Your browser isn't supported
It looks like you're using an old web browser. To get the most out of the site and to ensure guides display correctly, we suggest upgrading your browser now. Download the latest:

Welcome to the MSE Forums

We're home to a fantastic community of MoneySavers but anyone can post. Please exercise caution & report spam, illegal, offensive or libellous posts/messages: click "report" or email forumteam@.

Search
  • FIRST POST
    • muppets
    • By muppets 4th Dec 17, 4:17 AM
    • 830Posts
    • 5,620Thanks
    muppets
    Pay ALL your debt off by Xmas 2018
    • #1
    • 4th Dec 17, 4:17 AM
    Pay ALL your debt off by Xmas 2018 4th Dec 17 at 4:17 AM
    Welcome to PART 1 OF Pay ALL Your Debt Off By Xmas 2018!

    Firstly I would like to welcome all new and existing members from last years thread.

    Anyone is welcome to join this challenge and it is NEVER too late. There is also no amount of money too small or too large that will stop you from joining this challenge. We have several members who will be on their debt journey for several years to come, but they are part of this thread to pay off a fixed amount of their debt as the support on here is fantastic!
    So, if you think you can pay off all your debts by Christmas or have a goal to pay off a certain amount then please join in!

    This challenge runs until 27th December 2018.



    To help me run this thread easily, could you please all post your totals in large text and in a bold colour and post the amount you have paid off // target amount

    It would also be a big help if you could also put with it your challenge number.
    i.e. another 50 paid off so now the total paid off for

    #001 is 315.43/7685.67
    By the way, don't worry about working out your % paid as I can do that for you!
    PAYDBX 2018 - #01 Pd 8,305.57 / 10,500 - 79.10%
    SPC12 #59
    MFiT-T4 #9
    3-6 mth EF #69
    4,300 / 15,000
    Mortgage - PD 86,136.83/ 271,495.07 31.72% MF Aug 2038 Sept 2035
    My long slow journey to mortgage freedom
    My diary - Making a move on debt
Page 75
    • RandomGuy235
    • By RandomGuy235 8th Aug 18, 11:10 AM
    • 20 Posts
    • 54 Thanks
    RandomGuy235
    It's been a while since I've checked in. #086

    I have now paid off 1,010.56 of my target of 1,165.00

    This leaves me at 86.7%

    My next payment will be when I am paid in about two weeks and that will see me have paid the entire balance.
    • sunshine81
    • By sunshine81 8th Aug 18, 12:24 PM
    • 1,341 Posts
    • 6,757 Thanks
    sunshine81
    #145 11,439.58 / 19,261 (59.39%)
    • abba1772
    • By abba1772 9th Aug 18, 7:49 AM
    • 5,390 Posts
    • 20,246 Thanks
    abba1772
    Morning

    Sent 15 towards my Halifax car

    Bings my total to 6474.20 / 6000
    NEXT TARGET VERY WAS Dec 18 591.94 NOW 122.39
    POAMAYC 2011 6382.66 POAMAYC 2012 5000.78
    POAMAYC 2013 3480.04 POAMAYC 2014 4085.14
    POAMAYC 2015 7565.24 POAMAYC 2016 8000.90
    POAMAYC 2017 7278.80 POAMAYC 2018 12794.70
    • mumto2girlsandaboy
    • By mumto2girlsandaboy 9th Aug 18, 9:19 AM
    • 48 Posts
    • 330 Thanks
    mumto2girlsandaboy
    Must be a long time since i've updated
    #073 1759/2279
    PAYDBX 2018 #073 1759/2279
    PAYDBX 2017 #073 2571/2500
    EF #220 670/1000
    MFW dec 12 97000 jan 18 86973
    • SSDD23
    • By SSDD23 9th Aug 18, 10:09 AM
    • 460 Posts
    • 1,137 Thanks
    SSDD23
    #135 5 paid to CC so now at 438/4873
    Originally posted by SSDD23
    5.50 paid to CC so now at 443.50/4873 for #135
    • AdventureWanted
    • By AdventureWanted 9th Aug 18, 11:51 AM
    • 909 Posts
    • 2,556 Thanks
    AdventureWanted
    Sold a dress on eBay so have sent 7 to CC3 today.

    #29 10,205.60 / 12,500
    • a_silver_lining
    • By a_silver_lining 9th Aug 18, 6:46 PM
    • 342 Posts
    • 948 Thanks
    a_silver_lining
    Forgot to update here yesterday. 10.54 made and paid to debt so:


    #38 now at 6225.05/10K paid 62.2%

    Literally a 0.1% difference! But every penny helps
    Originally posted by a_silver_lining

    Been chipping away with little bits earned since my last post. Another 0.1% knocked off:

    6238.09/10K paid 62.3%
    19/12/14: Spent 10 years of savings!!
    ..... to buy my first home.

    2018: 3.3k personal savings --- Family Loan (6k paid direct) 6k/ 10K paid 60%
    Extra cash made 2018: 1021.41
    • spudsmum
    • By spudsmum 9th Aug 18, 7:50 PM
    • 346 Posts
    • 1,827 Thanks
    spudsmum
    Another 35 to MBNA

    #22 now at 1331/5000
    Originally posted by spudsmum
    Another 63 to MBNA

    #22 now at 1394/5000
    Total debts 21050! now 18039.52 . 1% challenge 2058.25/15000 (13.72%) Total extra income made in 2018 2953.79 frugal budget 2018 7017/9000 Aiming for debt free at 40 - only 21 months to go!
    • sunshine81
    • By sunshine81 9th Aug 18, 11:06 PM
    • 1,341 Posts
    • 6,757 Thanks
    sunshine81
    #145 11,443.58 / 19,261 (59.41%)
    • sunshine81
    • By sunshine81 10th Aug 18, 7:43 AM
    • 1,341 Posts
    • 6,757 Thanks
    sunshine81
    #145 11,446.58 / 19,261 (59.43%)
    • abba1772
    • By abba1772 10th Aug 18, 8:12 AM
    • 5,390 Posts
    • 20,246 Thanks
    abba1772
    Morning

    Sent 17.76 towards the Halifax

    Brings my total to 6491.96 / 8500
    NEXT TARGET VERY WAS Dec 18 591.94 NOW 122.39
    POAMAYC 2011 6382.66 POAMAYC 2012 5000.78
    POAMAYC 2013 3480.04 POAMAYC 2014 4085.14
    POAMAYC 2015 7565.24 POAMAYC 2016 8000.90
    POAMAYC 2017 7278.80 POAMAYC 2018 12794.70
    • Purplemumof2
    • By Purplemumof2 10th Aug 18, 9:04 AM
    • 6,561 Posts
    • 24,769 Thanks
    Purplemumof2
    Morning,

    Sent 5.05 over to the Cap One card to round it down....it was bugging me

    so #41 6919.86/7000
    Official DFW Nerd Club - Member no. 791 - Proud to be dealing with my debts
    MBNA: 5660.00 Lloyds: 9878.75 BC: GONE Cap One: GONE
    OD 0/500 LC 371.25/1500 Washer PAID
    POAMAYC 2018 #041 PD 7219.86/7000
    Savings for Christmas 385.36/400
    20p Savers 2018 2 Savers 2018 50p Savers 2018 SPC 12 2019 #003
    • elleJay42
    • By elleJay42 10th Aug 18, 11:21 AM
    • 128 Posts
    • 896 Thanks
    elleJay42
    Hello! I've finally passed the 75% mark! I'm so pleased

    I applied for a new job this week within my work, it'll mean a small pay drop to begin with but with huge promotion possibilities in the future. Trying to hit the debts hard before the potential pay cut!

    #91 2677.14 / 3500 (76.5%)
    Total debt at LBM = 4861.03

    DFBXmas2018 #91 - 3342 / 3500 (95.4%)

    HTB ISA - 0 withdrawn for house purchase!
    Wedding Fund 2550 / 5000
    • abba1772
    • By abba1772 10th Aug 18, 12:54 PM
    • 5,390 Posts
    • 20,246 Thanks
    abba1772
    Morning,

    Sent 5.05 over to the Cap One card to round it down....it was bugging me

    so #41 6919.86/7000
    Originally posted by Purplemumof2
    Nearly there
    NEXT TARGET VERY WAS Dec 18 591.94 NOW 122.39
    POAMAYC 2011 6382.66 POAMAYC 2012 5000.78
    POAMAYC 2013 3480.04 POAMAYC 2014 4085.14
    POAMAYC 2015 7565.24 POAMAYC 2016 8000.90
    POAMAYC 2017 7278.80 POAMAYC 2018 12794.70
    • SSDD23
    • By SSDD23 10th Aug 18, 3:16 PM
    • 460 Posts
    • 1,137 Thanks
    SSDD23
    5.50 paid to CC so now at 443.50/4873 for #135
    Originally posted by SSDD23
    6.00 paid to CC so now at 449.50/4873 for #135

    Would be awesome if I could take off 10% in the first month lol
    • AdventureWanted
    • By AdventureWanted 10th Aug 18, 6:58 PM
    • 909 Posts
    • 2,556 Thanks
    AdventureWanted
    Paid 25 to CC3 today.

    #29 10,230.60 / 12,500
    • sunshine81
    • By sunshine81 11th Aug 18, 7:23 AM
    • 1,341 Posts
    • 6,757 Thanks
    sunshine81
    #145 11,448.12 / 19,261 (59.44%)
    • AdventureWanted
    • By AdventureWanted 11th Aug 18, 8:17 AM
    • 909 Posts
    • 2,556 Thanks
    AdventureWanted
    3 paid off CC3 today.

    #29 10,233.60 / 12,500
    • sunshine81
    • By sunshine81 12th Aug 18, 8:04 AM
    • 1,341 Posts
    • 6,757 Thanks
    sunshine81
    #145 11,492.61 / 19,261 (59.67%)
    • abba1772
    • By abba1772 12th Aug 18, 2:17 PM
    • 5,390 Posts
    • 20,246 Thanks
    abba1772
    Afternoon

    10.52 sent towards the Halifax

    Brings my total to 6502.48 / 8500
    NEXT TARGET VERY WAS Dec 18 591.94 NOW 122.39
    POAMAYC 2011 6382.66 POAMAYC 2012 5000.78
    POAMAYC 2013 3480.04 POAMAYC 2014 4085.14
    POAMAYC 2015 7565.24 POAMAYC 2016 8000.90
    POAMAYC 2017 7278.80 POAMAYC 2018 12794.70
Welcome to our new Forum!

Our aim is to save you money quickly and easily. We hope you like it!

Forum Team Contact us

Live Stats

982Posts Today

6,855Users online

Martin's Twitter
  • Today's Twitter poll: On Brexit, which is more important to you right now certainty or outcome. Ie would you prefe? https://t.co/En38QfRh3o

  • Many saying sexism or ego. My suspicion as someone who works in TV is that this is a format point. I'd think whe? https://t.co/AXfrv5YqKA

  • I do always ponder when watching apprentice why Lord Sugar is "Lord Sugar" but Baroness Bradey is Karen. #bbctheapprentice

  • Follow Martin