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  • FIRST POST
    • muppets
    • By muppets 4th Dec 17, 4:17 AM
    • 948Posts
    • 6,162Thanks
    muppets
    Pay ALL your debt off by Xmas 2018
    • #1
    • 4th Dec 17, 4:17 AM
    Pay ALL your debt off by Xmas 2018 4th Dec 17 at 4:17 AM
    Welcome to PART 1 OF Pay ALL Your Debt Off By Xmas 2018!

    Firstly I would like to welcome all new and existing members from last years thread.

    Anyone is welcome to join this challenge and it is NEVER too late. There is also no amount of money too small or too large that will stop you from joining this challenge. We have several members who will be on their debt journey for several years to come, but they are part of this thread to pay off a fixed amount of their debt as the support on here is fantastic!
    So, if you think you can pay off all your debts by Christmas or have a goal to pay off a certain amount then please join in!

    This challenge runs until 27th December 2018.



    To help me run this thread easily, could you please all post your totals in large text and in a bold colour and post the amount you have paid off // target amount

    It would also be a big help if you could also put with it your challenge number.
    i.e. another £50 paid off so now the total paid off for

    #001 is £315.43/£7685.67
    By the way, don't worry about working out your % paid as I can do that for you!
    PAYDBX 2019 - #01 Pd £11,027.05 / £10,500 - 0.0%
    SPC12 #59
    MFiT-T5 #36
    3-6 mth EF #69
    €4,300 / 15,000
    Mortgage - PD 97,396.82/ 271,495.07 35.87% MF Aug 2038 Sept 2035
    My long slow journey to mortgage freedom
    My diary - Making a move on debt
Page 76
    • Honeysucklelou2
    • By Honeysucklelou2 12th Aug 18, 3:24 PM
    • 1,405 Posts
    • 6,921 Thanks
    Honeysucklelou2
    Paid £70 off 1 debt and £22.50 off the cc card, so £92.50 paid bringing the new total to

    #93 £784.50/£8000
    paydbx2019 #93 £255.38/£10,100 .
    School trips £471/£1269..
    • abba1772
    • By abba1772 13th Aug 18, 7:53 AM
    • 5,678 Posts
    • 22,039 Thanks
    abba1772
    Morning

    £11.56 sent towards the Halifax brings my total to £6514.04 / £6000
    NEXT TARGET BARCLAYCARD WAS Jan 19 £4299 NOW £3162.34
    POAMAYC 2011 £6382.66 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90
    POAMAYC 2017 £7278.80 POAMAYC 2018 £13039.59
    POAMAYC 2019 £1352.50
    • motivated
    • By motivated 13th Aug 18, 8:58 AM
    • 2,441 Posts
    • 5,240 Thanks
    motivated
    Morning all

    # 31 currently at £4,399.52/£5,000


    Well done all
    • AdventureWanted
    • By AdventureWanted 13th Aug 18, 9:27 AM
    • 1,096 Posts
    • 3,810 Thanks
    AdventureWanted
    £7 paid to CC3 today, so takes my total to #29 £10,240.60 / £12,500
    • sunshine81
    • By sunshine81 13th Aug 18, 9:20 PM
    • 1,412 Posts
    • 7,243 Thanks
    sunshine81
    #145 £11,520.36 / £19,261 (59.81%)
    • abba1772
    • By abba1772 14th Aug 18, 8:32 AM
    • 5,678 Posts
    • 22,039 Thanks
    abba1772
    Morning

    £10 sent towards the Halifax card

    Brings my total to £6524.04 / £8500
    NEXT TARGET BARCLAYCARD WAS Jan 19 £4299 NOW £3162.34
    POAMAYC 2011 £6382.66 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90
    POAMAYC 2017 £7278.80 POAMAYC 2018 £13039.59
    POAMAYC 2019 £1352.50
    • AdventureWanted
    • By AdventureWanted 14th Aug 18, 9:29 AM
    • 1,096 Posts
    • 3,810 Thanks
    AdventureWanted
    Paid £8 to CC3 today.

    #29 £10,248.60 / £12,500
    • Chappie77
    • By Chappie77 14th Aug 18, 1:12 PM
    • 182 Posts
    • 795 Thanks
    Chappie77
    Hi all!

    I have been away for a good few months as I have been working extra each week. It all helps though as I have paid two extra bills off in extra quick time!

    #67 - £5082.11/£7268.47
    New Total

    Chappie x
    Payment a Day 2018 Very £1701.22/£1701.22 Business Barclaycard £633.19/£633.19 Hitachi £1489.17/£1489.17 MBNA £558.70/3159.01 Saving for Xmas 2018 £240/£500 Virtual Sealed Pot 2018 £540/£700 PAYDBX2018 £5641.81/£7268.47 £2 Savers Club 2018 £268
    • sunshine81
    • By sunshine81 14th Aug 18, 9:14 PM
    • 1,412 Posts
    • 7,243 Thanks
    sunshine81
    #145 £11,524.86 / £19,261 (59.84%)
    • abba1772
    • By abba1772 15th Aug 18, 9:28 AM
    • 5,678 Posts
    • 22,039 Thanks
    abba1772
    Morning

    Sold hubby's old phone on fb last night so sent £87.60 towards the Halifax

    Brings my total to £6611.64 / £8500
    NEXT TARGET BARCLAYCARD WAS Jan 19 £4299 NOW £3162.34
    POAMAYC 2011 £6382.66 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90
    POAMAYC 2017 £7278.80 POAMAYC 2018 £13039.59
    POAMAYC 2019 £1352.50
    • AdventureWanted
    • By AdventureWanted 15th Aug 18, 12:32 PM
    • 1,096 Posts
    • 3,810 Thanks
    AdventureWanted
    £42 sent to CC3 today. Now at:

    #29 £10,290.60 / £12,500
    • supersaver1000
    • By supersaver1000 15th Aug 18, 9:47 PM
    • 2,130 Posts
    • 13,304 Thanks
    supersaver1000
    #98 monthly check in. Had another really good month and am well on track for debt-free by Xmas. Just need to keep up the momentum and also make another £150 by December - not sure how but still have PPI to try claiming and a few fleabay items to sell. Never thought I would ever get there and certainly not so soon. Its been a long journey, nearly over

    Completely Debt-free by April 2019 Jan 2019
    older but fitter : Flylady wannabe : Millionaire wannabe
    It's not getting what you want, it's wanting what you've got
    • sunshine81
    • By sunshine81 15th Aug 18, 10:48 PM
    • 1,412 Posts
    • 7,243 Thanks
    sunshine81
    145 £11,534.86 / £19,261 (59.89%)
    • abba1772
    • By abba1772 16th Aug 18, 7:47 AM
    • 5,678 Posts
    • 22,039 Thanks
    abba1772
    Morning

    Sent £4 towards the Halifax

    Brings my total to £6615.64 / £8500
    NEXT TARGET BARCLAYCARD WAS Jan 19 £4299 NOW £3162.34
    POAMAYC 2011 £6382.66 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90
    POAMAYC 2017 £7278.80 POAMAYC 2018 £13039.59
    POAMAYC 2019 £1352.50
    • SSDD23
    • By SSDD23 16th Aug 18, 11:07 AM
    • 624 Posts
    • 1,694 Thanks
    SSDD23
    £6.00 paid to CC so now at £449.50/£4873 for #135

    Would be awesome if I could take off 10% in the first month lol
    Originally posted by SSDD23
    £5.50 paid to CC so now at £455/£4873 for #135
    • Blackberrycurved
    • By Blackberrycurved 16th Aug 18, 11:19 AM
    • 132 Posts
    • 796 Thanks
    Blackberrycurved
    Everyone is doing so well. I need to seriously sort myself out this weekend not sure how but I will.
    Blackberry Curved DF XMAS 2019 No 17 £1197.29 /£12,500 Make £1a day in January £72/£31 Number 9 /£57.77 of 365 Penny Challenge
    • dreamingofmoney
    • By dreamingofmoney 16th Aug 18, 3:07 PM
    • 414 Posts
    • 4,724 Thanks
    dreamingofmoney
    Hi all,
    I am so sorry I haven!!!8217;t posted for a long time, I have gone back to work full time and life just seems to be passing by in a blur. I am proud to say that I am still paying down my debts and my current total is No. 82 £8249/£9547.
    I am nearly there, and should deffo hit it for Christmas.
    I am just off to re read from May/June when I last posted to catch up.
    Many thanks xx
    Last edited by dreamingofmoney; 16-08-2018 at 3:36 PM. Reason: Wrong number quoted
    Paying back 1% at a time 66.2% of total debt paid off.
    No. 82 PAYDBX19 £1164.14/£13000 of debt paid from this years goal 8.95%
    1 debt v 100 days £914.14/£3000 chunk off loan
    Hfax loan £5401.24/£6315.38 14%, Bcard ££200/£5852.06 3%, Lloyd’s £50/£592.99 8%
    Original debt free date Jan 2020. New date Aug 2019
    • sunshine81
    • By sunshine81 16th Aug 18, 6:09 PM
    • 1,412 Posts
    • 7,243 Thanks
    sunshine81
    145 £11,550.10 / £19,261 (59.97%)
    • rovers86
    • By rovers86 16th Aug 18, 6:32 PM
    • 28 Posts
    • 64 Thanks
    rovers86
    Virgin now £786
    RBS £1550
    Halifax -gone !

    £2336 left
    debts :
    Virgin £2799 £1660
    Rbs £1879 £1640
    Halifax £890 ish now £460
    Nationwide £428 gone !
    Very £301 gone !
    • motivated
    • By motivated 17th Aug 18, 7:42 AM
    • 2,441 Posts
    • 5,240 Thanks
    motivated
    Small overpayment made today bringing me to:
    # 31 now at £4424.52/£5,000
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