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  • FIRST POST
    • slowlyfading
    • By slowlyfading 5th Dec 17, 9:10 PM
    • 12,912Posts
    • 74,157Thanks
    slowlyfading
    The "Save 12k in 2018" Thread!
    • #1
    • 5th Dec 17, 9:10 PM
    The "Save 12k in 2018" Thread! 5th Dec 17 at 9:10 PM
    So, the title is pretty self explanatory, but this is the place to be in 2018 it's that time of year, again!

    In 2018, the aim is to save 12k (or, any other amount if you like) from 1st January 2018 til 31st December 2018. I know it's early, but it gives you the time to plan for how you are going to do it.


    2012 thread:http://forums.moneysavingexpert.com/showthread.php?t=3547675
    2013 thread: http://forums.moneysavingexpert.com/showthread.php?t=4315923
    2014 thread: http://forums.moneysavingexpert.com/showthread.php?t=4844519
    2015 thread: http://forums.moneysavingexpert.com/showthread.php?t=5122817
    2016 thread: http://forums.moneysavingexpert.com/showthread.php?t=5369493
    2017 thread: http://forums.moneysavingexpert.com/showthread.php?t=5568097


    RULES:

    - This challenge starts on 1st January 2018 00:00 and finishes on 31st December 2018 23:59.
    - Everything saved MUST be done between these two dates.
    - Any interest gained during this challenge on your savings can be counted!


    Feel free to sign up but, please only sign up if you intend to go the distance - the thread tends to start off great and then people disappear

    Challenger List:
    001. slowlyfading - 10,000
    002. geoffers4 - 24,000
    003. Clare43 - 12,000
    004. george4064 - 12,000
    005. Dolly Rocker - 12,000
    006. ryath - 6,000
    007. Puddylove - 12,000
    008. bobobski - 14,000
    009. ToiletLicker - 20,000
    010. Westie983 - 12,000
    011. Lomcevak - 30,000
    012. Wanna Bee Free - 12,000
    013. tara747 - 12,000
    014. BBH123 - 10,000
    015. cathybird - 12,000
    016. fiisch - 6,000
    017. pearl123 - 1,600
    018. thewildrabbit - 12,000
    019. StarShapedPeg - 8,000
    020. CrabbitDutchie - 18,000
    021. itslulu - 12,000
    022. jessy-eve - 3,000
    023. try harder - 12,000
    024. Lolly88 - 12,000
    025. laurenturner - 7,000
    026. List Maker - 12,000
    027. letiss7 - 12,000
    028. fllsion - 12,000
    029. kindanice - 12,000
    030. _Amaryllis_ - 20,000
    031. darkidoe - 15,000
    032. vintagebrighton - 6,000


    CLICK HERE for the easy update form:
    https://docs.google.com/forms/d/e/1FAIpQLScO6GEcckTv1UKWIRgeRHXGddzp5OLED1jugdxOLZSq PMay0g/viewform
    CLICK HERE to see the total amounts so far:
    https://docs.google.com/spreadsheets/d/1HQ1v_cB_jreLxknL0KT-OyIM_PpmoUyI1Ucu_q565Dc/edit?usp=sharing
    Last edited by Westie983; 31-01-2018 at 9:15 PM.
    Be who you are and say what you feel because those who mind don't matter and those who matter don't mind - Dr Seuss
    Personal Finance Blogger / April NSD - 9 / Ultimate Dream Fund - 21,044.14/306,000
Page 20
    • Suffolk lass
    • By Suffolk lass 8th Feb 18, 10:18 PM
    • 1,897 Posts
    • 20,104 Thanks
    Suffolk lass
    Im still here ladies and gents,

    having a low time, a relationship ended this week, I am still off work sick and finding my pain is getting worse. Soooo

    I haven't left the flat for a few days, so I haven't spent anything so no pennies have been spent or crossed my palms but I am need of food so I need to venture out soon.

    Westie983
    Originally posted by Westie983
    Sorry to hear you are feeling low Westie - feel free to have a bit of a vent or outpouring if you want to - there is always support for you here
    MFiT T4 #2 update 51.75% after Q8 5,203 behind where I should be
    Save 12k in 2018 #53 - after Feb 13.3%/10,000
    OS Grocery Challenge 2018 spent 452.64/3,000 including stores so far
    My DFD is here
    • Westie983
    • By Westie983 9th Feb 18, 2:28 PM
    • 4,268 Posts
    • 14,809 Thanks
    Westie983
    Thanks for all the message and PM's I must say I have felt loved in a period when I felt nobody could..

    Trying to keep busy, I have rejoined SW after 4 years away, I have resigned up to the pool and I will get into a routine after my operation next weekend.

    Lets get myself moving again and maybe I will feel better for it.

    Westie983
    Save 12k in 2018 #10 Total (25,000)+7,500/12,000 = 62.50%
    Sealed Pot Challenge ~ 11 #97 Total (410) + 10/800 = 1.25% ( x 11)
    Xmas 2018 1 a Day #2 Total 62.59/365 = 17.14%
    Virtual Sealed Pot #1 Total 600/1,000 = 60.00%
    2 Savers Club 2018 #16 Total (1,500)+-490/2,000 = 50.50%

    Total 8,182.59/16,165 = 50.61%

    I'm a Board Guide on Budgeting & Bank Accounts, Debt-Free Wannabe, Disability Money Matters, and Savings & Investments. I'm a volunteer helping the boards run smoothly, but I'm not a moderator, and do not read all posts. If you see an inappropriate/illegal post then email forumteam@moneysavingexpert.com
    • imajica37
    • By imajica37 11th Feb 18, 11:29 AM
    • 141 Posts
    • 598 Thanks
    imajica37
    I only have 231 to start with for January, but did have to pay my flat's service charge this month which was a good chunk of cash .
    Save 6,000 in 2018 #61: 1,463 / 6,000
    • Emilou87
    • By Emilou87 13th Feb 18, 9:49 AM
    • 29 Posts
    • 310 Thanks
    Emilou87
    Hello,

    Can I sign up for this please? I am looking to save 8000 this year and will be including my HTB savings in my totals as it is all going toward my first home
    • bioboybill
    • By bioboybill 15th Feb 18, 6:04 PM
    • 2,976 Posts
    • 1,351 Thanks
    bioboybill
    Hi, I filled in the self update form and put my total for January on this thread 2 weeks ago, but my total isn't on the spreadsheet.
    • Karen's girl
    • By Karen's girl 15th Feb 18, 7:21 PM
    • 58 Posts
    • 275 Thanks
    Karen's girl
    #70 reporting 608.31 for January. Not a bad start....
    _______________________________________________
    Current savings: 17,412.22
    Save 12k in 2016 #87: 6,326/6,000
    Save 12k in 2017 #28: 6,746.34/7,000
    Save 12k in 2018 #70: 1,408.31/7,000
    • MERFE
    • By MERFE 15th Feb 18, 7:33 PM
    • 1,868 Posts
    • 5,888 Thanks
    MERFE
    #45 february update 430.58

    Not quite as much as I hoped but higher than January and it should keep going up so that I am on target.
    Save 12k in 2018 no 45 1650.31/6000
    • Tales17
    • By Tales17 17th Feb 18, 5:46 PM
    • 207 Posts
    • 2,141 Thanks
    Tales17
    Weekly update from me!

    - Won 6.26 in a free online raffle which has now been transferred into my account!

    - 11.85 saved in Penny a Day Challenge

    - 48.69 in Shopping Savings

    So total to date is currently 1513.41
    Grocery Challenge 2018 YTD-1881.43/7200 (26%)
    Grocery Challenge Apr - 209.03/600 (35%)
    12k in 2018 #117: Monthly Saving Accounts 2700, Cashback & Competition Sites 60.93, Shopping Saving 615.78, Selling 63.49, Interest & Dividends 61.85, Surveys 25, Tesco Vouchers 140, Save 1p a Day #24 183.05
    Total Saved - 3850.10/12000 (32%)
    • kitjos
    • By kitjos 18th Feb 18, 12:07 PM
    • 184 Posts
    • 1,061 Thanks
    kitjos
    Hi SF! So happy to see a 2018 thread, thanks for taking it up once again .

    Can i be put down for 12k please? Any number will do, and my first OP's as below.

    JAN =1500
    FEB = 1500

    Thank you! x

    ** Hello to everyone too! Good luck with your saving goals this year **

    **Sorry to hear you're having a rough time Westie, good luck with SW journey, i lost 3 stone with them and im fitter than ever . You can get your life back on track <3 **
    Last edited by kitjos; 18-02-2018 at 6:03 PM.
    "Don't underestimate the value of financial security"

    2018 saving challenge (#136) = 3,500 / 12,000
    Total savings = 9,500
    • Toastie2018
    • By Toastie2018 19th Feb 18, 3:18 AM
    • 4 Posts
    • 8 Thanks
    Toastie2018
    Hi all,

    I have completed an update form requesting to join this marvellous thread. I would like to save up and add to my house deposit - hoping to buy just before Christmas or beginning of 2019. My target is 8000 for this year including savings to my HTB ISA. January saved 457.58. February and March are going to be tough as I am due to move, change jobs and get my car's timing belt replaced. However, the new job means a 300 - 500 monthly increase to my current pay.

    Looking forward to track our progress. Good luck everyone. We can do this!
    • slowlyfading
    • By slowlyfading 19th Feb 18, 3:10 PM
    • 12,912 Posts
    • 74,157 Thanks
    slowlyfading
    Hi - how does this work?! Sorry - newbie!!
    Originally posted by Vicks19
    Post what you want your target to be and I'll add you!
    Be who you are and say what you feel because those who mind don't matter and those who matter don't mind - Dr Seuss
    Personal Finance Blogger / April NSD - 9 / Ultimate Dream Fund - 21,044.14/306,000
    • slowlyfading
    • By slowlyfading 19th Feb 18, 3:14 PM
    • 12,912 Posts
    • 74,157 Thanks
    slowlyfading
    Xenon The Mighty

    Was not sure i was added but Jan : 1102
    Originally posted by Xenon
    You were added - your challenge number is 128.
    Be who you are and say what you feel because those who mind don't matter and those who matter don't mind - Dr Seuss
    Personal Finance Blogger / April NSD - 9 / Ultimate Dream Fund - 21,044.14/306,000
    • slowlyfading
    • By slowlyfading 19th Feb 18, 3:15 PM
    • 12,912 Posts
    • 74,157 Thanks
    slowlyfading
    Im still here ladies and gents,

    having a low time, a relationship ended this week, I am still off work sick and finding my pain is getting worse. Soooo

    I haven't left the flat for a few days, so I haven't spent anything so no pennies have been spent or crossed my palms but I am need of food so I need to venture out soon.

    Westie983
    Originally posted by Westie983
    I'm sorry to hear this I hope you're taking care of yourself x
    Be who you are and say what you feel because those who mind don't matter and those who matter don't mind - Dr Seuss
    Personal Finance Blogger / April NSD - 9 / Ultimate Dream Fund - 21,044.14/306,000
    • slowlyfading
    • By slowlyfading 19th Feb 18, 3:20 PM
    • 12,912 Posts
    • 74,157 Thanks
    slowlyfading
    Spreadsheet updated

    New members - please can you put your challenger number in your sig? It's on the spreadsheet

    We're up to 136 members
    Be who you are and say what you feel because those who mind don't matter and those who matter don't mind - Dr Seuss
    Personal Finance Blogger / April NSD - 9 / Ultimate Dream Fund - 21,044.14/306,000
    • tori.k
    • By tori.k 20th Feb 18, 7:28 AM
    • 3,155 Posts
    • 7,917 Thanks
    tori.k
    Reporting 800 for February #76 that takes me to 3k for the year but it's also the last of my big savings will be looking to save around 250 a month for the rest of the year, due to other commitments.
    Glad to read things are looking more positive westie even if it currently feels pants, good luck with SW
    Debit to Credit (stage 1) 3652.34 completed 15/10/16
    Debit to Credit (stage 2) 6299.09 completed 25/06/17
    Mortgage Free (stage 3) 140000/ 0
    Save 12k in 2018 #76 3000/6000
    • Westie983
    • By Westie983 20th Feb 18, 12:51 PM
    • 4,268 Posts
    • 14,809 Thanks
    Westie983
    Things are okay, just trying to get over my operation from last weekend, eating everything in my fridge, I will regret it tomorrow when I get weighed in tomorrow.

    Onwards and upwards

    Westie983
    Save 12k in 2018 #10 Total (25,000)+7,500/12,000 = 62.50%
    Sealed Pot Challenge ~ 11 #97 Total (410) + 10/800 = 1.25% ( x 11)
    Xmas 2018 1 a Day #2 Total 62.59/365 = 17.14%
    Virtual Sealed Pot #1 Total 600/1,000 = 60.00%
    2 Savers Club 2018 #16 Total (1,500)+-490/2,000 = 50.50%

    Total 8,182.59/16,165 = 50.61%

    I'm a Board Guide on Budgeting & Bank Accounts, Debt-Free Wannabe, Disability Money Matters, and Savings & Investments. I'm a volunteer helping the boards run smoothly, but I'm not a moderator, and do not read all posts. If you see an inappropriate/illegal post then email forumteam@moneysavingexpert.com
    • Suffolk lass
    • By Suffolk lass 21st Feb 18, 6:01 AM
    • 1,897 Posts
    • 20,104 Thanks
    Suffolk lass
    Things are okay, just trying to get over my operation from last weekend, eating everything in my fridge, I will regret it tomorrow when I get weighed in tomorrow.

    Onwards and upwards

    Westie983
    Originally posted by Westie983
    Good to hear you are on your way back Westie, take care of yourself
    MFiT T4 #2 update 51.75% after Q8 5,203 behind where I should be
    Save 12k in 2018 #53 - after Feb 13.3%/10,000
    OS Grocery Challenge 2018 spent 452.64/3,000 including stores so far
    My DFD is here
    • shabbychic12
    • By shabbychic12 21st Feb 18, 7:30 PM
    • 81 Posts
    • 392 Thanks
    shabbychic12
    Really struggling this month with the out goings l have no control of like the home insurance , family party over night stay ,extra petrol,unplanned treat for family member and a food shop to save me money in the long run. Not ready to declare yet for Feb but the numbers not going to be pleasant .
    NST April 2018: April Fools Challenge
    2018 declutter and destress.
    2018 early retirement wannabe
    Save 12k in 2018 1182/12000
    28/week on wk13 (1 a day challenge)644
    All this saving l'm turning into my Dad
    • Westie983
    • By Westie983 21st Feb 18, 8:41 PM
    • 4,268 Posts
    • 14,809 Thanks
    Westie983
    Well I lost 0.5lb so thats not bad after my operation.

    Just need to keep going with the potting and savings.

    Westie983
    Save 12k in 2018 #10 Total (25,000)+7,500/12,000 = 62.50%
    Sealed Pot Challenge ~ 11 #97 Total (410) + 10/800 = 1.25% ( x 11)
    Xmas 2018 1 a Day #2 Total 62.59/365 = 17.14%
    Virtual Sealed Pot #1 Total 600/1,000 = 60.00%
    2 Savers Club 2018 #16 Total (1,500)+-490/2,000 = 50.50%

    Total 8,182.59/16,165 = 50.61%

    I'm a Board Guide on Budgeting & Bank Accounts, Debt-Free Wannabe, Disability Money Matters, and Savings & Investments. I'm a volunteer helping the boards run smoothly, but I'm not a moderator, and do not read all posts. If you see an inappropriate/illegal post then email forumteam@moneysavingexpert.com
    • KeepOnKnitting
    • By KeepOnKnitting 23rd Feb 18, 7:41 AM
    • 151 Posts
    • 211 Thanks
    KeepOnKnitting
    Well done Westie. Fingers crossed for things turning a corner for you.

    I am still here, saving. I am just not saving much as I have been paying off my xmas credit card when my xmas earnings weren't as good as expected. The taxman took too much and I am waiting for my tax code to be corrected. Sigh.
    Save 12k in 2018 #62
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