May 18, 8:22 AM
    • 49 Posts
    • 101 Thanks
    CavendishWobble
    £1681 for May, had a bit of a blip towards the end but still really pleased!
    Save £12k in 2018 = £16,005.81/£15,000 (107%) #36
    Virtual Sealed Pot = £133.01/£200 #11
    Sealed Pot Challenge 2018 #19
    £1 a Day Challenge = £646.18/£668

    Starting: Jan'17: £33,729
    • BBH123
    • By BBH123 21st May 18, 9:02 AM
    • 836 Posts
    • 1,634 Thanks
    BBH123
    A very tragic £150 for me this month.


    The boiler went in my rental flat and I had to pay for initial repairs which didn't fix the problem so no choice but to install a new boiler.


    The only good thing is I didn't need loan / credit card to pay so that is a change from last year.
    Save 12k in 2018 challenge #14
    3700/ 10000

    Saving for Christmas 2018 - £1 a day challenge
    #15 120/365
    • tara747
    • By tara747 21st May 18, 10:49 AM
    • 10,225 Posts
    • 26,865 Thanks
    tara747
    Belated April payday update (I couldn't get into my TSB account)!

    I saved £399 in April. That's £3,777 so far in 2018, and £125,510 overall.

    Get to 119lbs! 1/2/09: 135.6lbs 1/5/11: 145.8lbs 30/3/13 150lbs 22/2/14 137lbs 2/6/14 128lbs 29/8/14 124lbs 2/6/17 126lbs
    Save £132,000 by 31 Dec 2018! 2011: £54,342 * 2012: £62,200 * 2013: £74,127 * 2014: £84,839 * 2015: £95,207 * 2016: £109,122 * 2017: £121,733
    eBay sales - £4,559.89 Cashback - £2,309.73
    • excelwizard
    • By excelwizard 25th May 18, 6:07 PM
    • 47 Posts
    • 191 Thanks
    excelwizard
    Changing my update for April - I miscalculated my total and I've decided to add in my LISA bonus as I'm including interest from all my other accounts anyway - new total for April is £2887.91. Overall total this year is £2951.16
    Originally posted by excelwizard
    Saved £490.40 in May - I definitely could have done better after spending money eating too many takeaways It's given me the motivation to do better this month. Crazy to think we're nearly half way through the year already

    Total for the year so far is £3441.56
    Save £12k 2017 #186 - £8,507.30 / £10,000 Save 12K 2018 #113 - £6,922.91 / £7,500 Save 12K 2019 #37 - £0 / £8,000
    Save £2,019 in 2019 #9 - £0 / £2,019
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