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  • FIRST POST
    • muppets
    • By muppets 4th Dec 17, 4:17 AM
    • 948Posts
    • 6,162Thanks
    muppets
    Pay ALL your debt off by Xmas 2018
    • #1
    • 4th Dec 17, 4:17 AM
    Pay ALL your debt off by Xmas 2018 4th Dec 17 at 4:17 AM
    Welcome to PART 1 OF Pay ALL Your Debt Off By Xmas 2018!

    Firstly I would like to welcome all new and existing members from last years thread.

    Anyone is welcome to join this challenge and it is NEVER too late. There is also no amount of money too small or too large that will stop you from joining this challenge. We have several members who will be on their debt journey for several years to come, but they are part of this thread to pay off a fixed amount of their debt as the support on here is fantastic!
    So, if you think you can pay off all your debts by Christmas or have a goal to pay off a certain amount then please join in!

    This challenge runs until 27th December 2018.



    To help me run this thread easily, could you please all post your totals in large text and in a bold colour and post the amount you have paid off // target amount

    It would also be a big help if you could also put with it your challenge number.
    i.e. another 50 paid off so now the total paid off for

    #001 is 315.43/7685.67
    By the way, don't worry about working out your % paid as I can do that for you!
    PAYDBX 2019 - #01 Pd 11,027.05 / 10,500 - 0.0%
    SPC12 #59
    MFiT-T5 #36
    3-6 mth EF #69
    4,300 / 15,000
    Mortgage - PD 97,396.82/ 271,495.07 35.87% MF Aug 2038 Sept 2035
    My long slow journey to mortgage freedom
    My diary - Making a move on debt
Page 90
    • AdventureWanted
    • By AdventureWanted 10th Oct 18, 8:08 AM
    • 1,096 Posts
    • 3,809 Thanks
    AdventureWanted
    Thanks Sunshine & Abba .

    Paid 5 to CC3 today. Please can I increase my target to 15,000?

    #29 12,505.60 / 15,000.
    • sunshine81
    • By sunshine81 10th Oct 18, 10:12 PM
    • 1,412 Posts
    • 7,243 Thanks
    sunshine81
    #145 14,154.88 / 19,261 (73.49%)
    • abba1772
    • By abba1772 11th Oct 18, 8:28 AM
    • 5,678 Posts
    • 22,039 Thanks
    abba1772
    Morning

    Sent 8.01 towards the Halifax

    Brings my total to 10575.21 / 10000
    NEXT TARGET BARCLAYCARD WAS Jan 19 4299 NOW 3162.34
    POAMAYC 2011 6382.66 POAMAYC 2012 5000.78
    POAMAYC 2013 3480.04 POAMAYC 2014 4085.14
    POAMAYC 2015 7565.24 POAMAYC 2016 8000.90
    POAMAYC 2017 7278.80 POAMAYC 2018 13039.59
    POAMAYC 2019 1352.50
    • elleJay42
    • By elleJay42 11th Oct 18, 10:44 AM
    • 128 Posts
    • 897 Thanks
    elleJay42
    Morning! I've had a terrible month this month with unplanned day trips and dinners out with people that I really wanted to see but my debt repayments have taken a hit... really going to try and have a quiet November to make up for it!

    #91 3127 / 3500 (89%)
    Total debt at LBM = 4861.03

    DFBXmas2018 #91 - 3342 / 3500 (95.4%)

    HTB ISA - 0 withdrawn for house purchase!
    Wedding Fund 2550 / 5000
    • abba1772
    • By abba1772 11th Oct 18, 5:06 PM
    • 5,678 Posts
    • 22,039 Thanks
    abba1772
    Me again

    Avon customer picked their order up so sent the 10 towards the Halifax

    Brings my total to 10585.21 / 10000
    NEXT TARGET BARCLAYCARD WAS Jan 19 4299 NOW 3162.34
    POAMAYC 2011 6382.66 POAMAYC 2012 5000.78
    POAMAYC 2013 3480.04 POAMAYC 2014 4085.14
    POAMAYC 2015 7565.24 POAMAYC 2016 8000.90
    POAMAYC 2017 7278.80 POAMAYC 2018 13039.59
    POAMAYC 2019 1352.50
    • AdventureWanted
    • By AdventureWanted 11th Oct 18, 7:12 PM
    • 1,096 Posts
    • 3,809 Thanks
    AdventureWanted
    45 paid to CC3 today. Takes me to #29 12,550.60 / 15,000.
    • sunshine81
    • By sunshine81 11th Oct 18, 10:42 PM
    • 1,412 Posts
    • 7,243 Thanks
    sunshine81
    #145 14,164.88 / 19,261 (73.54%)
    • spudsmum
    • By spudsmum 11th Oct 18, 10:44 PM
    • 437 Posts
    • 2,452 Thanks
    spudsmum

    Another 50 to MBNA

    #22 now at 1776/5000
    Originally posted by spudsmum
    Another 40 to mbna

    #22 now at 1816/5000
    Total debts 21050! now 17461.86 . 1% challenge 218/4000 (5%) Total extra income made in 2018 3580.79 2019 367.20 frugal budget 2019 82.96/600 Aiming for debt free at 40 - only 20 months to go!
    • abba1772
    • By abba1772 12th Oct 18, 7:52 AM
    • 5,678 Posts
    • 22,039 Thanks
    abba1772
    Morning

    Sent 23.21 towards the Halifax

    Brings my total to 10608.42 / 10000
    NEXT TARGET BARCLAYCARD WAS Jan 19 4299 NOW 3162.34
    POAMAYC 2011 6382.66 POAMAYC 2012 5000.78
    POAMAYC 2013 3480.04 POAMAYC 2014 4085.14
    POAMAYC 2015 7565.24 POAMAYC 2016 8000.90
    POAMAYC 2017 7278.80 POAMAYC 2018 13039.59
    POAMAYC 2019 1352.50
    • Calling14
    • By Calling14 12th Oct 18, 1:44 PM
    • 2,803 Posts
    • 20,166 Thanks
    Calling14
    Sorry been rubbish with payments lately. Had to pay for fence repairs last weekend, not budgeted for.


    25 off for me anyway. Must try harder

    #16 3832/5552

    Cancelled my mini break I was planning trying to take back control over my debts.
    LBM 13039 1.1.13 Now Jan 2019 1357/5457

    PAYDBX 2019 #16 1357/5457 4100 to go

    EFund #9 100/1,000
    1 x 100 days challenge no 31
    1267.80/1716.80

    • Miss D Meanour
    • By Miss D Meanour 12th Oct 18, 1:59 PM
    • 146 Posts
    • 1,049 Thanks
    Miss D Meanour
    Hi there
    Don't know why but I am constantly falling behind in posting this year. Thankfully I'm still able to make payments. So bringing myself uptodate for my August & September repayments totalling 1,355.11:

    #23 5,783.12 / 7,000
    LBM- June 2009 - 15 year plan started, Dec 2018 - time to review & refocus
    SPC12 #33 .... Xmas 2019 - #15 31 / 365 ... PAYDBX 2019 #23: 0 / 3,400
    MFW2019 #2: 777.81 / 8,000 ... MFiT-T5 start 95,352.52 - target 40k

    No matter how far you go, you always take yourself with you
    • AdventureWanted
    • By AdventureWanted 12th Oct 18, 4:10 PM
    • 1,096 Posts
    • 3,809 Thanks
    AdventureWanted
    10 paid today. Takes me to #29 12,560.60 / 15,000.
    • sunshine81
    • By sunshine81 12th Oct 18, 8:39 PM
    • 1,412 Posts
    • 7,243 Thanks
    sunshine81
    #145 14,179.88 / 19,261 (73.62%)
    • sunshine81
    • By sunshine81 13th Oct 18, 8:18 AM
    • 1,412 Posts
    • 7,243 Thanks
    sunshine81
    #145 14,189.88 / 19,261 (73.67%)
    • Nicnak
    • By Nicnak 13th Oct 18, 8:23 AM
    • 1,809 Posts
    • 10,421 Thanks
    Nicnak
    Hi, all

    #71 624 paid off today. Grand total of 5129 = 51%.
    xx
    Originally posted by Nicnak
    #71 another 473 paid today so that is 5602/ 10k = 56%

    I'm not going to make the 10k unless I win big! I have separated from my husband so having to pay all the bills. I would have made it if we were still together.

    Could I lower mine to 7k, please? That's still a bit to get up to, but I want to feel like I have achieved something in 2018 other than just failed at everything!!
    Last edited by Nicnak; 13-10-2018 at 8:42 AM.
    September 6th 2017 - Updated 21st Oct
    Credit Card 0 now: 285 Dad 1500 = 1100 Consolidation 15,000 = 10,060 Total = 25,330 12,197 59% gone EMF #252 = 100/1000
    Sealed pot challenge #024
    Pay off all your debts by Christmas #071
    • abba1772
    • By abba1772 13th Oct 18, 3:07 PM
    • 5,678 Posts
    • 22,039 Thanks
    abba1772
    Afternoon

    A cheeky weekend payment of 55.01 towards the Halifax to bring me under another hundred bracket

    Brings my total to 10640.22 / 10000
    NEXT TARGET BARCLAYCARD WAS Jan 19 4299 NOW 3162.34
    POAMAYC 2011 6382.66 POAMAYC 2012 5000.78
    POAMAYC 2013 3480.04 POAMAYC 2014 4085.14
    POAMAYC 2015 7565.24 POAMAYC 2016 8000.90
    POAMAYC 2017 7278.80 POAMAYC 2018 13039.59
    POAMAYC 2019 1352.50
    • a_silver_lining
    • By a_silver_lining 13th Oct 18, 7:58 PM
    • 424 Posts
    • 1,478 Thanks
    a_silver_lining
    Just checking in to say that I haven't forgotten about this thread or my goal

    I've had a lot happen work wise (possibly!) and am rush learning to drive as a consequence. I'm not moving money to my debt until this ends and everything balances out. I will need to buy a car too, and my potential new role's pay increase is unlikely to cover the car expenses.

    I am continuing to be frugal though and make money where I can, so I'm confident that money will help buffer the upcoming costs and leave me in the best place I can be to join you all soon.

    Well done to everyone continuing to chip away, Sunshine you are so close to 75%!
    Last edited by a_silver_lining; 14-10-2018 at 10:06 AM.
    19/12/14: Spent 10 years of savings!!
    ..... to buy my first home.

    800 emergency fund --- Family Loan paid 7019.14/ 10K
    Pay debt by Xmas 2019 #81: 1019.14/4K
    2019 1% challenge #18= 25.4%
    • AdventureWanted
    • By AdventureWanted 14th Oct 18, 6:47 AM
    • 1,096 Posts
    • 3,809 Thanks
    AdventureWanted
    35 paid today. Takes me to #29 12,595.60 / 15,000.
    • abba1772
    • By abba1772 15th Oct 18, 7:55 AM
    • 5,678 Posts
    • 22,039 Thanks
    abba1772
    Morning

    Sent 104 towards the barclaycard and 93.86 towards the Halifax to bring it under another hundred bracket.......hoping to get the Halifax under the 500 mark by the weekend

    Brings my total to 10838.08 / 10000
    NEXT TARGET BARCLAYCARD WAS Jan 19 4299 NOW 3162.34
    POAMAYC 2011 6382.66 POAMAYC 2012 5000.78
    POAMAYC 2013 3480.04 POAMAYC 2014 4085.14
    POAMAYC 2015 7565.24 POAMAYC 2016 8000.90
    POAMAYC 2017 7278.80 POAMAYC 2018 13039.59
    POAMAYC 2019 1352.50
    • AdventureWanted
    • By AdventureWanted 15th Oct 18, 8:09 AM
    • 1,096 Posts
    • 3,809 Thanks
    AdventureWanted
    15 paid today. Now at #29 12,610.60 / 15,000.
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