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  • FIRST POST
    • muppets
    • By muppets 4th Dec 17, 4:17 AM
    • 787Posts
    • 5,515Thanks
    muppets
    Pay ALL your debt off by Xmas 2018
    • #1
    • 4th Dec 17, 4:17 AM
    Pay ALL your debt off by Xmas 2018 4th Dec 17 at 4:17 AM
    Welcome to PART 1 OF Pay ALL Your Debt Off By Xmas 2018!

    Firstly I would like to welcome all new and existing members from last years thread.

    Anyone is welcome to join this challenge and it is NEVER too late. There is also no amount of money too small or too large that will stop you from joining this challenge. We have several members who will be on their debt journey for several years to come, but they are part of this thread to pay off a fixed amount of their debt as the support on here is fantastic!
    So, if you think you can pay off all your debts by Christmas or have a goal to pay off a certain amount then please join in!

    This challenge runs until 27th December 2018.



    To help me run this thread easily, could you please all post your totals in large text and in a bold colour and post the amount you have paid off // target amount

    It would also be a big help if you could also put with it your challenge number.
    i.e. another 50 paid off so now the total paid off for

    #001 is 315.43/7685.67
    By the way, don't worry about working out your % paid as I can do that for you!
    PAYDBX 2017 - #01 Pd 10,446.83 / 11,000 - 94.97%
    SPC10 #93
    MFiT-T4 #9
    3-6 mth EF #69
    4,300 / 15,000 Wombles #24 = 540.20
    Mortgage - PD 86,136.83/ 271,495.07 31.72% MF Aug 2038 Sept 2035
    My long slow journey to mortgage freedom
    My diary - Making a move on debt
Page 18
    • Whatshername
    • By Whatshername 11th Jan 18, 11:07 PM
    • 52 Posts
    • 310 Thanks
    Whatshername
    No further payment from me yet. Will transfer any money left at the end of the month plus my dd goes then too.

    Really need to get motivated and post some items of selling sites to chip away more abc declutter at the same time.

    Really impressed with some of the numbers being paid on here today x
    #034 Sealed Pot 2018 Challenge - Declare 01st Nov
    #064 Pay debts by Xmas 2018 Challenge - 521/ 5252
    #013 Make up to 10 a day challenge April - aiming 1 per day - 0/31
    #042 100 ways for 1% challenge - 9%
    April NSD - aim for 15 - 1/15
    • abba1772
    • By abba1772 12th Jan 18, 7:58 AM
    • 4,812 Posts
    • 16,741 Thanks
    abba1772
    10.89 sent towards the Halifax brings my total to 263.25 / 6000
    NEXT TARGET HALIFAX CC WAS July 17 3572.57 NOW 983.26
    POAMAYC 2011 6382.66 POAMAYC 2012 5000.78
    POAMAYC 2013 3480.04 POAMAYC 2014 4085.14
    POAMAYC 2015 7565.24 POAMAYC 2016 8000.90
    POAMAYC 2017 7278.80 POAMAYC 2018 4530.14
    • kirtsypoos
    • By kirtsypoos 12th Jan 18, 9:30 AM
    • 3,421 Posts
    • 14,977 Thanks
    kirtsypoos
    7 to CC means:

    #006 checking in with 536.09/4000 please muppets
    PAID VERY, Barclaycard x3, Vanquis, Natwest, O/D, Tesco & MBNA x2 PAID LBM 24/07/15 - Original Debt: 0/31010.23 (100% paid)
    Mortgage - 158.500.00 (2017/2018 O/P 3491.79) PAYDBX 17 - 18,442.82
    PAYDBX 18 #006 3850.92/4000
    • Calling14
    • By Calling14 12th Jan 18, 9:56 AM
    • 2,719 Posts
    • 19,808 Thanks
    Calling14
    3 to cc today for me

    #16 559/5552 thanks muppets
    LBM 13039 1.1.13 Start 2018 5552 NOW 2700
    EEK house repairs pushed it back up end of last yr

    PAYDBX 2018 #16 2852/5552 DFD 12/18
    E
    Fund #9 120/1,000
    1 x 100 days challenge
    1327/2550

    • dreamingofmoney
    • By dreamingofmoney 12th Jan 18, 12:28 PM
    • 391 Posts
    • 4,647 Thanks
    dreamingofmoney
    no. 82 paid 342 today so by my reckoning that makes 592/9547.
    Off now to catch up on posts
    Big Thanks to all
    xx
    Paying back 1% at a time 58.4%of total debt paid off.
    No. 82 PAYDBX18 3657.72/9547of debt paid from this years goal this equals 38.3%
    1st debt paid off bye bye b'card.
    5 4 debts to tackle, doing it one at a time. Original debt free date Jan 2020. New date July 2019
    • sunshine81
    • By sunshine81 12th Jan 18, 12:59 PM
    • 1,070 Posts
    • 5,716 Thanks
    sunshine81
    #145 3441.00 / 19261 (17.87%)
    • elleJay42
    • By elleJay42 12th Jan 18, 4:43 PM
    • 108 Posts
    • 832 Thanks
    elleJay42
    Hello

    My minimum payment came out for my CC and I have 50 to add to that too:

    #91 466.36 / 3500 (13.3%)

    Doing much better than this time last year when we were paying mortgage and rent every month for the first half of the year, just got to keep being good and not spending what's not on my budget!
    Total debt at LBM = 4861.03

    DFBXmas2018 #91 - 2222.14 / 3500 (63.5%)

    HTB ISA - 0 withdrawn for house purchase!
    Wedding Fund 450 / 5000
    • theroamingnomad
    • By theroamingnomad 12th Jan 18, 7:30 PM
    • 115 Posts
    • 124 Thanks
    theroamingnomad
    Hi everyone. I'd like to join. I'm aiming to clear my entire debt of 5124 by October 2018 and would update my count every month
    Debt-free by January 1st, 2019.
    4905.87/5124 - as of 24/03/18
    • LoLo
    • By LoLo 12th Jan 18, 8:31 PM
    • 528 Posts
    • 1,368 Thanks
    LoLo
    #21
    120 paid to credit card bringing my total so far to 547/10,000
    pay All your debt by end of 2018. #21
    1224.82/10,000
    • dipdap
    • By dipdap 13th Jan 18, 9:00 AM
    • 6,123 Posts
    • 88,524 Thanks
    dipdap
    Quick update from me, sent a mid month payment of 150 to my credit card

    #102 460 / 7,000 6% paid
    Historic Debt August 2009 = 63,600 10th March 2017 = 0 100% paid all gone!
    PAYDBX2018 # 102 = 1,810 / 7,000 25% paid
    Saving for Xmas 2018 = PP 20 TCC 121 Amazon 0
    If you focus on what you have left behind, you won't see what lies ahead - Gusteau
    • kirtsypoos
    • By kirtsypoos 13th Jan 18, 10:38 AM
    • 3,421 Posts
    • 14,977 Thanks
    kirtsypoos
    Morning everyone!

    A PAD to my mortgage reaches my early 2018 mortgage goal so I'm a very happy bunny this morning

    #006 checking in with 639.91/4000 please muppets
    Last edited by kirtsypoos; 13-01-2018 at 11:16 AM.
    PAID VERY, Barclaycard x3, Vanquis, Natwest, O/D, Tesco & MBNA x2 PAID LBM 24/07/15 - Original Debt: 0/31010.23 (100% paid)
    Mortgage - 158.500.00 (2017/2018 O/P 3491.79) PAYDBX 17 - 18,442.82
    PAYDBX 18 #006 3850.92/4000
    • motivated
    • By motivated 13th Jan 18, 12:15 PM
    • 2,205 Posts
    • 4,391 Thanks
    motivated
    Morning all

    Payday so a few more payments made

    #31 currently at 910.43/5,000

    Keep going everybody
    M
    • abba1772
    • By abba1772 13th Jan 18, 2:25 PM
    • 4,812 Posts
    • 16,741 Thanks
    abba1772
    A cheeky weekend round down to the Halifax account of 3.88 brings my total to 267.13 / 6000
    NEXT TARGET HALIFAX CC WAS July 17 3572.57 NOW 983.26
    POAMAYC 2011 6382.66 POAMAYC 2012 5000.78
    POAMAYC 2013 3480.04 POAMAYC 2014 4085.14
    POAMAYC 2015 7565.24 POAMAYC 2016 8000.90
    POAMAYC 2017 7278.80 POAMAYC 2018 4530.14
    • CreditCardJunkie
    • By CreditCardJunkie 13th Jan 18, 2:56 PM
    • 15 Posts
    • 255 Thanks
    CreditCardJunkie
    076 with small payment of 32. A little disappointed but I know where I need to stay on track.
    RBS CC: 400 / 840 Barclaycard: 400 / 2650
    Aim to be debt free: 31st Aug 2018
    Pay ALL your debt off by Xmas 2018 #076
    • sunshine81
    • By sunshine81 13th Jan 18, 3:00 PM
    • 1,070 Posts
    • 5,716 Thanks
    sunshine81
    Don't be disappointed CreditCardJunkie that's 32 more than you might have otherwise paid!!

    50 today, god I wish I could just pay this in one go! Lottery ticket maybe?!

    #145 3491.00 / 19261 (18.13%)
    • A Random Man
    • By A Random Man 13th Jan 18, 6:23 PM
    • 192 Posts
    • 935 Thanks
    A Random Man
    Evening everyone i have paid off the majority of my credit card balances leaving me with a smallish balance on my credit card and my loan i now aim to pay my credit card and as much of my loan as possible so i am now declaring:

    #58 4000.25/12600
    Total Debt 1st Jan 13100/11423.30 (12.79% Paid)
    Make 10 A Day In April (Matched Betting) 750/190.87
    Make 10 A Day In April (eBay) 300/1.85
    Payment A Day total: 444.19
    Halifax Credit Card, Tesco Credit Card, Barclaycard, Hitachi Loan
    • Nicnak
    • By Nicnak 13th Jan 18, 7:42 PM
    • 924 Posts
    • 5,168 Thanks
    Nicnak
    #170 572.74/10,000.

    Thank you x
    September 6th 2017 - Updated 13th May 2018
    Credit Card 0 now: 0 Tesco Loan 7500 = 0 Consolidation 15,000 = 13,855 Total = 25,330 13,855 43% gone EMF #252 = 700/1000
    Sealed pot challenge #589
    Pay off all your debts by Christmas #71
    • klbooth
    • By klbooth 14th Jan 18, 2:17 AM
    • 207 Posts
    • 769 Thanks
    klbooth
    Hi Muppets, Thank you for my number 118, I looked on the front list and saw someone else is already #118, although have just seen she has posted quoting #91 as her number... much confusion here, lol. Let me know where i am and I will update my signature accordingly. Thx
    1P Challenge #13 265.41/667.95;2 Club #30 50;50p Club #8 22;20p Club #100 26;SPC #39 ?;VSPC #15 492.30;1 Debt Vs 100 Days #1 3964/3964 (100%); PAYDOBX 2018 #118 8912/10014 (89%);GC Jan 483.58/450; Feb 390.32/430; Mar 260.41/410; Apr 396.17/410; May 368.57/400; Jun 305.57/390
    • Honeysucklelou2
    • By Honeysucklelou2 14th Jan 18, 8:25 AM
    • 893 Posts
    • 3,595 Thanks
    Honeysucklelou2
    I made a payment of 25 to the credit card on Monday and a payment of 75 to a debt yesterday so a total of 100 for the week. That brings my total so far to #93 155/ 8,000.
    paydbx #93 692/8,000.
    Loan 17k - paid off in Aug 2017. Home improvement loans 3342 March 2017. 3123 in Jan 18
    • sunshine81
    • By sunshine81 14th Jan 18, 9:03 AM
    • 1,070 Posts
    • 5,716 Thanks
    sunshine81
    #145 3511.00 / 19261 (18.23%)
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