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  • FIRST POST
    • muppets
    • By muppets 4th Dec 17, 4:17 AM
    • 948Posts
    • 6,164Thanks
    muppets
    Pay ALL your debt off by Xmas 2018
    • #1
    • 4th Dec 17, 4:17 AM
    Pay ALL your debt off by Xmas 2018 4th Dec 17 at 4:17 AM
    Welcome to PART 1 OF Pay ALL Your Debt Off By Xmas 2018!

    Firstly I would like to welcome all new and existing members from last years thread.

    Anyone is welcome to join this challenge and it is NEVER too late. There is also no amount of money too small or too large that will stop you from joining this challenge. We have several members who will be on their debt journey for several years to come, but they are part of this thread to pay off a fixed amount of their debt as the support on here is fantastic!
    So, if you think you can pay off all your debts by Christmas or have a goal to pay off a certain amount then please join in!

    This challenge runs until 27th December 2018.



    To help me run this thread easily, could you please all post your totals in large text and in a bold colour and post the amount you have paid off // target amount

    It would also be a big help if you could also put with it your challenge number.
    i.e. another £50 paid off so now the total paid off for

    #001 is £315.43/£7685.67
    By the way, don't worry about working out your % paid as I can do that for you!
    PAYDBX 2019 - #01 Pd £11,027.05 / £10,500 - 0.0%
    SPC12 #59
    MFiT-T5 #36
    3-6 mth EF #69
    €4,300 / 15,000
    Mortgage - PD 97,396.82/ 271,495.07 35.87% MF Aug 2038 Sept 2035
    My long slow journey to mortgage freedom
    My diary - Making a move on debt
Page 74
    • sunshine81
    • By sunshine81 4th Aug 18, 7:53 AM
    • 1,412 Posts
    • 7,243 Thanks
    sunshine81
    #145 £11,389.18 / £19,261 (59.13%)
    • motivated
    • By motivated 4th Aug 18, 9:04 AM
    • 2,443 Posts
    • 5,255 Thanks
    motivated
    Morning all

    # 31 currently at £4044.52/£5000

    Well done all, keep chipping away
    M
    • abba1772
    • By abba1772 4th Aug 18, 9:40 PM
    • 5,707 Posts
    • 22,206 Thanks
    abba1772
    Evening

    A cheeky wee weekend payment of £34.26 to bring my card under the £5k mark

    Brings my total to £5620.72 / £6000
    NEXT TARGET BARCLAYCARD WAS Jan 19 £4299 NOW £3039.93
    POAMAYC 2011 £6382.66 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90
    POAMAYC 2017 £7278.80 POAMAYC 2018 £13039.59
    POAMAYC 2019 £1524.91
    • LLM2018
    • By LLM2018 4th Aug 18, 11:30 PM
    • 124 Posts
    • 428 Thanks
    LLM2018
    # 78 checking in. Managed to pay off a chunk this month with some extra money from overtime. Balance now stands at £1894/£2494 = 75.94% paid off. Last £600 to go, hopefully credit card debt free very soon.

    #78 PAYDBX '19 680/3880 paid
    #54 SPC 12 Opening 31st Oct 2019
    • sunshine81
    • By sunshine81 5th Aug 18, 7:21 AM
    • 1,412 Posts
    • 7,243 Thanks
    sunshine81
    #145 £11,399.18 / £19,261 (59.18%)
    • AdventureWanted
    • By AdventureWanted 5th Aug 18, 7:22 AM
    • 1,105 Posts
    • 3,838 Thanks
    AdventureWanted
    #29 £10,015.60 / £12,500
    • abba1772
    • By abba1772 5th Aug 18, 11:33 AM
    • 5,707 Posts
    • 22,206 Thanks
    abba1772
    Morning

    £3 sent towards the Halifax account

    Brings my total to £5623.71 / £6000
    NEXT TARGET BARCLAYCARD WAS Jan 19 £4299 NOW £3039.93
    POAMAYC 2011 £6382.66 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90
    POAMAYC 2017 £7278.80 POAMAYC 2018 £13039.59
    POAMAYC 2019 £1524.91
    • Megano
    • By Megano 5th Aug 18, 12:56 PM
    • 269 Posts
    • 1,186 Thanks
    Megano
    036) I know I have went missing in action since June but i have decided to get back on the wagon as Im getting married! The OH finally proposed after us being together 9 years.
    So I think Im going to have to be more of a workaholic than I already am!
    So since June Ive paid £241.49 bringing me up to 33%
    Muppets maybe 2019 will be the year!
    Virgin Money £0/£1445
    TSB £0/£659.53
    BOM £0/£1480
    Tesco £8.36/£4647.26
    Total £8.36/£8231.79 0.101%
    • abba1772
    • By abba1772 6th Aug 18, 8:15 AM
    • 5,707 Posts
    • 22,206 Thanks
    abba1772
    Morning

    £2.50 sent towards the Halifax

    Brings my total to £5626.21 / £6000
    NEXT TARGET BARCLAYCARD WAS Jan 19 £4299 NOW £3039.93
    POAMAYC 2011 £6382.66 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90
    POAMAYC 2017 £7278.80 POAMAYC 2018 £13039.59
    POAMAYC 2019 £1524.91
    • AdventureWanted
    • By AdventureWanted 6th Aug 18, 8:52 AM
    • 1,105 Posts
    • 3,838 Thanks
    AdventureWanted
    £45 paid to CC3 today.

    #29 £10,060.60 / £12,500
    • kazzie_m
    • By kazzie_m 6th Aug 18, 9:09 AM
    • 27 Posts
    • 77 Thanks
    kazzie_m
    £500 paid this month

    #62 is £4196.78 / £7000
    Aiming to be debt free by Christmas 2018!
    • sunshine81
    • By sunshine81 6th Aug 18, 1:06 PM
    • 1,412 Posts
    • 7,243 Thanks
    sunshine81
    #145 £11,418.63 / £19,261 (59.28%)
    • LuckyPenny
    • By LuckyPenny 6th Aug 18, 9:48 PM
    • 791 Posts
    • 5,939 Thanks
    LuckyPenny
    #40 £3,710/£6500 57%

    Sorry haven't checked in for a while, I've been made redundant so its been a bit stressful. But I've found a job and have been able to maintain my debt payments and think I'll be able to meet the £6.5 challenge as I can now use some of my redundancy money.

    I won't be totally debt free by Christmas as I still have to pay another 2 years on a car loan, but it's great to see it get less and less each month.

    LPx
    1% Challenge #28 £459.66/£3,000 15%
    Pay off all debts by Xmas 2019 #40 £792.58/£4755
    Christmas 2019 Saving #16 £43/£365
    Competition wins £12,125.70
    • spudsmum
    • By spudsmum 6th Aug 18, 11:30 PM
    • 438 Posts
    • 2,476 Thanks
    spudsmum
    Another £33 to MBNA

    #22 now at £1296/£5000
    Originally posted by spudsmum
    Another £35 to MBNA

    #22 now at £1331/£5000
    Total debts £21050! now £17461.86 . 1% challenge £218/£4000 (5%) Total extra income made in 2018 £3580.79 2019 £367.20 frugal budget 2019 £82.96/£600 Aiming for debt free at 40 - only 20 months to go!
    • abba1772
    • By abba1772 7th Aug 18, 8:09 AM
    • 5,707 Posts
    • 22,206 Thanks
    abba1772
    Morning

    Sold two bundles of my son's clothes on fb sent the money I made £32 to the Halifax

    Brings my total to £5658.21 / £6000
    NEXT TARGET BARCLAYCARD WAS Jan 19 £4299 NOW £3039.93
    POAMAYC 2011 £6382.66 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90
    POAMAYC 2017 £7278.80 POAMAYC 2018 £13039.59
    POAMAYC 2019 £1524.91
    • SSDD23
    • By SSDD23 7th Aug 18, 8:13 AM
    • 625 Posts
    • 1,695 Thanks
    SSDD23
    £7 to CC so £433/£4873
    Originally posted by SSDD23
    #135 £5 paid to CC so now at £438/£4873
    • AdventureWanted
    • By AdventureWanted 7th Aug 18, 9:34 AM
    • 1,105 Posts
    • 3,838 Thanks
    AdventureWanted
    £4.83 paid today to CC3.

    #29 £10,065.43 / £12,500
    • sunshine81
    • By sunshine81 7th Aug 18, 1:25 PM
    • 1,412 Posts
    • 7,243 Thanks
    sunshine81
    #145 £11,423.63 / £19,261 (59.31%)
    • abba1772
    • By abba1772 8th Aug 18, 8:14 AM
    • 5,707 Posts
    • 22,206 Thanks
    abba1772
    Tax credits underpayment came due to us not earning anywhere near what they estimated

    Sent £800.99 towards the Halifax

    Brings my total to £6459.20 / 6000

    TARGET SMASHED !!!!!!

    Could you increase my target to £8500 please muppets I'm on a mission
    NEXT TARGET BARCLAYCARD WAS Jan 19 £4299 NOW £3039.93
    POAMAYC 2011 £6382.66 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90
    POAMAYC 2017 £7278.80 POAMAYC 2018 £13039.59
    POAMAYC 2019 £1524.91
    • monz
    • By monz 8th Aug 18, 8:34 AM
    • 3,499 Posts
    • 11,939 Thanks
    monz
    omg Abba!!! amazing
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016)
    car PCP - £1,748.90/£11,848.25 mum and dad £3,230/£4,000 mortgage - £81,780 o/s currently - paid £3,257.02 (£92.52 overpayment)
    Emergency Fund - £10/£500
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