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  • FIRST POST
    • muppets
    • By muppets 4th Dec 17, 4:17 AM
    • 787Posts
    • 5,515Thanks
    muppets
    Pay ALL your debt off by Xmas 2018
    • #1
    • 4th Dec 17, 4:17 AM
    Pay ALL your debt off by Xmas 2018 4th Dec 17 at 4:17 AM
    Welcome to PART 1 OF Pay ALL Your Debt Off By Xmas 2018!

    Firstly I would like to welcome all new and existing members from last years thread.

    Anyone is welcome to join this challenge and it is NEVER too late. There is also no amount of money too small or too large that will stop you from joining this challenge. We have several members who will be on their debt journey for several years to come, but they are part of this thread to pay off a fixed amount of their debt as the support on here is fantastic!
    So, if you think you can pay off all your debts by Christmas or have a goal to pay off a certain amount then please join in!

    This challenge runs until 27th December 2018.



    To help me run this thread easily, could you please all post your totals in large text and in a bold colour and post the amount you have paid off // target amount

    It would also be a big help if you could also put with it your challenge number.
    i.e. another £50 paid off so now the total paid off for

    #001 is £315.43/£7685.67
    By the way, don't worry about working out your % paid as I can do that for you!
    PAYDBX 2017 - #01 Pd £10,446.83 / £11,000 - 94.97%
    SPC10 #93
    MFiT-T4 #9
    3-6 mth EF #69
    €4,300 / 15,000 Wombles #24 = 540.20
    Mortgage - PD 86,136.83/ 271,495.07 31.72% MF Aug 2038 Sept 2035
    My long slow journey to mortgage freedom
    My diary - Making a move on debt
Page 39
    • lamarsi
    • By lamarsi 2nd Mar 18, 1:10 PM
    • 791 Posts
    • 3,823 Thanks
    lamarsi
    Hi everyone- is it possible to join now ? I’ve been whittling away on my own for some time now and feel like I could do with support for the last leg. My total debt is now£8800
    I’m hoping to pay it all off by summer by basically working everyday and spending sod all
    get rid of all the pounds by summer !!
    weight loss 3/42 lb
    Debt from 1st March:
    Was -£8900 NOW-£5000 PAID- £3900
    Get rid of the weight, pay the debt, then get myself a campavan!
    • abba1772
    • By abba1772 2nd Mar 18, 1:43 PM
    • 4,807 Posts
    • 16,730 Thanks
    abba1772
    I've just been paid for doing a couple of hours extra so I've put it straight into the Halifax so I don't spend it so another £20 sent towards the Halifax

    Brings my total £2541.01 / £6000
    NEXT TARGET HALIFAX CC WAS July 17 £3572.57 NOW £983.26
    POAMAYC 2011 £6382.66 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90
    POAMAYC 2017 £7278.80 POAMAYC 2018 £4430.14
    • Megano
    • By Megano 2nd Mar 18, 7:17 PM
    • 266 Posts
    • 1,167 Thanks
    Megano
    036) Payment of £128.58.
    Ive been blasting overtime next month so hopefully *fingers crossed* I'll be able to pay some more off
    Virgin Money £150/£1663.90
    TSB £1292.8/£2554.50
    BOM £400/£930
    Tesco £150/£1605
    Total £1992.80/£6753.4 29.50%
    • spudsmum
    • By spudsmum 2nd Mar 18, 11:41 PM
    • 252 Posts
    • 1,452 Thanks
    spudsmum
    #22 checking in with another £75 paid

    Now £447/£5000
    Total debts £21050! now £19834.47. 1% challenge £1015.00/£15000 (6.76%) Total extra income made in 2018 £2215.08 frugal budget 2018 £4119/£4800 Aiming for debt free at 40 - only 26 months to go!
    • fire-wannabe
    • By fire-wannabe 3rd Mar 18, 6:24 AM
    • 90 Posts
    • 466 Thanks
    fire-wannabe
    Apologies for absence but I got my debt up by £1500 on a cc and was concetrating on paying that off, last payment was yesterday and I can now happily go back on track with the original debt :-)
    Pay ALL your debt off by Xmas 2018 #46 £50/£4550
    • liuhutOz
    • By liuhutOz 3rd Mar 18, 6:39 AM
    • 145 Posts
    • 537 Thanks
    liuhutOz
    #25 now owe 3102/ 8600 Now left with 5498.
    Hoping to have it cleared by end of May and still on track with that!
    Formally liuhut
    WIN £2008 in 2008 £1836.31 2009 wins - £91!!! 2010 6170.... wins 2011 aprox 2000
    • Windofchange
    • By Windofchange 3rd Mar 18, 8:51 AM
    • 716 Posts
    • 828 Thanks
    Windofchange
    Number 129 reporting in with a small payment to the cards of £175. I've decided to prioritise building my savings this year, and so have been diverting more money that way. Did a bit of budgeting last night and I can trickle the remaining debt down at £175 a month and have it all done by the end of the year. I'll probably clear it all off in one lump sum towards autumn time when it gets to £500 or so. Have setup two direct debits to the two cards that I owe on and will now just forget about it :-)

    Number 129 - £175 bringing total down to £1,451.91
    Debt Free by Xmas 2018 21.51% (£350) of £1,626.91
    Save £6k by 31/12/2018 £2263 / £6000
    • DebtFreeDuo
    • By DebtFreeDuo 3rd Mar 18, 12:02 PM
    • 814 Posts
    • 4,184 Thanks
    DebtFreeDuo
    Payment of £145 made

    #004 2565.82/7445.69
    Debt free by Christmas 2018 #004: 2565.82/7445.69
    £2018 in 2018 #25: 674.21/2018
    SPC 586
    • abba1772
    • By abba1772 3rd Mar 18, 1:59 PM
    • 4,807 Posts
    • 16,730 Thanks
    abba1772
    Afternoon

    A cheeky wee £10 weekend payment sent towards the Halifax

    Brings my total to £2551.01 / £6000
    NEXT TARGET HALIFAX CC WAS July 17 £3572.57 NOW £983.26
    POAMAYC 2011 £6382.66 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90
    POAMAYC 2017 £7278.80 POAMAYC 2018 £4430.14
    • sunshine81
    • By sunshine81 3rd Mar 18, 4:35 PM
    • 1,066 Posts
    • 5,704 Thanks
    sunshine81
    #145 £6389.39 / £19261 (33.17%)
    • Chappie77
    • By Chappie77 3rd Mar 18, 5:56 PM
    • 165 Posts
    • 771 Thanks
    Chappie77
    Good evening!

    #67 - £100 off Very = £976.32

    Chappie x
    Payment a Day 2018 Very £1701.22/£1701.22 Business Barclaycard £0/£633.19 Saving for Xmas 2018 £156/£500 Virtual Sealed Pot 2018 £325/£700 PAYDBX2018 £2959.75/£7268.47 £2 Savers Club 2018 £90
    • sunshine81
    • By sunshine81 4th Mar 18, 11:10 AM
    • 1,066 Posts
    • 5,704 Thanks
    sunshine81
    #145 £6393.39 / £19261 (33.19%)
    • kirtsypoos
    • By kirtsypoos 4th Mar 18, 2:42 PM
    • 3,421 Posts
    • 14,977 Thanks
    kirtsypoos
    Afternoon all,

    #006 checking in with £2209.54/£4000 please muppets
    PAID VERY, Barclaycard x3, Vanquis, Natwest, O/D, Tesco & MBNA x2 PAID LBM 24/07/15 - Original Debt: £0/31010.23 (100% paid)
    Mortgage - £158.500.00 (2017/2018 O/P £3491.79) PAYDBX 17 - £18,442.82
    PAYDBX 18 #006 £3850.92/£4000
    • Debtfreewannabme
    • By Debtfreewannabme 4th Mar 18, 3:45 PM
    • 103 Posts
    • 774 Thanks
    Debtfreewannabme
    Checking in after a £193.70 paid to V12 finance today. That was the settlement figure! It was £42 cheaper than I budgeted for. Another debt gone
    £3,361 paid off/ £6657 since Jan 2018. I am so so happy. DFD is end of June 2018 x
    • muppets
    • By muppets 4th Mar 18, 4:34 PM
    • 787 Posts
    • 5,515 Thanks
    muppets
    Muppets, if you want to move my number to one of the free ones, you are welcome to do it. Just let me know which one you move me too.
    xx
    Originally posted by Nicnak
    You have been upgraded to # 71
    PAYDBX 2017 - #01 Pd £10,446.83 / £11,000 - 94.97%
    SPC10 #93
    MFiT-T4 #9
    3-6 mth EF #69
    €4,300 / 15,000 Wombles #24 = 540.20
    Mortgage - PD 86,136.83/ 271,495.07 31.72% MF Aug 2038 Sept 2035
    My long slow journey to mortgage freedom
    My diary - Making a move on debt
    • abba1772
    • By abba1772 4th Mar 18, 4:49 PM
    • 4,807 Posts
    • 16,730 Thanks
    abba1772
    Checking in after a £193.70 paid to V12 finance today. That was the settlement figure! It was £42 cheaper than I budgeted for. Another debt gone
    £3,361 paid off/ £6657 since Jan 2018. I am so so happy. DFD is end of June 2018 x
    Originally posted by Debtfreewannabme
    You're flying through the debt busting well done xx
    NEXT TARGET HALIFAX CC WAS July 17 £3572.57 NOW £983.26
    POAMAYC 2011 £6382.66 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90
    POAMAYC 2017 £7278.80 POAMAYC 2018 £4430.14
    • abba1772
    • By abba1772 4th Mar 18, 4:52 PM
    • 4,807 Posts
    • 16,730 Thanks
    abba1772
    Evenin

    Sent another cheeky weekend payment towards the Halifax

    Brings my total to £2556.01 / £6000
    NEXT TARGET HALIFAX CC WAS July 17 £3572.57 NOW £983.26
    POAMAYC 2011 £6382.66 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90
    POAMAYC 2017 £7278.80 POAMAYC 2018 £4430.14
    • muppets
    • By muppets 4th Mar 18, 5:17 PM
    • 787 Posts
    • 5,515 Thanks
    muppets
    FEBRUARY UPDATE

    We paid off £13,612.21
    2018 Total £41892,34
    which is 15.27% of our target
    We had 12 Members sign up
    PAYDBX 2017 - #01 Pd £10,446.83 / £11,000 - 94.97%
    SPC10 #93
    MFiT-T4 #9
    3-6 mth EF #69
    €4,300 / 15,000 Wombles #24 = 540.20
    Mortgage - PD 86,136.83/ 271,495.07 31.72% MF Aug 2038 Sept 2035
    My long slow journey to mortgage freedom
    My diary - Making a move on debt
    • muppets
    • By muppets 4th Mar 18, 5:18 PM
    • 787 Posts
    • 5,515 Thanks
    muppets
    New Members Numbers

    brunettebimbo #30
    Mat_Lock #42
    Rach2186 # 44
    Toomuchdebt #47
    Toffeead11 # 63
    Lozza001 #68
    Debtfreewannabme #72
    Onourwayup #74
    indigowarrior #77
    onedaysomeday #79
    a_silver_lining #81
    Jonesy88 # 83
    lamarsi # 84
    Last edited by muppets; 04-03-2018 at 5:34 PM.
    PAYDBX 2017 - #01 Pd £10,446.83 / £11,000 - 94.97%
    SPC10 #93
    MFiT-T4 #9
    3-6 mth EF #69
    €4,300 / 15,000 Wombles #24 = 540.20
    Mortgage - PD 86,136.83/ 271,495.07 31.72% MF Aug 2038 Sept 2035
    My long slow journey to mortgage freedom
    My diary - Making a move on debt
    • LionessInWinter
    • By LionessInWinter 4th Mar 18, 5:23 PM
    • 397 Posts
    • 2,420 Thanks
    LionessInWinter
    Due to a refund and some extra work, paid off another £200. #9 checking with total payments of £2400 out of original £5600

    Hope to get to 50% paid this month.
    PAYDBX18- #9 £5600/£5600 consists of £3800/£3800 credit card and £1800/ £1800 car
    2018 - 1% challenge #14, each 1% is £56 - paid 100%
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