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  • FIRST POST
    • muppets
    • By muppets 4th Dec 17, 4:17 AM
    • 787Posts
    • 5,515Thanks
    muppets
    Pay ALL your debt off by Xmas 2018
    • #1
    • 4th Dec 17, 4:17 AM
    Pay ALL your debt off by Xmas 2018 4th Dec 17 at 4:17 AM
    Welcome to PART 1 OF Pay ALL Your Debt Off By Xmas 2018!

    Firstly I would like to welcome all new and existing members from last years thread.

    Anyone is welcome to join this challenge and it is NEVER too late. There is also no amount of money too small or too large that will stop you from joining this challenge. We have several members who will be on their debt journey for several years to come, but they are part of this thread to pay off a fixed amount of their debt as the support on here is fantastic!
    So, if you think you can pay off all your debts by Christmas or have a goal to pay off a certain amount then please join in!

    This challenge runs until 27th December 2018.



    To help me run this thread easily, could you please all post your totals in large text and in a bold colour and post the amount you have paid off // target amount

    It would also be a big help if you could also put with it your challenge number.
    i.e. another 50 paid off so now the total paid off for

    #001 is 315.43/7685.67
    By the way, don't worry about working out your % paid as I can do that for you!
    PAYDBX 2017 - #01 Pd 10,446.83 / 11,000 - 94.97%
    SPC10 #93
    MFiT-T4 #9
    3-6 mth EF #69
    4,300 / 15,000 Wombles #24 = 540.20
    Mortgage - PD 86,136.83/ 271,495.07 31.72% MF Aug 2038 Sept 2035
    My long slow journey to mortgage freedom
    My diary - Making a move on debt
Page 17
    • muppets
    • By muppets 10th Jan 18, 9:14 PM
    • 787 Posts
    • 5,515 Thanks
    muppets
    Hi all,


    Please may I join?

    Teddsy x
    Originally posted by TeddsyBear
    Welcome you are number 112


    Please can i join newbie here but read every day.

    You guys really give me the help and drive I need.

    0/6398
    Originally posted by rovers86
    Welcome you are number 116

    Hi all.
    Can I join please.
    Target is 4,739.63 Paid so far 181.89

    Thanks.

    Originally posted by BeardedDez
    Welcome you are number 117
    PAYDBX 2017 - #01 Pd 10,446.83 / 11,000 - 94.97%
    SPC10 #93
    MFiT-T4 #9
    3-6 mth EF #69
    4,300 / 15,000 Wombles #24 = 540.20
    Mortgage - PD 86,136.83/ 271,495.07 31.72% MF Aug 2038 Sept 2035
    My long slow journey to mortgage freedom
    My diary - Making a move on debt
    • BunnyB22
    • By BunnyB22 10th Jan 18, 9:17 PM
    • 8 Posts
    • 55 Thanks
    BunnyB22
    Hi Muppets

    Feeling lonely !!!55357;!!!56866; can i have a number if i promise not to spend anymore until Friday?

    Thank you
    BunnyB22
    • muppets
    • By muppets 10th Jan 18, 9:20 PM
    • 787 Posts
    • 5,515 Thanks
    muppets
    I haven't been assigned a number yet but could I please change my target figure (sorry to be a pain) I would like to pay 10,000 by Christmas - thank you xxx
    Originally posted by Mum.Wife.Me
    Changed it for you. Incase you missed my post I have assigned you 109. x
    PAYDBX 2017 - #01 Pd 10,446.83 / 11,000 - 94.97%
    SPC10 #93
    MFiT-T4 #9
    3-6 mth EF #69
    4,300 / 15,000 Wombles #24 = 540.20
    Mortgage - PD 86,136.83/ 271,495.07 31.72% MF Aug 2038 Sept 2035
    My long slow journey to mortgage freedom
    My diary - Making a move on debt
    • muppets
    • By muppets 10th Jan 18, 9:27 PM
    • 787 Posts
    • 5,515 Thanks
    muppets
    Hi, well I need a kick up the posterior, am sick of treading water and sometimes not quite so afloat as would like to be with my debt. Am in the process of trying to work out where the heck our money goes every month but want to see the back of some credit card debts this year, so this sounds like a good idea. I haven't done this challenge before and I am not sure how to make the flashy numbers but I am sat at 120/7314
    Originally posted by klbooth
    Welcome you are number 118

    Just wondering how the little bits of money work? I know some on last years thread were paying nits and bobs off everyday. How does make the debt busting easier? And Muppets does this make keeping track much hay for you? I dont want to do anything to add more work to what must already be an awesome job.
    Originally posted by Blackberrycurved
    I update the spreadsheet every few days and get to know a pattern of who posts every day Abba and Kirsty to name just 2. When I have a few days to update, I don't update every payment from them, I wait until the last update and then add their payment then once. As long as members keep a running total in the posts then it make it easy to do it this way. If someone posts just the amount from that day without a running total then I have to do each payment. I'm happy with either way members post. xx
    PAYDBX 2017 - #01 Pd 10,446.83 / 11,000 - 94.97%
    SPC10 #93
    MFiT-T4 #9
    3-6 mth EF #69
    4,300 / 15,000 Wombles #24 = 540.20
    Mortgage - PD 86,136.83/ 271,495.07 31.72% MF Aug 2038 Sept 2035
    My long slow journey to mortgage freedom
    My diary - Making a move on debt
    • muppets
    • By muppets 10th Jan 18, 9:29 PM
    • 787 Posts
    • 5,515 Thanks
    muppets
    Evening all I have updated up until post number 255, I have run out of time for tonight. I will be back to update more tomorrow.

    Any new members who still haven't had a number yet, I will assign you a number when I reach your post. Please keep posing your payments in the meantime. xx
    PAYDBX 2017 - #01 Pd 10,446.83 / 11,000 - 94.97%
    SPC10 #93
    MFiT-T4 #9
    3-6 mth EF #69
    4,300 / 15,000 Wombles #24 = 540.20
    Mortgage - PD 86,136.83/ 271,495.07 31.72% MF Aug 2038 Sept 2035
    My long slow journey to mortgage freedom
    My diary - Making a move on debt
    • swimminginaseaofdebt
    • By swimminginaseaofdebt 10th Jan 18, 9:53 PM
    • 756 Posts
    • 4,451 Thanks
    swimminginaseaofdebt
    Evening everyone

    #150 reporting in with an updated total of 25/2018.
    Pay all debt off by Christmas 2018 #150 - 895.62/2018
    SPC11 #564
    • Calling14
    • By Calling14 11th Jan 18, 9:41 AM
    • 2,719 Posts
    • 19,808 Thanks
    Calling14
    Happy Thursday folks

    Payday for me(get paid weekly) so 115 at debts today

    #16 556/5552

    10% of my debt paid off and now under 5k. Great start to the New Year. Determined to succeed this year.

    Thanks Muppets

    LBM 13039 1.1.13 Start 2018 5552 NOW 2700
    EEK house repairs pushed it back up end of last yr

    PAYDBX 2018 #16 2852/5552 DFD 12/18
    E
    Fund #9 120/1,000
    1 x 100 days challenge
    1327/2550

    • abba1772
    • By abba1772 11th Jan 18, 10:30 AM
    • 4,808 Posts
    • 16,732 Thanks
    abba1772
    10 sent towards the Halifax brings my total to 252.36 / 6000
    NEXT TARGET HALIFAX CC WAS July 17 3572.57 NOW 983.26
    POAMAYC 2011 6382.66 POAMAYC 2012 5000.78
    POAMAYC 2013 3480.04 POAMAYC 2014 4085.14
    POAMAYC 2015 7565.24 POAMAYC 2016 8000.90
    POAMAYC 2017 7278.80 POAMAYC 2018 4430.14
    • Bigskies
    • By Bigskies 11th Jan 18, 11:41 AM
    • 109 Posts
    • 360 Thanks
    Bigskies
    Hi, Can I join please? Id like to pay off 10,000 thanks x
    Jan 2018 68,274 May 1 2018 59,537
    Percentage of total debt paid 12.79%
    2018 target 10k So far: 8737
    Monthly target 833 January 1129 Feb 1278 Mar 1176 Apr 5152
    POAYDBX18 #124 8737/10,000
    • kirtsypoos
    • By kirtsypoos 11th Jan 18, 12:23 PM
    • 3,421 Posts
    • 14,977 Thanks
    kirtsypoos
    Afternoon all!

    #006 checking in with 529.09/4000 after an OP to car loan and CC please muppets
    PAID VERY, Barclaycard x3, Vanquis, Natwest, O/D, Tesco & MBNA x2 PAID LBM 24/07/15 - Original Debt: 0/31010.23 (100% paid)
    Mortgage - 158.500.00 (2017/2018 O/P 3491.79) PAYDBX 17 - 18,442.82
    PAYDBX 18 #006 3850.92/4000
    • sunshine81
    • By sunshine81 11th Jan 18, 12:35 PM
    • 1,068 Posts
    • 5,708 Thanks
    sunshine81
    Quick pop in on my lunch, adding 321.40:

    #145 3363.51 / 19261 (17.46%)
    • dipdap
    • By dipdap 11th Jan 18, 2:00 PM
    • 6,123 Posts
    • 88,524 Thanks
    dipdap
    Hi Muppets.
    I need to change my target amount I hope that's ok.
    New target is 7,000 (bit more realistic - debt free by end of 2019 is much more achievable for us).

    That means my new amount is

    #102 310 / 7,000 4% paid
    Historic Debt August 2009 = 63,600 10th March 2017 = 0 100% paid all gone!
    PAYDBX2018 # 102 = 1,810 / 7,000 25% paid
    Saving for Xmas 2018 = PP 20 TCC 121 Amazon 0
    If you focus on what you have left behind, you won't see what lies ahead - Gusteau
    • foxyloxy11
    • By foxyloxy11 11th Jan 18, 6:31 PM
    • 298 Posts
    • 1,588 Thanks
    foxyloxy11
    Thank you for the number muppets no 110
    1000 Emergency fund challenge #225 - 1000.00.00/1000 Baby Step 1-COMPLETE
    Debt free day October 2019 - End of Baby Step 2 (A work in progress)
    • BunnyB22
    • By BunnyB22 11th Jan 18, 6:46 PM
    • 8 Posts
    • 55 Thanks
    BunnyB22
    #TBC Reporting Updated total 510/16,200.88
    480.05 paid off total balance on M&S Credit Card
    • A Random Man
    • By A Random Man 11th Jan 18, 7:10 PM
    • 192 Posts
    • 935 Thanks
    A Random Man
    I have made a payment of 2474.97 towards credit card 2, so i am declaring:

    #58 3310.25/4100
    Total Debt 1st Jan 13100/11423.30 (12.79% Paid)
    Make 10 A Day In April (Matched Betting) 750/190.87
    Make 10 A Day In April (eBay) 300/1.85
    Payment A Day total: 444.19
    Halifax Credit Card, Tesco Credit Card, Barclaycard, Hitachi Loan
    • Nicnak
    • By Nicnak 11th Jan 18, 7:45 PM
    • 923 Posts
    • 5,165 Thanks
    Nicnak
    #170 495/10,000 so far. x
    September 6th 2017 - Updated 13th May 2018
    Credit Card 0 now: 0 Tesco Loan 7500 = 0 Consolidation 15,000 = 13,855 Total = 25,330 13,855 43% gone EMF #252 = 700/1000
    Sealed pot challenge #589
    Pay off all your debts by Christmas #71
    • abba1772
    • By abba1772 11th Jan 18, 8:01 PM
    • 4,808 Posts
    • 16,732 Thanks
    abba1772
    theres some pretty impressive numbers going on here especially for January.......well done guys xx
    NEXT TARGET HALIFAX CC WAS July 17 3572.57 NOW 983.26
    POAMAYC 2011 6382.66 POAMAYC 2012 5000.78
    POAMAYC 2013 3480.04 POAMAYC 2014 4085.14
    POAMAYC 2015 7565.24 POAMAYC 2016 8000.90
    POAMAYC 2017 7278.80 POAMAYC 2018 4430.14
    • RandomGuy235
    • By RandomGuy235 11th Jan 18, 9:32 PM
    • 18 Posts
    • 45 Thanks
    RandomGuy235
    #086 checking in here.

    I have paid off 175.53 out of my 1,165 target. (15%)

    I am hoping to have hit my target by June or July of this year. One month down.
    • swimminginaseaofdebt
    • By swimminginaseaofdebt 11th Jan 18, 9:38 PM
    • 756 Posts
    • 4,451 Thanks
    swimminginaseaofdebt
    Evening everyone,

    #150 reporting in with an updated total of 40.06/2018.
    Pay all debt off by Christmas 2018 #150 - 895.62/2018
    SPC11 #564
    • Ammeretto
    • By Ammeretto 11th Jan 18, 10:30 PM
    • 178 Posts
    • 443 Thanks
    Ammeretto
    Hi Muppets

    checking in with another 100 paid off.
    totals are now

    #142 600.00/11,000.00 5.5%
    Debt at LBM (Mar 14) - 29,981.66 + 11,320.91 Car & Bike HP + 799.78 HMRC tax credits = 42,102.35
    Credit card Debt Dec 17 - 11,000
    PAYDbyXMAS2017 #142 - 12,850 / 10,000 - 128.5%
    PAYDbyXMAS2018 #142 - 8,300 / 11,000 - 75.5%
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