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  • FIRST POST
    • muppets
    • By muppets 4th Dec 17, 4:17 AM
    • 775Posts
    • 5,436Thanks
    muppets
    Pay ALL your debt off by Xmas 2018
    • #1
    • 4th Dec 17, 4:17 AM
    Pay ALL your debt off by Xmas 2018 4th Dec 17 at 4:17 AM
    Welcome to PART 1 OF Pay ALL Your Debt Off By Xmas 2018!

    Firstly I would like to welcome all new and existing members from last years thread.

    Anyone is welcome to join this challenge and it is NEVER too late. There is also no amount of money too small or too large that will stop you from joining this challenge. We have several members who will be on their debt journey for several years to come, but they are part of this thread to pay off a fixed amount of their debt as the support on here is fantastic!
    So, if you think you can pay off all your debts by Christmas or have a goal to pay off a certain amount then please join in!

    This challenge runs until 27th December 2018.



    To help me run this thread easily, could you please all post your totals in large text and in a bold colour and post the amount you have paid off // target amount

    It would also be a big help if you could also put with it your challenge number.
    i.e. another £50 paid off so now the total paid off for

    #001 is £315.43/£7685.67
    By the way, don't worry about working out your % paid as I can do that for you!
    PAYDBX 2017 - #01 Pd £10,446.83 / £11,000 - 94.97%
    SPC10 #93
    MFiT-T4 #9
    3-6 mth EF #69
    €4,300 / 15,000 Wombles #24 = 540.20
    Mortgage - PD 86,136.83/ 271,495.07 31.72% MF Aug 2038 Sept 2035
    My long slow journey to mortgage freedom
    My diary - Making a move on debt
Page 30
    • LoLo
    • By LoLo 5th Feb 18, 8:48 PM
    • 528 Posts
    • 1,368 Thanks
    LoLo
    #21 paid another £435 off my debt.

    Total so far is £1224.82/£10000
    pay All your debt by end of 2018. #21
    £1224.82/£10,000
    • abba1772
    • By abba1772 6th Feb 18, 8:18 AM
    • 4,653 Posts
    • 15,817 Thanks
    abba1772
    Morning

    £3 sent towards the Halifax

    Brings my total to £1288.06. / £6000
    NEXT TARGET HALIFAX CC WAS July 17 £3572.57 NOW £983.26
    POAMAYC 2011 £6382.66 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90
    POAMAYC 2017 £7278.80 POAMAYC 2018 £4012.74
    • brunettebimbo
    • By brunettebimbo 6th Feb 18, 10:41 AM
    • 29 Posts
    • 37 Thanks
    brunettebimbo
    Morning!

    Please can I join?

    I paid off an 8K loan in November so just have my credit card remaining to pay off. Im also trying to save for a mortgage.

    On 1st January my total debt was £1314.34.

    Total debt today £1214.34.

    Paid £100 / to Clear before December£1314.34

    Sorry Im not sure how to make the total large!
    Last edited by brunettebimbo; 06-02-2018 at 2:43 PM.
    • magicd
    • By magicd 6th Feb 18, 12:05 PM
    • 11 Posts
    • 33 Thanks
    magicd
    Welcome, you are number 27
    Originally posted by muppets

    Thanks Muppets! Nothing paid yet but will update this weekend...
    • Calling14
    • By Calling14 6th Feb 18, 2:42 PM
    • 2,683 Posts
    • 19,702 Thanks
    Calling14
    #16 £8 for me today £1070/£5552
    LBM 13039 1.1.13 Start 2018 £5552 NOW £3387
    EEK house repairs pushed it back up end of last yr

    PAYDBX 2018 #16 £2165/£5552 DFD 12/18
    E
    Fund #9 £220/£1,000
    1 x 100 days challenge
    £2000/£2000

    • sunshine81
    • By sunshine81 6th Feb 18, 3:46 PM
    • 978 Posts
    • 5,288 Thanks
    sunshine81
    #145 £5622.68 / £19261 (29.19%)
    • Mat_Lock
    • By Mat_Lock 6th Feb 18, 4:57 PM
    • 2,038 Posts
    • 5,495 Thanks
    Mat_Lock
    Hey, I am back after a few years absence. Please may I join the thread.

    Currently owe £988.25 and want it gone by Xmas. Going to be a challenge for me as got a wedding, stag do and birthdays to pay for.

    Thanks

    Mat
    Last edited by Mat_Lock; 07-02-2018 at 8:13 AM.
    • abba1772
    • By abba1772 7th Feb 18, 8:05 AM
    • 4,653 Posts
    • 15,817 Thanks
    abba1772
    Morning happy hump day

    Sent £87.24 towards the halifax brings my total to £1375.30 / £6000
    NEXT TARGET HALIFAX CC WAS July 17 £3572.57 NOW £983.26
    POAMAYC 2011 £6382.66 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90
    POAMAYC 2017 £7278.80 POAMAYC 2018 £4012.74
    • sunshine81
    • By sunshine81 7th Feb 18, 9:04 AM
    • 978 Posts
    • 5,288 Thanks
    sunshine81
    #145 £5744.00 / £19261 (29.82%)
    • kirtsypoos
    • By kirtsypoos 7th Feb 18, 10:16 AM
    • 3,423 Posts
    • 14,965 Thanks
    kirtsypoos
    Morning all!

    #006 checking in with £1508.98/£4000 please muppets

    I'm thrilled that todays payment means the end of my original debt. I still have debt that we have taken on jointly, but it is budgeted and well planned and more than affordable. I'm still going to be here as will be making OPs to our car loan and mortgage OPs but MASSIVE thanks to muppets for running this wonderful thread and for everyone for every inspirational post I have read
    PAID VERY, Barclaycard x3, Vanquis, Natwest, O/D, Tesco & MBNA x2 PAID LBM 24/07/15 - Original Debt: £0/31010.23 (100% paid)
    Mortgage - £158.500.00 (2017/2018 O/P £3491.79) PAYDBX 17 - £18,442.82
    PAYDBX 18 #006 £3850.92/£4000
    • abba1772
    • By abba1772 7th Feb 18, 12:22 PM
    • 4,653 Posts
    • 15,817 Thanks
    abba1772
    Morning all!

    #006 checking in with £1508.98/£4000 please muppets

    I'm thrilled that todays payment means the end of my original debt. I still have debt that we have taken on jointly, but it is budgeted and well planned and more than affordable. I'm still going to be here as will be making OPs to our car loan and mortgage OPs but MASSIVE thanks to muppets for running this wonderful thread and for everyone for every inspirational post I have read
    Originally posted by kirtsypoos
    Well done
    NEXT TARGET HALIFAX CC WAS July 17 £3572.57 NOW £983.26
    POAMAYC 2011 £6382.66 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90
    POAMAYC 2017 £7278.80 POAMAYC 2018 £4012.74
    • LionessInWinter
    • By LionessInWinter 8th Feb 18, 4:26 AM
    • 391 Posts
    • 2,391 Thanks
    LionessInWinter
    #9 checking in with £1500 total paid so far this year ,
    PAYDBX18- #9 £4600/£5600 consists of £3800/£3800 credit card and £800/ £1800 car
    2018 - 1% challenge #14, each 1% is £56 - paid 82%
    • abba1772
    • By abba1772 8th Feb 18, 8:14 AM
    • 4,653 Posts
    • 15,817 Thanks
    abba1772
    Morning

    £2.67 sent towards the Halifax card bring my total to £1378.97 / £6000
    NEXT TARGET HALIFAX CC WAS July 17 £3572.57 NOW £983.26
    POAMAYC 2011 £6382.66 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90
    POAMAYC 2017 £7278.80 POAMAYC 2018 £4012.74
    • Calling14
    • By Calling14 8th Feb 18, 9:44 AM
    • 2,683 Posts
    • 19,702 Thanks
    Calling14
    Morning

    £207 paid towards my debt today. 23% paid woo hoo and its only Feb.

    #16 1277/5552

    Thanks muppets
    LBM 13039 1.1.13 Start 2018 £5552 NOW £3387
    EEK house repairs pushed it back up end of last yr

    PAYDBX 2018 #16 £2165/£5552 DFD 12/18
    E
    Fund #9 £220/£1,000
    1 x 100 days challenge
    £2000/£2000

    • magicd
    • By magicd 8th Feb 18, 10:26 AM
    • 11 Posts
    • 33 Thanks
    magicd
    Morning - put £50 on the store card today so I'm now:
    #27 - £50.00/£2268
    Pay All your debt by end of 2018. #27 - £1489.99/£2268
    • sunshine81
    • By sunshine81 8th Feb 18, 12:38 PM
    • 978 Posts
    • 5,288 Thanks
    sunshine81
    plodding on and checking in #145 £5747.00 / £19261 (29.84%)
    • abba1772
    • By abba1772 8th Feb 18, 1:02 PM
    • 4,653 Posts
    • 15,817 Thanks
    abba1772
    Back again

    Sold some broken jewellery got £150 for it so sent it straight to the Halifax card

    Brings my total to £1528.97 / £6000
    NEXT TARGET HALIFAX CC WAS July 17 £3572.57 NOW £983.26
    POAMAYC 2011 £6382.66 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90
    POAMAYC 2017 £7278.80 POAMAYC 2018 £4012.74
    • kirtsypoos
    • By kirtsypoos 8th Feb 18, 5:02 PM
    • 3,423 Posts
    • 14,965 Thanks
    kirtsypoos
    Afternoon all!

    #006 checking in with £1538.98/£4000 please muppets
    PAID VERY, Barclaycard x3, Vanquis, Natwest, O/D, Tesco & MBNA x2 PAID LBM 24/07/15 - Original Debt: £0/31010.23 (100% paid)
    Mortgage - £158.500.00 (2017/2018 O/P £3491.79) PAYDBX 17 - £18,442.82
    PAYDBX 18 #006 £3850.92/£4000
    • Rach2186
    • By Rach2186 8th Feb 18, 7:13 PM
    • 14 Posts
    • 25 Thanks
    Rach2186
    I would love to join in with this, only started my journey to debt free today but I am determined to be debt free asap! My debt is £8354.70
    • spudsmum
    • By spudsmum 8th Feb 18, 11:55 PM
    • 177 Posts
    • 1,168 Thanks
    spudsmum
    #22 checking in. Made huge saving on shopping budget again this week, a quidco payment and sold some stuff online so £54 going to credit card £257/£5000
    Total debts £21050! now £20,186 . Jan 2018 Paid off parental loan for new car £1520 1% challenge £673/£15000 (4.49%)Total money squirrelled away/NOT wasted in 2018 £1714.19 frugal budget 2018 £2493/£3000
    Making it my mission to live within my means and ditch the credit cards in 2018
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