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  • FIRST POST
    • muppets
    • By muppets 4th Dec 17, 4:17 AM
    • 787Posts
    • 5,515Thanks
    muppets
    Pay ALL your debt off by Xmas 2018
    • #1
    • 4th Dec 17, 4:17 AM
    Pay ALL your debt off by Xmas 2018 4th Dec 17 at 4:17 AM
    Welcome to PART 1 OF Pay ALL Your Debt Off By Xmas 2018!

    Firstly I would like to welcome all new and existing members from last years thread.

    Anyone is welcome to join this challenge and it is NEVER too late. There is also no amount of money too small or too large that will stop you from joining this challenge. We have several members who will be on their debt journey for several years to come, but they are part of this thread to pay off a fixed amount of their debt as the support on here is fantastic!
    So, if you think you can pay off all your debts by Christmas or have a goal to pay off a certain amount then please join in!

    This challenge runs until 27th December 2018.



    To help me run this thread easily, could you please all post your totals in large text and in a bold colour and post the amount you have paid off // target amount

    It would also be a big help if you could also put with it your challenge number.
    i.e. another 50 paid off so now the total paid off for

    #001 is 315.43/7685.67
    By the way, don't worry about working out your % paid as I can do that for you!
    PAYDBX 2017 - #01 Pd 10,446.83 / 11,000 - 94.97%
    SPC10 #93
    MFiT-T4 #9
    3-6 mth EF #69
    4,300 / 15,000 Wombles #24 = 540.20
    Mortgage - PD 86,136.83/ 271,495.07 31.72% MF Aug 2038 Sept 2035
    My long slow journey to mortgage freedom
    My diary - Making a move on debt
Page 14
    • Calling14
    • By Calling14 5th Jan 18, 2:13 PM
    • 2,718 Posts
    • 19,808 Thanks
    Calling14
    #16 Starting off as I mean to go on this year 165/5552
    LBM 13039 1.1.13 Start 2018 5552 NOW 2700
    EEK house repairs pushed it back up end of last yr

    PAYDBX 2018 #16 2852/5552 DFD 12/18
    E
    Fund #9 120/1,000
    1 x 100 days challenge
    1327/2550

    • elleJay42
    • By elleJay42 5th Jan 18, 2:53 PM
    • 108 Posts
    • 832 Thanks
    elleJay42
    Hello, I've managed to pay off my CC that accrues interest so that's me back onto all 0%, going to be a struggle to get it the part paid off by May that loses it's 0% then but I'm going to do my best!

    #91 384.30 / 3500 (10.98%)
    Total debt at LBM = 4861.03

    DFBXmas2018 #91 - 2222.14 / 3500 (63.5%)

    HTB ISA - 0 withdrawn for house purchase!
    Wedding Fund 450 / 5000
    • kirtsypoos
    • By kirtsypoos 5th Jan 18, 4:04 PM
    • 3,423 Posts
    • 14,977 Thanks
    kirtsypoos
    Afternoon all!

    #006 checking in with 204.10/4000 after a bank round down to CC
    PAID VERY, Barclaycard x3, Vanquis, Natwest, O/D, Tesco & MBNA x2 PAID LBM 24/07/15 - Original Debt: 0/31010.23 (100% paid)
    Mortgage - 158.500.00 (2017/2018 O/P 3491.79) PAYDBX 17 - 18,442.82
    PAYDBX 18 #006 3850.92/4000
    • Iheart
    • By Iheart 5th Jan 18, 5:19 PM
    • 141 Posts
    • 757 Thanks
    Iheart
    #89 Checking in with an update. 487.56/4747.40
    SPC11 #33
    Time to slay the loan one PAD at a time 851.46/4947.40
    • rovers86
    • By rovers86 5th Jan 18, 5:25 PM
    • 18 Posts
    • 41 Thanks
    rovers86
    Payments sent to Nationwide and Very

    61/6398
    debts :
    Virgin 2799 1660
    Rbs 1879 1640
    Halifax 890 ish now 460
    Nationwide 428 gone !
    Very 301 gone !
    • mumto2girlsandaboy
    • By mumto2girlsandaboy 5th Jan 18, 6:10 PM
    • 47 Posts
    • 326 Thanks
    mumto2girlsandaboy
    First payment of the year made
    #073 250/2279
    PAYDBX 2018 #073 709/2279
    PAYDBX 2017 #073 2571/2500
    EF #220 670/1000
    MFW dec 12 97000 jan 18 86973
    • A Random Man
    • By A Random Man 5th Jan 18, 10:05 PM
    • 192 Posts
    • 935 Thanks
    A Random Man
    Hi i have been continuing to make payments toward my debt each day today i paid 9.95 so my total so far is:

    #58 366.94/11100
    Total Debt 1st Jan 13100/11423.30 (12.79% Paid)
    Make 10 A Day In April (Matched Betting) 750/190.87
    Make 10 A Day In April (eBay) 300/1.85
    Payment A Day total: 444.19
    Halifax Credit Card, Tesco Credit Card, Barclaycard, Hitachi Loan
    • jayII
    • By jayII 5th Jan 18, 10:52 PM
    • 38,158 Posts
    • 107,075 Thanks
    jayII
    I've paid off and/or stashed in savings 1081/12490 so far this year. (The debt is currently all on 0% so I make minimum payments and save the rest to collect little bits of savings interest).

    Muppets, #11 881/12490
    Fighting the biggest battle of my life. Started 30th January 2018.
    • Mofette
    • By Mofette 5th Jan 18, 11:22 PM
    • 20 Posts
    • 119 Thanks
    Mofette
    First payment went in - #131 65 / 5106.00
    1 Credit Card: PAYDBX 2018 - #131 65 / 5106.00 1.3%
    Next Targets: Grow Pension, Reduce Student Loans, Reduce Mortgage
    • sharronej
    • By sharronej 6th Jan 18, 8:19 AM
    • 563 Posts
    • 4,784 Thanks
    sharronej
    We're away overnight in Leeds, we booked some of the 29 a night deals with Premier Inn. I'm determined to do things differently this year so we are taking cash with us and leaving the bank cards in the hotel room. If we haven't got it in cash then we can't have it x
    • sunshine81
    • By sunshine81 6th Jan 18, 10:22 AM
    • 1,062 Posts
    • 5,700 Thanks
    sunshine81
    I'm seem to be doing OK this month for money and repayments but I think it's because in December I couldn't bear to look at my current account and just put everything on a card

    So I've sent another 45: #145 2784.89 / 19261 (14.46%)

    How much I spend on food shopping today will dictate how much I can pay off tomorrow, here's hoping for a savvy shop!
    • abba1772
    • By abba1772 6th Jan 18, 12:15 PM
    • 4,813 Posts
    • 16,700 Thanks
    abba1772
    Sent 7.51 towards the Halifax card brings my total to 55.66 / 6000
    NEXT TARGET HALIFAX CC WAS July 17 3572.57 NOW 983.26
    POAMAYC 2011 6382.66 POAMAYC 2012 5000.78
    POAMAYC 2013 3480.04 POAMAYC 2014 4085.14
    POAMAYC 2015 7565.24 POAMAYC 2016 8000.90
    POAMAYC 2017 7278.80 POAMAYC 2018 4430.14
    • Megano
    • By Megano 6th Jan 18, 9:08 PM
    • 266 Posts
    • 1,167 Thanks
    Megano
    036) reporting a small payment of 7.99!
    Virgin Money 150/1663.90
    TSB 1292.8/2554.50
    BOM 400/930
    Tesco 150/1605
    Total 1992.80/6753.4 29.50%
    • A Random Man
    • By A Random Man 6th Jan 18, 10:17 PM
    • 192 Posts
    • 935 Thanks
    A Random Man
    Evening all doing okay for the month i plan to make regular pad's to reduce credit card 2 first as it's got the largest balance, today i paid 8.33 so i'm declaring for today:

    #58 343.73/11100
    Total Debt 1st Jan 13100/11423.30 (12.79% Paid)
    Make 10 A Day In April (Matched Betting) 750/190.87
    Make 10 A Day In April (eBay) 300/1.85
    Payment A Day total: 444.19
    Halifax Credit Card, Tesco Credit Card, Barclaycard, Hitachi Loan
    • sunshine81
    • By sunshine81 7th Jan 18, 6:37 AM
    • 1,062 Posts
    • 5,700 Thanks
    sunshine81
    40 sent this morning!

    #145 2824.89 / 19261 (14.67%)
    • fire-wannabe
    • By fire-wannabe 7th Jan 18, 8:22 AM
    • 90 Posts
    • 466 Thanks
    fire-wannabe
    First payment of the year #46 with a payment of a small 5
    Pay ALL your debt off by Xmas 2018 #46 50/4550
    • MessyMare
    • By MessyMare 7th Jan 18, 10:21 AM
    • 966 Posts
    • 4,087 Thanks
    MessyMare
    Another 75 paid for me, squirreled off the shopping budget (eating down stores) and the petrol budget (full tank and 15 days until payday)

    #033 at 135.78/2435.78 5.6% paid
    DEBT: 3585.91/76843
    Pay ALL your debt off by Xmas 2018 #033 635.78/2435.78
    EMERGENCY FUND: 1000/1000
    Our greatest weakness lies in giving up; always try just one more time
    • Ammeretto
    • By Ammeretto 7th Jan 18, 10:59 AM
    • 179 Posts
    • 443 Thanks
    Ammeretto
    checking in with another 50 paid off

    #142 335.00/11,000.00 3.0%
    Debt at LBM (Mar 14) - 29,981.66 + 11,320.91 Car & Bike HP + 799.78 HMRC tax credits = 42,102.35
    Credit card Debt Dec 17 - 11,000
    PAYDbyXMAS2017 #142 - 12,850 / 10,000 - 128.5%
    PAYDbyXMAS2018 #142 - 8,300 / 11,000 - 75.5%
    • LLM2018
    • By LLM2018 7th Jan 18, 1:52 PM
    • 91 Posts
    • 312 Thanks
    LLM2018
    #78 with a small payment of 5.64 making my payment total 149.64/2494 = 6% paid off so far
    #21 Make 1% challenge 31.8/100%
    #78 PAYDBX '18 794/2494
    #6 Crazy clothes challenge
    #19 Surveys pay for Xmas' 18 5
    • Chappie77
    • By Chappie77 7th Jan 18, 3:06 PM
    • 165 Posts
    • 771 Thanks
    Chappie77
    Afternoon all!!

    #67 checking in. I am hoping to pay off 7268.47 worth of debt this year which covers four debts.

    #67 - paid off 177.17 this week = 177.17/7268.47

    Hope you're all having a great New Year.

    Chappie x
    Payment a Day 2018 Very 1701.22/1701.22 Business Barclaycard 0/633.19 Saving for Xmas 2018 156/500 Virtual Sealed Pot 2018 325/700 PAYDBX2018 2959.75/7268.47 2 Savers Club 2018 90
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