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  • FIRST POST
    • muppets
    • By muppets 4th Dec 17, 4:17 AM
    • 931Posts
    • 6,070Thanks
    muppets
    Pay ALL your debt off by Xmas 2018
    • #1
    • 4th Dec 17, 4:17 AM
    Pay ALL your debt off by Xmas 2018 4th Dec 17 at 4:17 AM
    Welcome to PART 1 OF Pay ALL Your Debt Off By Xmas 2018!

    Firstly I would like to welcome all new and existing members from last years thread.

    Anyone is welcome to join this challenge and it is NEVER too late. There is also no amount of money too small or too large that will stop you from joining this challenge. We have several members who will be on their debt journey for several years to come, but they are part of this thread to pay off a fixed amount of their debt as the support on here is fantastic!
    So, if you think you can pay off all your debts by Christmas or have a goal to pay off a certain amount then please join in!

    This challenge runs until 27th December 2018.



    To help me run this thread easily, could you please all post your totals in large text and in a bold colour and post the amount you have paid off // target amount

    It would also be a big help if you could also put with it your challenge number.
    i.e. another 50 paid off so now the total paid off for

    #001 is 315.43/7685.67
    By the way, don't worry about working out your % paid as I can do that for you!
    PAYDBX 2019 - #01 Pd 11,027.05 / 10,500 - 0.0%
    SPC12 #59
    MFiT-T5 #36
    3-6 mth EF #69
    4,300 / 15,000
    Mortgage - PD 97,396.82/ 271,495.07 35.87% MF Aug 2038 Sept 2035
    My long slow journey to mortgage freedom
    My diary - Making a move on debt
Page 84
    • abba1772
    • By abba1772 13th Sep 18, 7:38 AM
    • 5,523 Posts
    • 21,113 Thanks
    abba1772
    Morning

    13.57 sent towards the Halifax

    Brings my total to 8675.46 / 10000
    NEXT TARGET BARCLAYCARD WAS Jan 18 4299 NOW 4108.48
    POAMAYC 2011 6382.66 POAMAYC 2012 5000.78
    POAMAYC 2013 3480.04 POAMAYC 2014 4085.14
    POAMAYC 2015 7565.24 POAMAYC 2016 8000.90
    POAMAYC 2017 7278.80 POAMAYC 2018 13039.59
    POAMAYC 2019 459.96
    • AdventureWanted
    • By AdventureWanted 13th Sep 18, 7:48 AM
    • 1,040 Posts
    • 3,602 Thanks
    AdventureWanted
    6 sent to CC3. Now at #29 11,200.60 / 12,500
    • sunshine81
    • By sunshine81 13th Sep 18, 12:17 PM
    • 1,398 Posts
    • 7,166 Thanks
    sunshine81
    #145 12,556.05 / 19,261 (65.19%)
    • sunshine81
    • By sunshine81 14th Sep 18, 6:58 AM
    • 1,398 Posts
    • 7,166 Thanks
    sunshine81
    #145 12,606.05 / 19,261 (65.45%)
    • AdventureWanted
    • By AdventureWanted 14th Sep 18, 7:28 AM
    • 1,040 Posts
    • 3,602 Thanks
    AdventureWanted
    120 paid to CC3 today. Now at #29 11,320.60 / 12,500
    • abba1772
    • By abba1772 14th Sep 18, 7:49 AM
    • 5,523 Posts
    • 21,113 Thanks
    abba1772
    Morning

    6.21 sent towards the Halifax

    Brings my total to 8681.67 / 10000
    NEXT TARGET BARCLAYCARD WAS Jan 18 4299 NOW 4108.48
    POAMAYC 2011 6382.66 POAMAYC 2012 5000.78
    POAMAYC 2013 3480.04 POAMAYC 2014 4085.14
    POAMAYC 2015 7565.24 POAMAYC 2016 8000.90
    POAMAYC 2017 7278.80 POAMAYC 2018 13039.59
    POAMAYC 2019 459.96
    • spudsmum
    • By spudsmum 14th Sep 18, 9:23 AM
    • 400 Posts
    • 2,224 Thanks
    spudsmum
    Another 15 paid to MBNA

    #22 now at 1559.25
    Originally posted by spudsmum
    Another 30 to MBNA
    #22 now at 1589.25/5000
    Total debts 21050! now 17874.52 . 1% challenge 0/4000 (0%) Total extra income made in 2018 3580.79 2019 0 frugal budget 2019 0/0 Aiming for debt free at 40 - only 20 months to go!
    • elleJay42
    • By elleJay42 14th Sep 18, 10:44 AM
    • 128 Posts
    • 897 Thanks
    elleJay42
    Hello, another 50 to my debts this morning.

    Got great news this week, I've got a new role at work and get a bit of a pay rise, should get new wage from end of Nov but they've just started a sharesave scheme so I think I'll pop the 100ish a month into that, never know, might really pay off!

    #91 2947 / 3500 (84.2%)
    Total debt at LBM = 4861.03

    DFBXmas2018 #91 - 3342 / 3500 (95.4%)

    HTB ISA - 0 withdrawn for house purchase!
    Wedding Fund 2550 / 5000
    • abba1772
    • By abba1772 14th Sep 18, 11:58 AM
    • 5,523 Posts
    • 21,113 Thanks
    abba1772
    Hello, another 50 to my debts this morning.

    Got great news this week, I've got a new role at work and get a bit of a pay rise, should get new wage from end of Nov but they've just started a sharesave scheme so I think I'll pop the 100ish a month into that, never know, might really pay off!

    #91 2947 / 3500 (84.2%)
    Originally posted by elleJay42
    Congratulations xx
    NEXT TARGET BARCLAYCARD WAS Jan 18 4299 NOW 4108.48
    POAMAYC 2011 6382.66 POAMAYC 2012 5000.78
    POAMAYC 2013 3480.04 POAMAYC 2014 4085.14
    POAMAYC 2015 7565.24 POAMAYC 2016 8000.90
    POAMAYC 2017 7278.80 POAMAYC 2018 13039.59
    POAMAYC 2019 459.96
    • SSDD23
    • By SSDD23 14th Sep 18, 5:03 PM
    • 596 Posts
    • 1,556 Thanks
    SSDD23
    OP of 4.16 to loan 982.65/4873 for #135
    Money made in January: 120.81/100.00 // January NSDs: 14/20 //
    SPC #029 17.20 // DFXMAS 2019 #035 178.73/5000

    Debt-busting
    • abba1772
    • By abba1772 14th Sep 18, 5:41 PM
    • 5,523 Posts
    • 21,113 Thanks
    abba1772
    Me again

    Daughter paid me some money she owed me so sent 20 towards the Halifax

    Brings my total to 8701.67 / 10000
    NEXT TARGET BARCLAYCARD WAS Jan 18 4299 NOW 4108.48
    POAMAYC 2011 6382.66 POAMAYC 2012 5000.78
    POAMAYC 2013 3480.04 POAMAYC 2014 4085.14
    POAMAYC 2015 7565.24 POAMAYC 2016 8000.90
    POAMAYC 2017 7278.80 POAMAYC 2018 13039.59
    POAMAYC 2019 459.96
    • abba1772
    • By abba1772 15th Sep 18, 12:33 PM
    • 5,523 Posts
    • 21,113 Thanks
    abba1772
    Afternoon

    Sold a toy on fb sent 20 to the Halifax

    Brings my total to 8721.67 / 10000
    NEXT TARGET BARCLAYCARD WAS Jan 18 4299 NOW 4108.48
    POAMAYC 2011 6382.66 POAMAYC 2012 5000.78
    POAMAYC 2013 3480.04 POAMAYC 2014 4085.14
    POAMAYC 2015 7565.24 POAMAYC 2016 8000.90
    POAMAYC 2017 7278.80 POAMAYC 2018 13039.59
    POAMAYC 2019 459.96
    • sunshine81
    • By sunshine81 16th Sep 18, 7:39 AM
    • 1,398 Posts
    • 7,166 Thanks
    sunshine81
    #145 12,623.66 / 19,261 (65.54%)
    • abba1772
    • By abba1772 16th Sep 18, 11:40 AM
    • 5,523 Posts
    • 21,113 Thanks
    abba1772
    Morning

    Sent a cheeky 3.91 over to the Halifax

    Brings my total to 8725.58 / 10000
    NEXT TARGET BARCLAYCARD WAS Jan 18 4299 NOW 4108.48
    POAMAYC 2011 6382.66 POAMAYC 2012 5000.78
    POAMAYC 2013 3480.04 POAMAYC 2014 4085.14
    POAMAYC 2015 7565.24 POAMAYC 2016 8000.90
    POAMAYC 2017 7278.80 POAMAYC 2018 13039.59
    POAMAYC 2019 459.96
    • a_silver_lining
    • By a_silver_lining 17th Sep 18, 7:37 AM
    • 381 Posts
    • 1,237 Thanks
    a_silver_lining
    6.17 made money and 55 old found money sent to the debt. I'm now going to have broken my 7k goal by the end of this month

    6767.81/ 10K paid 67.67%
    19/12/14: Spent 10 years of savings!!
    ..... to buy my first home.

    2018: 3.6k personal savings --- Family Loan paid 6167.98/ 10K
    Pay debt by Xmas 2019 #81: 167.98/4K
    2019 1% challenge #18= 4.2%
    • abba1772
    • By abba1772 17th Sep 18, 8:01 AM
    • 5,523 Posts
    • 21,113 Thanks
    abba1772
    Morning

    Sent 107 towards my barclaycard and 88.76 towards the Halifax

    Brings my total to 8921.34 / 10000
    NEXT TARGET BARCLAYCARD WAS Jan 18 4299 NOW 4108.48
    POAMAYC 2011 6382.66 POAMAYC 2012 5000.78
    POAMAYC 2013 3480.04 POAMAYC 2014 4085.14
    POAMAYC 2015 7565.24 POAMAYC 2016 8000.90
    POAMAYC 2017 7278.80 POAMAYC 2018 13039.59
    POAMAYC 2019 459.96
    • Chappie77
    • By Chappie77 17th Sep 18, 5:25 PM
    • 182 Posts
    • 795 Thanks
    Chappie77
    Hi all!

    Checking in this week with...

    #67 - 359.70 paid off = 5441.81/7268.47

    Chappie x
    Payment a Day 2018 Very 1701.22/1701.22 Business Barclaycard 633.19/633.19 Hitachi 1489.17/1489.17 MBNA 558.70/3159.01 Saving for Xmas 2018 240/500 Virtual Sealed Pot 2018 540/700 PAYDBX2018 5641.81/7268.47 2 Savers Club 2018 268
    • sunshine81
    • By sunshine81 17th Sep 18, 10:44 PM
    • 1,398 Posts
    • 7,166 Thanks
    sunshine81
    #145 12,758.66 / 19,261 (66.24%)
    Last edited by sunshine81; 18-09-2018 at 1:16 PM.
    • Nicnak
    • By Nicnak 18th Sep 18, 7:51 AM
    • 1,734 Posts
    • 9,894 Thanks
    Nicnak
    Hi,

    #71 4505 towards my target of 10,000 = 45%, almost half way!

    Woohoo.
    Last edited by Nicnak; 18-09-2018 at 7:55 AM.
    September 6th 2017 - Updated 21st Oct
    Credit Card 0 now: 0 Tesco Loan 7500 = 0 Consolidation 15,000 = 10,580 Total = 25,330 10,812 59% gone EMF #252 = 775/1000
    Sealed pot challenge #024
    Pay off all your debts by Christmas #071
    • abba1772
    • By abba1772 18th Sep 18, 7:52 AM
    • 5,523 Posts
    • 21,113 Thanks
    abba1772
    Morning

    10 sent towards the Halifax

    Brings my total to 8931.34 / 10000
    NEXT TARGET BARCLAYCARD WAS Jan 18 4299 NOW 4108.48
    POAMAYC 2011 6382.66 POAMAYC 2012 5000.78
    POAMAYC 2013 3480.04 POAMAYC 2014 4085.14
    POAMAYC 2015 7565.24 POAMAYC 2016 8000.90
    POAMAYC 2017 7278.80 POAMAYC 2018 13039.59
    POAMAYC 2019 459.96
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