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  • FIRST POST
    • WannabeFree
    • By WannabeFree 21st Nov 17, 11:04 AM
    • 1,627Posts
    • 14,217Thanks
    WannabeFree
    “Rock bottom became the solid foundation on which I rebuilt my life.”
    • #1
    • 21st Nov 17, 11:04 AM
    “Rock bottom became the solid foundation on which I rebuilt my life.” 21st Nov 17 at 11:04 AM
    Back in May this year I decided things had to change. I turned to here and received an amazing amount of help and advice. Here I am making a fresh start.

    Debt 09/05/2017

    Council Tax £2092.71
    Court Fine £1250
    Court Fine £200
    Person 1 £1000
    Person 2 £1000
    Person 3 £1379
    Person 4 £427
    Debt Total £7348.71

    Rent Arrears £3381.28

    Total £10729.99

    *Person 4 £575
    *New Debt £732
    *Debt 1 £387.29
    *Debt 2 £1451.40
    *Debt 3 £1137.73
    *EDF £3140.65

    Total £18154.06

    *As more comes out from under the carpet I will update here.
    Last edited by WannabeFree; 21-11-2017 at 12:21 PM.
Page 66
    • Sun Addict
    • By Sun Addict 9th Feb 18, 9:28 PM
    • 5,855 Posts
    • 38,686 Thanks
    Sun Addict
    Glad school was sorted and you're back on it with the lists Also glad their dad is pulling his weight
    Virtual Sealed Pot 2018 £296.07
    Debt £2400
    June 6 NSDs 7 AFDs
    Weight loss 0/6LBS
    Emergency Fund £2000/£10,000
    • beanielou
    • By beanielou 9th Feb 18, 9:31 PM
    • 55,076 Posts
    • 220,095 Thanks
    beanielou
    Are there no volunteer driver groups near you that can help with transport? RVS?
    Lou~ Debt free Wanabe No 55 DF 03/03/14.
    **Credit card debt free 30/06/10~** **Weight loss 2 stone 11 lbs **

    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    It starts with you, it starts from now. *** It is ok to be me.***
    ***Keep plodding***
    Out of debt, out of danger.
    • XSpender
    • By XSpender 9th Feb 18, 9:37 PM
    • 2,974 Posts
    • 30,694 Thanks
    XSpender
    Can they go as dominoes? Black or dark clothing with circles cut out of white paper/card and pinned on.
    Action Plan Part 1 - Clear First 3 Balances
    Target Debt Lloyds (Me) Part 1 £666.22/£0
    Target Debt Virgin (Me) Part 1 £1176.49/£0
    Target Debt Virgin (Me) Part 2 £1038/£970
    Big black hole of debt - £53,515.15 @ 16.12.17 £52,811.64 @ 28.02.18, £50,638.77 @ 28.03.18, £49,778.78 @ 20.04.18, £46,093.32 @ 18.05.18, £47,401.24 @ 21.06.18
    • WannabeFree
    • By WannabeFree 9th Feb 18, 10:05 PM
    • 1,627 Posts
    • 14,217 Thanks
    WannabeFree
    I'm not sure Beanie. The hospital transport is free but doesn't fit in time wise. I'd be out all day

    Wow XSpender! That's a brilliant idea! We have black clothes too! That's what I'm going to do.
    “Once you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the right way.”
    • charlies tribe
    • By charlies tribe 9th Feb 18, 11:17 PM
    • 767 Posts
    • 5,607 Thanks
    charlies tribe
    Glad all seems to be sorted with DS.
    Good luck with the number thing, what a strange choice of theme, has reminded me we have a no uniform day next week though
    LBM in April 17 - £7593/£33554 (22.6%) paid.
    2018 PAID OFF TARGET £1969/£5000 (39.8% paid)
    Mortgage@1 June 18 = £0/£76350 Total debt=£102311
    SPC #591
    • WannabeFree
    • By WannabeFree 10th Feb 18, 8:55 AM
    • 1,627 Posts
    • 14,217 Thanks
    WannabeFree
    I think the non uniform is for NSPCC and numbers must mean something. I'm not sure I didn't really read the letter.

    I've had such an unsettled night, my temp is all over the place and I just couldn't doze off. No doubt germs brought home from school by the smalls. I thought I was doing well! Waiting for a call back as I think it'll mean I need to go and get antibiotics. Good job I had no wild weekend plans

    Waiting for DD to get picked up to go birthday shopping with my Sister then she's off to a friends party.

    x
    “Once you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the right way.”
    • Cumbria lass
    • By Cumbria lass 10th Feb 18, 10:01 AM
    • 1,916 Posts
    • 11,663 Thanks
    Cumbria lass
    I hope you get sorted with the antibiotics Wannabe , I agree that lots of germs come from school. Sadly we can't avoid them. Hope DD has a good outing today.
    CC1 £3475 May 2018
    • Purplemumof2
    • By Purplemumof2 10th Feb 18, 10:06 AM
    • 6,153 Posts
    • 22,636 Thanks
    Purplemumof2
    Hope you feel better soon, is it worth investing in some multivitamins to boost your system a bit?

    Hope DD enjoys the shopping and party xx
    Official DFW Nerd Club - Member no. 791 - Proud to be dealing with my debts
    MBNA: £6200.00 Cap 1: £395.80 BC: £6841.81
    AFD xxx LTW 6/16
    POAMAYC 2018 #041 PD £6288.87/£7000
    Savings for Christmas £191.84/£365
    20p Savers 2018 £2 Savers 2018 50p Savers 2018 SPC 11 2018 #003
    • WannabeFree
    • By WannabeFree 10th Feb 18, 10:07 AM
    • 1,627 Posts
    • 14,217 Thanks
    WannabeFree
    I don't actually feel too bad, just better safe than sorry. Hope it's something that can be sorted locally and not over by you

    DD away shopping, I tried to give my sister money to cover her lunch/drinks and she refused to accept it. Well she refused by saying don't be so stupid

    Other two are going to the supermarket with their Dad to get the list of groceries. I wonder if they stick to the list?

    x
    “Once you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the right way.”
    • WannabeFree
    • By WannabeFree 10th Feb 18, 10:09 AM
    • 1,627 Posts
    • 14,217 Thanks
    WannabeFree
    I've no idea on the vitamins PMO2 maybe something I can ask when I see them this week. All be worth it in the end.. the end goal is the only thing that makes it easier

    DD was so excited! She's been up and ready since 7am I've never seen her that early on a Saturday morning.
    “Once you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the right way.”
    • Suffolk lass
    • By Suffolk lass 10th Feb 18, 10:28 AM
    • 1,956 Posts
    • 20,927 Thanks
    Suffolk lass
    Debt 09/05/2017 - Debt 09/02/18

    Council Tax £2092.71 £1350 (742.71 paid)
    Court Fine £1250 Paid (£1250 paid)
    Court Fine £200 Paid (£200 paid)
    Person 1 £1000 Paid (£1000 paid)
    Person 2 £1000 Paid (£1000 paid)
    Person 3 £1379 £1360 (£19 paid)
    Person 4 £427 Paid (£427 paid)

    Debt Total £7348.71 £2710 £4638.71 Paid 63%

    *Rent Arrears £3381.28 £2885 £496.28 paid 14.67 or 15% rounded up

    Total £10729.99 £5595 £5134.99 paid 47.8 or 50% rounded up

    *Person 4 £575 Paid (£575 paid)
    *New Debt £732Paid (£732 paid)
    *Debt 1 £387.29 Paid (£387.29 paid)
    *Debt 2 £1451.40 Not mine Zero
    *Debt 3 £1137.73 Not Mine Zero
    *EDF £3140.65 Paid (£3140.65 paid)

    Total £18154.06

    Total 5595 £12559.06 Paid That is 69.9 or 70% paid off rounded up

    *Rent Arrears are less than this but not sure how much will update next month.

    I feel like I've cheated on those numbers really, because EDF was paid off by a charity, Debt 2 & 3 have been investigated and I'm not liable and a relative helped to pay Stepdad back and made person 2 Zero.

    So Cheating again no change in numbers. There is but I don't know the amounts Must find out really.
    Originally posted by WannabeFree
    Found you (then lost my login!)

    Just wanted to add your percentages paid (or cleared, if you prefer) - fantastic!
    MFiT T4 #2 update 88.72% after Q9 tiny bit ahead of where I should be
    Save £12k in 2018 #53 - after May 45.81% £4,581.38/£10,000
    OS Grocery Challenge 2018 spent £1,021.80/£3,000 including stores so far 34.06% of my annual budget at the end of May
    My DFD is here
    • Purplemumof2
    • By Purplemumof2 10th Feb 18, 10:53 AM
    • 6,153 Posts
    • 22,636 Thanks
    Purplemumof2
    Wow! Excellent percentages lovely xx
    Official DFW Nerd Club - Member no. 791 - Proud to be dealing with my debts
    MBNA: £6200.00 Cap 1: £395.80 BC: £6841.81
    AFD xxx LTW 6/16
    POAMAYC 2018 #041 PD £6288.87/£7000
    Savings for Christmas £191.84/£365
    20p Savers 2018 £2 Savers 2018 50p Savers 2018 SPC 11 2018 #003
    • mummytogirls
    • By mummytogirls 10th Feb 18, 11:15 AM
    • 6,183 Posts
    • 22,717 Thanks
    mummytogirls
    Hope you're feeling ok WF xx
    Mummytogirls x

    £23164.32 - 12/12/10
    £5419.83 - 08/04/18 - 76.61% paid off
    • beanielou
    • By beanielou 10th Feb 18, 2:23 PM
    • 55,076 Posts
    • 220,095 Thanks
    beanielou
    I think multivitamins and or vitamin c will help.
    PM me your adress and I can send you some vit c.
    Hope DD enjoys her day.
    Lou~ Debt free Wanabe No 55 DF 03/03/14.
    **Credit card debt free 30/06/10~** **Weight loss 2 stone 11 lbs **

    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    It starts with you, it starts from now. *** It is ok to be me.***
    ***Keep plodding***
    Out of debt, out of danger.
    • WannabeFree
    • By WannabeFree 10th Feb 18, 5:41 PM
    • 1,627 Posts
    • 14,217 Thanks
    WannabeFree
    As thought some super strength antibiotics to add into the mix. Nice

    DD had an amazing day, choose some lovely clothes (and some she definitely wouldn't have got if I was supervising) She had a wonderful time at the party and I suspect lots of sweets have been eaten given her current mood.

    Their Dad went and picked my shopping list up, most of what was on there was picked up and a few extras. Doesn't want the money for it so I will do a shop online to top up fresh bits etc at some point this week.

    Spag bol, garlic bread and salad for dinner (a bit late ) but they've not been home long and I had fell asleep
    “Once you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the right way.”
    • Cherryfudge
    • By Cherryfudge 10th Feb 18, 6:11 PM
    • 1,763 Posts
    • 9,646 Thanks
    Cherryfudge
    I hope the super-strength means you won't have too long a course.

    Glad your DD had such fun! And you got some free shopping. Get well soon x
    • WannabeFree
    • By WannabeFree 10th Feb 18, 6:15 PM
    • 1,627 Posts
    • 14,217 Thanks
    WannabeFree
    This is the 4th set in less than 6 weeks! I actually don't feel too unwell tbh. Lazy maybe but not as rough as I have been.

    Their recommendation is basically to avoid germ filled places. Not easy with 3 germ carrying smalls

    Youngest hasn't been in nursery for over 2 weeks as there's some real nasty things flying round there. Neither her or I want to catch. She does need to go back this week though I think they might forget who she is if she has any longer off
    “Once you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the right way.”
    • beanielou
    • By beanielou 10th Feb 18, 6:29 PM
    • 55,076 Posts
    • 220,095 Thanks
    beanielou
    Hope the anti-biotics help.
    Good news on the free shopping
    Lou~ Debt free Wanabe No 55 DF 03/03/14.
    **Credit card debt free 30/06/10~** **Weight loss 2 stone 11 lbs **

    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    It starts with you, it starts from now. *** It is ok to be me.***
    ***Keep plodding***
    Out of debt, out of danger.
    • WannabeFree
    • By WannabeFree 10th Feb 18, 8:34 PM
    • 1,627 Posts
    • 14,217 Thanks
    WannabeFree
    Thank you

    Small ones all in bed. Have some bits of cleaning I want to get on top of.

    Sorted DS's homework from the girls craft stash Circus tent anyone?

    I need to buy more school shoes for DS again. Seriously! I'm going to read back I'm sure this is the 3rd/4th time since September. I'm beginning to think he sits trying to eat them! He needs trainers for PE too. He seems to think he can take the branded ones he wants for his birthday. He has ZERO chance of this happening. Sure there's some on sports direct I'll order over the half term.
    “Once you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the right way.”
    • Sun Addict
    • By Sun Addict 10th Feb 18, 9:57 PM
    • 5,855 Posts
    • 38,686 Thanks
    Sun Addict
    Could you ask your doctor for vitamins? Mr SA has super strength ones on prescription. If you don't pay for prescriptions that is.

    Hope the high dose antibiotics don't make you feel sick like they did me when I last had them.

    Glad to read you're sounding more like you again
    Virtual Sealed Pot 2018 £296.07
    Debt £2400
    June 6 NSDs 7 AFDs
    Weight loss 0/6LBS
    Emergency Fund £2000/£10,000
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