Your browser isn't supported
It looks like you're using an old web browser. To get the most out of the site and to ensure guides display correctly, we suggest upgrading your browser now. Download the latest:

Welcome to the MSE Forums

We're home to a fantastic community of MoneySavers but anyone can post. Please exercise caution & report spam, illegal, offensive or libellous posts/messages: click "report" or email forumteam@.

Search
  • FIRST POST
    • muppets
    • By muppets 4th Dec 17, 3:17 AM
    • 976Posts
    • 6,270Thanks
    muppets
    Pay ALL your debt off by Xmas 2018
    • #1
    • 4th Dec 17, 3:17 AM
    Pay ALL your debt off by Xmas 2018 4th Dec 17 at 3:17 AM
    Welcome to PART 1 OF Pay ALL Your Debt Off By Xmas 2018!

    Firstly I would like to welcome all new and existing members from last years thread.

    Anyone is welcome to join this challenge and it is NEVER too late. There is also no amount of money too small or too large that will stop you from joining this challenge. We have several members who will be on their debt journey for several years to come, but they are part of this thread to pay off a fixed amount of their debt as the support on here is fantastic!
    So, if you think you can pay off all your debts by Christmas or have a goal to pay off a certain amount then please join in!

    This challenge runs until 27th December 2018.



    To help me run this thread easily, could you please all post your totals in large text and in a bold colour and post the amount you have paid off // target amount

    It would also be a big help if you could also put with it your challenge number.
    i.e. another £50 paid off so now the total paid off for

    #001 is £315.43/£7685.67
    By the way, don't worry about working out your % paid as I can do that for you!
    PAYDBX 2019 - #01 Pd £10,252.12 / £17,000 - 60.31%
    SPC12 #59
    MFiT-T5 #36
    3-6 mth EF #69
    €2,445 / 11,100
    Mortgage - PD 100,861.55/ 271,495.07 37.15% MF Aug 2038 Sept 2035
    My long slow journey to mortgage freedom
    My diary - Making a move on debt
Page 84
    • abba1772
    • By abba1772 13th Sep 18, 6:38 AM
    • 5,924 Posts
    • 23,459 Thanks
    abba1772
    Morning

    £13.57 sent towards the Halifax

    Brings my total to £8675.46 / £10000
    NEXT TARGET BARCLAYCARD WAS Jan 19 £4299 NOW £0
    POAMAYC 2011 £6382.66 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90
    POAMAYC 2017 £7278.80 POAMAYC 2018 £13039.59
    POAMAYC 2019 £6429.51
    • AdventureWanted
    • By AdventureWanted 13th Sep 18, 6:48 AM
    • 1,130 Posts
    • 3,956 Thanks
    AdventureWanted
    £6 sent to CC3. Now at #29 £11,200.60 / £12,500
    • sunshine81
    • By sunshine81 13th Sep 18, 11:17 AM
    • 1,413 Posts
    • 7,246 Thanks
    sunshine81
    #145 £12,556.05 / £19,261 (65.19%)
    • sunshine81
    • By sunshine81 14th Sep 18, 5:58 AM
    • 1,413 Posts
    • 7,246 Thanks
    sunshine81
    #145 £12,606.05 / £19,261 (65.45%)
    • AdventureWanted
    • By AdventureWanted 14th Sep 18, 6:28 AM
    • 1,130 Posts
    • 3,956 Thanks
    AdventureWanted
    £120 paid to CC3 today. Now at #29 £11,320.60 / £12,500
    • abba1772
    • By abba1772 14th Sep 18, 6:49 AM
    • 5,924 Posts
    • 23,459 Thanks
    abba1772
    Morning

    £6.21 sent towards the Halifax

    Brings my total to £8681.67 / £10000
    NEXT TARGET BARCLAYCARD WAS Jan 19 £4299 NOW £0
    POAMAYC 2011 £6382.66 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90
    POAMAYC 2017 £7278.80 POAMAYC 2018 £13039.59
    POAMAYC 2019 £6429.51
    • spudsmum
    • By spudsmum 14th Sep 18, 8:23 AM
    • 455 Posts
    • 2,564 Thanks
    spudsmum
    Another £15 paid to MBNA

    #22 now at £1559.25
    Originally posted by spudsmum
    Another £30 to MBNA
    #22 now at £1589.25/£5000
    Total debts £21050! now £17461.86 . 1% challenge £218/£4000 (5%) Total extra income made in 2018 £3580.79 2019 £367.20 frugal budget 2019 £82.96/£600 Aiming for debt free at 40 - only 20 months to go!
    • elleJay42
    • By elleJay42 14th Sep 18, 9:44 AM
    • 132 Posts
    • 903 Thanks
    elleJay42
    Hello, another £50 to my debts this morning.

    Got great news this week, I've got a new role at work and get a bit of a pay rise, should get new wage from end of Nov but they've just started a sharesave scheme so I think I'll pop the £100ish a month into that, never know, might really pay off!

    #91 £2947 / £3500 (84.2%)
    Total debt at LBM = £4861.03

    DFBXmas2018 #91 - £3342 / £3500 (95.4%)

    HTB ISA - £0 withdrawn for house purchase!
    Wedding Fund £2550 / £5000
    • abba1772
    • By abba1772 14th Sep 18, 10:58 AM
    • 5,924 Posts
    • 23,459 Thanks
    abba1772
    Hello, another £50 to my debts this morning.

    Got great news this week, I've got a new role at work and get a bit of a pay rise, should get new wage from end of Nov but they've just started a sharesave scheme so I think I'll pop the £100ish a month into that, never know, might really pay off!

    #91 £2947 / £3500 (84.2%)
    Originally posted by elleJay42
    Congratulations xx
    NEXT TARGET BARCLAYCARD WAS Jan 19 £4299 NOW £0
    POAMAYC 2011 £6382.66 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90
    POAMAYC 2017 £7278.80 POAMAYC 2018 £13039.59
    POAMAYC 2019 £6429.51
    • SSDD23
    • By SSDD23 14th Sep 18, 4:03 PM
    • 782 Posts
    • 2,398 Thanks
    SSDD23
    OP of £4.16 to loan £982.65/£4873 for #135
    "The harder you work for something, the greater you’ll feel when you achieve it"
    • abba1772
    • By abba1772 14th Sep 18, 4:41 PM
    • 5,924 Posts
    • 23,459 Thanks
    abba1772
    Me again

    Daughter paid me some money she owed me so sent £20 towards the Halifax

    Brings my total to £8701.67 / £10000
    NEXT TARGET BARCLAYCARD WAS Jan 19 £4299 NOW £0
    POAMAYC 2011 £6382.66 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90
    POAMAYC 2017 £7278.80 POAMAYC 2018 £13039.59
    POAMAYC 2019 £6429.51
    • abba1772
    • By abba1772 15th Sep 18, 11:33 AM
    • 5,924 Posts
    • 23,459 Thanks
    abba1772
    Afternoon

    Sold a toy on fb sent £20 to the Halifax

    Brings my total to £8721.67 / £10000
    NEXT TARGET BARCLAYCARD WAS Jan 19 £4299 NOW £0
    POAMAYC 2011 £6382.66 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90
    POAMAYC 2017 £7278.80 POAMAYC 2018 £13039.59
    POAMAYC 2019 £6429.51
    • sunshine81
    • By sunshine81 16th Sep 18, 6:39 AM
    • 1,413 Posts
    • 7,246 Thanks
    sunshine81
    #145 £12,623.66 / £19,261 (65.54%)
    • abba1772
    • By abba1772 16th Sep 18, 10:40 AM
    • 5,924 Posts
    • 23,459 Thanks
    abba1772
    Morning

    Sent a cheeky £3.91 over to the Halifax

    Brings my total to £8725.58 / £10000
    NEXT TARGET BARCLAYCARD WAS Jan 19 £4299 NOW £0
    POAMAYC 2011 £6382.66 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90
    POAMAYC 2017 £7278.80 POAMAYC 2018 £13039.59
    POAMAYC 2019 £6429.51
    • a_silver_lining
    • By a_silver_lining 17th Sep 18, 6:37 AM
    • 479 Posts
    • 1,669 Thanks
    a_silver_lining
    £6.17 made money and £55 old found money sent to the debt. I'm now going to have broken my 7k goal by the end of this month

    6767.81/ 10K paid 67.67%
    19/12/14: Spent 10 years of savings!!
    ..... to buy my first home.

    0 emergency fund --- Family Loan paid 10K back 31.03.19
    • abba1772
    • By abba1772 17th Sep 18, 7:01 AM
    • 5,924 Posts
    • 23,459 Thanks
    abba1772
    Morning

    Sent £107 towards my barclaycard and £88.76 towards the Halifax

    Brings my total to £8921.34 / £10000
    NEXT TARGET BARCLAYCARD WAS Jan 19 £4299 NOW £0
    POAMAYC 2011 £6382.66 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90
    POAMAYC 2017 £7278.80 POAMAYC 2018 £13039.59
    POAMAYC 2019 £6429.51
    • Chappie77
    • By Chappie77 17th Sep 18, 4:25 PM
    • 182 Posts
    • 795 Thanks
    Chappie77
    Hi all!

    Checking in this week with...

    #67 - £359.70 paid off = £5441.81/£7268.47

    Chappie x
    Payment a Day 2018 Very £1701.22/£1701.22 Business Barclaycard £633.19/£633.19 Hitachi £1489.17/£1489.17 MBNA £558.70/3159.01 Saving for Xmas 2018 £240/£500 Virtual Sealed Pot 2018 £540/£700 PAYDBX2018 £5641.81/£7268.47 £2 Savers Club 2018 £268
    • sunshine81
    • By sunshine81 17th Sep 18, 9:44 PM
    • 1,413 Posts
    • 7,246 Thanks
    sunshine81
    #145 £12,758.66 / £19,261 (66.24%)
    Last edited by sunshine81; 18-09-2018 at 12:16 PM.
    • Nicnak
    • By Nicnak 18th Sep 18, 6:51 AM
    • 2,028 Posts
    • 11,880 Thanks
    Nicnak
    Hi,

    #71 £4505 towards my target of £10,000 = 45%, almost half way!

    Woohoo.
    Last edited by Nicnak; 18-09-2018 at 6:55 AM.
    September 6th 2017 - Updated February 2019
    Credit Card £0 now: £0 Dad £1500 = £200 Consolidation £15,000 = £9,760 Total = £25,330 £9,960 61% gone EMF #252 = £100/£1000
    Sealed pot challenge #024
    Pay off all your debts by Christmas #071
    • abba1772
    • By abba1772 18th Sep 18, 6:52 AM
    • 5,924 Posts
    • 23,459 Thanks
    abba1772
    Morning

    £10 sent towards the Halifax

    Brings my total to £8931.34 / £10000
    NEXT TARGET BARCLAYCARD WAS Jan 19 £4299 NOW £0
    POAMAYC 2011 £6382.66 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90
    POAMAYC 2017 £7278.80 POAMAYC 2018 £13039.59
    POAMAYC 2019 £6429.51
Welcome to our new Forum!

Our aim is to save you money quickly and easily. We hope you like it!

Forum Team Contact us

Live Stats

2,585Posts Today

6,653Users online

Martin's Twitter
  • Have a great Easter, or a chag sameach to those like me attending Passover seder tomorrow. I?m taking all of next? https://t.co/qrAFTIpqWl

  • RT @rowlyc1980: A whopping 18 days off work for only 9 days leave! I?ll have a bit of that please......thanks @MartinSLewis for your crafty?

  • RT @dinokyp: That feeling when you realise that you have 18 days of work and only used 9 days of your annual leave! Thanks @MartinSLewis h?

  • Follow Martin