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  • FIRST POST
    • katie4
    • By katie4 29th Nov 17, 8:35 AM
    • 144Posts
    • 43Thanks
    katie4
    Fixed term ending - help
    • #1
    • 29th Nov 17, 8:35 AM
    Fixed term ending - help 29th Nov 17 at 8:35 AM
    Hi my 5 year fixed rate is coming to an end this is our first mortgage and im wondering what happens now?


    will my mortgage provider contact me or should i contact them?


    do we have to go through all the credit checks and applications again? or as we're existing customers do we just get to choose a new fixed term?


    thanks
Page 1
    • kingstreet
    • By kingstreet 29th Nov 17, 8:38 AM
    • 33,575 Posts
    • 18,212 Thanks
    kingstreet
    • #2
    • 29th Nov 17, 8:38 AM
    • #2
    • 29th Nov 17, 8:38 AM
    You can probably take a customer retention product online with no further checks. Have a look on your lender's website.

    For a remortgage, you will go through a similar process to when you purchased the property with a new lender.
    I am a mortgage broker. You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice. Please do not send PMs asking for one-to-one-advice, or representation.
    • kingstreet
    • By kingstreet 29th Nov 17, 8:39 AM
    • 33,575 Posts
    • 18,212 Thanks
    kingstreet
    • #3
    • 29th Nov 17, 8:39 AM
    • #3
    • 29th Nov 17, 8:39 AM
    I thought I'd answered this already.

    http://forums.moneysavingexpert.com/showthread.php?p=73479731#post73479731
    I am a mortgage broker. You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice. Please do not send PMs asking for one-to-one-advice, or representation.
    • katie4
    • By katie4 29th Nov 17, 8:48 AM
    • 144 Posts
    • 43 Thanks
    katie4
    • #4
    • 29th Nov 17, 8:48 AM
    • #4
    • 29th Nov 17, 8:48 AM
    You can probably take a customer retention product online with no further checks. Have a look on your lender's website.

    For a remortgage, you will go through a similar process to when you purchased the property with a new lender.
    Originally posted by kingstreet
    Hi i can't see any customer retention products on their website
    • TrickyDicky101
    • By TrickyDicky101 29th Nov 17, 9:03 AM
    • 3,039 Posts
    • 1,966 Thanks
    TrickyDicky101
    • #5
    • 29th Nov 17, 9:03 AM
    • #5
    • 29th Nov 17, 9:03 AM
    Who is your lender?
    • katie4
    • By katie4 29th Nov 17, 9:10 AM
    • 144 Posts
    • 43 Thanks
    katie4
    • #6
    • 29th Nov 17, 9:10 AM
    • #6
    • 29th Nov 17, 9:10 AM
    Who is your lender?
    Originally posted by TrickyDicky101
    Monmouthshrie building society
    • getmore4less
    • By getmore4less 29th Nov 17, 9:15 AM
    • 32,192 Posts
    • 19,352 Thanks
    getmore4less
    • #7
    • 29th Nov 17, 9:15 AM
    • #7
    • 29th Nov 17, 9:15 AM
    http://www.monbs.com/products-existing-borrowers/
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