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  • FIRST POST
    • muppets
    • By muppets 4th Dec 17, 4:17 AM
    • 787Posts
    • 5,515Thanks
    muppets
    Pay ALL your debt off by Xmas 2018
    • #1
    • 4th Dec 17, 4:17 AM
    Pay ALL your debt off by Xmas 2018 4th Dec 17 at 4:17 AM
    Welcome to PART 1 OF Pay ALL Your Debt Off By Xmas 2018!

    Firstly I would like to welcome all new and existing members from last years thread.

    Anyone is welcome to join this challenge and it is NEVER too late. There is also no amount of money too small or too large that will stop you from joining this challenge. We have several members who will be on their debt journey for several years to come, but they are part of this thread to pay off a fixed amount of their debt as the support on here is fantastic!
    So, if you think you can pay off all your debts by Christmas or have a goal to pay off a certain amount then please join in!

    This challenge runs until 27th December 2018.



    To help me run this thread easily, could you please all post your totals in large text and in a bold colour and post the amount you have paid off // target amount

    It would also be a big help if you could also put with it your challenge number.
    i.e. another 50 paid off so now the total paid off for

    #001 is 315.43/7685.67
    By the way, don't worry about working out your % paid as I can do that for you!
    PAYDBX 2017 - #01 Pd 10,446.83 / 11,000 - 94.97%
    SPC10 #93
    MFiT-T4 #9
    3-6 mth EF #69
    4,300 / 15,000 Wombles #24 = 540.20
    Mortgage - PD 86,136.83/ 271,495.07 31.72% MF Aug 2038 Sept 2035
    My long slow journey to mortgage freedom
    My diary - Making a move on debt
Page 41
    • Calling14
    • By Calling14 7th Mar 18, 1:53 PM
    • 2,719 Posts
    • 19,808 Thanks
    Calling14
    20 for me today. Down to 4k now

    #16 1552/5552

    Thanks muppets oops still in large letters
    LBM 13039 1.1.13 Start 2018 5552 NOW 2700
    EEK house repairs pushed it back up end of last yr

    PAYDBX 2018 #16 2852/5552 DFD 12/18
    E
    Fund #9 120/1,000
    1 x 100 days challenge
    1327/2550

    • kirtsypoos
    • By kirtsypoos 7th Mar 18, 2:02 PM
    • 3,421 Posts
    • 14,977 Thanks
    kirtsypoos
    Afternoon all!

    #006 checking in with 2316.28/4000 please muppets
    PAID VERY, Barclaycard x3, Vanquis, Natwest, O/D, Tesco & MBNA x2 PAID LBM 24/07/15 - Original Debt: 0/31010.23 (100% paid)
    Mortgage - 158.500.00 (2017/2018 O/P 3491.79) PAYDBX 17 - 18,442.82
    PAYDBX 18 #006 3850.92/4000
    • muppets
    • By muppets 7th Mar 18, 4:12 PM
    • 787 Posts
    • 5,515 Thanks
    muppets
    Quick question. Do people list what debt is left, so for example 7100/10k or what they have paid so far, 2900/10k?
    Originally posted by a_silver_lining



    For this challenge it is always the
    Total amount paid
    // Target amount
    as the spreadsheet is set so that I only have to put in the paid amount. When it's not put like that it takes me longer as I have to do the maths 1st.

    PAYDBX 2017 - #01 Pd 10,446.83 / 11,000 - 94.97%
    SPC10 #93
    MFiT-T4 #9
    3-6 mth EF #69
    4,300 / 15,000 Wombles #24 = 540.20
    Mortgage - PD 86,136.83/ 271,495.07 31.72% MF Aug 2038 Sept 2035
    My long slow journey to mortgage freedom
    My diary - Making a move on debt
    • a_silver_lining
    • By a_silver_lining 7th Mar 18, 7:36 PM
    • 227 Posts
    • 679 Thanks
    a_silver_lining
    Thanks Muppets can I change my total to:

    2900 / 10,000

    I think it will be more motivating to acknowledge the amount I!!!8217;ve paid so far off the debt, even if only 200 odd of that was paid off this year.

    Best get my bum in gear and make a direct payment this month! I can!!!8217;t keep waiting until my saving account matures in August!
    19/12/14: Spent 10 years of savings!!
    ..... to buy my first home.

    2018: 1500 savings --- Family Loan (3250 direct + 2000 saver) 5250/10K paid 52.5%
    #38 1% Challenge: 514.70/ 2018, now at 25%!
    • elvis69
    • By elvis69 7th Mar 18, 9:30 PM
    • 42 Posts
    • 66 Thanks
    elvis69
    number 127 275/8000!! IT'S GOING DOWN!!!!
    Last edited by elvis69; 08-03-2018 at 9:23 PM. Reason: missed a bit
    PAYDBX 2018 - #01 Pd 741/8,000- 9.0%
    PAYDBX 2018 1.016,00/ 8.000,00 12,7%
    • Debtfreewannabme
    • By Debtfreewannabme 7th Mar 18, 10:50 PM
    • 103 Posts
    • 774 Thanks
    Debtfreewannabme
    #72
    308.09 payment made to Virgin Money CC today.
    #72 [B]3669/ 6657[/B]
    • Debtfreewannabme
    • By Debtfreewannabme 7th Mar 18, 10:51 PM
    • 103 Posts
    • 774 Thanks
    Debtfreewannabme
    Muppets I tried to bold and change the colour but it seems I've failed! Sorry !!!55357;!!!56867;
    • abba1772
    • By abba1772 8th Mar 18, 9:44 AM
    • 4,807 Posts
    • 16,729 Thanks
    abba1772
    morning

    Sent 10 towards the halifax card

    brings my total to 2702.57 / 6000
    NEXT TARGET HALIFAX CC WAS July 17 3572.57 NOW 983.26
    POAMAYC 2011 6382.66 POAMAYC 2012 5000.78
    POAMAYC 2013 3480.04 POAMAYC 2014 4085.14
    POAMAYC 2015 7565.24 POAMAYC 2016 8000.90
    POAMAYC 2017 7278.80 POAMAYC 2018 4430.14
    • Calling14
    • By Calling14 8th Mar 18, 11:04 AM
    • 2,719 Posts
    • 19,808 Thanks
    Calling14
    200 for me today.

    #16 1752/5552
    LBM 13039 1.1.13 Start 2018 5552 NOW 2700
    EEK house repairs pushed it back up end of last yr

    PAYDBX 2018 #16 2852/5552 DFD 12/18
    E
    Fund #9 120/1,000
    1 x 100 days challenge
    1327/2550

    • Debtfreewannabme
    • By Debtfreewannabme 8th Mar 18, 11:43 AM
    • 103 Posts
    • 774 Thanks
    Debtfreewannabme
    Morning

    87 paid off to CC.
    Tomorrow is a BIG day in the way of debts. We plan to clear one CC and debt balance will be a 3 figure number on a 0% finance loan.

    #72 3,756 / 6,657
    • kirtsypoos
    • By kirtsypoos 8th Mar 18, 11:45 AM
    • 3,421 Posts
    • 14,977 Thanks
    kirtsypoos
    Morning all,

    #006 checking in with 2482.44/4000 please muppets

    Made an OP to the Zopa loan - I absolutely love zopa, they make it so easy to make extra repayments
    PAID VERY, Barclaycard x3, Vanquis, Natwest, O/D, Tesco & MBNA x2 PAID LBM 24/07/15 - Original Debt: 0/31010.23 (100% paid)
    Mortgage - 158.500.00 (2017/2018 O/P 3491.79) PAYDBX 17 - 18,442.82
    PAYDBX 18 #006 3850.92/4000
    • Debtfreewannabme
    • By Debtfreewannabme 8th Mar 18, 5:53 PM
    • 103 Posts
    • 774 Thanks
    Debtfreewannabme
    20 payment made to CC after saving 20 on DH mobile phone bill. The DD came out today. Literally going to hammer the last of the debts now so we can be debt free in 1 month at the latest x
    • Debtfreewannabme
    • By Debtfreewannabme 8th Mar 18, 5:56 PM
    • 103 Posts
    • 774 Thanks
    Debtfreewannabme
    #72 3776/6,657
    • behenjamin
    • By behenjamin 8th Mar 18, 11:13 PM
    • 11 Posts
    • 49 Thanks
    behenjamin
    106 behenjamin 1175 / 15.000,00

    7.83% paid
    Debt free (apart from Mortgage) Xmas 18
    Loan 4187 3824.71 - Tesco C card 1 2950 2871
    - AA credit card 1021.58 712 - overdraft 2000 Tesco C card 2 4433.91 4400
    • spudsmum
    • By spudsmum 8th Mar 18, 11:54 PM
    • 252 Posts
    • 1,451 Thanks
    spudsmum
    #22 checking in with another 130 paid off MBNA 577/5000
    Total debts 21050! now 19834.47. 1% challenge 1015.00/15000 (6.76%) Total extra income made in 2018 2215.08 frugal budget 2018 4119/4800 Aiming for debt free at 40 - only 26 months to go!
    • Debtfreewannabme
    • By Debtfreewannabme 9th Mar 18, 6:29 AM
    • 103 Posts
    • 774 Thanks
    Debtfreewannabme
    Deep breathes....
    Checking in with a 2,240 payment made to CC. Balance on that card is now 0.00! 1 month till Im DEBT FREE!!!

    #72 6,016/6,657
    • fire-wannabe
    • By fire-wannabe 9th Mar 18, 7:52 AM
    • 90 Posts
    • 466 Thanks
    fire-wannabe
    #46 with a payment of 5 please Muppets
    Pay ALL your debt off by Xmas 2018 #46 50/4550
    • abba1772
    • By abba1772 9th Mar 18, 8:24 AM
    • 4,807 Posts
    • 16,729 Thanks
    abba1772
    Morning

    Sent 18 towards the Halifax card

    Brings my total to 2720.57 / 6000
    NEXT TARGET HALIFAX CC WAS July 17 3572.57 NOW 983.26
    POAMAYC 2011 6382.66 POAMAYC 2012 5000.78
    POAMAYC 2013 3480.04 POAMAYC 2014 4085.14
    POAMAYC 2015 7565.24 POAMAYC 2016 8000.90
    POAMAYC 2017 7278.80 POAMAYC 2018 4430.14
    • dipdap
    • By dipdap 9th Mar 18, 11:03 AM
    • 6,123 Posts
    • 88,524 Thanks
    dipdap
    Just checking in

    #102 1,500 / 7,000 21% paid

    Getting there slowly
    Historic Debt August 2009 = 63,600 10th March 2017 = 0 100% paid all gone!
    PAYDBX2018 # 102 = 1,810 / 7,000 25% paid
    Saving for Xmas 2018 = PP 20 TCC 121 Amazon 0
    If you focus on what you have left behind, you won't see what lies ahead - Gusteau
    • Calling14
    • By Calling14 9th Mar 18, 11:29 AM
    • 2,719 Posts
    • 19,808 Thanks
    Calling14
    20 shuffled around to pay off my cards today

    #16 1772/5552

    Have a lovely weekend everyone.
    LBM 13039 1.1.13 Start 2018 5552 NOW 2700
    EEK house repairs pushed it back up end of last yr

    PAYDBX 2018 #16 2852/5552 DFD 12/18
    E
    Fund #9 120/1,000
    1 x 100 days challenge
    1327/2550

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