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  • FIRST POST
    • muppets
    • By muppets 4th Dec 17, 4:17 AM
    • 799Posts
    • 5,564Thanks
    muppets
    Pay ALL your debt off by Xmas 2018
    • #1
    • 4th Dec 17, 4:17 AM
    Pay ALL your debt off by Xmas 2018 4th Dec 17 at 4:17 AM
    Welcome to PART 1 OF Pay ALL Your Debt Off By Xmas 2018!

    Firstly I would like to welcome all new and existing members from last years thread.

    Anyone is welcome to join this challenge and it is NEVER too late. There is also no amount of money too small or too large that will stop you from joining this challenge. We have several members who will be on their debt journey for several years to come, but they are part of this thread to pay off a fixed amount of their debt as the support on here is fantastic!
    So, if you think you can pay off all your debts by Christmas or have a goal to pay off a certain amount then please join in!

    This challenge runs until 27th December 2018.



    To help me run this thread easily, could you please all post your totals in large text and in a bold colour and post the amount you have paid off // target amount

    It would also be a big help if you could also put with it your challenge number.
    i.e. another 50 paid off so now the total paid off for

    #001 is 315.43/7685.67
    By the way, don't worry about working out your % paid as I can do that for you!
    PAYDBX 2017 - #01 Pd 10,446.83 / 11,000 - 94.97%
    SPC10 #93
    MFiT-T4 #9
    3-6 mth EF #69
    4,300 / 15,000 Wombles #24 = 540.20
    Mortgage - PD 86,136.83/ 271,495.07 31.72% MF Aug 2038 Sept 2035
    My long slow journey to mortgage freedom
    My diary - Making a move on debt
Page 74
    • sunshine81
    • By sunshine81 4th Aug 18, 7:53 AM
    • 1,168 Posts
    • 6,116 Thanks
    sunshine81
    #145 11,389.18 / 19,261 (59.13%)
    • motivated
    • By motivated 4th Aug 18, 9:04 AM
    • 2,275 Posts
    • 4,602 Thanks
    motivated
    Morning all

    # 31 currently at 4044.52/5000

    Well done all, keep chipping away
    M
    • abba1772
    • By abba1772 4th Aug 18, 9:40 PM
    • 4,992 Posts
    • 17,549 Thanks
    abba1772
    Evening

    A cheeky wee weekend payment of 34.26 to bring my card under the 5k mark

    Brings my total to 5620.72 / 6000
    NEXT TARGET HALIFAX CC WAS July 18 5493.20 NOW 4034.11
    POAMAYC 2011 6382.66 POAMAYC 2012 5000.78
    POAMAYC 2013 3480.04 POAMAYC 2014 4085.14
    POAMAYC 2015 7565.24 POAMAYC 2016 8000.90
    POAMAYC 2017 7278.80 POAMAYC 2018 6636.14
    • LLM2018
    • By LLM2018 4th Aug 18, 11:30 PM
    • 102 Posts
    • 340 Thanks
    LLM2018
    # 78 checking in. Managed to pay off a chunk this month with some extra money from overtime. Balance now stands at 1894/2494 = 75.94% paid off. Last 600 to go, hopefully credit card debt free very soon.

    #21 Make 1% challenge 75.94/100%
    #78 PAYDBX '18 1894/2494
    #6 Crazy clothes challenge
    #19 Surveys pay for Xmas' 18 5
    • sunshine81
    • By sunshine81 5th Aug 18, 7:21 AM
    • 1,168 Posts
    • 6,116 Thanks
    sunshine81
    #145 11,399.18 / 19,261 (59.18%)
    • AdventureWanted
    • By AdventureWanted 5th Aug 18, 7:22 AM
    • 675 Posts
    • 1,963 Thanks
    AdventureWanted
    #29 10,015.60 / 12,500
    • abba1772
    • By abba1772 5th Aug 18, 11:33 AM
    • 4,992 Posts
    • 17,549 Thanks
    abba1772
    Morning

    3 sent towards the Halifax account

    Brings my total to 5623.71 / 6000
    NEXT TARGET HALIFAX CC WAS July 18 5493.20 NOW 4034.11
    POAMAYC 2011 6382.66 POAMAYC 2012 5000.78
    POAMAYC 2013 3480.04 POAMAYC 2014 4085.14
    POAMAYC 2015 7565.24 POAMAYC 2016 8000.90
    POAMAYC 2017 7278.80 POAMAYC 2018 6636.14
    • Megano
    • By Megano 5th Aug 18, 12:56 PM
    • 267 Posts
    • 1,173 Thanks
    Megano
    036) I know I have went missing in action since June but i have decided to get back on the wagon as Im getting married! The OH finally proposed after us being together 9 years.
    So I think Im going to have to be more of a workaholic than I already am!
    So since June Ive paid 241.49 bringing me up to 33%
    Muppets maybe 2019 will be the year!
    Virgin Money 200/1663.90
    TSB 1383.57/2554.50
    BOM 400/930
    Tesco 250/1605
    Total 2234.29/6753.4 33.08%
    • abba1772
    • By abba1772 6th Aug 18, 8:15 AM
    • 4,992 Posts
    • 17,549 Thanks
    abba1772
    Morning

    2.50 sent towards the Halifax

    Brings my total to 5626.21 / 6000
    NEXT TARGET HALIFAX CC WAS July 18 5493.20 NOW 4034.11
    POAMAYC 2011 6382.66 POAMAYC 2012 5000.78
    POAMAYC 2013 3480.04 POAMAYC 2014 4085.14
    POAMAYC 2015 7565.24 POAMAYC 2016 8000.90
    POAMAYC 2017 7278.80 POAMAYC 2018 6636.14
    • AdventureWanted
    • By AdventureWanted 6th Aug 18, 8:52 AM
    • 675 Posts
    • 1,963 Thanks
    AdventureWanted
    45 paid to CC3 today.

    #29 10,060.60 / 12,500
    • kazzie_m
    • By kazzie_m 6th Aug 18, 9:09 AM
    • 18 Posts
    • 56 Thanks
    kazzie_m
    500 paid this month

    #62 is 4196.78 / 7000
    Aiming to be debt free by Christmas 2018!
    • sunshine81
    • By sunshine81 6th Aug 18, 1:06 PM
    • 1,168 Posts
    • 6,116 Thanks
    sunshine81
    #145 11,418.63 / 19,261 (59.28%)
    • LuckyPenny
    • By LuckyPenny 6th Aug 18, 9:48 PM
    • 768 Posts
    • 5,753 Thanks
    LuckyPenny
    #40 3,710/6500 57%

    Sorry haven't checked in for a while, I've been made redundant so its been a bit stressful. But I've found a job and have been able to maintain my debt payments and think I'll be able to meet the 6.5 challenge as I can now use some of my redundancy money.

    I won't be totally debt free by Christmas as I still have to pay another 2 years on a car loan, but it's great to see it get less and less each month.

    LPx
    1% Challenge [COLOR=red] #28 1,964.88/4000 49.1%[/COLLAR]
    Pay off all debts by Xmas 2017 #40 3,710/6500 Christmas 2018 Saving #16 115/365
    Competition wins 12,097
    Declutter 3 per day
    • spudsmum
    • By spudsmum 6th Aug 18, 11:30 PM
    • 298 Posts
    • 1,709 Thanks
    spudsmum
    Another 33 to MBNA

    #22 now at 1296/5000
    Originally posted by spudsmum
    Another 35 to MBNA

    #22 now at 1331/5000
    Total debts 21050! now 19061.52 . 1% challenge 1296.50/15000 (8.65%) Total extra income made in 2018 2376.58 frugal budget 2018 4952/6000 Aiming for debt free at 40 - only 25 months to go!
    • abba1772
    • By abba1772 7th Aug 18, 8:09 AM
    • 4,992 Posts
    • 17,549 Thanks
    abba1772
    Morning

    Sold two bundles of my son's clothes on fb sent the money I made 32 to the Halifax

    Brings my total to 5658.21 / 6000
    NEXT TARGET HALIFAX CC WAS July 18 5493.20 NOW 4034.11
    POAMAYC 2011 6382.66 POAMAYC 2012 5000.78
    POAMAYC 2013 3480.04 POAMAYC 2014 4085.14
    POAMAYC 2015 7565.24 POAMAYC 2016 8000.90
    POAMAYC 2017 7278.80 POAMAYC 2018 6636.14
    • SSDD23
    • By SSDD23 7th Aug 18, 8:13 AM
    • 83 Posts
    • 199 Thanks
    SSDD23
    7 to CC so 433/4873
    Originally posted by SSDD23
    #135 5 paid to CC so now at 438/4873
    • AdventureWanted
    • By AdventureWanted 7th Aug 18, 9:34 AM
    • 675 Posts
    • 1,963 Thanks
    AdventureWanted
    4.83 paid today to CC3.

    #29 10,065.43 / 12,500
    • sunshine81
    • By sunshine81 7th Aug 18, 1:25 PM
    • 1,168 Posts
    • 6,116 Thanks
    sunshine81
    #145 11,423.63 / 19,261 (59.31%)
    • abba1772
    • By abba1772 8th Aug 18, 8:14 AM
    • 4,992 Posts
    • 17,549 Thanks
    abba1772
    Tax credits underpayment came due to us not earning anywhere near what they estimated

    Sent 800.99 towards the Halifax

    Brings my total to 6459.20 / 6000

    TARGET SMASHED !!!!!!

    Could you increase my target to 8500 please muppets I'm on a mission
    NEXT TARGET HALIFAX CC WAS July 18 5493.20 NOW 4034.11
    POAMAYC 2011 6382.66 POAMAYC 2012 5000.78
    POAMAYC 2013 3480.04 POAMAYC 2014 4085.14
    POAMAYC 2015 7565.24 POAMAYC 2016 8000.90
    POAMAYC 2017 7278.80 POAMAYC 2018 6636.14
    • monz
    • By monz 8th Aug 18, 8:34 AM
    • 3,295 Posts
    • 10,820 Thanks
    monz
    omg Abba!!! amazing
    Debt (1/9/14) 6,702.11 Debt free (30/11/2016)
    house pot for bobs after fees : 60
    car PCP - 788.96/11848.25 mum and dad 800/4,000 mortgage - 83,695 o/s currently - paid 468.54 (4.10 overpayment)
    boys bday 115/300 (35 pending surveys) Christmas - 0/500
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