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  • FIRST POST
    • WannabeFree
    • By WannabeFree 21st Nov 17, 11:04 AM
    • 1,612Posts
    • 14,074Thanks
    WannabeFree
    ôRock bottom became the solid foundation on which I rebuilt my life.ö
    • #1
    • 21st Nov 17, 11:04 AM
    ôRock bottom became the solid foundation on which I rebuilt my life.ö 21st Nov 17 at 11:04 AM
    Back in May this year I decided things had to change. I turned to here and received an amazing amount of help and advice. Here I am making a fresh start.

    Debt 09/05/2017

    Council Tax ú2092.71
    Court Fine ú1250
    Court Fine ú200
    Person 1 ú1000
    Person 2 ú1000
    Person 3 ú1379
    Person 4 ú427
    Debt Total ú7348.71

    Rent Arrears ú3381.28

    Total ú10729.99

    *Person 4 ú575
    *New Debt ú732
    *Debt 1 ú387.29
    *Debt 2 ú1451.40
    *Debt 3 ú1137.73
    *EDF ú3140.65

    Total ú18154.06

    *As more comes out from under the carpet I will update here.
    Last edited by WannabeFree; 21-11-2017 at 12:21 PM.
Page 79
    • Purplemumof2
    • By Purplemumof2 6th Mar 18, 9:19 AM
    • 6,153 Posts
    • 22,631 Thanks
    Purplemumof2
    Morning lovely,

    Hope DS enjoyed his birthday and had lots of fun.

    Sorry to hear DD is poorly, hope she'd on the mend soon xx
    Official DFW Nerd Club - Member no. 791 - Proud to be dealing with my debts
    MBNA: ú6200.00 Cap 1: ú395.80 BC: ú6841.81
    AFD xxx LTW 6/16
    POAMAYC 2018 #041 PD ú6288.87/ú7000
    Savings for Christmas ú191.84/ú365
    20p Savers 2018 ú2 Savers 2018 50p Savers 2018 SPC 11 2018 #003
    • beanielou
    • By beanielou 6th Mar 18, 10:21 AM
    • 55,005 Posts
    • 219,599 Thanks
    beanielou
    You are very quiet.
    Hope all is ok.
    Lou~ Debt free Wanabe No 55 DF 03/03/14.
    **Credit card debt free 30/06/10~** **Weight loss 2 stone 11 lbs **

    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    It starts with you, it starts from now. *** It is ok to be me.***
    ***Keep plodding***
    Out of debt, out of danger.
    • jwil
    • By jwil 7th Mar 18, 1:26 PM
    • 8,619 Posts
    • 26,594 Thanks
    jwil
    Hope you are all ok x
    "If you can dream it, you can do it". Walt Disney
    • please-let-me-be-lucky
    • By please-let-me-be-lucky 7th Mar 18, 5:20 PM
    • 8,835 Posts
    • 51,761 Thanks
    please-let-me-be-lucky
    Hope all ok Xx
    Debts @ LBM ú23,729.31. Debts @ 08/04/2016 ú0

    NSDs achieved in 2018 30/60
    Best win so far - holiday to Florida
    • Cherryfudge
    • By Cherryfudge 7th Mar 18, 8:11 PM
    • 1,755 Posts
    • 9,613 Thanks
    Cherryfudge
    Missing you. Hope you and the kiddliwinks are okay xx
    MFW #30 Paid off ú1,622.77/ú3770 as of 4/5/18
    • UncannyScot
    • By UncannyScot 8th Mar 18, 7:49 AM
    • 1,464 Posts
    • 8,213 Thanks
    UncannyScot
    Morning
    Have a great day
    Happy Birthday to the wee-est one today... big hugs from me and big licks from the wee furry yin
    BUGGRITMILLENIUMHANDANDSHRIMP I TOLD EM! - Foul Ole Ron
    It is important that we know where we come from, because if you do not know where you come from, then you do not know where you are, and if you don't know where you are, then you don't know where you are going. If you don't know where you're going, you're probably going wrong.
    R.I.P. T.P.
    • WannabeFree
    • By WannabeFree 8th Mar 18, 12:43 PM
    • 1,612 Posts
    • 14,074 Thanks
    WannabeFree
    Thank you Sorry for the quietness Youngest has been quite poorly and feeling sorry for herself.

    We are still being MSE, one supermarket shop at ú33 but included some birthday things for youngest. Not sure how much exactly and haven't had time to sort it All the bills have been kept on top of though and we've ate from home etc. Only real extra cost has been taxi journeys to see medical people for youngest, along with medicine and ice lollies from the shop

    Hope everyone is well and will hopefully be back posting soon. She has been seen again this morning and seems to have turned a corner and back on the up.

    It's just hard to see sometimes and hiding from the world feels good.

    x
    ôOnce you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the right way.ö
    • UncannyScot
    • By UncannyScot 8th Mar 18, 12:47 PM
    • 1,464 Posts
    • 8,213 Thanks
    UncannyScot
    Glad to hear the wee barra is picking up.

    Really hoping she has a lovely birthday.

    (((((HUGS)))))
    BUGGRITMILLENIUMHANDANDSHRIMP I TOLD EM! - Foul Ole Ron
    It is important that we know where we come from, because if you do not know where you come from, then you do not know where you are, and if you don't know where you are, then you don't know where you are going. If you don't know where you're going, you're probably going wrong.
    R.I.P. T.P.
    • WannabeFree
    • By WannabeFree 8th Mar 18, 12:48 PM
    • 1,612 Posts
    • 14,074 Thanks
    WannabeFree
    **Sensitive** Don't be offended. Just don't read.
    I also find this time of year, her birthday especially difficult.

    I guess sometimes its hard when you consider the daily struggles she faces, how 'different' she is to her friends and things.

    I think when you're pregnant you just sort of expect everything to be okay and get a bouncing happy baby at delivery. Which we did have!

    Then for things to change after only 3 weeks and from then everything is a constant worry. Trying to look back and remember milestones but every one of them 'in hospital' or worrying.

    I wouldn't change youngest for anything. She is amazing. However I do sit and think why? Why should she struggle so much to do things others find so simple. Why should every invite out etc be overshadowed with the worry of her picking yet another infection up.
    I'm sorry if this offends anyone.
    ôOnce you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the right way.ö
    • sashybo
    • By sashybo 8th Mar 18, 12:53 PM
    • 2,775 Posts
    • 20,585 Thanks
    sashybo
    W, what you're feeling sounds pretty natural to me & I don't think there is anything in your post that could possibly offend anyone.

    Big hugs to you all.
    Success is not final, failure is not fatal: it is the courage to continue that counts.

    PAD started 27/01/09 - ú10,617 extra paid off debt. Total Debt paid off ú51,528
    Loan ú2095.14, CC 0% BT ú985, Car loans ú22,206.11

    Have a Debt Free Diary to try & keep spending in check.
    • beanielou
    • By beanielou 8th Mar 18, 1:43 PM
    • 55,005 Posts
    • 219,599 Thanks
    beanielou
    Not offended in the slightest.
    Full of admiration of how you both cope.
    Lou~ Debt free Wanabe No 55 DF 03/03/14.
    **Credit card debt free 30/06/10~** **Weight loss 2 stone 11 lbs **

    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    It starts with you, it starts from now. *** It is ok to be me.***
    ***Keep plodding***
    Out of debt, out of danger.
    • please-let-me-be-lucky
    • By please-let-me-be-lucky 8th Mar 18, 2:18 PM
    • 8,835 Posts
    • 51,761 Thanks
    please-let-me-be-lucky
    Not affended at all. Love to all and happy birthday to littlest Xx
    Debts @ LBM ú23,729.31. Debts @ 08/04/2016 ú0

    NSDs achieved in 2018 30/60
    Best win so far - holiday to Florida
    • Cherryfudge
    • By Cherryfudge 8th Mar 18, 3:01 PM
    • 1,755 Posts
    • 9,613 Thanks
    Cherryfudge
    W, why would anyone take offence? We all attach dreams and wishes to our children and when anything doesn't go to plan, we grieve. That's because we want the best for them and hate to see them suffering (whether it's illness, choices, accidents - all sorts of things get in the way of that ideal that we are socialised into). However, you are giving her lots of love and care and the milestones will still be there, just not necessarily where they might be if everything had gone smoothly.

    I work with adults with complex needs, and I have had people say to me (as they might say to you) 'I don't know how you do it'. The answer is that if I only looked at one side of things, I couldn't, but I know that not a work day goes by when I'm not making those lives better. If that's true for me, it's doubly true for you as a parent. You are making all the difference to her life at the same time as dealing with so many other things that we don't even know about. You are allowed to feel it's tough, because it is, but hang on to the fact that you are also making life better for her than anyone else could do.

    As you say, she's little but already amazing! She will develop strengths that you don't yet know about, and having to struggle, she will be a stronger person and her brother and sister will have qualities that they would never otherwise have had, as well. I know that because I've been there myself.

    I hope the rest of her birthday goes well and she continues to get better as the day goes on. Thanks for making time to get back here and let us now what's going on. Hugs!
    MFW #30 Paid off ú1,622.77/ú3770 as of 4/5/18
    • Toni'sfriend
    • By Toni'sfriend 8th Mar 18, 4:00 PM
    • 1,299 Posts
    • 12,662 Thanks
    Toni'sfriend
    What a lovely post from Cherryfudge and I couldn't agree more with everything she says to you. You and all your children are amazing. Hope the wee one continues to improve and that you all have a lovely day. xxx
    • enthusiasticsaver
    • By enthusiasticsaver 8th Mar 18, 4:49 PM
    • 6,609 Posts
    • 13,867 Thanks
    enthusiasticsaver
    Not offended at all and perfectly natural reaction. Much as you love your little one I am sure you would rather she was healthy and didn't have to face all these obstacles. Life is just unfair sometimes.
    Debt free and mortgage free and early retiree. Living the dream

    I'm a Board Guide on the Debt-Free Wannabe, Mortgages and Endowments, Banking and Budgeting boards. I volunteer to help get your forum questions answered and keep the forum running smoothly. Any views are mine and not the official line of moneysavingexpert.com. Pease remember, board guides don't read every post. If you spot an illegal or inappropriate post then please report it to forumteam@moneysavingexpert.com
    • mummytogirls
    • By mummytogirls 8th Mar 18, 5:00 PM
    • 6,183 Posts
    • 22,712 Thanks
    mummytogirls
    Happy Birthday to DD WF xx
    Mummytogirls x

    ú23164.32 - 12/12/10
    ú5419.83 - 08/04/18 - 76.61% paid off
    • XSpender
    • By XSpender 8th Mar 18, 7:53 PM
    • 2,972 Posts
    • 30,671 Thanks
    XSpender
    Happy birthday to Little Miss W x
    Action Plan Part 1 - Clear First 3 Balances
    Target Debt Lloyds (Me) Part 1 ú666.22/ú0
    Target Debt Virgin (Me) Part 1 ú1176.49/ú0
    Target Debt Virgin (Me) Part 2 ú1038/ú970
    Big black hole of debt - ú53,515.15 @ 16.12.17 ú52,811.64 @ 28.02.18, ú50,638.77 @ 28.03.18, ú49,778.78 @ 20.04.18, ú46,093.32 @ 18.05.18
    • Sun Addict
    • By Sun Addict 8th Mar 18, 9:01 PM
    • 5,832 Posts
    • 38,535 Thanks
    Sun Addict
    I can't see why anyone would be offended by your post WF. It's how you feel and you're entitled to that. It is unfair that she has so much to deal with and the worry it causes you but she's got a happy, loving home and a fantastic mum in you. I hope she has a lovely day, I'm sure you'll make sure she does xx
    Virtual Sealed Pot 2018 ú296.07
    Debt ú2400
    June 4 NSDs 4 AFDs
    Weight loss 0.5/6LBS
    Emergency Fund ú2000/ú10,000
    • PositiveBalance
    • By PositiveBalance 8th Mar 18, 9:15 PM
    • 755 Posts
    • 3,791 Thanks
    PositiveBalance
    Happy birthday Wee-est DD!

    Wannabe, stop beating yourself up for such a natural reaction. I'd be exactly the same! X
    Original debt to source: ú11,640.02; debt repaid: ú6201.01 (53%); remaining debt: ú5439.01
    0% CC balance: ú4999.67 now ú
    3326.64 (ú381.64 on existing card: ú2945.00 BTed)
    Emergency Fund (#187): ú0/ú500
    Terrimundi: fleeced!
    • jwil
    • By jwil 9th Mar 18, 2:50 PM
    • 8,619 Posts
    • 26,594 Thanks
    jwil
    Hope DD had a good birthday. I'd feel exactly the same if I was in your shoes. I don't know why anyone would be offended xx
    "If you can dream it, you can do it". Walt Disney
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