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  • FIRST POST
    • r2015
    • By r2015 28th Nov 17, 2:35 PM
    • 995Posts
    • 275Thanks
    r2015
    Best time to change Direct Debit?
    • #1
    • 28th Nov 17, 2:35 PM
    Best time to change Direct Debit? 28th Nov 17 at 2:35 PM
    I currently pay my credit card IN FULL by direct debit every month but will be switching the direct debit to my Reward account because of Tesco ending their DDs to savings accounts.

    When should I change the direct debit;

    just before my statement date or just after the the direct debit is taken?
    Heading towards 72 and getting even more forgetful and confused and tending to ramble even more.
    If you think I've asked this before I probably have.
Page 1
    • zx81
    • By zx81 28th Nov 17, 2:42 PM
    • 16,834 Posts
    • 17,841 Thanks
    zx81
    • #2
    • 28th Nov 17, 2:42 PM
    • #2
    • 28th Nov 17, 2:42 PM
    Just after the next DD is taken, but make sure you make the next payment manually, in case the change is not made in time.
    • Vortigern
    • By Vortigern 29th Nov 17, 9:39 AM
    • 2,430 Posts
    • 1,634 Thanks
    Vortigern
    • #3
    • 29th Nov 17, 9:39 AM
    • #3
    • 29th Nov 17, 9:39 AM
    Just after the next DD is taken, but make sure you make the next payment manually, in case the change is not made in time.
    Originally posted by zx81
    If it's a Barclaycard and you change the DD online, they tell you whether you've made the change in time for the next payment.
    • bengalknights
    • By bengalknights 29th Nov 17, 10:41 AM
    • 4,343 Posts
    • 1,595 Thanks
    bengalknights
    • #4
    • 29th Nov 17, 10:41 AM
    • #4
    • 29th Nov 17, 10:41 AM
    Definitly after payment has been taken unless you do a manual payment
    • Dobbibill
    • By Dobbibill 29th Nov 17, 7:12 PM
    • 3,057 Posts
    • 3,977 Thanks
    Dobbibill
    • #5
    • 29th Nov 17, 7:12 PM
    • #5
    • 29th Nov 17, 7:12 PM
    I intend doing exactly the same - I will be doing it the day after my DD has left.
    I'm a Board Guide on the Energy, Student Money Saving, UK Armed Forces and
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    It's not about being the best -
    It's about being better than you were yesterday.
    • anto164
    • By anto164 30th Nov 17, 2:42 PM
    • 142 Posts
    • 74 Thanks
    anto164
    • #6
    • 30th Nov 17, 2:42 PM
    • #6
    • 30th Nov 17, 2:42 PM
    Whenever you want, just tell the supplier when you want the change from...?!
    • molerat
    • By molerat 30th Nov 17, 3:55 PM
    • 18,596 Posts
    • 12,744 Thanks
    molerat
    • #7
    • 30th Nov 17, 3:55 PM
    • #7
    • 30th Nov 17, 3:55 PM
    I changed my Virgin DD after the statement date. The DD is showing on the bank account, removed from the old account and is showing the new bank details and the next DD date as 5th Dec in the Virgin account manage DD section.
    www.helpforheroes.org.uk/donations.html
    • soulsaver
    • By soulsaver 30th Nov 17, 3:59 PM
    • 1,675 Posts
    • 667 Thanks
    soulsaver
    • #8
    • 30th Nov 17, 3:59 PM
    • #8
    • 30th Nov 17, 3:59 PM
    After payment is taken and before the next statement date.. and it should work... but keep an eye on it.
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